McCarran-Ferguson Restoration Act

Reported lobbying issue

Homeland Security: H.R. 471 - Fix Our Forests Act H.R. 501 - Promoting Resilient Buildings Act of 2025 H.R. 550 - Wildfire Insurance Coverage Study Act of 2025 H.R. 827 - Homeowners Defense Act of 2025 H.R. 1923 - Modernizing Wildfire Safety and Prevention Act of 2025 H.R. 2123 - NFIP Extension Act of 2025 H.R. 2822 - To extend the National Flood Insurance Program through December 31, 2026. H.R. 4669 - FEMA Act of 2025 H.R. 5079 - Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 5484 - National Flood Insurance Program Reauthorization and Reform Act of 2025 H.R. 5574 - To extend the National Flood Insurance Program through November 21, 2025. H.R. 5577 - NFIP Extension Act of 2026 H.R. 5608 - To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. H.R. 5794 - FEMA Operations Continuity Act of 2025 H.R. 5848 - NFIP Retroactive Renewal and Reauthorization Act H.R. 6560 - To amend the National Flood Insurance Act of 1968 to provide for the automatic contingent extension of the National Flood Insurance Program, and for other purposes. H.R. 6620 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. ___ - To amend the National Flood Insurance Act of 1968 to prohibit flood insurance coverage for severe repetitive loss properties. S. 120 - Disaster Housing Reform for American Families Act S. 824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through December 31, 2026. S. 1337 - Cybersecurity Information Sharing Extension Act S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act S. 2053 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2054 - Flood Insurance Consumer Choice Act of 2025 S. 2931 - NFIP Extension Act S. 2946 - NFIP Extension Act S. 3151 - National Flood Insurance Program Automatic Extension Act of 2025 Disaster mitigation legislation National Flood Insurance Program reauthorization, reform, debt cancellation, risk sharing, and reinsurance legislation Housing: Housing credit risk transfer program legislation Housing finance reform legislation Housing pre-disaster mitigation legislation Budget/Appropriations: P.L. 119-98 - Secure America Act H.R. 8029 - Pay Our Homeland Defenders Act H.R. 8495 - Financial Services and General Government Appropriations Act, 2027 - insurance H.R. 8646 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2027 - crop insurance H.R. 8845 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2027 - NOAA, NASA, and NSF H.R. 9022 - Energy and Water Development and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation H.R. 9170 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation H.R. 9171 - Department of the Interior, Environment, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation, USGS H.R. 9310 - Department of Homeland Security Appropriations Act, 2027 - pre-disaster mitigation and NFIP S. ___ - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2027 - crop insurance S. ___ - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2027 - NOAA, NASA, and NSF S. ___ - Department of Homeland Security Appropriations Act, 2026 - pre-disaster mitigation and NFIP S. ___ - Department of Homeland Security Appropriations Act, 2027 - pre-disaster mitigation and NFIP S. ___ - Department of the Interior, Environment, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation, USGS S. ___ - Energy and Water Development and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation S. ___ - Financial Services and General Government Appropriations Act, 2027 - insurance S. ___ - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation Risk transfer legislation Financial Institutions/Investments/Securities: H.R. 7132 - FSOC Improvement Act H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of (GUARD) Financial Data Act H.R. 9471 - Secure And Fair Enforcement (SAFE) Banking Act H.R. ___ - the Export-Import Bank Reauthorization Act of 2026 S. 245 - Insure Cybersecurity Act of 2025 S. 3578 - FSOC Improvement Act S. 3772 - Export-Import Bank Reauthorization Act of 2026 S. 4942 - Secure And Fair Enforcement (SAFE) Banking Act Artificial Intelligence legislation Cyber security, cyber insurance, cyber terrorism insurance, data breach, and ransomware legislation Data privacy legislation Dodd-Frank Act legislation Insurance: H.R. 643 - Federal Insurance Office Elimination Act H.R. 3437 - Insurance Data Protection Act H.R. 4504 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act H.R. 6274 - Natural Disaster Risk Reinsurance Program Act H.R. 7128 - TRIA Program Reauthorization Act of 2026 H.R. 7130 - McCarran-Ferguson Restoration Act H.R. ___ - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. ___ - Taxpayer Exposure and Risk Reduction Act H.R. ___ - Terrorism Risk Insurance Program Reauthorization Act of 2025 (Rep. Waters) S. 1544 - Insurance Data Protection Act S. 2349 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act S. 4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026 S. ___ - Clarifying Law Around Insurance of Marijuana (CLAIM) Act Federal Insurance Office legislation International insurance legislation Private equity and insurance legislation Small Business: Small business risk transfer legislation Taxation/Internal Revenue Code: H.R. 1105 - Disaster Resiliency and Coverage Act of 2025 H.R. 1481 - Catastrophic Risk Transfer (CART) Act of 2025 H.R. 1849 - Disaster Mitigation and Tax Parity Act of 2025 H.R. 2547 - Secure Family Futures Act of 2025 H.R. 3512 - Tackling Predatory Litigation Funding Act of 2025 H.R. 6763 - Shelter Act S. 35 - Homeowners Premium Tax Reduction Act of 2025 S. 336 - Disaster Mitigation and Tax Parity Act of 2025 S. 586 - Flood Insurance Affordability Tax Credit Act S. 1335 - Secure Family Futures Act of 2025 S. 1821 - Tackling Predatory Litigation Funding Act of 2025 S. 1940 - READY Accounts Act S. 3497 - Shelter Act Business tax legislation Natural disaster resilience legislation Natural disaster savings account legislation Torts: H.R. 1109 - Litigation Transparency Act of 2025 H.R. 7015 - Protecting TPLF From Abuse Act S. 3826 - Litigation Funding Transparency Act of 2026 Agriculture: H.R. 7567 - Farm, Food, and National Security Act of 2026 S. ___ - Farm Bill 2.0 Defense: H.R. 8800 - National Defense Authorization Act for Fiscal Year 2027 - TRIP and EXIM reauthorizations S. 4784 - National Defense Authorization Act for Fiscal Year 2027 - TRIP and EXIM reauthorizations

Reported lobbying issue

Automotive Industry: **Issues lobbied without specific bill number: Autonomous Vehicles **Issues lobbied without specific bill number: Safety Management System H.R. 1566 Right to Repair H.R. 2662 Automobile Insurance Costs S. 1379 Automobile Insurance Costs H.R. 4376 Auto Insurance Costs; Autonomous Vehicles H.R. 4661 Autonomous Vehicles S. 2238 Auto Insurance Costs Disaster Planning/Emergencies: **Issues lobbied without specific bill number: Climate Disaster Mitigation, Resilience, and Recovery **Issues lobbied without specific bill number: Climate and Weather Prediction **Issues lobbied without specific bill number: Wildland Fire Mitigation and Management Commission Recommendations H.R. 168 Forest Management for Wildfire Mitigation H.R. 178 Wildfire Mitigation H.R. 179 Forest Management for Wildfire Mitigation H.R. 204 Wildfire Mitigation H.R. 345 Wildfire Suppression S. 91 Wildfire Mitigation and Management H.R. 390 Wildfire Suppression and Prediction S. 133 Wildfire Suppression S. 135 Wildland Firefighter Pay H.R. 501 Climate Mitigation Through Building Code Improvements H.R. 527 Wildfire Prediction H.R. 528 Post-Disaster Reforestation H.R. 582 Wildfire Resiliency Grants H.R. 731 Hazardous Fuel Reduction S. 270 Federal Natural Disaster Mitigation Commission H.R. 753 Wildfire Forecasting S.306 Wildfire Forecasting S. 350 Wildfire Resiliency H.R. 1045 Forest Health and Wildfire Institute S. 372 Climate Disaster Mitigation S. 388 Strengthening Building Codes S. 395 Wildfire Prevention Projects S. 602 Wildfire Mitigation H.R. 1932 Implementation of Recommendations from the Wildland Fire Mitigation and Management Commission H.R. 471 Fix Our Forests Act H.R. 1105 Disaster Resiliency S. 453 Wildfire Coordination H.R. 1093 Natural Disaster Mitigation S. 258 Tornado Prediction S. 613 Improving Flood and Agricultural Forecasts S. 902 Wildfire Response and Preparedness S. 441 Wildfire Readiness S. 160 Aerial Firefighting Enhancement H.R. 164 Wildfire Mitigation H.R. 3816 Natural Disaster Mitigation H.R. 3889 Wildfire Mitigation H.R. 3922 Wildfire Mitigation H.R. 3923 Wildfire Mitigation H.R. 3924 Wildfire Mitigation S. 1429 Wildfire Mitigation S. 1462 Wildfire Mitigation S. 1545 Disaster Insurance S. 1981 Wildfire Mitigation S. 2038 Wildfire Mitigation S. 2039 Wildfire Mitigation S. 2033 Wildfire Mitigation H.R. 4239 Weather and Disaster Mitigation H.R. 4302 Weather and Disaster Mitigation H.R. 4338 Weather and Disaster Mitigation H.R. 4414 Weather and Disaster Mitigation H.R. 4426 Weather and Disaster Mitigation H.R. 4482 Weather and Disaster Mitigation H.R. 4497 Major Disaster Designation H.R. 4504 Federal Insurance Mandates H.R. 4669 Weather and Disaster Mitigation H.R. 4852 Wildfire Mitigation H.R. 4990 Wildfire Mitigation H.R. 4992 Weather and Disaster Mitigation H.R. 5002 Weather and Disaster Mitigation S. 2247 Weather and Disaster Mitigation S. 2331 Major Disaster Designation S. 2349 Federal Insurance Mandates S. 2430 Wildfire Study S. 2583 Weather and Disaster Mitigation H.R. 5782 Wildfire Mitigation H.R. 6274 Weather and Disaster Mitigation S. 1626 Weather and Disaster Mitigation S. 3527 Weather and Disaster Mitigation H.R. 7578 Forest Management H.R. 7829 Disaster Relief H.Res. 980 Wildfire Mitigation S. 3590 Clean Air and Water S. 3609 Wildfire Resilience S. 3895 Disaster Relief S. 3923 Weather Forecasting S. 3961 Disaster Relief S. 4248 Flood Mitigation H.R. 8368 Disaster Relief H.R. 8439 Weather and Disaster Planning H.R. 8830 Flood Mitigation H.R. 9291 Flood Mitigation H.R. 9292 Disaster Relief S. 3506 Wildfire Mitigation and Relief S. 4433 Disaster Relief S. 4515 Flood Mitigation Housing: **Issues lobbied without specific bill number: Fair Housing Act Disparate Impact Rule **Issues lobbied without specific bill number: Review of Federal Home Loan Banks H.R. 4359 Property Risk Mitigation H.R. 4448 Disparate Impact H.R. 6008 Housing Finance H.R. 6269 Housing Finance H.R. 6270 Housing Finance S. 1511 Housing Finance H.R. 6962 Housing H.R. 7108 Housing Insurance: **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: SAFE Banking Act **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization **Issues lobbied without specific bill number: Cyber Insurance **Issues lobbied without specific bill number: CFPB Insurance Exclusion **Issues lobbied without specific bill number: Diversity, Equity, and Inclusion **Issues lobbied without specific bill number: Insurance Requirements for GSE Loans H.R. 550 GAO Study Regarding Insurance Coverage for Damages from Wildfire H.R. 1164 Insurance Claims During Disasters H.R. 1593 Disaster Insurance S. 824 The National Flood Insurance Program H.R. 643 Federal Insurance Office Elimination H.R. 2822 National Flood Insurance Program H.R. 3161 Flood Insurance H.R. 3437 Insurer Data Collection H.R. 3973 Federal Insurance Policy S. 1544 Data Access and Privacy S. 2052 Flood Insurance Issues S. 2053 Flood Insurance Issues S. 2054 Flood Insurance Issues **Issues lobbied without specific bill number: Terrorism Risk Insurance Program H.R. 4365 Federal Insurance Mandates H.R. 4416 Weather and Disaster Mitigation H.R. 4494 Flood Insurance H.R. 4801 Artificial Intelligence H.R. 4861 Flood Mitigation H.R. 5484 Flood Insurance H.R. 5500 Flood Insurance H.R. 5504 Flood Insurance H.R. 5574 Flood Insurance H.R. 5577 Flood Insurance H.R. 5607 Flood Insurance H.R. 5608 Flood Insurance H.R. 5633 Crop Insurance S. 2266 Federal Insurance Mandates S. 2313 Flood Insurance S. 2528 Artificial Intelligence S. 2538 Flood Mitigation S. 2931 Flood Insurance S. 2946 Flood Insurance H.R. 5961 Flood Insurance H.R. 6025 Housing/Insurance H.R. 6256 Disaster Planning/Emergencies/Insurance H.R. 6934 Disaster Planning/Emergencies/Insurance S. Res. 554 Insurance Cost Drivers H.R. 7130 Federal Insurance Office H.R. 7567 Crop Insurance S. 3843 Federal Crop Insurance S. 4215 Federal Crop Insurance H.R. 8218 Liability Insurance H.R. 8800 Terrorism Risk Insurance H.R. 9056 Flood Insurance S. 4395 Terrorism Risk Insurance S. 4502 Crop Insurance S. 4651 Crop Insurance Taxation/Internal Revenue Code: **Issues lobbied without specific bill number: Corporate Alternative Minimum Tax **Issues lobbied without specific bill number: Implementation of Inflation Reduction Act **Issues lobbied without specific bill number: TCJA **Issues lobbied without specific bill number: Third Party Litigation Financing Tax on Any Income Derived from that Kind of Litigation Funding S. 35 An Above the Line Deduction for Certain Homeowner Insurance Premiums S. 336 To Exclude from Gross Income Amount Received from State-based Catastrophe Loss Mitigation Programs H.R. 1070 To Exclude from Gross Income Certain Income from Providing Real Property Insurance Following Certain Federally Declared Disasters H.R. 948 To Provide a Refundable Credit Against Tax for Wildfire Mitigation Expenditures S. 586 A Refundable Credit to Offset Flood Insurance Premiums H.R. 1481 To Ensure Sufficient Capital to Cover Catastrophic Insurance Losses S. 796 To Repeal the Corporate Alternative Minimum Tax H.R. 1849 To Provide for the Exclusion from Gros Income of Amounts Received from State-based Catastrophe Loss Mitigation Programs S. 1323 Tax Treatment for Disaster Mitigation Transportation: **Issues lobbied without specific bill number: Marijuana Impairment Standard **Issues lobbied without specific bill number: Towing Regulation **Issues lobbied without specific bill number: Highway Safety H.R. 4320 Auto Insurance Costs, Impairment Standards H.R. 5697 Transportation Insurance S. 3376 Cargo Theft H.R. 3360 Auto Insurance H.R. 5221 Auto Insurance H.R. 6688 Auto Insurance H.R. 7353 Auto Insurance H.R. 7389 Auto Insurance H.R. 7390 Auto Insurance H.R. 8730 Auto Insurance H.R. 8748 Auto Insurance H.R. 8870 Auto Insurance Budget/Appropriations: **Issues lobbied without specific bill number: FY 2025 Appropriations Requests **Issues lobbied without specific bill number: FY 2026 Appropriations Requests H.R. 4121 Agriculture Appropriations H.R. 4213 DHS Appropriations H.R. 3944 Crop Insurance; Natural Disaster Prediction and Mitigation; Wildfire Mitigation H.R. 5166 Resiliency and Sustainability Standards; Shareholder Proposals; Third-Party Litigation Financing H.R. 5371 Agriculture Appropriations S. 3043 Government Continuity and Flood Insurance Alcohol and Drug Abuse: **Issues lobbied without specific bill number: Marijuana Research Financial Institutions/Investments/Securities: **Issues lobbied without specific bill number: Climate Change Disclosures **Issues lobbied without specific bill number: SEC Cyber Incident Reporting H.R. 257 Climate Related Disclosures H.R. 3354 Financial Treatment of Insurers H.R. 3402 Proxy Advisor Firms H.R. 7128 Terrorism Risk Insurance S. 3711 Financial Institutions/Investments/Securities H.R. 8398 Financial Institutions Consumer Issues/Safety/Products: **Issues lobbied without specific bill number: National Cyber Strategy **Issues lobbied without specific bill number: Cybersecurity **Issues lobbied without specific bill number: Data Privacy S. 245 Cyber Insurance Working Group S. 389 Lithium-Ion Batterie Safety H.R. 5079 Cyber Breaches H.R. 7757 Data Privacy H.R. 8413 Data Privacy Torts: **Issues lobbied without specific bill number: Third Party Litigation Financing **Issues lobbied without specific bill number: Per- and Polyfluoroalkyl Substances liability H.R. 1109 Third-Party Litigation Financing H.R. 2675 Third-Party Litigation Financing H.R. 3512 Third-Party Litigation Financing S. 1821 Third-Party Litigation Financing H.R. 4194 Third-Party Litigation Financing H.R. 5258 Third-Party Litigation Financing H.R. 5268 Third-Party Litigation Financing H.R. 6977 Chemicals/Chemical Industry H.R. 6990 Chemicals/Chemical Industry H.R. 7015 Third-Party Litigation Financing S. 3598 Chemicals/Chemical Industry S. 3826 Third-Party Litigation Financing Medicare/Medicaid: **Issues lobbied without specific bill number: Medicare Secondary Payer Statutes H.R. 4056 Medicare Secondary Payer Law Enforcement/Crime/Criminal Justice: **Issues lobbied without specific bill number: Combating Organized Retail Crime H.R. 8267 Cargo Theft H.R. 8843 Property Damage from Terrorism

Reported lobbying issue

Taxation/Internal Revenue Code: S.__ - Protecting Proper Life Insurance from (PPLI) Abuse Act. This bill would restrict the use of private placement life insurance. HR 2547 and S 1335 - Secure Family Futures Act of 2025 Consumer Issues/Safety/Products: Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. __ - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R.__/S.__ Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. __/S. __ DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R. 5511/S.__ - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R. 6356/S. 3308 - Artificial Intelligence Civil Rights Act. The bill would establish protections for individual rights with respect to computational algorithms. Issue: Artificial Intelligence (AI). H.R. __ - Responsible AI Disclosure Act. The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems. Issue: Artificial Intelligence (AI). S. 2750 - SANDBOX Act. To require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence. Issue: Artificial Intelligence (AI). H.R. 8413 - SECURE Data Act. To establish a national framework for consumer privacy rights and the protection of personal data. Issue: Data Privacy H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act. The bill would make improvements to title V of the Gramm-Leach-Bliley Act. Issue: Data Privacy. S. 1582. GENIUS Act. This bill establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed value). Issue: Digital Assets. H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI). Issue: Business interruption insurance. Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy. Financial Institutions/Investments/Securities: Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R.1777/S. 1561 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 2441 - Improving Disclosure for Investors Act - This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. Issue: Electronic delivery. H.R. 1013/S.424 - Retirement Fairness for Charities and Educational Institutions Act of 2025 - The bill would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s. Issue: Retirement security H.R.20/S.852 - Richard L. Trumka Protecting the Right to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 3682/S. 3578 - Financial Stability Oversight Council Improvement Act of 2025. This bill will restore transparency to FSOC by imposing procedural guardrails, including enhanced due process protections, and a stronger analytic framework before a firm can be designated as systemically important. Issue: Dodd-Frank Act reform. H.R. 8338 - SAFER Act of 2026. To prevent the premature seizure of an individuals securities, digital assets, or investment accounts in the custody of a financial institution under State escheatment laws. Issue: unclaimed property. H.R.9471 /S. 4942 SAFE Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation H.R. ____, the Consumer-Led Enhancement of Annuity and Insurance Registration (CLEAR) Forms Act. The bill would require the Securities and Exchange Commission to create forms for non-variable registered annuities and life insurance products. Issue: SEC reform S. __ - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation. H.R. __ - Expanding Access to Capital Act - This bill reduces various securities regulations applicable to certain companies, brokers, and advisors. The bill also allows more investors to invest in specified types of ventures. Issue: Capital reform. S. __ - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers. Issue: Predictive data analytics. S. __/H.R. __ - Empowering States to Protect Seniors from Bad Actors Act - This bill reauthorizes through FY2028 and otherwise revises the Senior Investor Protection Grant Program. The bill moves the program from the Consumer Financial Protection Bureau to the Securities and Exchange Commission, establishes a task force to oversee the program, and eliminates certain grant eligibility requirements. Issue: Financial protections. Issue: FHLBank System Issue: Basel III Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned. Insurance: Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R. 4583 and H.R. 4582/S.1552 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. 643 - Federal Insurance Office Elimination Act. To eliminate the Federal Insurance Office of the Department of the Treasury. Issue: FIO Reform. S. 1544/H.R. 3437 - Insurance Data Protection Act. To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: FIO Reform H.R. 4735 and S. 2419 - Business of Insurance Regulatory Reform Act- To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: Business of Insurance. H.R. 3503 - Kidney Donation Anti-Discrimination Act. The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor. Issue: underwriting. H.R. 3383 - Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025. This bill allows a closed-end fund-a portfolio of pooled assets with a limited number of shares traded on an exchange-to increase its investment in private investment funds. Specifically, the Securities and Exchange Commission is prohibited from limiting the sale or listing of securities of a closed-end fund that invests in private investment funds. This bill also apples to a closed-end company treated as a business development company. Issue: Capital formation H.R. 7130 - McCarran-Ferguson Restoration Act. The bill would eliminate the Federal Insurance Office of the Department of the Treasury and establish a United States Insurance Representative within the Department of the Treasury. Issue: FIO Reform. Issus: FSOC nonbank guidance rule. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned. Issue: Housing Finance Reform. No bill number assigned. Retirement: Retirement Security, Q4 2025 1.H.R.1013, S.424 Retirement Fairness for Charities and Educational Institutions Act of 2025: Allows 403(b) retirement plans to invest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. 2.H.R.2023, S.988 Womens Retirement Protection Act (WRPA): This legislation imposes spousal consent requirements on nearly all distributions from defined contribution plans. The bill also seeks to enhance financial literacy through grants to community-based organizations and offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders. 3.H.R.2067, S.928 Protecting Americans Retirement Savings Act (PARSA): This bill prohibits ERISA-covered retirement plans from making new investments in companies controlled by or based in countries considered to be foreign adversaries. Foreign adversaries include China, Iran, North Korea, and Russia. The bill also requires fiduciaries to disclose continuing investments in such entities and sanctioned firms. 4.H.R.2089 Generating Retirement Ownership through Long-Term Holding (GROWTH): The legislation provides that reinvested mutual fund dividends are not subject to capital gains taxation until the investor sells his or her shares. 5.H.R.2163 No Penalties for Victims of Fraud Act: The bill ensures that victims of retirement account fraud are not subject to the 10% additional income tax on early retirement plan distributions. 6.H.R.2544, S.1222 Financial Freedom Act of 2025: The legislation prohibits the Secretary of Labor from restricting the investments available in self-directed 401(k) brokerage windows. The bill also prohibits the DOL from preventing a fiduciary from selecting, any particular type of investment alternative, provided that a fiduciary provides the participant or beneficiary an opportunity to choose, from a broad range of investment alternatives, nor can the DOL require that any particular type of investment be either favored or disfavored, other than on the basis of the investments risk-return characteristics. 7.H.R.2696, S.1526 Retirement Savings for Americans Act (RSAA): This legislation establishes a federally run American Worker Retirement Plan for private-sector workers that do not have access to a workplace-based retirement plan. The bill also includes an enhanced federal matching contribution that only applies to lower income workers that participate in the federal plan. 8.H.R.2748 First Time Homeowner Savings Plan Act: This legislation increases the amount first-time homebuyers could pull from their retirement savings from the $10,000 set in the 1990s to $25,000 (indexed to inflation) without the 10% additional income tax on early retirement plan distributions to use as a down payment on their home. 9.H.R.2869 EBSA Investigations Transparency Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed. 10.H.R.2958 Balance the Scales Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to report annually to Congress about its use of common interest agreements. 11.H.R.2988 Protecting Prudent Investment of Retirement Savings Act: This legislation amends ERISA to specify that a retirement plan fiduciary shall be considered acting solely in the interest of participants only if: 1) the investment does not subordinate the interest of participants in their retirement income or financial benefits under the plan to other objectives, including ESG objectives and 2) the fiduciary does not sacrifice investment returns or take on additional investment risks to promote goals unrelated to the plan. 12.H.R.3526, S.2867 Uplifting First-Time Homebuyers Act of 2025: This legislation allows individuals to take an early distribution out of an IRA of up to $50,000 for a qualified first-time home purchase without the 10% additional income tax penalty. Current rules only allow up to a $10,000 early distribution without penalty. 13.H.R.4718, S.1707 Helping Young Americans Save for Retirement Act: This legislation lowers the required minimum participation age in ERISA-covered retirement plans from age 21 to age 18. 14.S.2003 Strengthening Benefits Plans Act of 2025: This legislation permits surplus assets in a retiree health account to be used for other benefits, like active employee health benefits. The legislation also permits surplus assets in a defined benefit plan to be used to provide contributions to the employers defined contribution plan without terminating the defined benefit plan. 15.S.2210 Unlocking Benefits for Independent Workers Act: This legislation establishes a safe harbor under federal law for companies that would like to voluntarily provide independent workers with any benefit or protection commonly provided to full-time employees, such as retirement and health care benefits. 16.S.2217 Independent Retirement Fairness Act: This legislation relaxes the audit rules for pooled employer plans (PEPs) and allows companies to enroll their independent workers in PEPs and simplified employer pensions (SEPs) IRAs without triggering employee classification. 17.H.R.4548, S.2365 Small Nonprofit Retirement Security Act of 2025: This legislation makes the credit for small employer pension plan startup costs and the retirement auto-enrollment credit available to tax-exempt eligible small employers. 18.H.R.5325 Unclaimed Retirement Rescue Plan: This legislation directs the Department of Labor (DOL) to issue a regulation that would permit retirement plan fiduciaries to transfer unclaimed retirement distributions to State unclaimed property programs. 19.H.R.5748 Retirement Investment Choice Act: This legislation codifies Executive Order 14330 relating to democratizing access to alternative assets for 401(k) investors. 20.S.3083 Providing Complete Information to Retirement Investors Act: This legislation adds a new notice requirement to participants investing through brokerage windows in 401(k) plans to explain that the investments in a brokerage window have not been prudently selected and are not monitored by a plan fiduciary. 21.S.3086 Restoring Integrity in Fiduciary Duty Act: This legislation limits fiduciary consideration of nonpecuniary factors for investments. The bill further states that ERISA fiduciaries must also make decisions regarding the exercise of shareholder rights and proxy voting based on pecuniary factors. 22.H.R.5887 Saving for the Future Act: This legislation establishes a hybrid emergency savings and 401(k)-type government-run program called the Federal Universal Personal Savings Investment Program and creates UP Retirement Accounts for every full-time and part-time worker not covered by an active defined benefit pension plan. The legislation also requires employers to make a minimum employer contribution to the workers retirement account. 23.H.R.6084 ERISA Litigation Reform Act: This legislation amends the pleading standard under ERISA Section 502 for certain claims to put the burden on the plaintiff to plausibly allege and prove that an ERISA prohibitive transaction occurred that is not exempt under ERISA section 408(b)(2). 24.H.R.6324 Retirement Simplification and Clarity Act: This legislation would: (1) permit an in-service plan distribution to an individual retirement annuity on or after attainment of age 50; and (2) include a specific reference to an individual retirement annuity as a rollover option under a simplified 402(f) safe harbor notice. 25.H.R.6417, S.3333 Emergency Savings Enhancement Act of 2025: This legislation would double the maximum balance limit for Pension-Linked Emergency Savings Accounts (PLESAs) from $2,500 to $5,000 and allows Highly Compensated Employees (HCEs) to participate. 26.H.R.6450, S.3352 Retirement Rollover Flexibility Act: This legislation would permit rollover contributions from Roth IRAs to designated Roth accounts in qualified retirement plans, like 401(k)s. 27.H.R.6722 Automatic IRA Act of 2025: The legislation would require employers with more than 10 employees that do not sponsor a retirement plan to automatically enroll their employees in IRAs (automatic IRAs) or other automatic contribution plans or arrangements, like 401(k) plans. The legislation also requires 401(k) plans with over 100 participants plans must permit participants to elect to receive at least 50 percent of their vested account balance in the form of lifetime income. This requirement does not apply to participants with balances below $200,000. 28.H.R.6729, S.1831 Auto Reenroll Act of 2025: This legislation amends the qualified automatic contribution arrangement (QACA) safe harbor in the tax code for 401(k) plans to allow for automatic periodic reenrollment into the plan. 29.H.R.7185 Home Savings Act: This legislation permits penalty-free withdrawals from a 401(k) account for up to five years when the funds are used for a down payment or closing costs on a primary residence. The legislation also allows an individual to make a penalty-free 401(k) withdrawal and gift those funds to a relative, exempt from gift tax, provided the relative uses the money for a down payment or closing costs on a primary residence. 30.H.R.7362 Form 5500 Filing Simplification Act: This legislation extends the Form 5500 filing deadline to October 15 (for calendar year retirement plans), thus eliminating the need for an extension. 31.H.R.7556, S.2335 Pensions for All Act: This legislation requires every employer to provide to their employees a retirement program with benefits equivalent to the Federal Employees Retirement System (FERS) or to elect for their employees to participate in FERS. 32.H.R.8273, S.4291 Catching Up Family Caregivers Act of 2026: This legislation allows full-time family caregivers to qualify for up to five additional years of retirement plan catch-up contributions. Catch-up contributions currently allow individuals over age 50 to contribute above the standard annual retirement plan contribution limit, with even higher limits available for those ages 60 to 63. 33.H.R.8274, S.4292 Improving Retirement for Family Caregivers Act of 2026: Current law limits Roth IRA contributions to the lesser of $7,000 or total annual income. This legislation eliminates the annual income requirement for family caregivers, thus allowing them to contribute to a Roth IRA even if they do not have any income. 34.H.R.8313 Trump Accounts for All Generations Act: The One Big Beautiful Bill Act (OBBBA) enacted last year created the Trump Account, which is a new individual tax-preferred savings vehicle for children, with a $1,000 government seed contribution for every child born in the United States from 2025 to 2029. This legislation makes the $1,000 government contribution for children permanent and indexes the $1,000 contribution amount to inflation beginning in 2029. 35.H.R.8314 OPTIONS Act: The legislation allows employees to allocate employer contributions among various pre-tax benefits, including retirement accounts, health savings accounts, health reimbursement accounts, and educational assistance programs. 36.S.4360 Investigation Status and Governance for Honest Transparency (INSIGHT) Act: This legislation requires the Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed. And it also requires the Department of Labor to formalize and disclose situations in which it is providing adverse assistance which means assistance to plaintiffs lawyers suing ERISA benefit plan sponsors and fiduciaries. 37.H.R.8783, S.4511 Charity Parity Act: Current law allows retirement savers to exclude up to $111,000 in annual gross income to make qualified charitable distributions (QCDs), but only if the funds are donated directly from an IRA. This tax break excludes distributions from employer-sponsored retirement plans like 401(k)s and 403(b)s. So, under current law, individuals must first roll assets into an IRA to make a QCD. The Charity Parity Act would permit direct QCDs from employer-sponsored retirement plans. 38.H.R.8837, S.1840 Retirement Investment in Small Employers (RISE) Act: This legislation raises the floor for the existing $250 per-employee tax credit available to small businesses to create retirement plans, ensuring that all small businesses can receive a tax credit of at least $2,500. The House version of the legislation allows the service provider to claim the tax credit as payment for services that would ordinarily be charged to the employer for starting the plan. 39.General Accounts Product Corrections Act: This proposed legislation clarifies fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts. Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill. H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member. H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits. Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave. Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age). H.R. 5376- Build Back Better Act This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment. Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor. S.3680 - Paid Family and Medical Leave Tax Credit Extension and Enhancement Act Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion. Trade (domestic/foreign): U.S.-Chile Income Tax Treaty U.S.-Chile changes to pension system Protecting Americans Retirement Savings Act (PARSA) (H.R. 2607 / S.928). This bill prohibits ERISA-covered retirement plans from making new investments in companies controlled by or based in countries considered to be foreign adversaries. Foreign adversaries include China, Iran, North Korea, and Russia. The bill also requires fiduciaries to disclose continuing investments in such entities and sanctioned firms. Halting International Relocation of Employment (HIRE) Act (S. 2976/ H.R. 7559). To amend the Internal Revenue Code of 1986 to impose an excise tax on payments by United States taxpayers to foreign persons for services provided to United States consumers. Issue: International H-1B and L-1 Visa Reform Act (S. 2928). To amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the United States. Issue: Visas Issue: Tariffs Issue: Data Localization & Cross-Border Data Flow. USTR reversal of its long-standing support for WTO core disciplines that protect U.S. businesses cross-border data flows and prohibit data localization mandates. Issue: Digital Services Tax (DST). Issue: OECD Pillar II UTPR. Issue: Mexico Value Added Tax (VAT) Issue: U.S.-Mexico-Canada Free Trade Agreement Review

Reported lobbying issue

Consumer Issues/Safety/Products: Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. __ - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R.__/S.__ Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. __/S. __ DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R. 5511/S.__ - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R. 6356/S. 3308 - Artificial Intelligence Civil Rights Act. The bill would establish protections for individual rights with respect to computational algorithms. Issue: Artificial Intelligence (AI). H.R. __ - Responsible AI Disclosure Act. The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems. Issue: Artificial Intelligence (AI). S. 2750 - SANDBOX Act. To require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence. Issue: Artificial Intelligence (AI). H.R. 8413 - SECURE Data Act. To establish a national framework for consumer privacy rights and the protection of personal data. Issue: Data Privacy H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act. The bill would make improvements to title V of the Gramm-Leach-Bliley Act. Issue: Data Privacy. S. 1582. GENIUS Act. This bill establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed value). Issue: Digital Assets. H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI). Issue: Business interruption insurance. Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy. Financial Institutions/Investments/Securities: Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R.1777/S. 1561 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 2441 - Improving Disclosure for Investors Act - This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. Issue: Electronic delivery. H.R. 1013/S.424 - Retirement Fairness for Charities and Educational Institutions Act of 2025 - The bill would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s. Issue: Retirement security H.R.20/S.852 - Richard L. Trumka Protecting the Right to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 3682/S. 3578 - Financial Stability Oversight Council Improvement Act of 2025. This bill will restore transparency to FSOC by imposing procedural guardrails, including enhanced due process protections, and a stronger analytic framework before a firm can be designated as systemically important. Issue: Dodd-Frank Act reform. H.R. 8338 - SAFER Act of 2026. To prevent the premature seizure of an individuals securities, digital assets, or investment accounts in the custody of a financial institution under State escheatment laws. Issue: unclaimed property. H.R.9471 /S. 4942 SAFE Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation H.R. ____, the Consumer-Led Enhancement of Annuity and Insurance Registration (CLEAR) Forms Act. The bill would require the Securities and Exchange Commission to create forms for non-variable registered annuities and life insurance products. Issue: SEC reform S. __ - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation. H.R. __ - Expanding Access to Capital Act - This bill reduces various securities regulations applicable to certain companies, brokers, and advisors. The bill also allows more investors to invest in specified types of ventures. Issue: Capital reform. S. __ - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers. Issue: Predictive data analytics. S. __/H.R. __ - Empowering States to Protect Seniors from Bad Actors Act - This bill reauthorizes through FY2028 and otherwise revises the Senior Investor Protection Grant Program. The bill moves the program from the Consumer Financial Protection Bureau to the Securities and Exchange Commission, establishes a task force to oversee the program, and eliminates certain grant eligibility requirements. Issue: Financial protections. Issue: FHLBank System Issue: Basel III Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned. Insurance: Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R. 4583 and H.R. 4582/S.1552 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. 643 - Federal Insurance Office Elimination Act. To eliminate the Federal Insurance Office of the Department of the Treasury. Issue: FIO Reform. S. 1544/H.R. 3437 - Insurance Data Protection Act. To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: FIO Reform H.R. 4735 and S. 2419 - Business of Insurance Regulatory Reform Act- To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: Business of Insurance. H.R. 3503 - Kidney Donation Anti-Discrimination Act. The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor. Issue: underwriting. H.R. 3383 - Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025. This bill allows a closed-end fund-a portfolio of pooled assets with a limited number of shares traded on an exchange-to increase its investment in private investment funds. Specifically, the Securities and Exchange Commission is prohibited from limiting the sale or listing of securities of a closed-end fund that invests in private investment funds. This bill also apples to a closed-end company treated as a business development company. Issue: Capital formation H.R. 7130 - McCarran-Ferguson Restoration Act. The bill would eliminate the Federal Insurance Office of the Department of the Treasury and establish a United States Insurance Representative within the Department of the Treasury. Issue: FIO Reform. Issus: FSOC nonbank guidance rule. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned. Issue: Housing Finance Reform. No bill number assigned. Retirement: Retirement Security, Q4 2025 1.H.R.1013, S.424 Retirement Fairness for Charities and Educational Institutions Act of 2025: Allows 403(b) retirement plans to invest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. 2.H.R.2023, S.988 Womens Retirement Protection Act (WRPA): This legislation imposes spousal consent requirements on nearly all distributions from defined contribution plans. The bill also seeks to enhance financial literacy through grants to community-based organizations and offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders. 3.H.R.2067, S.928 Protecting Americans Retirement Savings Act (PARSA): This bill prohibits ERISA-covered retirement plans from making new investments in companies controlled by or based in countries considered to be foreign adversaries. Foreign adversaries include China, Iran, North Korea, and Russia. The bill also requires fiduciaries to disclose continuing investments in such entities and sanctioned firms. 4.H.R.2089 Generating Retirement Ownership through Long-Term Holding (GROWTH): The legislation provides that reinvested mutual fund dividends are not subject to capital gains taxation until the investor sells his or her shares. 5.H.R.2163 No Penalties for Victims of Fraud Act: The bill ensures that victims of retirement account fraud are not subject to the 10% additional income tax on early retirement plan distributions. 6.H.R.2544, S.1222 Financial Freedom Act of 2025: The legislation prohibits the Secretary of Labor from restricting the investments available in self-directed 401(k) brokerage windows. The bill also prohibits the DOL from preventing a fiduciary from selecting, any particular type of investment alternative, provided that a fiduciary provides the participant or beneficiary an opportunity to choose, from a broad range of investment alternatives, nor can the DOL require that any particular type of investment be either favored or disfavored, other than on the basis of the investments risk-return characteristics. 7.H.R.2696, S.1526 Retirement Savings for Americans Act (RSAA): This legislation establishes a federally run American Worker Retirement Plan for private-sector workers that do not have access to a workplace-based retirement plan. The bill also includes an enhanced federal matching contribution that only applies to lower income workers that participate in the federal plan. 8.H.R.2748 First Time Homeowner Savings Plan Act: This legislation increases the amount first-time homebuyers could pull from their retirement savings from the $10,000 set in the 1990s to $25,000 (indexed to inflation) without the 10% additional income tax on early retirement plan distributions to use as a down payment on their home. 9.H.R.2869 EBSA Investigations Transparency Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed. 10.H.R.2958 Balance the Scales Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to report annually to Congress about its use of common interest agreements. 11.H.R.2988 Protecting Prudent Investment of Retirement Savings Act: This legislation amends ERISA to specify that a retirement plan fiduciary shall be considered acting solely in the interest of participants only if: 1) the investment does not subordinate the interest of participants in their retirement income or financial benefits under the plan to other objectives, including ESG objectives and 2) the fiduciary does not sacrifice investment returns or take on additional investment risks to promote goals unrelated to the plan. 12.H.R.3526, S.2867 Uplifting First-Time Homebuyers Act of 2025: This legislation allows individuals to take an early distribution out of an IRA of up to $50,000 for a qualified first-time home purchase without the 10% additional income tax penalty. Current rules only allow up to a $10,000 early distribution without penalty. 13.H.R.4718, S.1707 Helping Young Americans Save for Retirement Act: This legislation lowers the required minimum participation age in ERISA-covered retirement plans from age 21 to age 18. 14.S.2003 Strengthening Benefits Plans Act of 2025: This legislation permits surplus assets in a retiree health account to be used for other benefits, like active employee health benefits. The legislation also permits surplus assets in a defined benefit plan to be used to provide contributions to the employers defined contribution plan without terminating the defined benefit plan. 15.S.2210 Unlocking Benefits for Independent Workers Act: This legislation establishes a safe harbor under federal law for companies that would like to voluntarily provide independent workers with any benefit or protection commonly provided to full-time employees, such as retirement and health care benefits. 16.S.2217 Independent Retirement Fairness Act: This legislation relaxes the audit rules for pooled employer plans (PEPs) and allows companies to enroll their independent workers in PEPs and simplified employer pensions (SEPs) IRAs without triggering employee classification. 17.H.R.4548, S.2365 Small Nonprofit Retirement Security Act of 2025: This legislation makes the credit for small employer pension plan startup costs and the retirement auto-enrollment credit available to tax-exempt eligible small employers. 18.H.R.5325 Unclaimed Retirement Rescue Plan: This legislation directs the Department of Labor (DOL) to issue a regulation that would permit retirement plan fiduciaries to transfer unclaimed retirement distributions to State unclaimed property programs. 19.H.R.5748 Retirement Investment Choice Act: This legislation codifies Executive Order 14330 relating to democratizing access to alternative assets for 401(k) investors. 20.S.3083 Providing Complete Information to Retirement Investors Act: This legislation adds a new notice requirement to participants investing through brokerage windows in 401(k) plans to explain that the investments in a brokerage window have not been prudently selected and are not monitored by a plan fiduciary. 21.S.3086 Restoring Integrity in Fiduciary Duty Act: This legislation limits fiduciary consideration of nonpecuniary factors for investments. The bill further states that ERISA fiduciaries must also make decisions regarding the exercise of shareholder rights and proxy voting based on pecuniary factors. 22.H.R.5887 Saving for the Future Act: This legislation establishes a hybrid emergency savings and 401(k)-type government-run program called the Federal Universal Personal Savings Investment Program and creates UP Retirement Accounts for every full-time and part-time worker not covered by an active defined benefit pension plan. The legislation also requires employers to make a minimum employer contribution to the workers retirement account. 23.H.R.6084 ERISA Litigation Reform Act: This legislation amends the pleading standard under ERISA Section 502 for certain claims to put the burden on the plaintiff to plausibly allege and prove that an ERISA prohibitive transaction occurred that is not exempt under ERISA section 408(b)(2). 24.H.R.6324 Retirement Simplification and Clarity Act: This legislation would: (1) permit an in-service plan distribution to an individual retirement annuity on or after attainment of age 50; and (2) include a specific reference to an individual retirement annuity as a rollover option under a simplified 402(f) safe harbor notice. 25.H.R.6417, S.3333 Emergency Savings Enhancement Act of 2025: This legislation would double the maximum balance limit for Pension-Linked Emergency Savings Accounts (PLESAs) from $2,500 to $5,000 and allows Highly Compensated Employees (HCEs) to participate. 26.H.R.6450, S.3352 Retirement Rollover Flexibility Act: This legislation would permit rollover contributions from Roth IRAs to designated Roth accounts in qualified retirement plans, like 401(k)s. 27.H.R.6722 Automatic IRA Act of 2025: The legislation would require employers with more than 10 employees that do not sponsor a retirement plan to automatically enroll their employees in IRAs (automatic IRAs) or other automatic contribution plans or arrangements, like 401(k) plans. The legislation also requires 401(k) plans with over 100 participants plans must permit participants to elect to receive at least 50 percent of their vested account balance in the form of lifetime income. This requirement does not apply to participants with balances below $200,000. 28.H.R.6729, S.1831 Auto Reenroll Act of 2025: This legislation amends the qualified automatic contribution arrangement (QACA) safe harbor in the tax code for 401(k) plans to allow for automatic periodic reenrollment into the plan. 29.H.R.7185 Home Savings Act: This legislation permits penalty-free withdrawals from a 401(k) account for up to five years when the funds are used for a down payment or closing costs on a primary residence. The legislation also allows an individual to make a penalty-free 401(k) withdrawal and gift those funds to a relative, exempt from gift tax, provided the relative uses the money for a down payment or closing costs on a primary residence. 30.H.R.7362 Form 5500 Filing Simplification Act: This legislation extends the Form 5500 filing deadline to October 15 (for calendar year retirement plans), thus eliminating the need for an extension. 31.H.R.7556, S.2335 Pensions for All Act: This legislation requires every employer to provide to their employees a retirement program with benefits equivalent to the Federal Employees Retirement System (FERS) or to elect for their employees to participate in FERS. 32.H.R.8273, S.4291 Catching Up Family Caregivers Act of 2026: This legislation allows full-time family caregivers to qualify for up to five additional years of retirement plan catch-up contributions. Catch-up contributions currently allow individuals over age 50 to contribute above the standard annual retirement plan contribution limit, with even higher limits available for those ages 60 to 63. 33.H.R.8274, S.4292 Improving Retirement for Family Caregivers Act of 2026: Current law limits Roth IRA contributions to the lesser of $7,000 or total annual income. This legislation eliminates the annual income requirement for family caregivers, thus allowing them to contribute to a Roth IRA even if they do not have any income. 34.H.R.8313 Trump Accounts for All Generations Act: The One Big Beautiful Bill Act (OBBBA) enacted last year created the Trump Account, which is a new individual tax-preferred savings vehicle for children, with a $1,000 government seed contribution for every child born in the United States from 2025 to 2029. This legislation makes the $1,000 government contribution for children permanent and indexes the $1,000 contribution amount to inflation beginning in 2029. 35.H.R.8314 OPTIONS Act: The legislation allows employees to allocate employer contributions among various pre-tax benefits, including retirement accounts, health savings accounts, health reimbursement accounts, and educational assistance programs. 36.S.4360 Investigation Status and Governance for Honest Transparency (INSIGHT) Act: This legislation requires the Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed. And it also requires the Department of Labor to formalize and disclose situations in which it is providing adverse assistance which means assistance to plaintiffs lawyers suing ERISA benefit plan sponsors and fiduciaries. 37.H.R.8783, S.4511 Charity Parity Act: Current law allows retirement savers to exclude up to $111,000 in annual gross income to make qualified charitable distributions (QCDs), but only if the funds are donated directly from an IRA. This tax break excludes distributions from employer-sponsored retirement plans like 401(k)s and 403(b)s. So, under current law, individuals must first roll assets into an IRA to make a QCD. The Charity Parity Act would permit direct QCDs from employer-sponsored retirement plans. 38.H.R.8837, S.1840 Retirement Investment in Small Employers (RISE) Act: This legislation raises the floor for the existing $250 per-employee tax credit available to small businesses to create retirement plans, ensuring that all small businesses can receive a tax credit of at least $2,500. The House version of the legislation allows the service provider to claim the tax credit as payment for services that would ordinarily be charged to the employer for starting the plan. 39.General Accounts Product Corrections Act: This proposed legislation clarifies fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts. Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill. H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member. H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits. Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave. Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age). H.R. 5376- Build Back Better Act This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment. Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor. S.3680 - Paid Family and Medical Leave Tax Credit Extension and Enhancement Act Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion. Taxation/Internal Revenue Code: S.__ - Protecting Proper Life Insurance from (PPLI) Abuse Act. This bill would restrict the use of private placement life insurance. HR 2547 and S 1335 - Secure Family Futures Act of 2025 Trade (domestic/foreign): U.S.-Chile Income Tax Treaty U.S.-Chile changes to pension system Protecting Americans Retirement Savings Act (PARSA) (H.R. 2607 / S.928). This bill prohibits ERISA-covered retirement plans from making new investments in companies controlled by or based in countries considered to be foreign adversaries. Foreign adversaries include China, Iran, North Korea, and Russia. The bill also requires fiduciaries to disclose continuing investments in such entities and sanctioned firms. Halting International Relocation of Employment (HIRE) Act (S. 2976/ H.R. 7559). To amend the Internal Revenue Code of 1986 to impose an excise tax on payments by United States taxpayers to foreign persons for services provided to United States consumers. Issue: International H-1B and L-1 Visa Reform Act (S. 2928). To amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the United States. Issue: Visas Issue: Tariffs Issue: Data Localization & Cross-Border Data Flow. USTR reversal of its long-standing support for WTO core disciplines that protect U.S. businesses cross-border data flows and prohibit data localization mandates. Issue: Digital Services Tax (DST). Issue: OECD Pillar II UTPR. Issue: Mexico Value Added Tax (VAT) Issue: U.S.-Mexico-Canada Free Trade Agreement Review

Reported lobbying issue

Taxation/Internal Revenue Code: S.__ - Protecting Proper Life Insurance from (PPLI) Abuse Act. (This bill would restrict the use of private placement life insurance) H.R. 2547 Secure Family Futures Act (Ordinary treatment bill) Insurance: H.R. 4735/S. 2419 - Business of Insurance Regulatory Reform Act (To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: Business of Insurance.) H.R. 643 FIO Elimination Act (This bill eliminates the Federal Insurance Office (FIO) within the Department of the Treasury. The bill also removes the FIO director as a nonvoting member of the Financial Stability Oversight Council.) S. 1544/H.R. 3437 - Insurance Data Protection Act. To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: FIO Reform H.R. 4583 and H.R. 4582/S.1552 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. 3383 - Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025. This bill allows a closed-end fund-a portfolio of pooled assets with a limited number of shares traded on an exchange-to increase its investment in private investment funds. Specifically, the Securities and Exchange Commission is prohibited from limiting the sale or listing of securities of a closed-end fund that invests in private investment funds. This bill also apples to a closed-end company treated as a business development company. Issue: Capital formation H.R. 7130 - McCarran-Ferguson Restoration Act. The bill would eliminate the Federal Insurance Office of the Department of the Treasury and establish a United States Insurance Representative within the Department of the Treasury. Issue: FIO Reform. Retirement: H.R.1013, S.424 Retirement Fairness for Charities and Educational Institutions Act of 2025: Allows 403(b) retirement plans to invest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. H.R. 2082-WISH Act-- provide for long-term care insurance benefits H.R.2089 Generating Retirement Ownership through Long-Term Holding (GROWTH): The legislation provides that reinvested mutual fund dividends are not subject to capital gains taxation until the investor sells his or her shares. H.R.2163 No Penalties for Victims of Fraud Act: The bill ensures that victims of retirement account fraud are not subject to the 10% additional income tax on early retirement plan distributions. H.R.2696/ S.1526 - Retirement Savings for Americans Act This legislation establishes a federally run American Worker Retirement Plan for private-sector workers that do not have access to a workplace-based retirement plan. H.R.2748 First Time Homeowner Savings Plan Act: This legislation increases the amount first-time homebuyers could pull from their retirement savings from the $10,000 set in the 1990s to $25,000 (indexed to inflation) without the 10% additional income tax on early retirement plan distributions to use as a down payment on their home. H.R.2869 EBSA Investigations Transparency Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed. H.R. 2988 Protecting Prudent Investment of Retirement Savings Act: This legislation clarifies the criteria for meeting the fiduciary duty of ERISA. H.R.3526, S.2867 Uplifting First-Time Homebuyers Act of 2025: This legislation allows individuals to take an early distribution out of an IRA of up to $50,000 for a qualified first-time home purchase without the 10% additional income tax penalty. Current rules only allow up to a $10,000 early distribution without penalty. H.R. 4718/S.1707 Helping Young Americans Save for Retirement Act: This legislation lowers the required minimum participation age in ERISA-covered retirement plans from age 21 to age 18. H.R.5748 Retirement Investment Choice Act: This legislation codifies Executive Order 14330 relating to democratizing access to alternative assets for 401(k) investors. H.R.6084 ERISA Litigation Reform Act: This legislation amends the pleading standard under ERISA Section 502 for certain claims to put the burden on the plaintiff to plausibly allege and prove that an ERISA prohibitive transaction occurred that is not exempt under ERISA section 408(b)(2). H.R.6324 Retirement Simplification and Clarity Act: This legislation would: (1) permit an in-service plan distribution to an individual retirement annuity on or after attainment of age 50; and (2) include a specific reference to an individual retirement annuity as a rollover option under a simplified 402(f) safe harbor notice. H.R.6450, S.3352 Retirement Rollover Flexibility Act: This legislation would permit rollover contributions from Roth IRAs to designated Roth accounts in qualified retirement plans, like 401(k)s. H.R.6722 Automatic IRA Act of 2025: The legislation would require employers with more than 10 employees that do not sponsor a retirement plan to automatically enroll their employees in IRAs (automatic IRAs) or other automatic contribution plans or arrangements, like 401(k) plans. The legislation also requires 401(k) plans with over 100 participants plans must permit participants to elect to receive at least 50 percent of their vested account balance in the form of lifetime income. This requirement does not apply to participants with balances below $200,000. H.R. 6729/S.1831 Auto Reenroll Act of 2025: This legislation amends the qualified automatic contribution arrangement (QACA) safe harbor in the tax code for 401(k) plans to allow for automatic periodic reenrollment into the plan H.R.7185 Home Savings Act: This legislation permits penalty-free withdrawals from a 401(k) account for up to five years when the funds are used for a down payment or closing costs on a primary residence. The legislation also allows an individual to make a penalty-free 401(k) withdrawal and gift those funds to a relative, exempt from gift tax, provided the relative uses the money for a down payment or closing costs on a primary residence. General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts. Trade (domestic/foreign): Issue: Tariffs Issue: Data Localization & Cross-Border Data Flow Issue: Digital Services Tax (DST) Issue: OECD Pillar II UTPR Consumer Issues/Safety/Products: S. __ - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R.__/S.__ Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy S. 1582. GENIUS Act. This bill establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed value). Issue: Digital Assets. S.2164 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R. __ - Responsible AI Disclosure Act. The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems. Issue: Artificial Intelligence (AI). S.2750 - SANDBOX Act To require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence. Issue: Artificial Intelligence (AI). ___ - Draft legislation on data privacy. The bill would make improvements to title V of the Gramm-Leach-Bliley Act. Issue: Dada Privacy. H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI), including a federal moratorium Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy. Financial Institutions/Investments/Securities: H.R.1777/S. 1561 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce. Issue: remote online notarization H.R. 2441/ - Improving Disclosure for Investors Act - This bill requires the SEC to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. Issue: Electronic delivery. H.R. 1013/S.424 - Retirement Fairness for Charities and Educational Institutions Act of 2025 - The bill would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s. Issue: Retirement security H.R. 3682/S. 3578 - Financial Stability Oversight Council Improvement Act of 2025. This bill will restore transparency to FSOC by imposing procedural guardrails, including enhanced due process protections, and a stronger analytic framework before a firm can be designated as systemically important. Issue: Dodd-Frank Act reform. H.R. 6644 - 21st Century ROAD to Housing Act - This bill revises federal housing programs. Issue: prohibition on investor ownership of homes H.R.__/S. __ SAFE Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation S. __ - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation. H.R. __ - Expanding Access to Capital Act - This bill reduces various securities regulations applicable to certain companies, brokers, and advisors. The bill also allows more investors to invest in specified types of ventures. Issue: Capital reform. H.R. ____ the Consumer-Led Enhancement of Annuity and Insurance Registration (CLEAR) Forms Act: This bill would require the SEC to create forms for non-variable registered annuities and life insurance products. S. __ - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers. Issue: Predictive data analytics. Issue: FHLBank System Issue: Regulation Best Interest Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

Reported lobbying issue

Torts: H.R. 1109 - Litigation Transparency Act of 2025 H.R. 7015 - Protecting TPLF From Abuse Act S. 3826 - Litigation Funding Transparency Act of 2026 Agriculture: H.R. 7567 - Farm, Food, and National Security Act of 2026 S. ___ - Farm Bill 2.0 Defense: H.R. 8800 - National Defense Authorization Act for Fiscal Year 2027 - TRIP and EXIM reauthorizations S. 4784 - National Defense Authorization Act for Fiscal Year 2027 - TRIP and EXIM reauthorizations Budget/Appropriations: P.L. 119-98 - Secure America Act H.R. 8029 - Pay Our Homeland Defenders Act H.R. 8495 - Financial Services and General Government Appropriations Act, 2027 - insurance H.R. 8646 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2027 - crop insurance H.R. 8845 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2027 - NOAA, NASA, and NSF H.R. 9022 - Energy and Water Development and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation H.R. 9170 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation H.R. 9171 - Department of the Interior, Environment, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation, USGS H.R. 9310 - Department of Homeland Security Appropriations Act, 2027 - pre-disaster mitigation and NFIP S. ___ - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2027 - crop insurance S. ___ - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2027 - NOAA, NASA, and NSF S. ___ - Department of Homeland Security Appropriations Act, 2026 - pre-disaster mitigation and NFIP S. ___ - Department of Homeland Security Appropriations Act, 2027 - pre-disaster mitigation and NFIP S. ___ - Department of the Interior, Environment, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation, USGS S. ___ - Energy and Water Development and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation S. ___ - Financial Services and General Government Appropriations Act, 2027 - insurance S. ___ - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation Risk transfer legislation Financial Institutions/Investments/Securities: H.R. 7132 - FSOC Improvement Act H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of (GUARD) Financial Data Act H.R. 9471 - Secure And Fair Enforcement (SAFE) Banking Act H.R. ___ - the Export-Import Bank Reauthorization Act of 2026 S. 245 - Insure Cybersecurity Act of 2025 S. 3578 - FSOC Improvement Act S. 3772 - Export-Import Bank Reauthorization Act of 2026 S. 4942 - Secure And Fair Enforcement (SAFE) Banking Act Artificial Intelligence legislation Cyber security, cyber insurance, cyber terrorism insurance, data breach, and ransomware legislation Data privacy legislation Dodd-Frank Act legislation Homeland Security: H.R. 471 - Fix Our Forests Act H.R. 501 - Promoting Resilient Buildings Act of 2025 H.R. 550 - Wildfire Insurance Coverage Study Act of 2025 H.R. 827 - Homeowners Defense Act of 2025 H.R. 1923 - Modernizing Wildfire Safety and Prevention Act of 2025 H.R. 2123 - NFIP Extension Act of 2025 H.R. 2822 - To extend the National Flood Insurance Program through December 31, 2026. H.R. 4669 - FEMA Act of 2025 H.R. 5079 - Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 5484 - National Flood Insurance Program Reauthorization and Reform Act of 2025 H.R. 5574 - To extend the National Flood Insurance Program through November 21, 2025. H.R. 5577 - NFIP Extension Act of 2026 H.R. 5608 - To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. H.R. 5794 - FEMA Operations Continuity Act of 2025 H.R. 5848 - NFIP Retroactive Renewal and Reauthorization Act H.R. 6560 - To amend the National Flood Insurance Act of 1968 to provide for the automatic contingent extension of the National Flood Insurance Program, and for other purposes. H.R. 6620 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. ___ - To amend the National Flood Insurance Act of 1968 to prohibit flood insurance coverage for severe repetitive loss properties. S. 120 - Disaster Housing Reform for American Families Act S. 824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through December 31, 2026. S. 1337 - Cybersecurity Information Sharing Extension Act S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act S. 2053 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2054 - Flood Insurance Consumer Choice Act of 2025 S. 2931 - NFIP Extension Act S. 2946 - NFIP Extension Act S. 3151 - National Flood Insurance Program Automatic Extension Act of 2025 Disaster mitigation legislation National Flood Insurance Program reauthorization, reform, debt cancellation, risk sharing, and reinsurance legislation Housing: Housing credit risk transfer program legislation Housing finance reform legislation Housing pre-disaster mitigation legislation Insurance: H.R. 643 - Federal Insurance Office Elimination Act H.R. 3437 - Insurance Data Protection Act H.R. 4504 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act H.R. 6274 - Natural Disaster Risk Reinsurance Program Act H.R. 7128 - TRIA Program Reauthorization Act of 2026 H.R. 7130 - McCarran-Ferguson Restoration Act H.R. ___ - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. ___ - Taxpayer Exposure and Risk Reduction Act H.R. ___ - Terrorism Risk Insurance Program Reauthorization Act of 2025 (Rep. Waters) S. 1544 - Insurance Data Protection Act S. 2349 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act S. 4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026 S. ___ - Clarifying Law Around Insurance of Marijuana (CLAIM) Act Federal Insurance Office legislation International insurance legislation Private equity and insurance legislation Small Business: Small business risk transfer legislation Taxation/Internal Revenue Code: H.R. 1105 - Disaster Resiliency and Coverage Act of 2025 H.R. 1481 - Catastrophic Risk Transfer (CART) Act of 2025 H.R. 1849 - Disaster Mitigation and Tax Parity Act of 2025 H.R. 2547 - Secure Family Futures Act of 2025 H.R. 3512 - Tackling Predatory Litigation Funding Act of 2025 H.R. 6763 - Shelter Act S. 35 - Homeowners Premium Tax Reduction Act of 2025 S. 336 - Disaster Mitigation and Tax Parity Act of 2025 S. 586 - Flood Insurance Affordability Tax Credit Act S. 1335 - Secure Family Futures Act of 2025 S. 1821 - Tackling Predatory Litigation Funding Act of 2025 S. 1940 - READY Accounts Act S. 3497 - Shelter Act Business tax legislation Natural disaster resilience legislation Natural disaster savings account legislation

Reported lobbying issue

Disaster Planning/Emergencies: **Issues lobbied without specific bill number: Climate Disaster Mitigation, Resilience, and Recovery **Issues lobbied without specific bill number: Climate and Weather Prediction **Issues lobbied without specific bill number: Wildland Fire Mitigation and Management Commission Recommendations H.R. 168 Forest Management for Wildfire Mitigation H.R. 178 Wildfire Mitigation H.R. 179 Forest Management for Wildfire Mitigation H.R. 204 Wildfire Mitigation H.R. 345 Wildfire Suppression S. 91 Wildfire Mitigation and Management H.R. 390 Wildfire Suppression and Prediction S. 133 Wildfire Suppression S. 135 Wildland Firefighter Pay H.R. 501 Climate Mitigation Through Building Code Improvements H.R. 527 Wildfire Prediction H.R. 528 Post-Disaster Reforestation H.R. 582 Wildfire Resiliency Grants H.R. 731 Hazardous Fuel Reduction S. 270 Federal Natural Disaster Mitigation Commission H.R. 753 Wildfire Forecasting S.306 Wildfire Forecasting S. 350 Wildfire Resiliency H.R. 1045 Forest Health and Wildfire Institute S. 372 Climate Disaster Mitigation S. 388 Strengthening Building Codes S. 395 Wildfire Prevention Projects S. 602 Wildfire Mitigation H.R. 1932 Implementation of Recommendations from the Wildland Fire Mitigation and Management Commission H.R. 471 Fix Our Forests Act H.R. 1105 Disaster Resiliency S. 453 Wildfire Coordination H.R. 1093 Natural Disaster Mitigation S. 258 Tornado Prediction S. 613 Improving Flood and Agricultural Forecasts S. 902 Wildfire Response and Preparedness S. 441 Wildfire Readiness S. 160 Aerial Firefighting Enhancement H.R. 164 Wildfire Mitigation H.R. 3816 Natural Disaster Mitigation H.R. 3889 Wildfire Mitigation H.R. 3922 Wildfire Mitigation H.R. 3923 Wildfire Mitigation H.R. 3924 Wildfire Mitigation S. 1429 Wildfire Mitigation S. 1462 Wildfire Mitigation S. 1545 Disaster Insurance S. 1981 Wildfire Mitigation S. 2038 Wildfire Mitigation S. 2039 Wildfire Mitigation S. 2033 Wildfire Mitigation H.R. 4239 Weather and Disaster Mitigation H.R. 4302 Weather and Disaster Mitigation H.R. 4338 Weather and Disaster Mitigation H.R. 4414 Weather and Disaster Mitigation H.R. 4426 Weather and Disaster Mitigation H.R. 4482 Weather and Disaster Mitigation H.R. 4497 Major Disaster Designation H.R. 4504 Federal Insurance Mandates H.R. 4669 Weather and Disaster Mitigation H.R. 4852 Wildfire Mitigation H.R. 4990 Wildfire Mitigation H.R. 4992 Weather and Disaster Mitigation H.R. 5002 Weather and Disaster Mitigation S. 2247 Weather and Disaster Mitigation S. 2331 Major Disaster Designation S. 2349 Federal Insurance Mandates S. 2430 Wildfire Study S. 2583 Weather and Disaster Mitigation H.R. 5782 Wildfire Mitigation H.R. 6274 Weather and Disaster Mitigation S. 1626 Weather and Disaster Mitigation S. 3527 Weather and Disaster Mitigation H.R. 7578 Forest Management H.R. 7829 Disaster Relief H.Res. 980 Wildfire Mitigation S. 3590 Clean Air and Water S. 3609 Wildfire Resilience S. 3895 Disaster Relief S. 3923 Weather Forecasting S. 3961 Disaster Relief S. 4248 Flood Mitigation Housing: **Issues lobbied without specific bill number: Fair Housing Act Disparate Impact Rule **Issues lobbied without specific bill number: Review of Federal Home Loan Banks H.R. 4359 Property Risk Mitigation H.R. 4448 Disparate Impact H.R. 6008 Housing Finance H.R. 6269 Housing Finance H.R. 6270 Housing Finance S. 1511 Housing Finance H.R. 6962 Housing H.R. 7108 Housing Insurance: **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: SAFE Banking Act **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization **Issues lobbied without specific bill number: Cyber Insurance **Issues lobbied without specific bill number: CFPB Insurance Exclusion **Issues lobbied without specific bill number: Diversity, Equity, and Inclusion **Issues lobbied without specific bill number: Insurance Requirements for GSE Loans H.R. 550 GAO Study Regarding Insurance Coverage for Damages from Wildfire H.R. 1164 Insurance Claims During Disasters H.R. 1593 Disaster Insurance S. 824 The National Flood Insurance Program H.R. 643 Federal Insurance Office Elimination H.R. 2822 National Flood Insurance Program H.R. 3161 Flood Insurance H.R. 3437 Insurer Data Collection H.R. 3973 Federal Insurance Policy S. 1544 Data Access and Privacy S. 2052 Flood Insurance Issues S. 2053 Flood Insurance Issues S. 2054 Flood Insurance Issues **Issues lobbied without specific bill number: Terrorism Risk Insurance Program H.R. 4365 Federal Insurance Mandates H.R. 4416 Weather and Disaster Mitigation H.R. 4494 Flood Insurance H.R. 4801 Artificial Intelligence H.R. 4861 Flood Mitigation H.R. 5484 Flood Insurance H.R. 5500 Flood Insurance H.R. 5504 Flood Insurance H.R. 5574 Flood Insurance H.R. 5577 Flood Insurance H.R. 5607 Flood Insurance H.R. 5608 Flood Insurance H.R. 5633 Crop Insurance S. 2266 Federal Insurance Mandates S. 2313 Flood Insurance S. 2528 Artificial Intelligence S. 2538 Flood Mitigation S. 2931 Flood Insurance S. 2946 Flood Insurance H.R. 5961 Flood Insurance H.R. 6025 Housing/Insurance H.R. 6256 Disaster Planning/Emergencies/Insurance H.R. 6934 Disaster Planning/Emergencies/Insurance S. Res. 554 Insurance Cost Drivers H.R. 7130 Federal Insurance Office H.R. 7567 Crop Insurance S. 3843 Federal Crop Insurance S. 4215 Federal Crop Insurance Taxation/Internal Revenue Code: **Issues lobbied without specific bill number: Corporate Alternative Minimum Tax **Issues lobbied without specific bill number: Implementation of Inflation Reduction Act **Issues lobbied without specific bill number: TCJA **Issues lobbied without specific bill number: Third Party Litigation Financing Tax on Any Income Derived from that Kind of Litigation Funding S. 35 An Above the Line Deduction for Certain Homeowner Insurance Premiums S. 336 To Exclude from Gross Income Amount Received from State-based Catastrophe Loss Mitigation Programs H.R. 1070 To Exclude from Gross Income Certain Income from Providing Real Property Insurance Following Certain Federally Declared Disasters H.R. 948 To Provide a Refundable Credit Against Tax for Wildfire Mitigation Expenditures S. 586 A Refundable Credit to Offset Flood Insurance Premiums H.R. 1481 To Ensure Sufficient Capital to Cover Catastrophic Insurance Losses S. 796 To Repeal the Corporate Alternative Minimum Tax H.R. 1849 To Provide for the Exclusion from Gros Income of Amounts Received from State-based Catastrophe Loss Mitigation Programs S. 1323 Tax Treatment for Disaster Mitigation Transportation: **Issues lobbied without specific bill number: Marijuana Impairment Standard **Issues lobbied without specific bill number: Towing Regulation **Issues lobbied without specific bill number: Highway Safety H.R. 4320 Auto Insurance Costs, Impairment Standards H.R. 5697 Transportation Insurance S. 3376 Cargo Theft H.R. 3360 Auto Insurance H.R. 5221 Auto Insurance H.R. 6688 Auto Insurance H.R. 7353 Auto Insurance H.R. 7389 Auto Insurance H.R. 7390 Auto Insurance Budget/Appropriations: **Issues lobbied without specific bill number: FY 2025 Appropriations Requests **Issues lobbied without specific bill number: FY 2026 Appropriations Requests H.R. 4121 Agriculture Appropriations H.R. 4213 DHS Appropriations H.R. 3944 Crop Insurance; Natural Disaster Prediction and Mitigation; Wildfire Mitigation H.R. 5166 Resiliency and Sustainability Standards; Shareholder Proposals; Third-Party Litigation Financing H.R. 5371 Agriculture Appropriations S. 3043 Government Continuity and Flood Insurance Alcohol and Drug Abuse: **Issues lobbied without specific bill number: Marijuana Research Automotive Industry: **Issues lobbied without specific bill number: Autonomous Vehicles **Issues lobbied without specific bill number: Safety Management System H.R. 1566 Right to Repair H.R. 2662 Automobile Insurance Costs S. 1379 Automobile Insurance Costs H.R. 4376 Auto Insurance Costs; Autonomous Vehicles H.R. 4661 Autonomous Vehicles S. 2238 Auto Insurance Costs Financial Institutions/Investments/Securities: **Issues lobbied without specific bill number: Climate Change Disclosures **Issues lobbied without specific bill number: SEC Cyber Incident Reporting H.R. 257 Climate Related Disclosures H.R. 3354 Financial Treatment of Insurers H.R. 3402 Proxy Advisor Firms H.R. 7128 Terrorism Risk Insurance S. 3711 Financial Institutions/Investments/Securities Consumer Issues/Safety/Products: **Issues lobbied without specific bill number: National Cyber Strategy **Issues lobbied without specific bill number: Cybersecurity **Issues lobbied without specific bill number: Data Privacy S. 245 Cyber Insurance Working Group S. 389 Lithium-Ion Batterie Safety H.R. 5079 Cyber Breaches H.R. 7757 Data Privacy Torts: **Issues lobbied without specific bill number: Third Party Litigation Financing **Issues lobbied without specific bill number: Per- and Polyfluoroalkyl Substances liability H.R. 1109 Third-Party Litigation Financing H.R. 2675 Third-Party Litigation Financing H.R. 3512 Third-Party Litigation Financing S. 1821 Third-Party Litigation Financing H.R. 4194 Third-Party Litigation Financing H.R. 5258 Third-Party Litigation Financing H.R. 5268 Third-Party Litigation Financing H.R. 6977 Chemicals/Chemical Industry H.R. 6990 Chemicals/Chemical Industry H.R. 7015 Third-Party Litigation Financing S. 3598 Chemicals/Chemical Industry S. 3826 Third-Party Litigation Financing Medicare/Medicaid: **Issues lobbied without specific bill number: Medicare Secondary Payer Statutes

Reported lobbying issue

Consumer Issues/Safety/Products: Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. __ - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R.__/S.__ Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. __/S. __ DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R. 5511/S.__ - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R. 6356/S. 3308 - Artificial Intelligence Civil Rights Act. The bill would establish protections for individual rights with respect to computational algorithms. Issue: Artificial Intelligence (AI). H.R. __ - Responsible AI Disclosure Act. The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems. Issue: Artificial Intelligence (AI). S. 2750 - SANDBOX Act. To require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence. Issue: Artificial Intelligence (AI). S. 1582. GENIUS Act. This bill establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed value). Issue: Digital Assets. ___ - Draft legislation on data privacy. The bill would make improvements to title V of the Gramm-Leach-Bliley Act. Issue: Dada Privacy. H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI). Issue: Business interruption insurance. Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy. Financial Institutions/Investments/Securities: Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R.1777/S. 1561 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 2441 - Improving Disclosure for Investors Act - This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. Issue: Electronic delivery. H.R. 1013/S.424 - Retirement Fairness for Charities and Educational Institutions Act of 2025 - The bill would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s. Issue: Retirement security H.R.20/S.852 - Richard L. Trumka Protecting the Right to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 3682/S. 3578 - Financial Stability Oversight Council Improvement Act of 2025. This bill will restore transparency to FSOC by imposing procedural guardrails, including enhanced due process protections, and a stronger analytic framework before a firm can be designated as systemically important. Issue: Dodd-Frank Act reform. H.R.__/S. __ SAFE Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation S. __ - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation. H.R. __ - Expanding Access to Capital Act - This bill reduces various securities regulations applicable to certain companies, brokers, and advisors. The bill also allows more investors to invest in specified types of ventures. Issue: Capital reform. S. __ - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers. Issue: Predictive data analytics. S. __/H.R. __ - Empowering States to Protect Seniors from Bad Actors Act - This bill reauthorizes through FY2028 and otherwise revises the Senior Investor Protection Grant Program. The bill moves the program from the Consumer Financial Protection Bureau to the Securities and Exchange Commission, establishes a task force to oversee the program, and eliminates certain grant eligibility requirements. Issue: Financial protections. Issue: FHLBank System Issue: Basel III Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned Insurance: Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans. H.R. 4583 and H.R. 4582/S.1552 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. 643 - Federal Insurance Office Elimination Act. To eliminate the Federal Insurance Office of the Department of the Treasury. Issue: FIO Reform. S. 1544/H.R. 3437 - Insurance Data Protection Act. To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: FIO Reform H.R. 4735 and S. 2419 - Business of Insurance Regulatory Reform Act- To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: Business of Insurance. H.R. 3503 - Kidney Donation Anti-Discrimination Act. The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor. Issue: underwriting. H.R. 3383 - Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025. This bill allows a closed-end fund-a portfolio of pooled assets with a limited number of shares traded on an exchange-to increase its investment in private investment funds. Specifically, the Securities and Exchange Commission is prohibited from limiting the sale or listing of securities of a closed-end fund that invests in private investment funds. This bill also apples to a closed-end company treated as a business development company. Issue: Capital formation H.R. 7130 - McCarran-Ferguson Restoration Act. The bill would eliminate the Federal Insurance Office of the Department of the Treasury and establish a United States Insurance Representative within the Department of the Treasury. Issue: FIO Reform. Issus: FSOC nonbank guidance rule. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned. Issue: Housing Finance Reform. No bill number assigned. Retirement: Retirement Security, Q4 2025 1.H.R.1013, S.424 Retirement Fairness for Charities and Educational Institutions Act of 2025: Allows 403(b) retirement plans to invest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. 2.H.R.2023, S.988 Womens Retirement Protection Act (WRPA): This legislation imposes spousal consent requirements on nearly all distributions from defined contribution plans. The bill also seeks to enhance financial literacy through grants to community-based organizations and offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders. 3.H.R.2067, S.928 Protecting Americans Retirement Savings Act (PARSA): This bill prohibits ERISA-covered retirement plans from making new investments in companies controlled by or based in countries considered to be foreign adversaries. Foreign adversaries include China, Iran, North Korea, and Russia. The bill also requires fiduciaries to disclose continuing investments in such entities and sanctioned firms. 4.H.R.2089 Generating Retirement Ownership through Long-Term Holding (GROWTH): The legislation provides that reinvested mutual fund dividends are not subject to capital gains taxation until the investor sells his or her shares. 5.H.R.2163 No Penalties for Victims of Fraud Act: The bill ensures that victims of retirement account fraud are not subject to the 10% additional income tax on early retirement plan distributions. 6.H.R.2544, S.1222 Financial Freedom Act of 2025: The legislation prohibits the Secretary of Labor from restricting the investments available in self-directed 401(k) brokerage windows. The bill also prohibits the DOL from preventing a fiduciary from selecting, any particular type of investment alternative, provided that a fiduciary provides the participant or beneficiary an opportunity to choose, from a broad range of investment alternatives, nor can the DOL require that any particular type of investment be either favored or disfavored, other than on the basis of the investments risk-return characteristics. 7.H.R.2696, S.1526 Retirement Savings for Americans Act (RSAA): This legislation establishes a federally run American Worker Retirement Plan for private-sector workers that do not have access to a workplace-based retirement plan. The bill also includes an enhanced federal matching contribution that only applies to lower income workers that participate in the federal plan. 8.H.R.2748 First Time Homeowner Savings Plan Act: This legislation increases the amount first-time homebuyers could pull from their retirement savings from the $10,000 set in the 1990s to $25,000 (indexed to inflation) without the 10% additional income tax on early retirement plan distributions to use as a down payment on their home. 9.H.R.2869 EBSA Investigations Transparency Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed. 10.H.R.2958 Balance the Scales Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to report annually to Congress about its use of common interest agreements. 11.H.R.2988 Protecting Prudent Investment of Retirement Savings Act: This legislation amends ERISA to specify that a retirement plan fiduciary shall be considered acting solely in the interest of participants only if: 1) the investment does not subordinate the interest of participants in their retirement income or financial benefits under the plan to other objectives, including ESG objectives and 2) the fiduciary does not sacrifice investment returns or take on additional investment risks to promote goals unrelated to the plan. 12.H.R.3526, S.2867 Uplifting First-Time Homebuyers Act of 2025: This legislation allows individuals to take an early distribution out of an IRA of up to $50,000 for a qualified first-time home purchase without the 10% additional income tax penalty. Current rules only allow up to a $10,000 early distribution without penalty. 13.H.R.4718, S.1707 Helping Young Americans Save for Retirement Act: This legislation lowers the required minimum participation age in ERISA-covered retirement plans from age 21 to age 18. 14.S.1840 Retirement Investment in Small Employers (RISE) Act: This legislation raises the floor for the existing $250 per-employee tax credit available to small businesses to create retirement plans, ensuring that all small businesses can receive a tax credit of at least $2,500. 15.S.2003 Strengthening Benefits Plans Act of 2025: This legislation permits surplus assets in a retiree health account to be used for other benefits, like active employee health benefits. The legislation also permits surplus assets in a defined benefit plan to be used to provide contributions to the employers defined contribution plan without terminating the defined benefit plan. 16.S.2210 Unlocking Benefits for Independent Workers Act: This legislation establishes a safe harbor under federal law for companies that would like to voluntarily provide independent workers with any benefit or protection commonly provided to full-time employees, such as retirement and health care benefits. 17.S.2217 Independent Retirement Fairness Act: This legislation relaxes the audit rules for pooled employer plans (PEPs) and allows companies to enroll their independent workers in PEPs and simplified employer pensions (SEPs) IRAs without triggering employee classification. 18.H.R.4548, S.2365 Small Nonprofit Retirement Security Act of 2025: This legislation makes the credit for small employer pension plan startup costs and the retirement auto-enrollment credit available to tax-exempt eligible small employers. 19.H.R.5325 Unclaimed Retirement Rescue Plan: This legislation directs the Department of Labor (DOL) to issue a regulation that would permit retirement plan fiduciaries to transfer unclaimed retirement distributions to State unclaimed property programs. 20.H.R.5748 Retirement Investment Choice Act: This legislation codifies Executive Order 14330 relating to democratizing access to alternative assets for 401(k) investors. 21.S.3083 Providing Complete Information to Retirement Investors Act: This legislation adds a new notice requirement to participants investing through brokerage windows in 401(k) plans to explain that the investments in a brokerage window have not been prudently selected and are not monitored by a plan fiduciary. 22.S.3086 Restoring Integrity in Fiduciary Duty Act: This legislation limits fiduciary consideration of nonpecuniary factors for investments. The bill further states that ERISA fiduciaries must also make decisions regarding the exercise of shareholder rights and proxy voting based on pecuniary factors. 23.H.R.5887 Saving for the Future Act: This legislation establishes a hybrid emergency savings and 401(k)-type government-run program called the Federal Universal Personal Savings Investment Program and creates UP Retirement Accounts for every full-time and part-time worker not covered by an active defined benefit pension plan. The legislation also requires employers to make a minimum employer contribution to the workers retirement account. 24.H.R.6084 ERISA Litigation Reform Act: This legislation amends the pleading standard under ERISA Section 502 for certain claims to put the burden on the plaintiff to plausibly allege and prove that an ERISA prohibitive transaction occurred that is not exempt under ERISA section 408(b)(2). 25.H.R.6324 Retirement Simplification and Clarity Act: This legislation would: (1) permit an in-service plan distribution to an individual retirement annuity on or after attainment of age 50; and (2) include a specific reference to an individual retirement annuity as a rollover option under a simplified 402(f) safe harbor notice. 26.H.R.6417, S.3333 Emergency Savings Enhancement Act of 2025: This legislation would double the maximum balance limit for Pension-Linked Emergency Savings Accounts (PLESAs) from $2,500 to $5,000 and allows Highly Compensated Employees (HCEs) to participate. 27.H.R.6450, S.3352 Retirement Rollover Flexibility Act: This legislation would permit rollover contributions from Roth IRAs to designated Roth accounts in qualified retirement plans, like 401(k)s. 28.H.R.6722 Automatic IRA Act of 2025: The legislation would require employers with more than 10 employees that do not sponsor a retirement plan to automatically enroll their employees in IRAs (automatic IRAs) or other automatic contribution plans or arrangements, like 401(k) plans. The legislation also requires 401(k) plans with over 100 participants plans must permit participants to elect to receive at least 50 percent of their vested account balance in the form of lifetime income. This requirement does not apply to participants with balances below $200,000. 29.H.R.6729, S.1831 Auto Reenroll Act of 2025: This legislation amends the qualified automatic contribution arrangement (QACA) safe harbor in the tax code for 401(k) plans to allow for automatic periodic reenrollment into the plan. 30.H.R.7185 Home Savings Act: This legislation permits penalty-free withdrawals from a 401(k) account for up to five years when the funds are used for a down payment or closing costs on a primary residence. The legislation also allows an individual to make a penalty-free 401(k) withdrawal and gift those funds to a relative, exempt from gift tax, provided the relative uses the money for a down payment or closing costs on a primary residence. 31.H.R.7362 Form 5500 Filing Simplification Act: This legislation extends the Form 5500 filing deadline to October 15 (for calendar year retirement plans), thus eliminating the need for an extension. 32.H.R.7556, S.2335 Pensions for All Act: This legislation requires every employer to provide to their employees a retirement program with benefits equivalent to the Federal Employees Retirement System (FERS) or to elect for their employees to participate in FERS. 33.General Accounts Product Corrections Act: This proposed legislation clarifies fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts. Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill. H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member. H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member S.920 - New Parents Act of 2019. Issue: paid family and medical leave Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits. Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave. Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age). H.R. 5376- Build Back Better Act This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment. Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor. S.3680 - Paid Family and Medical Leave Tax Credit Extension and Enhancement Act Diversity and Inclusion H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion. Taxation/Internal Revenue Code: S.__ - Protecting Proper Life Insurance from (PPLI) Abuse Act. This bill would restrict the use of private placement life insurance. HR 2547 and S 1335 - Secure Family Futures Act of 2025 Trade (domestic/foreign): U.S.-Chile Income Tax Treaty U.S.-Chile changes to pension system Protecting Americans Retirement Savings Act (PARSA) (H.R. 2607 / S.928). This bill prohibits ERISA-covered retirement plans from making new investments in companies controlled by or based in countries considered to be foreign adversaries. Foreign adversaries include China, Iran, North Korea, and Russia. The bill also requires fiduciaries to disclose continuing investments in such entities and sanctioned firms. Halting International Relocation of Employment (HIRE) Act (S. 2976). To amend the Internal Revenue Code of 1986 to impose an excise tax on payments by United States taxpayers to foreign persons for services provided to United States consumers. Issue: International H-1B and L-1 Visa Reform Act (S. 2928). To amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the United States. Issue: Visas Issue: Tariffs Issue: Data Localization & Cross-Border Data Flow. USTR reversal of its long-standing support for WTO core disciplines that protect U.S. businesses cross-border data flows and prohibit data localization mandates. Issue: Digital Services Tax (DST). Issue: OECD Pillar II UTPR. Issue: Mexico Value Added Tax (VAT) Issue: U.S.-Mexico-Canada Free Trade Agreement Review

Reported lobbying issue

Taxation/Internal Revenue Code: S.__ - Protecting Proper Life Insurance from (PPLI) Abuse Act. (This bill would restrict the use of private placement life insurance) H.R. 2547 Secure Family Futures Act (Ordinary treatment bill) Insurance: H.R. 4735/S. 2419 - Business of Insurance Regulatory Reform Act (To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: Business of Insurance.) H.R. 643 FIO Elimination Act (This bill eliminates the Federal Insurance Office (FIO) within the Department of the Treasury. The bill also removes the FIO director as a nonvoting member of the Financial Stability Oversight Council.) S. 1544/H.R. 3437 - Insurance Data Protection Act. To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: FIO Reform H.R. 4583 and H.R. 4582/S.1552 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. 3383 - Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025. This bill allows a closed-end fund-a portfolio of pooled assets with a limited number of shares traded on an exchange-to increase its investment in private investment funds. Specifically, the Securities and Exchange Commission is prohibited from limiting the sale or listing of securities of a closed-end fund that invests in private investment funds. This bill also apples to a closed-end company treated as a business development company. Issue: Capital formation H.R. 7130 - McCarran-Ferguson Restoration Act. The bill would eliminate the Federal Insurance Office of the Department of the Treasury and establish a United States Insurance Representative within the Department of the Treasury. Issue: FIO Reform. Retirement: H.R.1013, S.424 Retirement Fairness for Charities and Educational Institutions Act of 2025: Allows 403(b) retirement plans to invest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. H.R. 2082-WISH Act-- provide for long-term care insurance benefits H.R.2089 Generating Retirement Ownership through Long-Term Holding (GROWTH): The legislation provides that reinvested mutual fund dividends are not subject to capital gains taxation until the investor sells his or her shares. H.R.2163 No Penalties for Victims of Fraud Act: The bill ensures that victims of retirement account fraud are not subject to the 10% additional income tax on early retirement plan distributions. H.R.2696/ S.1526 - Retirement Savings for Americans Act This legislation establishes a federally run American Worker Retirement Plan for private-sector workers that do not have access to a workplace-based retirement plan. H.R.2748 First Time Homeowner Savings Plan Act: This legislation increases the amount first-time homebuyers could pull from their retirement savings from the $10,000 set in the 1990s to $25,000 (indexed to inflation) without the 10% additional income tax on early retirement plan distributions to use as a down payment on their home. H.R.2869 EBSA Investigations Transparency Act: This legislation requires the Department of Labors Employee Benefits Security Administration (EBSA) to submit annual reports to Congress on the status of its open employee plan audits and to explain why any audits open for more than 36 months have not been closed. H.R. 2988 Protecting Prudent Investment of Retirement Savings Act: This legislation clarifies the criteria for meeting the fiduciary duty of ERISA. H.R.3526, S.2867 Uplifting First-Time Homebuyers Act of 2025: This legislation allows individuals to take an early distribution out of an IRA of up to $50,000 for a qualified first-time home purchase without the 10% additional income tax penalty. Current rules only allow up to a $10,000 early distribution without penalty. H.R. 4718/S.1707 Helping Young Americans Save for Retirement Act: This legislation lowers the required minimum participation age in ERISA-covered retirement plans from age 21 to age 18. H.R.5748 Retirement Investment Choice Act: This legislation codifies Executive Order 14330 relating to democratizing access to alternative assets for 401(k) investors. H.R.6084 ERISA Litigation Reform Act: This legislation amends the pleading standard under ERISA Section 502 for certain claims to put the burden on the plaintiff to plausibly allege and prove that an ERISA prohibitive transaction occurred that is not exempt under ERISA section 408(b)(2). H.R.6324 Retirement Simplification and Clarity Act: This legislation would: (1) permit an in-service plan distribution to an individual retirement annuity on or after attainment of age 50; and (2) include a specific reference to an individual retirement annuity as a rollover option under a simplified 402(f) safe harbor notice. H.R.6450, S.3352 Retirement Rollover Flexibility Act: This legislation would permit rollover contributions from Roth IRAs to designated Roth accounts in qualified retirement plans, like 401(k)s. H.R.6722 Automatic IRA Act of 2025: The legislation would require employers with more than 10 employees that do not sponsor a retirement plan to automatically enroll their employees in IRAs (automatic IRAs) or other automatic contribution plans or arrangements, like 401(k) plans. The legislation also requires 401(k) plans with over 100 participants plans must permit participants to elect to receive at least 50 percent of their vested account balance in the form of lifetime income. This requirement does not apply to participants with balances below $200,000. H.R. 6729/S.1831 Auto Reenroll Act of 2025: This legislation amends the qualified automatic contribution arrangement (QACA) safe harbor in the tax code for 401(k) plans to allow for automatic periodic reenrollment into the plan H.R.7185 Home Savings Act: This legislation permits penalty-free withdrawals from a 401(k) account for up to five years when the funds are used for a down payment or closing costs on a primary residence. The legislation also allows an individual to make a penalty-free 401(k) withdrawal and gift those funds to a relative, exempt from gift tax, provided the relative uses the money for a down payment or closing costs on a primary residence. General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts. Consumer Issues/Safety/Products: S. __ - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R.__/S.__ Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy S. 1582. GENIUS Act. This bill establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed value). Issue: Digital Assets. S.2164 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R. __ - Responsible AI Disclosure Act. The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems. Issue: Artificial Intelligence (AI). S.2750 - SANDBOX Act To require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence. Issue: Artificial Intelligence (AI). ___ - Draft legislation on data privacy. The bill would make improvements to title V of the Gramm-Leach-Bliley Act. Issue: Dada Privacy. H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI), including a federal moratorium Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy. Financial Institutions/Investments/Securities: H.R.1777/S. 1561 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce. Issue: remote online notarization H.R. 2441/ - Improving Disclosure for Investors Act - This bill requires the SEC to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. Issue: Electronic delivery. H.R. 1013/S.424 - Retirement Fairness for Charities and Educational Institutions Act of 2025 - The bill would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s. Issue: Retirement security H.R. 3682/S. 3578 - Financial Stability Oversight Council Improvement Act of 2025. This bill will restore transparency to FSOC by imposing procedural guardrails, including enhanced due process protections, and a stronger analytic framework before a firm can be designated as systemically important. Issue: Dodd-Frank Act reform. H.R.__/S. __ SAFE Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation S. __ - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation. H.R. __ - Expanding Access to Capital Act - This bill reduces various securities regulations applicable to certain companies, brokers, and advisors. The bill also allows more investors to invest in specified types of ventures. Issue: Capital reform. S. __ - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers. Issue: Predictive data analytics. Issue: FHLBank System Issue: Regulation Best Interest Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned. Trade (domestic/foreign): Issue: Tariffs Issue: Data Localization & Cross-Border Data Flow Issue: Digital Services Tax (DST) Issue: OECD Pillar II UTPR

Reported lobbying issue

Torts: H.R. 1109 - Litigation Transparency Act of 2025 H.R. 7015 - Protecting TPLF From Abuse Act S. 3826 - Litigation Funding Transparency Act of 2026 Agriculture: H.R. 7567 - Farm, Food, and National Security Act of 2026 S. ___ - 2026 Farm Bill Budget/Appropriations: P.L. 119-74 - Commerce, Justice, Science; Energy and Water Development; and Interior and Environment Appropriations Act, 2026 P.L. 119-75 - Consolidated Appropriations Act, 2026 H.R. 4213 - Department of Homeland Security Appropriations Act, 2026 - pre-disaster mitigation and NFIP H.R. 4552 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2026 - pre-disaster mitigation H.R. 4553 - Energy and Water Development and Related Agencies Appropriations Act, 2026 - pre-disaster mitigation H.R. 4754 - Department of the Interior, Environment, and Related Agencies Appropriations Act, 2026 - pre-disaster mitigation, USGS H.R. 5166 - Financial Services and General Government Appropriations Act, 2026 - insurance H.R. 5342 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2026 - NOAA, NASA, and NSF H.R. 5450 - Continuing Appropriations and Extensions and Other Matters Act, 2026 H.R. 7006 - Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act, 2026 H.R. 7147 - Further Additional Continuing Appropriations Act, 2026 H.R. 7744 - Department of Homeland Security Appropriations Act, 2026 H.R. 8029 - Pay Our Homeland Defenders Act H.R. ___ - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2027 - crop insurance H.R. ___ - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2027 - NOAA, NASA, and NSF H.R. ___ - Department of Homeland Security Appropriations Act, 2027 - pre-disaster mitigation and NFIP H.R. ___ - Department of the Interior, Environment, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation, USGS H.R. ___ - Energy and Water Development and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation H.R. ___ - Financial Services and General Government Appropriations Act, 2027 - insurance H.R. ___ - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation S. 2354 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2026 - NOAA, NASA, and NSF S. 2431 - Department of the Interior, Environment, and Related Agencies Appropriations Act, 2026 - pre-disaster mitigation, USGS S. 2465 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2026 - pre-disaster mitigation S. 2882 - Continuing Appropriations and Extensions and Other Matters Act, 2026 S. 3290 - Financial Services and General Government Appropriations Act, 2026 - insurance S. 3293 - Energy and Water Development and Related Agencies Appropriations Act, 2026 - pre-disaster mitigation S. ___ - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2027 - crop insurance S. ___ - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2027 - NOAA, NASA, and NSF S. ___ - Department of Homeland Security Appropriations Act, 2026 - pre-disaster mitigation and NFIP S. ___ - Department of Homeland Security Appropriations Act, 2027 - pre-disaster mitigation and NFIP S. ___ - Department of the Interior, Environment, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation, USGS S. ___ - Energy and Water Development and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation S. ___ - Financial Services and General Government Appropriations Act, 2027 - insurance S. ___ - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2027 - pre-disaster mitigation Risk transfer legislation Financial Institutions/Investments/Securities: H.R. 7132 - FSOC Improvement Act H.R. ___ - the Export-Import Bank Reauthorization Act of 2026 H.R. ___ - Secure And Fair Enforcement (SAFE) Banking Act S. 245 - Insure Cybersecurity Act of 2025 S. 3578 - FSOC Improvement Act S. 3772 - Export-Import Bank Reauthorization Act of 2026 S. ___ - Secure And Fair Enforcement Regulation (SAFER) Banking Act Artificial Intelligence legislation Cyber security, cyber insurance, cyber terrorism insurance, data breach, and ransomware legislation Data privacy legislation Dodd-Frank Act legislation Homeland Security: H.R. 471 - Fix Our Forests Act H.R. 501 - Promoting Resilient Buildings Act of 2025 H.R. 550 - Wildfire Insurance Coverage Study Act of 2025 H.R. 827 - Homeowners Defense Act of 2025 H.R. 1923 - Modernizing Wildfire Safety and Prevention Act of 2025 H.R. 2123 - NFIP Extension Act of 2025 H.R. 2822 - To extend the National Flood Insurance Program through December 31, 2026. H.R. 4669 - FEMA Act of 2025 H.R. 5079 - Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 5484 - National Flood Insurance Program Reauthorization and Reform Act of 2025 H.R. 5574 - To extend the National Flood Insurance Program through November 21, 2025. H.R. 5577 - NFIP Extension Act of 2026 H.R. 5608 - To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. H.R. 5794 - FEMA Operations Continuity Act of 2025 H.R. 5848 - NFIP Retroactive Renewal and Reauthorization Act H.R. 6560 - To amend the National Flood Insurance Act of 1968 to provide for the automatic contingent extension of the National Flood Insurance Program, and for other purposes. H.R. 6620 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. ___ - To amend the National Flood Insurance Act of 1968 to prohibit flood insurance coverage for severe repetitive loss properties. S. 120 - Disaster Housing Reform for American Families Act S. 824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through December 31, 2026. S. 1337 - Cybersecurity Information Sharing Extension Act S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act S. 2053 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2054 - Flood Insurance Consumer Choice Act of 2025 S. 2931 - NFIP Extension Act S. 2946 - NFIP Extension Act S. 3151 - National Flood Insurance Program Automatic Extension Act of 2025 Disaster mitigation legislation National Flood Insurance Program reauthorization, reform, debt cancellation, risk sharing, and reinsurance legislation Housing: Housing credit risk transfer program legislation Housing finance reform legislation Housing pre-disaster mitigation legislation Insurance: H.R. 643 - Federal Insurance Office Elimination Act H.R. 3437 - Insurance Data Protection Act H.R. 4504 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act H.R. 6274 - Natural Disaster Risk Reinsurance Program Act H.R. 7128 - TRIA Program Reauthorization Act of 2026 H.R. 7130 - McCarran-Ferguson Restoration Act H.R. ___ - Clarifying Law Around Insurance of Marijuana (CLAIM) Act H.R. ___ - Taxpayer Exposure and Risk Reduction Act H.R. ___ - Terrorism Risk Insurance Program Reauthorization Act of 2025 (Rep. Waters) S. 1544 - Insurance Data Protection Act S. 2349 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act S. ___ - Clarifying Law Around Insurance of Marijuana (CLAIM) Act S. ___ - TRIA Program Reauthorization Federal Insurance Office legislation International insurance legislation Private equity and insurance legislation Small business risk transfer legislation Small Business: Small business risk transfer legislation Taxation/Internal Revenue Code: H.R. 1105 - Disaster Resiliency and Coverage Act of 2025 H.R. 1481 - Catastrophic Risk Transfer (CART) Act of 2025 H.R. 1849 - Disaster Mitigation and Tax Parity Act of 2025 H.R. 2547 - Secure Family Futures Act of 2025 H.R. 3512 - Tackling Predatory Litigation Funding Act of 2025 H.R. 6763 - Shelter Act S. 35 - Homeowners Premium Tax Reduction Act of 2025 S. 336 - Disaster Mitigation and Tax Parity Act of 2025 S. 586 - Flood Insurance Affordability Tax Credit Act S. 1335 - Secure Family Futures Act of 2025 S. 1821 - Tackling Predatory Litigation Funding Act of 2025 S. 1940 - READY Accounts Act S. 3497 - Shelter Act Business tax legislation Natural disaster resilience legislation Natural disaster savings account legislation

Reported lobbying issue

Disaster Planning/Emergencies: S.91 - A bill to improve Federal activities relating to wildfires, and for other purposes. H.R.153 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes. H.R.164 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize Federal agencies to provide certain essential assistance for hazard mitigation for electric utilities, and for other purposes. H.R.168 - To improve the ability of the Secretary of Agriculture and the Secretary of the Interior to carry out forest management actives that reduce the risk of catastrophic wildfires, and for other purposes. H.R.178 - To require the Secretary of Agriculture to carry out activities to suppress wildfires, and for other purposes. H.R.316 - To authorize the President to provide disaster assistance to States and Indian Tribes under a major disaster recovery program, and for other purposes. H.R.403 - To enhance predisaster mitigation to prevent future natural disasters, and for other purposes. H.R.501 - To amend certain laws relating to disaster recovery and relief with respect to the implementation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster assistance housing, and for other purposes. S.135 - A bill to amend title 5, United States Code, to provide for special base rates of pay for wildland firefighters, and for other purposes. H.R.731 - To exempt hazardous fuel reduction activities from certain environmental requirements for a 10-year period. H.R.743 - To reform and enhance the pay and benefits of Federal wildland firefighters, and for other purposes H.R.744 - To amend section 324 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to incentivize States, Indian Tribes, and Territories to close disaster recovery projects by authorizing the use of excess funds for management costs for other disaster recovery projects. H.R.753 - To direct the Administrator of the National Oceanic and Atmospheric Administration to maintain a program that improves wildfire forecasting and detection, and for other purposes. H.R.836 - Emergency Wildfire Fighting Technology Act of 2025 S.258 - A bill to improve forecasting and understanding of tornadoes and other hazardous weather, and for other purposes. S.279 - A bill to reform and enhance the pay and benefits of Federal wildland firefighters, and for other purposes. S.306 - A bill to establish and maintain a coordinated program within the National Oceanic and Atmospheric Administration that improves wildfire, fire weather, fire risk, and wildfire smoke related forecasting, detection, modeling, observations, and service delivery, and for other purposes. S.341 - A bill to amend the Clean Air Act to establish a grant program for supporting local communities in detecting, preparing for, communicating about, or mitigating the environmental and public health impacts of wildfire smoke and extreme heat, and for other purposes. S.372 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to incentivize certain preparedness measures, and for other purposes. S.378 - A bill to authorize the Federal Emergency Management Agency to waive certain requirements for property acquisition and structure demolition or relocation projects. S.388 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act with respect to the implementation of building codes, and for other purposes. S.395 - A bill to amend the Healthy Forests Restoration Act of 2003 to expedite wildfire prevention projects to reduce the risk of wildfire on certain high-risk Federal land, and for other purposes. H.R.1070 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real property insurance following certain federally declared disasters. H.R.1076 - To direct the Comptroller General of the United States to conduct a study on the effectiveness of emergency alerting systems, and for other purposes. H.R.1093 - To amend the Internal Revenue Code of 1986 to increase the dollar threshold applicable to information reporting with respect to payments for qualified natural disaster expenses. H.R.1105 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require the President to establish an individual household disaster mitigation program, and for other purposes. H.R.1164 - To direct the Administrator of the Federal Emergency Management Agency to ensure that certain applicants for assistance after a declared major disaster do not receive a notice of denial while the applicant has a pending insurance claim for disaster-related losses, and for other purposes. H.R.1245 - To improve individual assistance provided by the Federal Emergency Management Agency, and for other purposes S.441 - A bill to direct the Secretary of Agriculture and the Secretary of the Interior to develop a plan to reorganize Federal wildland fire response, and for other purposes. S.453 - A bill to establish a Wildfire Intelligence Center, and for other purposes H.R.1356 - To direct the Secretary of the Interior and the Secretary of Homeland Security, acting through the Administrator of the Federal Emergency Management Agency, to establish a pilot grant program to address damage from mudslides that occur after a wildland fire, and for other purposes. H.R.1393 - To direct the Administrator of the Federal Emergency Management Agency to conduct a review of the criteria for evaluating the cost-effectiveness of certain mitigation projects, and for other purposes. S.647 - A bill to require the Secretary of Commerce to create regional wildland fire research centers, and for other purposes. H.R.1849 - To amend the Internal Revenue Code of 1986 to provide for the exclusion from gross income of amounts received from State-based catastrophe loss mitigation programs. S.773 - A bill to amend section 324 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to incentivize States, Indian Tribes, and Territories to close disaster recovery projects by authorizing the use of excess funds for management costs for other disaster recovery projects. H.R.1923 - To provide for the implementation of certain recommendations from the Report of the Wildland Fire Mitigation and Management Commission H.R.1943 - To amend title 5, United States Code, to provide for special base rates of pay for wildland firefighters, and for other purposes. H.R.2250 - To reauthorize the National Landslide Preparedness Act, and for other purposes. S.1015 - A bill to extend the National Flood Insurance Program through December 31, 2026. H.R.2296 - To upgrade the communications service used by the National Weather Service, and for other purposes. H.R.2308 - To establish the Federal Emergency Management Agency as a cabinet-level independent agency, and for other purposes. H.R.2428 - To require the Comptroller General of the United States to conduct a study regarding a Federal buyout program available to homeowners with properties in high-risk catastrophic wildfire disaster areas, and for other purposes. H.R.2568 - Earthquake Resilience Act H.R.3177 - To require the Administrator of the Federal Emergency Management Agency to ensure that cost estimates, acquisition of proper materials, and any other activity related to certain projects under the Robert T. Stafford Disaster Relief and Emergency Assistance Act are performed by professionals licensed in the relevant State, and for other purposes. H.R.3661 - To direct the Administrator of the Federal Emergency Management Agency to take certain actions relating to incident periods and extreme weather, and for other purposes. H.R.3759 - To provide for streamlined cost exemptions for public assistance projects by the Federal Emergency Management Agency, and for other purposes. S.1963 - A bill to appropriate amounts to the Disaster Relief Fund of the Federal Emergency Management Agency. H.R.2594 - To establish a Water Risk and Resilience Organization to develop risk and resilience requirements for the water sector. H.R.2646 - To require the evaluation of certain criteria relating to locations for deployment of successor radar systems of the National Weather Service, and for other purposes. H.R.2836 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments or electric cooperatives for interest expenses, and for other purposes. H.R.2897 - To amend the Small Business Act to make disaster loans available for damages caused by prolonged power outages, and for other purposes. H.R.3176 - To amend the John D. Dingell, Jr. Conservation, Management, and Recreation Act to reauthorize the National Volcano Early Warning and Monitoring System H.R.3251 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for an alternative block grant program for funding public assistance for response to a major disaster, and for other purposes. H.R.3252 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for an alternative block grant program for funding temporary housing in response to a major disaster, and for other purposes. H.R.3347 - To abolish FEMA and establish a block grant program for disaster relief, and for other purposes. H.R.3705 - Fog Observations and Geographic Forecasting Act H.R.3771 - To increase observations, understanding, and forecasting of coastal flooding and storm surge events, to address weather observation gaps in highly vulnerable areas, and for other purposes. H.R.3816 - To improve the National Oceanic and Atmospheric Administration's weather research, support improvements in weather forecasting and prediction, expand commercial opportunities for the provision of weather data, and for other purposes. H.R.4073 - To reauthorize the Tsunami Warning and Education Act, and for other purposes. H.R.4141 - To direct the Department of Energy and the National Oceanic and Atmospheric Administration to conduct collaborative research in order to advance numerical weather and climate prediction in the United States, and for other purposes. H.R.4144 - To require the Director of the United States Geological Survey to map future groundwater rise and conduct a study on its potential impacts to infrastructure and public health, and for other purposes. H.R. 4256 - To reauthorize the Digital Coast Act. S.1429 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize Federal agencies to provide certain essential assistance for hazard mitigation for electric utilities, and for other purposes. S.1484 - A bill to improve weather research and forecasting by the National Oceanic and Atmospheric Administration, and for other purposes. S.1958 - A bill to exempt certain positions of the National Weather Service that are necessary for public safety from any Federal Government hiring freeze, and for other purposes. S.2038 - A bill to direct the Secretary of the Interior to establish the Wildfire Science and Technology Advisory Board. H.R.5610 - Improving Drought Monitoring Act H.R.5648 - To provide for continuity of disaster relief funding in the case of a lapse in appropriations, and for other purposes. H.R.5652 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide flexibility with the cost share for fire management assistance, and for other purposes. H.R.5395 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to direct the expedient disbursement of funds, and for other purposes. H.R.5285 - To amend the Weather Research and Forecasting Innovation Act of 2017 to expand the goals of the tornado warning improvement and extension program, and for other purposes. H.R.5310 - To amend section 423 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for reimbursement of attorney's fees under certain circumstances, and for other purposes. H.R.5089 - Weather Act Reauthorization Act of 2025 H.R.5104 - To reduce the health risks of heat by establishing the National Integrated Heat Health Information System within the National Oceanic and Atmospheric Administration and the National Integrated Heat Health Information System Interagency Committee to improve extreme heat preparedness, planning, and response, requiring a study, and establishing financial assistance programs to address heat effects, and for other purposes. H.R.5154 - Resilient Emergency Alert Communications and Training Act H.R.4852 - Wildfire Emergency Preparedness Act of 2025 H.R.4853 - Saving the Forest Service's Workforce Act H.R.4976 - To improve understanding and policy responses to the impacts of wildfire smoke on children in educational and childcare settings, and for other purposes. H.R.4990 - Wildfire Grid Resiliency Act H.R.4992 - FEMA Critical Staffing Act H.R.5002 - Protect Americans from Climate Disasters Act H.R.5067 - Rapid Disaster Relief Act H.R.5072 - Water Crisis Prevention Act of 2025 H.R.4482 - To impose a moratorium on closing, suspending, terminating leases of, ceasing construction of, consolidating, or otherwise imposing any new limitation on access to facilities of the National Oceanic and Atmospheric Administration, and for other purposes. H.R.4497 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include extreme heat in the definition of a major disaster. H.R.4669 - To authorize and improve the Federal Emergency Management Agency and reform Federal disaster mitigation, preparedness, response, and recovery, and for other purposes. H.R.4671 - To direct the Secretary of the Interior to develop a Wildland Fire Management Casualty Assistance Program, and for other purposes. H.R.4560 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide requirements relating to the funding of predisaster hazard mitigation, and for other purposes. H.R.4563 - To require the National Oceanic and Atmospheric Administration to carry out research and development to improve the understanding of how the public receives, interprets, and responds to and values hurricane forecasts and warnings, and for other purposes. H.R.5366 - To amend the Internal Revenue Code of 1986 to codify and extend the rules for personal casualty losses arising from major disasters and the rules for the exclusion from gross income of compensation for losses or damages resulting from certain wildfires. H.R.4338 - To develop weather tools for electricity system planning and operational modeling, expand research on extreme weather event scenarios for energy utility companies and regulators, and for other purposes. S.2856 - A bill to authorize transitional sheltering assistance for individuals who live in areas with unhealthy air quality caused by wildfires, and for other purposes. S.2895 - A bill to require the Comptroller General of the United States and the Secretary of Transportation to conduct a study on weather-related hazards and gaps in surface transportation safety, and for other purposes. S.2900 - A bill to require the Secretary of Transportation to establish a pilot program to improve roadway safety through real-time integration of weather hazard alerts and active work zone data, and for other purposes. S.2901 - A bill to require the Secretary of Transportation to establish a pilot program to improve the integration of real-time wildfire hazard alerts with State and local transportation closure information systems, and for other purposes. S.2775 - A bill to require the Administrator of the National Oceanic and Atmospheric Administration to establish and maintain a database and webpage that is available to the public and contains information on the billion-dollar disasters that occur each year in the United States, and for other purposes. S.2701 - A bill to amend the Healthy Forests Restoration Act of 2003 to reauthorize and improve the Water Source Protection Program, and for other purposes. S.2744 - A bill to amend the Internal Revenue Code of 1986 to codify and extend the rules for personal casualty losses arising from major disasters and the rules for the exclusion from gross income of compensation for losses or damages resulting from certain wildfires. S.2430 - A bill to require the Comptroller General of the United States to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. S.2569 - A bill to provide forbearance assistance during a major disaster or emergency, and for other purposes. S.2633 - A bill to institute a reduction in force moratorium at the National Oceanic and Atmospheric Administration, and for other purposes. S.2635 - A bill to amend title 23, United States Code, to increase flexibility for emergency relief projects, and for other purposes. S.2331 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include extreme temperature in the definition of a major disaster. S.2247 - Disaster Assistance Improvement and Decentralization Act S.2538 - A bill to amend the Internal Revenue Code of 1986 to provide a credit for hazard mitigation projects in connection with certain working waterfront property. H.R.5735 - Coastal Infrastructure Improvement Act H.R.5777 - To amend the Federal Fire Prevention and Control Act of 1974 to direct the Administrator of the Federal Emergency Management Agency to reimburse certain expenses during a period in which there is a lapse in appropriations for the Federal Emergency Management Agency and for other purposes. H.R.5780 - To direct the Administrator of the Federal Emergency Management Agency to continue to obligate and disburse covered funds in the Disaster Relief Fund during a lapse in appropriations, and for other purposes. H.R.5782 - Western Wildfire Support Act of 2025. H.R.5794 - FEMA Operations Continuity Act of 2025 H.R.5855 - Measuring the Cost of Disasters Act of 2025 H.R.5920 - District of Columbia Flood Prevention Act of 2025 H.R.5963 - To provide for cost-share waivers for projects carried out in response to wildland fires caused by certain Government actions, and for other purposes. H.R.6094 - To direct the establishment of a public-private wildfire technology deployment and demonstration partnership, and for other purposes. H.R.6154 - To provide for the establishment of regional wildland fire research centers, and for other purposes. H.R.6201 - To require the Administrator of the Federal Emergency Management Agency to administer the Next Generation Warning System grant program and disburse obligated funds under such program, and for other purposes. H.R.6342 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for common interest communities, condominiums, and housing cooperatives damaged by a major disaster, and for other purposes. S.3044 - Wildfire Emissions Prevention Act of 2025 S.3149 - A bill to provide for cost-share waivers for projects carried out in response to wildland fires caused by certain Government actions, and for other purposes. S.3190 - A bill to direct the establishment of a public-private wildfire technology deployment and demonstration partnership, and for other purposes. S.3363 - A bill to require the Federal Emergency Management Agency to publish information related to public assistance awards, and for other purposes. S.3372 - A bill to amend the Internal Revenue Code of 1986 to exclude qualified wildfire relief payments from gross income, and for other purposes. S.3403 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require the President to provide assistance for predisaster hazard mitigation measures and adjust the Federal cost share for certain building resilient infrastructure and communities projects, and for other purposes. S.3506 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize the use of fire management assistance grants for debris removal, and for other purposes. H.R.7029/S. 3628 - To ensure that older adults and individuals with disabilities are prepared for disasters, and for other purposes. H.R.7459 - To establish the Coastal Storm Risk Management Trust Fund and authorize the use of amounts in such Fund for coastal storm risk management activities of the Corps of Engineers, and for other purposes. H.R.7461 - To direct the Administrator of the Federal Emergency Management Agency to submit a monthly report on the status of all projects and activities funded through the Disaster Relief Fund, and for other purposes. H.R.7813 - NOAA Weather Radio Modernization Act H.R.7848 - To establish the National Weather Safety Board to investigate certain major disasters, and for other purposes. H.R.7896 - To establish within the National Oceanic and Atmospheric Administration a research program comprising global ocean monitoring and observing, and for other purposes. H.R.7996 - To amend the Homeland Security Act of 2002 to clarify that utility line technicians qualify as emergency response providers. S.3609 - A bill to establish a community protection and wildfire resilience grant program, and for other purposes. S.3795 - A bill to establish the Radar Next Program, and for other purposes. S.3895 - A bill to require rulemaking by the Administrator of the Federal Emergency Management Agency to address considerations in evaluating the need for public and individual disaster assistance, and for other purposes. S.3912 - A bill to reauthorize the National Integrated Drought Information System Act of 2006, and for other purposes. S.3919 - A bill to amend the Weather Research and Forecasting Innovation Act of 2017 with respect to the hurricane forecast improvement program, and for other purposes. S.3923 - A bill to improve the weather research of the National Oceanic and Atmospheric Administration, support improvements in weather forecasting and prediction, and expand commercial opportunities for the provision of weather data. S.4075 - A bill to make continuing appropriations for Federal Emergency Management Agency pay and operations in the event of a Federal Government shutdown, and for other purposes. S.4234 - A bill to amend the Watershed Protection and Flood Prevention Act to improve that Act, and for other purposes. H.R.8291 - Reforming Disaster Recovery Act H.R.8307 - Responder and Recovery Safety in EV Fires Act H.R.8368 - To appropriate funds for the Federal Emergency Management Agency's Disaster Relief Fund, and for other purposes. H.R.8409 - Post-Disaster Protection Act H.R.8439 - Commission on Natural Disaster Risk Management and Insurance Act H.R.8491 - Postal Alert and Weather Preparedness Act H.R.8577 - Disaster Declaration Transparency Act of 2026 H.R.8688 - Forest Health and Wildfire Risk Reduction Act H.R.8695 - No Delays in Disaster Relief Act H.R.8653 - ADAPT Assets Act H.R.8830 - Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2026 H.R.8846 - Tornado Preparedness Act H.R.9056 - Community Flood Resilience Act H.R.9094 - Florida Freeze Disaster Assistance Act of 2026 H.R.9180 - CDBG-DR Automated Assessment Act S.4388 - Housing Survivors of Major Disasters Act of 2026 S.4433 - Disaster Declaration Transparency Act of 2026 S.4515 - Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2026 S.4532 - Small Business Wildfire Smoke Recovery Act S.4661 - Ensuring Disaster Recovery and Resilience for Specialty Crops Act S.4691 - Disaster Communications Coordination and Preparedness Act S.4732 - Wildfire Smoke Emergency Declaration Act of 2026 S.4827 - POWER ON Act of 2026 Insurance: H.R.292 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure table, wine, and juice grapes against losses due to a freeze event, and for other purposes. H.R.550 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. H.R.643 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. H.R.827 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. H.R.1481 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. H.R.2123 - To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program. S.586 - A bill to amend the Internal Revenue Code of 1986 to provide an advance refundable credit to offset certain flood insurance premiums, and for other purposes. S.824 - A bill to reauthorize the National Flood Insurance Program. H.R.2547 - To amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets and to extend capital loss carryovers for such companies from 5 years to 10 years. H.R.2567 - To amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. H.R.2822 - To extend the National Flood Insurance Program through December 31, 2026. H.R.3437 - To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. H.R.3664 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. H.R.3800 - To amend the National Flood Insurance Act of 1968 to prohibit the deferral of the issuance of letters of map revision based on the placement of fill or conditional letters of map revision based on the placement of fill, and for other purposes. H.R.2774 - To amend section 5 of the Flood Control Act of 1941 to impose a deadline for initiating the repair or restoration of project under such section, and for other purposes. H.R.3300 - To amend the Federal Water Pollution Control Act to clarify that a permit is not required under the National Pollutant Discharge Elimination System for a discharge resulting from the aerial application of certain products used for fire control and suppression, and for other purposes. S.1271 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 with respect to transitioning producers from the noninsured crop assistance program to the whole farm revenue insurance plan. S.2053 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S.2054 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. S.1437 - A bill to require the Administrator of the National Aeronautics and Space Administration to establish a program to identify, evaluate, acquire, and disseminate commercial Earth remote sensing data and imagery in order to satisfy the scientific, operational, and educational requirements of the Administration, and for other purposes. H.R.5574 - To extend the National Flood Insurance Program through November 21, 2025. H.R.5577 - NFIP Extension Act of 2026 H.R.5607 - Flood Insurance Transparency Act of 2025 H.R.5608 - To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. H.R.5500 - To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. H.R.5503 - To require the Federal Emergency Management Agency to establish a Territorial Disaster Recovery Program to continuously identify, monitor, and address factors and capability gaps that hinder the execution and completion of recovery activities relating to major disasters by eligible entities located in the territories of the United States. H.R.5504 - To amend the Internal Revenue Code of 1986 to allow for a credit against tax for certain flood insurance expenses. H.R.5229 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. H.R.4735 - Business of Insurance Regulatory Reform Act of 2025 H.R.4504 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. S.2931 - A bill to reauthorize the National Flood Insurance Program. S.2946 - A bill to reauthorize the National Flood Insurance Program. S.2349 - A bill to require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. S.2419 - Business of Insurance Regulatory Reform Act of 2025 H.R.5697 - To adjust the effective date of any adjustment based on Consumer Price Index to rail passenger liability cap that occurs during calendar year 2026. H.R.5848 - NFIP Retroactive Renewal and Reauthorization Act H.R.5961 - To increase the availability of flood insurance for agricultural structures, and for other purposes. H.R.5990 - To require the Secretary of Housing and Urban Development to establish a pilot program to provide grants to implementing organizations to administer a whole-home repairs program for eligible homeowners and eligible landlords, and for other purposes. H.R.6086 - To provide for funding from the Aviation Insurance Revolving Fund to continue certain Federal Aviation Administration activities in the event of a Government shutdown, and for other purposes. H.R.6155 - Federal Carjacking Enforcement Act H.R.6256 - To amend the Homeowner Flood Insurance Affordability Act of 2014 to address ecosystem restoration projects, and for other purposes. H.R.6274 - To establish a Natural Disaster Risk Reinsurance Program, and for other purposes. H.R.6560 - To amend the National Flood Insurance Act of 1968 to provide for the automatic contingent extension of the National Flood Insurance Program, and for other purposes. H.R.6620 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R.7130 - McCarran-Ferguson Restoration Act H.R.7246 - To establish the Climate Financial Risk Committee and Climate Financial Risk Advisory Committee on the Financial Stability Oversight Council. H.R.7355 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. H.R.7462 - To amend the Federal Crop Insurance Act to direct the Secretary of Agriculture to use certain data sets when determining eligibility related to indemnity payments under the Hurricane Insurance Protection-Wind Index endorsement, and for other purposes. H.R.7862 - To amend the National Flood Insurance Act of 1968 to limit the application of the Endangered Species Act with respect to certain actions under the national flood insurance program, and for other purposes. S.3711 - A bill to establish the Climate Financial Risk Committee and Climate Financial Risk Advisory Committee on the Financial Stability Oversight Council. S.3843 - A bill to amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. S.4088 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. S.4215 - A bill to amend the Federal Crop Insurance Act to reduce Federal spending on crop insurance, and for other purposes. H.R.8218 - Fair Compensation for Truck Crash Victims Act H.R.8843 - Federal Accountability for Felony Obstruction Act S.4395/H.R 7128 - Terrorism Risk Insurance Program Reauthorization Act of 2026 S.4651 - Increasing Insurance Access for Specialty Crops Act Automotive Industry: H.R.568 - To provide funding to State and local law enforcement agencies to combat auto theft and stolen automobile trafficking, and for other purposes. H.R.1566 - To ensure consumers have access to data relating to motor vehicles of the consumers and critical repair information and tools for such motor vehicles, to provide such consumers with choices for the maintenance, service, and repair of such vehicles, and for other purposes. H.R.2788 - To amend title 23, United States Code, to provide for a national standard to prevent driving while intoxicated by requiring ignition interlocks for DWI offenders, and for other purposes. H.R.2819 - To prohibit the Administrator of the Federal Motor Carrier Safety Administration from issuing a rule or regulation requiring certain vehicles to be equipped with speed limiting devices, and for other purposes. H.R.3401 - To amend the Internal Revenue Code of 1986 to establish the retreaded tire credit, to require Federal agencies to consider the use of retreaded tires, and for other purposes. H.R.3360 - To direct the Secretary of Transportation to conduct a study on the effect of driver-controlled technology in motor vehicles with respect to severe traffic injuries and traffic fatalities, and for other purposes. H.R.3385 - To direct the Secretary of Transportation to issue certain regulations to update the definition of motorcycle, and for other purposes. H.R.3649 - To direct the Secretary of Transportation to issue rules enacting certain requirements relating to automatic emergency braking systems installed in new covered vehicles, and for other purposes. H.R.4117 - To amend the Clean Air Act to repeal the establishment of motor vehicle emission and fuel standards, and for other purposes. S.1474 - A bill to codify the PARTS program of the Department of Transportation, and for other purposes. H.R.1566 - REPAIR Act- To ensure consumers have access to data relating to motor vehicles of the consumers and critical repair information and tools for such motor vehicles, to provide such consumers with choices for the maintenance, service, and repair of such vehicles, and for other purposes. SENATE VERSION: S.1379 REPAIR Act H.R.5337 - To establish a national motor carrier safety selection standard for entities that contract with certain motor carriers to transport goods, and for other purposes. H.R.5221 - To prevent the theft of catalytic converters and other precious metal car parts, and for other purposes. H.R.4601 - To direct the Secretary of Transportation to issue certain regulations to amend certain regulations with respect to farm-related service industry restricted commercial driver's licenses, and for other purposes. S.2917 - A bill to prescribe a process to allow the Secretary of Transportation to make funding adjustments with respect to highway safety funding, and for other purposes. S.2238 - A bill to prevent the theft of catalytic converters and other precious metal car parts, and for other purposes. H.R.6233 - To amend title 49, United States Code, to modify provisions relating to commercial motor vehicle operator testing requirements, and for other purposes. H.R.6687 - To require manufacturers of motor vehicles to provide motor vehicle owners with access to and use of motor vehicle data of motor vehicles, and for other purposes. S.3494 - A bill to prevent manufacturers of covered vehicles from accessing, selling, or otherwise sharing covered data without consent of covered vehicle owners, to require manufacturers of covered vehicles to provide covered vehicle owners with access to, and control of, covered data, and for other purposes. S.3577 - A bill to provide funding to State and local law enforcement agencies to combat auto theft and stolen automobile trafficking, and for other purposes. S.2969 - A bill to amend title 54, United States Code, to provide that State law shall apply to the use of motor vehicles on roads within a System unit. H.R.6947 - To amend title 49, United States Code, to require each new motor vehicle to be equipped with a manual door release allowing timely exit regardless of failure of any electrical system, and for other purposes. H.R.6948 - To amend title 49, United States Code, to require each new electric and hybrid vehicle to be equipped with technology that allows the timely extinguishment of an electric vehicle battery fire, and for other purposes. H.R.7261 - Motor Carrier Safety Screening Modernization Act H.R.7353 - To amend title 49, United States Code, to require automatic emergency braking system and similar crash avoidance technology equipped light vehicles detect and respond in a wider range of circumstances, and for other purposes. H.R.7354/S.3775 - To reduce the incidence of death by underride by enhancing underride protection on trailers, semitrailers, and single unit trucks, which will result in more survivable truck crashes, to improve motor carrier, passenger motor vehicle, and Vulnerable Road User safety, and for other purposes. H.R.7377 - Know Before you Drive Act. H.R.7389 - Motor Vehicle Modernization Act of 2026 H.R.7390 - SELF DRIVE Act of 2026 H.R.7429 - To require the Federal Motor Carrier Safety Administration to implement a national employer notification service. H.R.7772 - To direct the Secretary of Transportation to revise the Federal Motor Vehicle Safety Standards to establish a maximum allowable brightness standard for low beam headlamps on motor vehicles, and for other purposes. H.R.7928 - Thermal Runaway Reduction Act of 2026 H.R.7929 - FLARE Act. S.4084 - A bill to require the Secretary of Transportation to establish a working group to review and establish guidance and best practices for responding to electric vehicle fires, and for other purposes. H.R.9424 - Save Our Pedestrians Act of 2026 S.4936 - STOP Frontovers Act of 2026 Financial Institutions/Investments/Securities: H.R.736 - To amend title 31, United States Code, to modify the deadline for filing beneficial ownership information reports for reporting companies formed or registered before January 1, 2024. H.R.807 - To direct the Secretary of the Treasury to submit a report on coordination in the public and private sectors in responding to ransomware attacks on financial institutions, and for other purposes. H.R.2331 - To enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. H.R.2531 - To require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes. H.R.3230 - To increase the asset thresholds at which financial institutions become subject to certain requirements, and for other purposes. H.R.3289 - To establish a commission on fiscal responsibility and reform. H.R.3484 - To terminate unused authorities of the Securities and Exchange Commission that were established pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R.5689 - To require the Federal financial regulators to issue guidance encouraging financial institutions to work with consumers and businesses affected by a Federal Government shutdown, and for other purposes. H.R.6025 - To amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. S.3290 - Financial Services and General Government Appropriations Act, 2026 S.3578 - A bill to amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. Telecommunications: S.245 - A bill to require the Assistant Secretary of Commerce for Communications and Information to establish a working group on cyber insurance, to require dissemination of informative resources for issuers and customers of cyber insurance, and for other purposes. S.2049 - A bill to amend the National Telecommunications and Information Administration Organization Act to establish the Office of Policy Development and Cybersecurity, and for other purposes. H.R.3434 - To provide for certain requirements relating to cloud, data infrastructure, and foundation model procurement. H.R.3435 - To require the National Cyber Director to submit to Congress a plan to establish an institute within the Federal Government to serve as a centralized resource and training center for Federal cyber workforce development. H.R.4146 - To limit the use of data from automatic dependent surveillance-broadcast systems, and for other purposes. S.1829 - A bill to combat the sexual exploitation of children by supporting victims and promoting accountability and transparency by the tech industry. S.2480 - Telecom Cybersecurity Transparency Act H.R.6291 - Children and Teens Online Privacy Protection Act S.3570 - A bill to establish duties for online service providers with respect to end user data that such providers collect and use. H.R.8652 - You Own the Data Act H.R.8711 - Data Infrastructure Risk Reduction Act H.R.9076 - Postal Data Privacy Act of 2026 H.R.9516 - To codify Executive Order 14412, entitled "Securing the Nation Against Advanced Cryptographic Attacks". Trade (domestic/foreign): H.R.139 - To make daylight savings time permanent, and for other purposes. S.29 - A bill to make daylight saving time permanent, and for other purposes. H.R.300 - To allow States to elect to observe daylight savings time for the duration of the year, and for other purposes. H.R.1630 - To allow States to elect to observe year-round daylight saving time, and for other purposes. Torts: H.R.257 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to make climate-related disclosures that are not material to investors, and for other purposes. (Stephanie Bice, R-OK-5) H.R.274 - To provide for the sunset of rules upheld based on Chevron deference. H.R.1109 - To amend title 28, United States Code, to provide for transparency and oversight of third-party beneficiaries in civil actions. H.R.2795 - To amend title 28, United States Code, to prohibit the issuance of nationwide injunctions from single-judge divisions of U.S. District Courts. H.R.2662 - Staged Accident Fraud Prevention Act of 2025 H.R.2675 - Protecting Our Courts from Foreign Manipulation Act of 2025 H.R.3548 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. H.R.5268 - To amend title 28, United States Code, to provide for Federal district court jurisdiction for highway accident actions against interstate motor carriers. H.R.4846 - Reinstating Orderly Access for Drivers Act S.2367 - A bill to establish a Federal tort relating to the appropriation, use, collection, processing, sale, or other exploitation of individuals' data without express, prior consent. S.2227 - Strengthening Prosecution Integrity for Espionage Statutes Act S.3180 - Protecting Our Courts from Foreign Manipulation Act of 2025 S.3605 - A bill to amend the Internal Revenue Code of 1986 to allow a portion of general business credit carryforwards to be transferred by certain taxpayers affected by federally declared disasters and other incidents. S.3826 - A bill to amend title 28, United States Code, to increase transparency and oversight of third-party litigation funding in certain actions, and for other purposes. H.R.7015 - Protecting TPLF From Abuse Act H.R.7934 - Settlement Agreement Information Database Act of 2026 Banking: S.940 - A bill to require certain entities to submit to Congress information on the Basel Committee on Bank Supervision, and for other purposes. S.1471 - A bill to require the Board of Governors of the Federal Reserve System, in consultation with the heads of other relevant Federal agencies, to develop and conduct financial risk analyses relating to climate change, and for other purposes. Science/Technology: H.R.1734 - To establish the Task Force on Artificial Intelligence in the Financial Services Sector to report to Congress on issues related to artificial intelligence in the financial services sector, and for other purposes. H.R.3775 - To amend the Artificial Intelligence Training for the Acquisition Workforce Act to expand AI training within the executive branch of the Federal Government, and for other purposes. S.1269 - A bill to promote United States leadership in technical standards by directing the National Institute of Standards and Technology and the Department of State to take certain actions to encourage and enable United States participation in developing standards and specifications for artificial intelligence and other critical and emerging technologies, and for other purposes. S.1290 - A bill to expand the functions of the National Institute of Standards and Technology to include workforce frameworks for critical and emerging technologies, to require the Director of the National Institute of Standards and Technology to develop an artificial intelligence workforce framework, and periodically review and update the NICE Workforce Framework for Cybersecurity, and for other purposes. H.R.2770 - To direct the use of artificial intelligence by National Oceanic and Atmospheric Administration to adapt to extreme weather, and for other purposes. H.R.3460 - To prohibit employment discrimination against whistleblowers reporting AI security vulnerabilities or AI violations, and for other purposes. H.R.4142 - To protect the United States Government from foreign adversary AI and for other purposes. S.1798 - Autonomous Vehicle Acceleration Act of 2025 S.1378 - A bill to enhance the use by the National Oceanic and Atmospheric Administration of artificial intelligence for weather forecasting, and for other purposes. S.1638 - A bill to protect the United States from artificial intelligence applications based in or affiliated with countries of concern, and for other purposes. S.2177 - A bill to protect the United States Government from foreign adversary AI and for other purposes. H.R.5388 - To provide a national framework to sustain American leadership in artificial intelligence, to require an actionable Federal plan aligned to that policy, and to establish a temporary moratorium preempting certain State laws that restrict artificial intelligence models and systems engaged in interstate commerce. H.R.5227 - To conduct a study on the impact of artificial intelligence and data center site growth on energy supply resources in the United States, and for other purposes. S.2937 - A bill to establish legal standards for advanced artificial intelligence products. S.2750 - A bill to require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence, and for other purposes. S.2528 - A bill to establish AI Innovation Labs that permit certain persons to experiment with artificial intelligence without expectation of enforcement actions. H.R.5784 - AI-WISE Act H.R.5885 - GAIN AI Act of 2025 H.R.6304 - To codify a national strategy for artificial intelligence that promotes American leadership, removes regulatory barriers, and ensures data are free from security risks and ideological bias, and for other purposes. H.R.6875 - AI OVERWATCH Act S.3108 - A bill to require reports regarding artificial intelligence-related job impacts, and for other purposes. S.3339 - A bill to better forecast and plan for the impact of artificial intelligence on the workforce of the United States, to provide data to improve training programs for in-demand industry sectors and occupations, and for other purposes. S.3354 - A bill to amend the Communications Act of 1934 to require disclosures with respect to robocalls using artificial intelligence and to provide for enhanced penalties for certain violations involving artificial intelligence voice or text message impersonation, and for other purposes. S.3557 - A bill to prohibit the use of Federal funds to implement the Executive order entitled "Ensuring a National Policy Framework for Artificial Intelligence". H.R.8037 - Protect American AI Act of 2026 H.R.8094 - To direct the Federal Trade Commission to establish requirements for making information available to the public about the training data and algorithms used in artificial intelligence foundation models, and for other purposes. ( S.3957 - A bill to support National Science Foundation education and professional development relating to artificial intelligence S.4069 - A bill to direct the Director of the National Institute of Standards and Technology to establish definitions, standards, resources, and frameworks to ensure certain biological datasets are ready for use in artificial intelligence models, and for other purposes. H.R.8623 - GUARD Act H.R.8664 - SBA AI Adoption Reporting Act of 2026 H.R.8819 - Federal Artificial Intelligence Risk Management Act of 2026 H.R.9352 - AI-Related Job Impacts Clarity Act H.R.9363 - AI Security and Innovation Act S.4307 - Protecting American Consumers from Robocalls Act S.4743 - AI Bubble Transparency Act S.4916 - Aging with Artificial Intelligence Act of 2026 Transportation: S.191 - A bill to require the Secretary of Transportation to modify certain regulations relating to the requirements for commercial driver's license testing and commercial learner's permit holders, and for other purposes. S.415 - A bill to establish the position of National Roadway Safety Advocate within the Department of Transportation. H.R.2011 - To amend title 23, United States Code, with respect to the highway safety improvement program, and for other purposes. S.944 - A bill to amend title 23, United States Code, with respect to the highway safety improvement program, and for other purposes. H.R.2348 - To direct the Secretary of Transportation to produce and distribute a national public safety messaging campaign, and for other purposes. H.R.3608 - To amend title 49, United States Code, with respect to the requirement to test drivers of commercial motor vehicles for English proficiency, and for other purposes. H.R.3623 - To amend title 49, United States Code, to prohibit the transportation of horses in interstate transportation in a motor vehicle containing 2 or more levels stacked on top of one another, and for other purposes. S.1401 - A bill to amend title 18, United States Code, to provide a certification process for the issuance of nondisclosure requirements accompanying certain administrative subpoenas, to provide for judicial review of such nondisclosure requirements, and for other purposes. S.1733 - A bill to amend title 23, United States Code, to provide for increased transferability of Federal-aid highway funds. S.2114 - A bill to amend title 49, United States Code, to modify provisions relating to commercial motor vehicle operator testing requirements, and for other purposes. S.2115 - A bill to amend title 18, United States Code, to establish a criminal penalty for interfering with commerce by blocking public roads. H.R.3972 - To authorize funding for electric vehicle charging infrastructure programs to be used for other highway projects, and for other purposes. H.R.4552 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2026 S.2788 - A bill to prohibit the Secretary of Transportation from establishing new performance measures or regulatory or program requirements relating to highway safety grant programs, to require the Secretary of Transportation to ease certain requirements relating to those programs, and for other purposes. S.2465 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2026 H.R.5670 - To amend title 49, United States Code, with respect to commercial driver's license requirements, and for other purposes. H.R.5933 - To direct the Secretary of Transportation to carry out a grant program to improve highway safety. H.R.6688 - To require the National Highway Traffic Safety Administration to establish guidelines for advanced driver assistance systems calibration, modifications, and tolerances, and for other purposes. H.R.6702 - To require the National Highway Traffic Safety Administration to conduct a study and develop a public education program on micromobility technologies, high speed personal transportation devices, and certain road users, and for other purposes. H.R.6704 - To direct the Secretary of Transportation to establish a competition to accelerate vehicle integration of passive, anti-drunk driving technology, with a cash prize awarded to an entity that demonstrates technology that is ready for integration into passenger motor vehicles, and for other purposes. H.R.6850 - To amend title 49, United States Code, to require manufacture, sale, or import of a minimum number of motor vehicles that met certain standards for drunk and impaired driving prevention, and for other purposes. S.3572 - A bill to amend title 23, United States Code, to allow recipients of certain grants to improve highway safety efforts through the integration of predictive data analytics, telematics, and other advanced technologies, and for other purposes. H.R.8217 - Next Gen Road Safety Act H.R.8231 - Highways First Act H.R.8349 - No TAP Act of 2026 H.R.8444 - Motor Vehicle Flammability Standards Study Act of 2026 H.R.8640 - Non-Domiciled CDL Reporting Act. H.R.8870 - BUILD America 250 Act H.R.9170 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2027 S.4728 - Combat Emerging Threats to Critical Infrastructure Act of 2026 Agriculture: H.R.204 - To require that the Secretary of Agriculture and the Secretary of the Interior submit accurate reports regarding hazardous fuels reduction activities, and for other purposes. H.R.471 - Fix Our Forests Ac/SENATE VERSION: S.1462 - Fix Our Forests Act S.350 - A bill to direct the Secretary of Agriculture to select and implement landscape-scale forest restoration projects, to assist communities in increasing their resilience to wildfire, and for other purposes. S.1669 - A bill to improve drought-related disaster assistance programs of the Department of Agriculture, and for other purposes. H.R.4046 - Cybersecurity in Agriculture Act of 2025 H.R.5710 - To suspend certain payment limitations relating to agricultural risk coverage and price loss coverage for crop year 2025 and to make advance partial payments under such coverages for such crop year. H.R.5716 - To provide for the continuation of agricultural disaster assistance programs in the event of a Government shutdown. S.3140 - A bill to modify Department of Agriculture programs to improve flood protection and infrastructure resiliency, and for other purposes. S.3552 - A bill to amend the Motor Carrier Safety Improvement Act of 1999 to modify certain agricultural exemptions for hours of service requirements, and for other purposes. Taxation/Internal Revenue Code: S.336 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income amounts received from State-based catastrophe loss mitigation programs. S.796 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. H.R.948 - To amend the Internal Revenue Code of 1986 to provide a refundable credit against tax for wildfire mitigation expenditures. H.R.3512 - To amend the Internal Revenue Code of 1986 to establish a tax on income from litigation which is received by third-party entities that provided financing for such litigation. S.1821 - A bill to amend the Internal Revenue Code of 1986 to establish a tax on income from litigation which is received by third-party entities that provided financing for such litigation. H.R.3975 - To amend the Internal Revenue Code of 1986 to provide a lookback rule in the case of certain federally declared disasters for amounts related to earned income for purposes of determining certain tax credits. S.1940 - A bill to amend the Internal Revenue Code of 1986 to provide for Residential Emergency Asset-accumulation Deferred Taxation Yield (READY) accounts. H.R.1 - One Big Beautiful Bill Act -To provide for reconciliation pursuant to title II of H. Con. Res. 14. under tax. S.35 - A bill to amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. H.R.440 - To amend the Internal Revenue Code of 1986 to provide for Residential Emergency Asset-accumulation Deferred Taxation Yield (READY) accounts. H.R.5225 - To amend the Internal Revenue Code of 1986 to exclude qualified wildfire relief payments from gross income, and for other purposes. H.R.4861 - Working Waterfront Disaster Mitigation Tax Credit Act S.3432 - A bill to amend the Internal Revenue Code of 1986 to allow disaster-affected taxpayers to use preceding taxable year earned income to determine eligibility for the earned income credit and the refundable portion of the child tax credit. S.3497 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures. H.R.7825 - To amend the Internal Revenue Code of 1986 to exclude qualified wildfire relief payments from gross income, and for other purposes. S.4502 - Farm Disaster Tax Cut Act Consumer Issues/Safety/Products: H.R.2890 - To amend the Consumer Financial Protection Act of 2010 to direct the Office of Community Affairs to identify causes leading to, and solutions for, under-banked, un-banked, and underserved consumers, and for other purposes. H.R.3445 - To amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent agency led by a commission, and for other purposes. H.R.3704 - To reduce the health risks of heat by establishing the National Integrated Heat Health Information System within the National Oceanic and Atmospheric Administration and the National Integrated Heat Health Information System Interagency Committee to improve extreme heat preparedness, planning, and response, and for other purposes. H.R.4844 - To establish an occupational safety and health standard to protect farmworkers from wildfire smoke and excessive heat, and for other purposes. S.2429 - A bill to amend the Consumer Financial Protection Act of 2010 to ensure the Bureau of Consumer Financial Protection retains adequate resources to ensure fair, transparent, and competitive markets for financial products and services for consumers and to provide for whistleblower incentives and protection. S.3061 - A bill to require the Inspector General of the Department of Housing and Urban Development to testify before the Congress annually, and for other purposes. H.R.8407 - ACCURATE Act H.R.8413 - SECURE Data Act H.R.8777 - To restore certain guidance and rules of the Bureau of Consumer Financial Protection. S.4833 - No Robot Bosses Act

Reported lobbying issue

Insurance: DOL - EBSA - Implementation of the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022 (Public Law No: 117-328). DOL - EBSA - Fiduciary Duties in Selecting Designated Investment Alternatives, RIN 1210-AC38. DOL - Proposed Rule on Automatic Portability Transactions Exemption - 29 CFR 255 (RIN 1210-AC21). Legislation to maintain and protect the diverse array of retirement plan structures. Legislation to provide favorable tax treatment for guaranteed lifetime income. Legislation to provide technical corrections and extension of effective dates to implement the SECURE 2.0 Act. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform, ERISA, and securities laws. Legislation to clarify the annuity selection safe harbor (P.L.116-94, Div. O, Section 204) provides a plan sponsor with the same protections in selecting an annuity contract. Legislation to direct the SEC to allow the use of amended appropriate registration forms to authorize consistent registrations for non-variable products. Legislation to make a diverse slate of indexed and variable annuity contracts with guaranteed benefits eligible to be treated as QLACs to better meet the diverse needs of retirement savers. Legislation to make long-term care insurance tax-advantaged, accessible, and affordable. Legislation to provide balanced approach to regulating the use of AI by the insured retirement industry. Legislation to require defined contribution plans to offer participants the option to invest in protected, guaranteed lifetime income solutions for all or some of their account balances. Legislation to require plan fiduciaries to provide retirement income education to employees throughout their working years. Legislation to reform ERISA to reduce frivolous litigation. Proposals at the Department of Labor for increasing access to guaranteed, protected lifetime solutions. Proposals at the Department of Treasury/IRS for increasing access to guaranteed, protected lifetime income solutions. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division AA - Financial Services Matters, Title I-Registration for Index linked Annuities, Sec. 101. Parity for Registered Index-Linked Annuities Regarding Registration Rules. SEC - Final Rule - Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments to Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments - 17 CFR Parts 230, 232, 239, and 274, RIN 3235-AN30. SEC/Treasury - Joint Proposed Rule by SEC & FinCEN - Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers - 17 CFR 275, 31 CFR 1032, RIN 1506-AB66, RIN 3235-AN34. SEC - Proposed Rule - Electronic Delivery of Information Under the Federal Securities Laws (RIN: 3235-AN57). SEC - Request for Comment - Novel ETFs (RIN 3235-AN81) SEC- Proposed Rule - Registered Offering Reform - 17 CFR Parts 210, 229, 230, 232, 239, 240, and 249 (RIN 3235-AN41). Treasury - Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector - 89 FR 50048. Treasury - FSOC - Joint Trade Effort to Restore 2019 Nonbank Financial Institution Guidance. FINRA - Regulatory Notice - 25-04 - Rule Modernization Review Proposal. FINRA - Regulatory Notice - 25-05 - Outside Business Activities Proposed Rule. FINRA - Regulatory Notice - 25-07 - Supporting Modern Member Workplaces. FINRA - Regulatory Notice - 26-14 - Requests Comment on Proposed Changes to Modernize Rule 2210 (Communications with the Public). The President's Executive Order - Democratizing Access to Alternative Assets for 401(K) Investors (08/07/2025) (E.O. 14330). The Data Privacy Act (H.R.1165 - 118th Congress). The Empowering States to Protect Seniors from Bad Actors Act (H.R.5914 - 117th Congress). The E-SIGN Modernization Act of 2022 (S.3715 - 117th Congress). The General Accounts Product Clarifications Act (H.R.9515 - 117th Congress). The Lifetime Income for Employees Act of 2023 (H.R.3942 - 118th Congress). The SAFER Banking Act (S.2860 - 118th Congress). The Secure And Fair Enforcement (SAFE) Banking Act of 2023 (S.1323/H.R.2891 - 118th Congress). The Financial Fitness Act (H.R.8944-118th Congress). The Well-Being Insurance for Seniors to be at Home Act (H.R.2082-119th Congress). The Richard L. Trumka Protecting the Right to Organize (PRO) Act of 2025 (S.852/H.R.20 - 119th Congress). The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2025 (S.1561/H.R.1777 - 119th Congress). The Auto Reenroll Act (S.1831/H.R.6729 - 119th Congress). The Retirement Investment Choice Act (H.R.5748 - 119th Congress). The Restoring Integrity on Fiduciary Duty Act (S.3086 - 119th Congress). The Saving for the Future Act (H.R.5887 - 119th Congress). The ERISA Litigation Reform Act (H.R.6084 - 119th Congress). The McCarran-Ferguson Protection Act (H.R.7130 - 119th Congress). The Form 5500 Filing Simplification Act (H.R.7362 - 119th Congress). Retirement: Amends IRS Code to establish Auto Reenrollment Tax Credit (S.2512 - 118th Congress). DOL - EBSA - Implementation of the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022 (Public Law No: 117-328). DOL - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). DOL - Proposed Rule on Automatic Portability Transactions Exemption - 29 CFR 255 (RIN 1210-AC21). DOL Guidance on Pension‑Linked Emergency Savings Accounts. DOL - EBSA - Final Rule - Prohibited Transaction Class Exemption 84-14 for Transactions Determined by Independent Qualified Professional Asset Managers (the QPAM Exemption) (RIN 1210-ZA07). DOL- EBSA - Proposed Rule - Pooled Employer Plans: Big Plans for Small Businesses (RIN 1210-AC10). DOL - Joint Trade Letter to Chavez-DeRemer - ERISA Litigation Reform-Reduction. DOL - EBSA - Fiduciary Duties in Selecting Designated Investment Alternatives, RIN 1210-AC38. DOL - EBSA - Requirement To Provide Paper Statements in Certain Cases-Amendments to Electronic Disclosure Safe Harbors. DOL - WH - Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act, RIN 1235-AA46 (2026). DOL - EBSA - Proposed Rule - Amendment to Prohibited Transaction Exemption Procedures - 29 CFR 2570 (RIN: 1210-AC42) DOL - EBSA - Proposed Rule - Loyalty and the Exclusive Purpose Rule in Selecting Plan Investments and Exercising Shareholder Rights - 29 CFR 2550.404a-1 (RIN: 1210-AC37). Joint Resolution providing for congressional disapproval of the Department of Labors Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights Rule (S.J.Res.8/H.J. Res.30 - 118th Congress). Legislation and rulemaking affecting 403(b) retirement plans and federal and state regulations governing their administration and operation. Legislation establishing a federal regulatory framework to oversee the cryptocurrency market in and use of cryptocurrency in retirement plans. Legislation to clarify Form 5500 reporting requirement for retirement plans filing under a Group of Plans. Legislation to maintain and protect the diverse array of retirement plan structures. Legislation to prohibit IRSs use of private debt collection agencies for individuals over the age of 65. Legislation to promote, preserve and maintain tax-deferred treatment of retirement savings. Legislation to provide favorable tax treatment for guaranteed lifetime income. Legislation to provide technical corrections and extension of effective dates to implement the SECURE 2.0 Act. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform, ERISA, and securities laws. Legislation to clarify the annuity selection safe harbor (P.L.116-94, Div. O, Section 204) provides a plan sponsor with the same protections in selecting an annuity contract. Legislation to direct the SEC to allow the use of amended appropriate registration forms to authorize consistent registrations for non-variable products. Legislation to ensure a balanced approach to the regulation of environmental, social, and governance investments. Legislation to increase protections and safeguards for personal financial information. Legislation to make a diverse slate of indexed and variable annuity contracts with guaranteed benefits eligible to be treated as QLACs to better meet the diverse needs of retirement savers. Legislation to make long-term care insurance tax-advantaged, accessible, and affordable. Legislation to provide balanced approach to regulating the use of AI by the insured retirement industry. Legislation to require defined contribution plans to offer participants the option to invest in protected, guaranteed lifetime income solutions for all or some of their account balances. Legislation to require inclusion of longevity risk language in annual plan notices. Legislation to require plan fiduciaries to provide retirement income education to employees throughout their working years. Legislation to reform ERISA to reduce frivolous litigation. Proposals at the Department of Labor for increasing access to guaranteed, protected lifetime solutions. Proposals at the Department of Labor to Rescind "ESG Rule" and Draft "Anti-ESG Rule." Proposals at the Department of Treasury/IRS for increasing access to guaranteed, protected lifetime income solutions. SEC - FINRA - Proposed Rule Change to Extend the Effectiveness of Temporary FINRA Rule 3110.17 - SR-FINRA-2021-023. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division AA - Financial Services Matters, Title I-Registration for Index linked Annuities, Sec. 101. Parity for Registered Index-Linked Annuities Regarding Registration Rules. SEC - Final Rule - Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments to Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments - 17 CFR Parts 230, 232, 239, and 274, RIN 3235-AN30. The President's Executive Order - Democratizing Access to Alternative Assets for 401(K) Investors (08/07/2025) (E.O. 14330). The Data Privacy Act (H.R.1165 - 118th Congress). The Empowering States to Protect Seniors from Bad Actors Act (H.R.5914 - 117th Congress). The E-SIGN Modernization Act of 2022 (S.3715 - 117th Congress). The Financial Freedom Act of 2023 (S.427/H.R.1177 - 118th Congress). The Financial Innovation and Technology for the 21st Century Act (H.R.4763 - 118th Congress). The General Accounts Product Clarifications Act (H.R.9515 - 117th Congress). The Lifetime Income for Employees Act of 2023 (H.R.3942 - 118th Congress). The Lummis-Gillibrand Responsible Financial Innovation Act (S.2281 - 118th Congress). The Portable Benefits for Independent Workers Pilot Program Act (S.1696/H.R.3482 - 118th Congress). The RETIRE Act (H.R. 5339 - 118th Congress). The SAFER Banking Act (S.2860 - 118th Congress). The Secure And Fair Enforcement (SAFE) Banking Act of 2023 (S.1323/H.R.2891 - 118th Congress). The Small Business Tax Fairness Act (S.2387 - 117th Congress). The Small Businesses Add Value for Employees (SAVE) Act (H.R.4637 - 115th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R.6772 - 118th Congress). The Elder Justice Reauthorization and Modernization Act of 2023 (S.1198/H.R.2718-118th Congress). The Ensuring Sound Guidance Act (S.2282/H.R.4237 - 118th Congress). The Expanding Access to Capital Act (H.R.2799 - 118th Congress). The Financial Fitness Act (H.R.8944 - 118th Congress). The Empowering Main Street in America Act (S.5139 - 118th Congress). The Retirement Fairness for Charities and Educational Institutions Act of 2025 (S.424/H.R.1013-119th Congress). The GUARD Act (H.R.2978 - 119th Congress). The Protecting Prudent Investment of Retirement Savings Act (H.R.2988 - 119th Congress). The Retirement Proxy Protection Act (H.R. 1996 - 119th Congress). The Retirement Savings for Americans Act (S.1526/H.R.2696 - 119th Congress). The Balancing the Scales Act (H.R.2958 - 119th Congress). The EBSA Investigations Transparency Act (H.R.2869 - 119th Congress). The Employee Ownership Fairness Act (S.1727 - 119th Congress). The Employee Ownership Financing Act (S.2458 - 119th Congress). The Employee Ownership Representation Act (S.1728 - 119th Congress). The Financial Exploitation Prevention Act of 2025 (S.2840/H.R.2478 - 119th Congress). The Helping Young Americans Save for Retirement Act (H.R.4718/S.1707 - 119th Congress). The Improving Disclosure for Investors Act 2024/2025 (S.1877/H.R.2441 - 119th Congress). The Independent Retirement Fairness Act (S.2217 - 119th Congress). The Promotion and Expansion of Private Employee Ownership Act (S.2461 - 119th Congress). The Richard L. Trumka Protecting the Right to Organize (PRO) Act of 2025 (S.852/H.R.20 - 119th Congress). The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2025 (S.1561/H.R.1777 - 119th Congress). The Unlocking Benefits for Independent Workers Act (S.2210 - 119th Congress). The Auto Reenroll Act (S.1831/H.R.6729 - 119th Congress). The Automatic IRA Act of 2025 (H.R.6722-119th Congress). The ERISA Litigation Reform Act (H.R.6084 - 119th Congress). The Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025 (H.R.3383 - 119th Congress). The Providing Complete Information to Retirement Investors Act (S.3083 - 119th Congress). The Restoring Integrity on Fiduciary Duty Act (S.3086 - 119th Congress). The Retirement Investment Choice Act (H.R.5748 - 119th Congress). The Saving for the Future Act (H.R.5887 - 119th Congress). The Retirement Simplification and Clarity Act (H.R. 6324 - 119th Congress). The Senior Security Act (S.4055/H.R.1469-119th Congress). The Small Nonprofit Retirement Security Act (S.2365/H.R.4548 - 119th Congress). The Pensions for All Act (S.2335/H.R.7556 - 119th Congress). The ABLE Tomorrow Act (S.4498 - 119th Congress). The Catching Up Family Caregivers Act (S.4291/H.R.8273-119th Congress). The Form 5500 Filing Simplification Act (H.R.7362 - 119th Congress). The Improving Retirement Security for Family Caregivers Act (S.4292/H.R.8274-119th Congress). The Investigation Status and Governance for Honest Transparency Act (S.4360 - 119th Congress). The Optimizing Participant Tax Incentives through Optional Noncash Selections Act (H.R.8314-119th Congress). Treasury - IRS - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022. Treasury - Request for Information on Financial Inclusion - 88 FR 88702 - Treas-Do-2023-0014. Treasury - FSOC - Joint Trade Effort to Restore 2019 Nonbank Financial Institution Guidance. Taxation/Internal Revenue Code: Amends IRS Code to establish Auto Reenrollment Tax Credit (S.2512 - 118th Congress). DOL - EBSA - Implementation of the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022 (Public Law No: 117-328). DOL - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). DOL Guidance on Pension‑Linked Emergency Savings Accounts. DOL - EBSA - Final Rule - Prohibited Transaction Class Exemption 84-14 for Transactions Determined by Independent Qualified Professional Asset Managers (the QPAM Exemption) (RIN 1210-ZA07). DOL - EBSA - Proposed Rule - Pooled Employer Plans: Big Plans for Small Businesses (RIN 1210-AC10). DOL - EBSA - Fiduciary Duties in Selecting Designated Investment Alternatives, RIN 1210-AC38. DOL - EBSA - Requirement To Provide Paper Statements in Certain Cases-Amendments to Electronic Disclosure Safe Harbors. DOL - WH - Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act, RIN 1235-AA46 (2026). DOL - EBSA - Proposed Rule - Amendment to Prohibited Transaction Exemption Procedures - 29 CFR 2570 (RIN: 1210-AC42). DOL - EBSA - Proposed Rule - Loyalty and the Exclusive Purpose Rule in Selecting Plan Investments and Exercising Shareholder Rights - 29 CFR 2550.404a-1 (RIN: 1210-AC37). The President's Executive Order - Democratizing Access to Alternative Assets for 401(K) Investors (08/07/2025) (E.O. 14330). Legislation and rulemaking affecting 403(b) retirement plans and federal and state regulations governing their administration and operation. Legislation to prohibit IRSs use of private debt collection agencies for individuals over the age of 65. Legislation to promote, preserve and maintain tax-deferred treatment of retirement savings. Legislation to provide favorable tax treatment for guaranteed lifetime income. Legislation to provide technical corrections and extension of effective dates to implement the SECURE 2.0 Act. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform, ERISA, and securities laws. Legislation to make a diverse slate of indexed and variable annuity contracts with guaranteed benefits eligible to be treated as QLACs to better meet the diverse needs of retirement savers. Legislation to make long-term care insurance tax-advantaged, accessible, and affordable. Legislation to require defined contribution plans to offer participants the option to invest in protected, guaranteed lifetime income solutions for all or some of their account balances. Proposals at the Department of Labor for increasing access to guaranteed, protected lifetime solutions. Proposals at the Department of Labor to Rescind "ESG Rule" and Draft "Anti-ESG Rule." Proposals at the Department of Treasury/IRS for increasing access to guaranteed, protected lifetime income solutions. SEC - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC/Treasury - Joint Proposed Rule by SEC & FinCEN - Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers - 17 CFR 275, 31 CFR 1032, RIN 1506-AB66, RIN 3235-AN34. The Lifetime Income for Employees Act of 2023 (H.R.3942 - 118th Congress). The Portable Benefits for Independent Workers Pilot Program Act (S.1696/H.R.3482 - 118th Congress). The Small Business Tax Fairness Act (S.2387 - 117th Congress). The Small Businesses Add Value for Employees (SAVE) Act (H.R.4637 - 115th Congress). To amend the Internal Revenue Code of 1986 to permit the rollover contributions from Roth IRAs to designated Roth accounts (H.R.6757 - 118th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R.6772 - 118th Congress). The Well-Being Insurance for Seniors to be at Home Act (H.R.2082 - 119th Congress). The Generating Retirement Ownership through Long-Term Holding Act (S.1839/H.R.2089 - 119th Congress). The Retirement Savings for Americans Act (S.1526/H.R.2696 - 119th Congress). The Tax Relief for Victims of Crimes, Scams, and Disasters Act (S.1773/H.R.3469 - 119th Congress). The Financial Exploitation Prevention Act of 2025 (S.2840/H.R.2478 - 119th Congress). The Helping Young Americans Save for Retirement Act (H.R.4718/S.1707 - 119th Congress). The Promotion and Expansion of Private Employee Ownership Act (S.2461 - 119th Congress). The Protecting Prudent Investment of Retirement Savings Act (H.R.2988 - 119th Congress). The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2025 (S.1561/H.R.1777 - 119th Congress). The Auto Reenroll Act (S.1831/H.R.6729 - 119th Congress). The Automatic IRA Act of 2025 (H.R.6722 - 119th Congress). The Saving for the Future Act (H.R.5887 - 119th Congress). The Retirement Simplification and Clarity Act (H.R. 6324 - 119th Congress). The Small Nonprofit Retirement Security Act (S.2365/H.R.4548 - 119th Congress). The Pensions for All Act (S.2335/H.R.7556 - 119th Congress). The ABLE Tomorrow Act (S.4498 - 119th Congress). The Catching Up Family Caregivers Act (S.4291/H.R.8273-119th Congress). The Form 5500 Filing Simplification Act (H.R.7362 - 119th Congress) The Improving Retirement Security for Family Caregivers Act (S.4292/H.R.8274 - 119th Congress). The Optimizing Participant Tax Incentives through Optional Noncash Selections Act (H.R.8314-119th Congress). Treasury - IRS - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022. Treasury - Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector - 89 FR 50048. Treasury - FinCEN - Final Rule on AML/CFT Program and Suspicious Activity Report Filing Requirements for RIAs and Exempt Reporting Advisers (RIN 1506-AB58). Treasury - IRS - Final Rule Required Minimum Distributions - 87 FR 10504, 26 CFR 1 and 26 CFR 54, REG-105954-20 (RIN 1545-BP82). Treasury - FSOC - Joint Trade Effort to Restore 2019 Nonbank Financial Institution Guidance. Financial Institutions/Investments/Securities: DOL - Proposed Rule on Automatic Portability Transactions Exemption - 29 CFR 255 (RIN 1210-AC21). DOL - EBSA - Fiduciary Duties in Selecting Designated Investment Alternatives, RIN 1210-AC38. FINRA - Regulatory Notice - 25-04 - Rule Modernization Review Proposal. FINRA - Regulatory Notice - 25-05 - Outside Business Activities Proposed Rule. FINRA - Regulatory Notice - 25-07 - Supporting Modern Member Workplaces. FINRA - Regulatory Notice - 26-14 - Requests Comment on Proposed Changes to Modernize Rule 2210 (Communications with the Public). Legislation establishing a federal regulatory framework to oversee the cryptocurrency market in and use of cryptocurrency in retirement plans. Legislation to provide favorable tax treatment for guaranteed lifetime income. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform, ERISA, and securities laws. Legislation to direct the SEC to allow the use of amended appropriate registration forms to authorize consistent registrations for non-variable products. Legislation to ensure a balanced approach to the regulation of environmental, social, and governance investments. Legislation to increase protections and safeguards for personal financial information. Legislation to make a diverse slate of indexed and variable annuity contracts with guaranteed benefits eligible to be treated as QLACs to better meet the diverse needs of retirement savers. Legislation to provide balanced approach to regulating the use of AI by the insured retirement industry. Proposals at the Department of Labor for increasing access to guaranteed, protected lifetime solutions. Proposals at the Department of Labor to Rescind "ESG Rule" and Draft "Anti-ESG Rule." Proposals at the Department of Treasury/IRS for increasing access to guaranteed, protected lifetime income solutions. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division AA - Financial Services Matters, Title I-Registration for Index linked Annuities, Sec. 101. Parity for Registered Index-Linked Annuities Regarding Registration Rules. SEC/Treasury - Joint Proposed Rule by SEC & FinCEN - Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers - 17 CFR 275, 31 CFR 1032, RIN 1506-AB66, RIN 3235-AN34. SEC - Final Rule - Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments to Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments - 17 CFR Parts 230, 232, 239, and 274, RIN 3235-AN30. SEC - Proposed Rule - Electronic Delivery of Information Under the Federal Securities Laws (RIN: 3235-AN57). SEC - Request for Comment - Novel ETFs (RIN 3235-AN81). SEC- Proposed Rule - Registered Offering Reform - 17 CFR Parts 210, 229, 230, 232, 239, 240, and 249 (RIN 3235-AN41). The President's Executive Order - Democratizing Access to Alternative Assets for 401(K) Investors (08/07/2025) (E.O. 14330). The Data Privacy Act (H.R.1165 - 118th Congress). The Empowering States to Protect Seniors from Bad Actors Act (H.R.5914 - 117th Congress). The E-SIGN Modernization Act of 2022 (S.3715 - 117th Congress). The Financial Freedom Act of 2023(S.427/H.R.1177 - 118th Congress). The Financial Innovation and Technology for the 21st Century Act (H.R.4763 - 118th Congress). The Improving Corporate Governance Through Diversity Act of 2023 (S.2007/H.R.4177 - 118th Congress). The Lummis-Gillibrand Responsible Financial Innovation Act (S.2281 - 118th Congress). The No Discrimination in My Benefits Act (H.R.5338 - 118th Congress). The RETIRE Act (H.R.5339 - 118th Congress). The Retirement Proxy Protection Act (H.R.5337 - 118th Congress). The SAFER Banking Act (S.2860 - 118th Congress). The Secure And Fair Enforcement (SAFE) Banking Act of 2023 (S.1323/H.R.2891 - 118th Congress). The Elder Justice Reauthorization and Modernization Act of 2023 (S.1198/H.R.2718 - 118th Congress). The Ensuring Sound Guidance Act (S.2282/H.R.4237 - 118th Congress). The Expanding Access to Capital Act (H.R.2799 - 118th Congress). The Empowering Main Street in America Act (S.5139 - 118th Congress). The Retirement Fairness for Charities and Educational Institutions Act of 2025 (S.424/H.R.1013-119th Congress). The Protecting Prudent Investment of Retirement Savings Act (H.R.2988 - 119th Congress). The Tax Relief for Victims of Crimes, Scams, and Disasters Act (S.1773/H.R.3469 - 119th Congress). The Financial Exploitation Prevention Act of 2025 (S.2840/H.R.2478 - 119th Congress). The Helping Young Americans Save for Retirement Act (H.R.4718/S.1707 - 119th Congress). The Improving Disclosure for Investors Act 2024/2025(S.1877/H.R.2441 - 119th Congress). The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2025 (S.1561/H.R.1777 - 119th Congress). The Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025 (H.R.3383 - 119th Congress). The Retirement Investment Choice Act (H.R.5748 - 119th Congress). The Senior Security Act (S.4055/H.R.1469 - 119th Congress). The Catching Up Family Caregivers Act (S.4291/H.R.8273 - 119th Congress). Treasury - IRS - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector - 89 FR 50048. Treasury - FSOC - Joint Trade Effort to Restore 2019 Nonbank Financial Institution Guidance.

Reported lobbying issue

Insurance: Various issues related to the Federal Insurance Office (FIO). Issues related to the extension of the Terrorism Risk Insurance Program. Issues related to international capital standards and covered agreements. Issues related to/impacting cyber insurance coverage, ransomware and incident reporting. Issues related to Privacy legislation. Issues related to various Surety & Fidelity Bond requirements. Issues related to risk mitigation and resiliency. Issues related to insurance coverage for various natural catastophes. Issues related to the National Flood Insurance Program (NFIP). Issues related to cannabis safe harbor for insurers. S. 570 / H.R. 1285 - Water Infrastructure Subcontractor and Taxpayer Protection Act. Issues related to Artificial Intelligence. H.R.7130 - McCarran-Ferguson Restoration Act S.1544/H.R.3437 - Insurance Data Protection Act H.R. 8413 - SECURE Data Act H.R. 8398 - GUARD Financial Data Act Taxation/Internal Revenue Code: Issues related to international tax proposals. Issues related to third party litigation funding and lawsuit lending. Issues related to U.S. engagement in OECD tax initiatives. Issues related to TCJA extension & various corporate and insurance related tax provisions. S.1821/H.R.3512 - Tackling Predatory Litigation Funding Act. Trade (domestic/foreign): Issues related to Mexico's VAT. Issues related to the implementation and review of the U.S.-Mexico-Canada Agreement. Discussions on China-related legislation. Issues related to digital trade, data flows and Artificial Intelligence. Issues related to Sanctions. Issues related to Investment. Issues related to U.S.-Swiss Tax treaty. Issues related to U.S. tariffs and trade negotiations. Issues related to maritime insurance and the Iran conflict. Torts: Various issues related to transparency in asbestos bankruptcy trusts. Various tort reform and liability related issues. Issues surrounding arbitration clauses in contracts. Issues related to third party litigation funding and lawsuit lending. Issues surrounding recovery of 9/11 judgements. S. 706 / H.R. 1530 - Ensuring Justice for Victims of Terrorism Act. H.R. 2675 - Protecting our Courts from Foreign Manipulation Act of 2025. H.R.1109 - Litigation Transparency Act

Reported lobbying issue

Taxation/Internal Revenue Code: HR2547, S1335 Secure Family Futures Act Summary is in progress. To amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets. HR996, S400 Paid Family and Medical Leave Tax Credit Extension and Enhancement Act: This bill modifies the employer tax credit for paid family and medical leave. Specifically, the bill (1) makes such credit permanent, (2) allows the credit in states or localities that either mandate or do not mandate paid family and medical leave, (3) allows employers to claim the credit for a portion of their paid family leave insurance premiums, (4) reduces the minimum employment period eligibility requirement, and (5) requires the Small Business Administration and the Internal Revenue Service to conduct targeted outreach to employers and other relevant parties regarding the availability and requirements of the credit. H.R.1/ SA 2360 - One Big Beautiful Bill Act- This bill reduces taxes, reduces or increases spending for various federal programs, increases the statutory debt limit, and otherwise addresses agencies and programs throughout the federal government. Financial Institutions/Investments/Securities: HR2441 Improving Disclosure for Investors Act of 2025. This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. HR1013, S424 Retirement Fairness for Charities and Educational Institutions Act: Summary is in progress. To amend the Federal securities laws to enhance403(b) plans, and for other purposes. HR2441 Improving Disclosure for Investors Act 2025. To provide for the electronic delivery of certain regulatory document required under the securities laws. H.R. TBD Updating Americas Financial Privacy Framework for the 21st Century. a bill to make improvements to title V of the Gramm-Leach-Bliley Act, and for other purposes. H.R. 4801, the Unleashing AI Innovation in Financial Services. To establish AI Innovation Labs that permit certain persons to experiment with artificial intelligence without expectation of enforcement actions. Insurance: HR1397 Increasing Access to Dental Insurance Act: Summary is in progress. To allow additional individuals to enroll in standalone dental plans offered through Federal Exchanges. HR 643 Federal Insurance Office Elimination Act. To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. S1164 Expand Dental Coverage on Federal Exchanges. A bill to allow additional individuals to enroll in standalone dental plans offered through Federal Exchanges. H.R.3089 - More Paid Leave for More Americans Act - to direct the Secretary of Labor to carry out a grant program to award grants to States to carry out a paid family leave program, to establish the Interstate Paid Leave Action Network, and for other purposes. H.R.3090- I-PLAN Act of 2025 - To establish the Interstate Paid Leave Action Network to provide support and incentives for the development and adoption of an interstate agreement that facilitates streamlined benefit delivery, reduced administrative burden, and coordination and harmonization of State paid family and medical leave programs to benefit employees, States, and employers. H.R.3437 / S.1544- Insurance Data protection Act- A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. H.R.7130 - McCarran-Ferguson Restoration Act. To eliminate the Federal Insurance Office of the Department of the Treasury and to establish a United States Insurance Representative within the Department of the Treasury, and for other purposes. H.R.7128 - TRIA Program Reauthorization Act of 2026. To extend the Terrorism Risk Insurance Program. Retirement: S.1831 - Auto Reenroll Act - This bill allows plan sponsors to automatically reenroll non-participating employees into their employer-sponsored retirement plans at least once every three years. S.1707 - Helping Young Americans Save Act - This bill lowers the age required for retirement plan eligibility to 18 (from 21). S.1728 - Employee Ownership Representation Act - This bill adds two representatives of ESOP organizations to the ERISA Advisory Council. S.1645 - American Ownership and Resilience Act - This bill proposes a new zero-subsidy investment facility within Commerce to provide loan guarantees for private investment funds focused on supporting employee ownership transitions at small and mid-size businesses. S.1840 - Retirement Investment in Small Employers Act - This bill would raise the minimum tax credit that small businesses with fewer than 10 employees can receive when establishing a retirement plan from a minimum threshold of $500 to $2,500. S.2210- Unlocking Benefits for Independent Workers Act - This bill would create a safe harbor under federal law for companies that would like to voluntarily provide access to benefits to contractors. S.2217 - Independent Retirement Fairness Act - This bill would permit contractors to participate in retirement benefit plans like a single pension IRA and pooled employer plans, while insulating companies from being treated as an employer. H.R.2696 / S.1526 - Retirement Savings for Americans Act - This bill would create a federally-run defined contribution plan for private sector workers who lack access to or are ineligible for a workplace retirement plan from their employers. H.R.2988 - Protecting Prudent Investment of Retirement Savings Act - This bill requires retirement plan fiduciaries to prioritize maximizing returns rather than political or social impact via environmental, social, and governance factors. S. TBD- Leveraging Investment and Broadened Employee Retirement Today Act (LIBERTY Act): This bill amends the Employee Retirement Income Security Act of 1974 to clarify the fiduciary duties regarding asset classes. HR 5325 Unclaimed Retirement Rescue Plan. To direct the Secretary of Labor to promulgate a regulation allowing administrators of certain pension plans to voluntarily transfer unclaimed retirement distributions to State unclaimed property programs. Summary is in progress. S2359 SAFE HIRE Act. To require certification of employment eligibility compliance in annual reporting of certain securities issuers, and for other purposes. Summary is in progress. S1727 Employee Ownership Fairness Plan. To amend the Employee Retirement Income Security Act of 1974 to permit employee stock ownership plan participants to benefit from the full amount of beneficial ownership that can be accrued in the plan while also fully realizing the benefits of saving for retirement in a defined contribution plan. Summary in progress. S2458 Employee Ownership Financing Act. To require the Secretary of Labor to establish the Office of Employee Ownership to carry out the Employee Ownership Initiative and establish and carry out the Employee Ownership Loan Program, and for other purposes. Summary in progress. S2403 Retire Through Ownership Act. To amend the Employee Retirement Income Security Act of 1974 to provide a clear definition of adequate consideration for certain closely held stock, and for other purposes. Summary in progress. S2335 Pensions for All Act. This bill requires every employer to provide to their employees a retirement program with benefits equivalent to the Federal Employees Retirement System or to elect for their employees to participate in the Federal Employees Retirement System, and for other purposes, require employers of all sizes and self-employed individuals to sponsor a DB plan. HR6324 Retirement Simplification and Clarity Act. This bill permits in-service plan distribution at age 50 or older for purpose of purchasing an individual retirement annuity. HR6757 Rollover Contributions from Roth IRAs to Designated Roth Accounts Act. This bill allows transfers from Roth IRAs to designated employer-sponsored Roth DC plan accounts. Economics/Economic Development: S. 2495 - The Keep Call Centers in America Act: This bill aims to keep call center jobs in the U.S. by requiring the Secretary of Labor to list employers who relocate call centers overseas, making them ineligible for federal grants and loans. S. TBD - The Halting International Relocation of Employment Act (Hire Act): This bill discourages US companies from outsourcing jobs by imposing a 25% tax on "outsourcing payments"-payments for foreign labor or services that benefit US consumers. Housing: H.R.6644 - 21st Century ROAD to Housing Act / S.2651 - ROAD to Housing Act of 2025. This bill revises federal housing programs, including by expanding available financing for affordable housing and providing grants for planning and community development activities.

Reported lobbying issue

Insurance: DOL - EBSA - Implementation of the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022 (Public Law No: 117-328). DOL - EBSA - Fiduciary Duties in Selecting Designated Investment Alternatives, RIN 1210-AC38. DOL - Proposed Rule on Automatic Portability Transactions Exemption - 29 CFR 255 (RIN 1210-AC21). Legislation to maintain and protect the diverse array of retirement plan structures. Legislation to provide favorable tax treatment for guaranteed lifetime income. Legislation to provide technical corrections and extension of effective dates to implement the SECURE 2.0 Act. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform, ERISA, and securities laws. Legislation to clarify the annuity selection safe harbor (P.L.116-94, Div. O, Section 204) provides a plan sponsor with the same protections in selecting an annuity contract. Legislation to direct the SEC to allow the use of amended appropriate registration forms to authorize consistent registrations for non-variable products. Legislation to make a diverse slate of indexed and variable annuity contracts with guaranteed benefits eligible to be treated as QLACs to better meet the diverse needs of retirement savers. Legislation to make long-term care insurance tax-advantaged, accessible, and affordable. Legislation to provide balanced approach to regulating the use of AI by the insured retirement industry. Legislation to require defined contribution plans to offer participants the option to invest in protected, guaranteed lifetime income solutions for all or some of their account balances. Legislation to require plan fiduciaries to provide retirement income education to employees throughout their working years. Legislation to reform ERISA to reduce frivolous litigation. Proposals at the Department of Labor for increasing access to guaranteed, protected lifetime solutions. Proposals at the Department of Treasury/IRS for increasing access to guaranteed, protected lifetime income solutions. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division AA - Financial Services Matters, Title I-Registration for Index linked Annuities, Sec. 101. Parity for Registered Index-Linked Annuities Regarding Registration Rules. SEC - Final Rule - Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments to Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments - 17 CFR Parts 230, 232, 239, and 274, RIN 3235-AN30. SEC/Treasury - Joint Proposed Rule by SEC & FinCEN - Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers - 17 CFR 275, 31 CFR 1032, RIN 1506-AB66, RIN 3235-AN34. Treasury - Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector - 89 FR 50048. Treasury - FSOC - Joint Trade Effort to Restore 2019 Nonbank Financial Institution Guidance. FINRA - Regulatory Notice - 25-04 - Rule Modernization Review Proposal. FINRA - Regulatory Notice - 25-05 - Outside Business Activities Proposed Rule. FINRA - Regulatory Notice - 25-07 - Supporting Modern Member Workplaces. The President's Executive Order - Democratizing Access to Alternative Assets for 401(K) Investors (08/07/2025) (E.O. 14330). The Data Privacy Act (H.R.1165 - 118th Congress). The Empowering States to Protect Seniors from Bad Actors Act (H.R.5914 - 117th Congress). The E-SIGN Modernization Act of 2022 (S.3715 - 117th Congress). The General Accounts Product Clarifications Act (H.R.9515 - 117th Congress). The Lifetime Income for Employees Act of 2023 (H.R.3942 - 118th Congress). The SAFER Banking Act (S.2860 - 118th Congress). The Secure And Fair Enforcement (SAFE) Banking Act of 2023 (S.1323/H.R.2891 - 118th Congress). The Financial Fitness Act (H.R.8944-118th Congress). The Well-Being Insurance for Seniors to be at Home Act (H.R.2082-119th Congress). The Richard L. Trumka Protecting the Right to Organize (PRO) Act of 2025 (S.852/H.R.20 - 119th Congress). The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2025 (S.1561/H.R.1777 - 119th Congress). The Auto Reenroll Act (S.1831/H.R.6729 - 119th Congress). The Retirement Investment Choice Act (H.R.5748 - 119th Congress). The Restoring Integrity on Fiduciary Duty Act (S.3086 - 119th Congress). The Saving for the Future Act (H.R.5887 - 119th Congress). The ERISA Litigation Reform Act (H.R.6084 - 119th Congress). The McCarran-Ferguson Protection Act (H.R.7130 - 119th Congress). Retirement: Amends IRS Code to establish Auto Reenrollment Tax Credit (S.2512 - 118th Congress). DOL - EBSA - Implementation of the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022 (Public Law No: 117-328). DOL - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). DOL - Proposed Rule on Automatic Portability Transactions Exemption - 29 CFR 255 (RIN 1210-AC21). DOL Guidance on Pension‑Linked Emergency Savings Accounts. DOL - EBSA - Final Rule - Prohibited Transaction Class Exemption 84-14 for Transactions Determined by Independent Qualified Professional Asset Managers (the QPAM Exemption) (RIN 1210-ZA07). DOL- EBSA - Proposed Rule - Pooled Employer Plans: Big Plans for Small Businesses (RIN 1210-AC10). DOL - Joint Trade Letter to Chavez-DeRemer - ERISA Litigation Reform-Reduction. DOL - EBSA - Fiduciary Duties in Selecting Designated Investment Alternatives, RIN 1210-AC38. DOL - EBSA - Requirement To Provide Paper Statements in Certain Cases-Amendments to Electronic Disclosure Safe Harbors. DOL - WH - Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act, RIN 1235-AA46 (2026). Joint Resolution providing for congressional disapproval of the Department of Labors Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights Rule (S.J.Res.8/H.J. Res.30 - 118th Congress). Legislation and rulemaking affecting 403(b) retirement plans and federal and state regulations governing their administration and operation. Legislation establishing a federal regulatory framework to oversee the cryptocurrency market in and use of cryptocurrency in retirement plans. Legislation to clarify Form 5500 reporting requirement for retirement plans filing under a Group of Plans. Legislation to maintain and protect the diverse array of retirement plan structures. Legislation to prohibit IRSs use of private debt collection agencies for individuals over the age of 65. Legislation to promote, preserve and maintain tax-deferred treatment of retirement savings. Legislation to provide favorable tax treatment for guaranteed lifetime income. Legislation to provide technical corrections and extension of effective dates to implement the SECURE 2.0 Act. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform, ERISA, and securities laws. Legislation to clarify the annuity selection safe harbor (P.L.116-94, Div. O, Section 204) provides a plan sponsor with the same protections in selecting an annuity contract. Legislation to direct the SEC to allow the use of amended appropriate registration forms to authorize consistent registrations for non-variable products. Legislation to ensure a balanced approach to the regulation of environmental, social, and governance investments. Legislation to increase protections and safeguards for personal financial information. Legislation to make a diverse slate of indexed and variable annuity contracts with guaranteed benefits eligible to be treated as QLACs to better meet the diverse needs of retirement savers. Legislation to make long-term care insurance tax-advantaged, accessible, and affordable. Legislation to provide balanced approach to regulating the use of AI by the insured retirement industry. Legislation to require defined contribution plans to offer participants the option to invest in protected, guaranteed lifetime income solutions for all or some of their account balances. Legislation to require inclusion of longevity risk language in annual plan notices. Legislation to require plan fiduciaries to provide retirement income education to employees throughout their working years. Legislation to reform ERISA to reduce frivolous litigation. Proposals at the Department of Labor for increasing access to guaranteed, protected lifetime solutions. Proposals at the Department of Labor to Rescind "ESG Rule" and Draft "Anti-ESG Rule." Proposals at the Department of Treasury/IRS for increasing access to guaranteed, protected lifetime income solutions. SEC - FINRA - Proposed Rule Change to Extend the Effectiveness of Temporary FINRA Rule 3110.17 - SR-FINRA-2021-023. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division AA - Financial Services Matters, Title I-Registration for Index linked Annuities, Sec. 101. Parity for Registered Index-Linked Annuities Regarding Registration Rules. SEC - Final Rule - Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments to Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments - 17 CFR Parts 230, 232, 239, and 274, RIN 3235-AN30. The President's Executive Order - Democratizing Access to Alternative Assets for 401(K) Investors (08/07/2025) (E.O. 14330). The Data Privacy Act (H.R.1165 - 118th Congress). The Empowering States to Protect Seniors from Bad Actors Act (H.R.5914 - 117th Congress). The E-SIGN Modernization Act of 2022 (S.3715 - 117th Congress). The Financial Freedom Act of 2023 (S.427/H.R.1177 - 118th Congress). The Financial Innovation and Technology for the 21st Century Act (H.R.4763 - 118th Congress). The General Accounts Product Clarifications Act (H.R.9515 - 117th Congress). The Lifetime Income for Employees Act of 2023 (H.R.3942 - 118th Congress). The Lummis-Gillibrand Responsible Financial Innovation Act (S.2281 - 118th Congress). The Portable Benefits for Independent Workers Pilot Program Act (S.1696/H.R.3482 - 118th Congress). The RETIRE Act (H.R. 5339 - 118th Congress). The SAFER Banking Act (S.2860 - 118th Congress). The Secure And Fair Enforcement (SAFE) Banking Act of 2023 (S.1323/H.R.2891 - 118th Congress). The Small Business Tax Fairness Act (S.2387 - 117th Congress). The Small Businesses Add Value for Employees (SAVE) Act (H.R.4637 - 115th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R.6772 - 118th Congress). The Elder Justice Reauthorization and Modernization Act of 2023 (S.1198/H.R.2718-118th Congress). The Ensuring Sound Guidance Act (S.2282/H.R.4237 - 118th Congress). The Expanding Access to Capital Act (H.R.2799-118th Congress). The Financial Fitness Act (H.R.8944-118th Congress). The Empowering Main Street in America Act (S.5139-118th Congress). The Catching Up Family Caregivers Act (S.5149/H.R.9764-118th Congress). The Improving Retirement Security for Family Caregivers Act (S.5148/H.R.9765-118th Congress). The Retirement Fairness for Charities and Educational Institutions Act of 2025 (S.424/H.R.1013-119th Congress). The GUARD Act (H.R.2978-119th Congress). The Protecting Prudent Investment of Retirement Savings Act (H.R.2988 - 119th Congress). The Retirement Proxy Protection Act (H.R. 1996 - 119th Congress). The Retirement Savings for Americans Act (S.1526/H.R.2696 - 119th Congress). The Balancing the Scales Act (H.R.2958 - 119th Congress). The EBSA Investigations Transparency Act (H.R.2869 - 119th Congress). The Employee Ownership Fairness Act (S.1727 - 119th Congress). The Employee Ownership Financing Act (S.2458 - 119th Congress). The Employee Ownership Representation Act (S.1728 - 119th Congress). The Financial Exploitation Prevention Act of 2025 (S.2840/H.R.2478 - 119th Congress). The Helping Young Americans Save for Retirement Act (H.R.4718/S.1707 - 119th Congress). The Improving Disclosure for Investors Act 2024/2025 (S.1877/H.R.2441 - 119th Congress). The Independent Retirement Fairness Act (S.2217 - 119th Congress). The Promotion and Expansion of Private Employee Ownership Act (S.2461 - 119th Congress). The Richard L. Trumka Protecting the Right to Organize (PRO) Act of 2025 (S.852/H.R.20 - 119th Congress). The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2025 (S.1561/H.R.1777 - 119th Congress). The Unlocking Benefits for Independent Workers Act (S.2210 - 119th Congress). The Auto Reenroll Act (S.1831/H.R.6729 - 119th Congress). The Automatic IRA Act of 2025 (H.R.6722-119th Congress). The ERISA Litigation Reform Act (H.R.6084 - 119th Congress). The Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025 (H.R.3383 - 119th Congress). The Providing Complete Information to Retirement Investors Act (S.3083 - 119th Congress). The Restoring Integrity on Fiduciary Duty Act (S.3086 - 119th Congress). The Retirement Investment Choice Act (H.R.5748 - 119th Congress). The Saving for the Future Act (H.R.5887 - 119th Congress). The Retirement Simplification and Clarity Act (H.R. 6324 - 119th Congress). The Senior Security Act (S.4055/H.R.1469-119th Congress). The Small Nonprofit Retirement Security Act (S.2365/H.R.4548 - 119th Congress). The Pensions for All Act (S.2335/H.R.7556 - 119th Congress). Treasury - IRS - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022. Treasury - Request for Information on Financial Inclusion - 88 FR 88702 - Treas-Do-2023-0014. Treasury - FSOC - Joint Trade Effort to Restore 2019 Nonbank Financial Institution Guidance. Taxation/Internal Revenue Code: Amends IRS Code to establish Auto Reenrollment Tax Credit (S.2512 - 118th Congress). DOL - EBSA - Implementation of the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022 (Public Law No: 117-328). DOL - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). DOL Guidance on Pension‑Linked Emergency Savings Accounts. DOL - EBSA - Final Rule - Prohibited Transaction Class Exemption 84-14 for Transactions Determined by Independent Qualified Professional Asset Managers (the QPAM Exemption) (RIN 1210-ZA07). DOL - EBSA - Proposed Rule - Pooled Employer Plans: Big Plans for Small Businesses (RIN 1210-AC10). DOL - EBSA - Fiduciary Duties in Selecting Designated Investment Alternatives, RIN 1210-AC38. DOL - EBSA - Requirement To Provide Paper Statements in Certain Cases-Amendments to Electronic Disclosure Safe Harbors. DOL - WH - Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act, RIN 1235-AA46 (2026). The President's Executive Order - Democratizing Access to Alternative Assets for 401(K) Investors (08/07/2025) (E.O. 14330). Legislation and rulemaking affecting 403(b) retirement plans and federal and state regulations governing their administration and operation. Legislation to prohibit IRSs use of private debt collection agencies for individuals over the age of 65. Legislation to promote, preserve and maintain tax-deferred treatment of retirement savings. Legislation to provide favorable tax treatment for guaranteed lifetime income. Legislation to provide technical corrections and extension of effective dates to implement the SECURE 2.0 Act. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform, ERISA, and securities laws. Legislation to make a diverse slate of indexed and variable annuity contracts with guaranteed benefits eligible to be treated as QLACs to better meet the diverse needs of retirement savers. Legislation to make long-term care insurance tax-advantaged, accessible, and affordable. Legislation to require defined contribution plans to offer participants the option to invest in protected, guaranteed lifetime income solutions for all or some of their account balances. Proposals at the Department of Labor for increasing access to guaranteed, protected lifetime solutions. Proposals at the Department of Labor to Rescind "ESG Rule" and Draft "Anti-ESG Rule." Proposals at the Department of Treasury/IRS for increasing access to guaranteed, protected lifetime income solutions. SEC - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC/Treasury - Joint Proposed Rule by SEC & FinCEN - Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers - 17 CFR 275, 31 CFR 1032, RIN 1506-AB66, RIN 3235-AN34. The Lifetime Income for Employees Act of 2023 (H.R.3942 - 118th Congress). The Portable Benefits for Independent Workers Pilot Program Act (S.1696/H.R.3482 - 118th Congress). The Small Business Tax Fairness Act (S.2387 - 117th Congress). The Small Businesses Add Value for Employees (SAVE) Act (H.R.4637 - 115th Congress). To amend the Internal Revenue Code of 1986 to permit the rollover contributions from Roth IRAs to designated Roth accounts (H.R.6757 - 118th Congress). The Expanding Access to Retirement Savings for Caregivers Act (H.R.6772 - 118th Congress). The Catching Up Family Caregivers Act (S.5149/H.R.9764-118th Congress). The Improving Retirement Security for Family Caregivers Act (S.5148/H.R.9765-118th Congress). The Well-Being Insurance for Seniors to be at Home Act (H.R.2082-119th Congress). The Generating Retirement Ownership through Long-Term Holding Act (S.1839/H.R.2089 - 119th Congress). The Retirement Savings for Americans Act (S.1526/H.R.2696 - 119th Congress). The Tax Relief for Victims of Crimes, Scams, and Disasters Act (S.1773/H.R.3469 - 119th Congress). The Financial Exploitation Prevention Act of 2025 (S.2840/H.R.2478 - 119th Congress). The Helping Young Americans Save for Retirement Act (H.R.4718/S.1707 - 119th Congress). The Promotion and Expansion of Private Employee Ownership Act (S.2461 - 119th Congress). The Protecting Prudent Investment of Retirement Savings Act (H.R.2988 - 119th Congress). The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2025 (S.1561/H.R.1777 - 119th Congress). The Auto Reenroll Act (S.1831/H.R.6729 - 119th Congress). The Automatic IRA Act of 2025 (H.R.6722-119th Congress). The Saving for the Future Act (H.R.5887 - 119th Congress). The Retirement Simplification and Clarity Act (H.R. 6324 - 119th Congress). The Small Nonprofit Retirement Security Act (S.2365/H.R.4548 - 119th Congress). The Pensions for All Act (S.2335/H.R.7556 - 119th Congress). Treasury - IRS - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - IRS - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division T - SECURE 2.0 Act of 2022. Treasury - Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector - 89 FR 50048. Treasury - FinCEN - Final Rule on AML/CFT Program and Suspicious Activity Report Filing Requirements for RIAs and Exempt Reporting Advisers (RIN 1506-AB58). Treasury - IRS - Final Rule Required Minimum Distributions - 87 FR 10504, 26 CFR 1 and 26 CFR 54, REG-105954-20 (RIN 1545-BP82). Treasury - FSOC - Joint Trade Effort to Restore 2019 Nonbank Financial Institution Guidance. Financial Institutions/Investments/Securities: DOL - Proposed Rule on Automatic Portability Transactions Exemption - 29 CFR 255 (RIN 1210-AC21). DOL - EBSA - Fiduciary Duties in Selecting Designated Investment Alternatives, RIN 1210-AC38. FINRA - Regulatory Notice - 25-04 - Rule Modernization Review Proposal. FINRA - Regulatory Notice - 25-05 - Outside Business Activities Proposed Rule. FINRA - Regulatory Notice - 25-07 - Supporting Modern Member Workplaces. Legislation establishing a federal regulatory framework to oversee the cryptocurrency market in and use of cryptocurrency in retirement plans. Legislation to provide favorable tax treatment for guaranteed lifetime income. Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform, ERISA, and securities laws. Legislation to direct the SEC to allow the use of amended appropriate registration forms to authorize consistent registrations for non-variable products. Legislation to ensure a balanced approach to the regulation of environmental, social, and governance investments. Legislation to increase protections and safeguards for personal financial information. Legislation to make a diverse slate of indexed and variable annuity contracts with guaranteed benefits eligible to be treated as QLACs to better meet the diverse needs of retirement savers. Legislation to provide balanced approach to regulating the use of AI by the insured retirement industry. Proposals at the Department of Labor for increasing access to guaranteed, protected lifetime solutions. Proposals at the Department of Labor to Rescind "ESG Rule" and Draft "Anti-ESG Rule." Proposals at the Department of Treasury/IRS for increasing access to guaranteed, protected lifetime income solutions. SEC - Implementation and Enforcement of Regulation BI and Form CRS. SEC - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). SEC - Implementation of Public Law No: 117-328, the Consolidated Appropriations Act, 2023, Division AA - Financial Services Matters, Title I-Registration for Index linked Annuities, Sec. 101. Parity for Registered Index-Linked Annuities Regarding Registration Rules. SEC/Treasury - Joint Proposed Rule by SEC & FinCEN - Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers - 17 CFR 275, 31 CFR 1032, RIN 1506-AB66, RIN 3235-AN34. SEC - Final Rule - Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments to Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments - 17 CFR Parts 230, 232, 239, and 274, RIN 3235-AN30. The President's Executive Order - Democratizing Access to Alternative Assets for 401(K) Investors (08/07/2025) (E.O. 14330). The Data Privacy Act (H.R.1165 - 118th Congress). The Empowering States to Protect Seniors from Bad Actors Act (H.R.5914 - 117th Congress). The E-SIGN Modernization Act of 2022 (S.3715 - 117th Congress). The Financial Freedom Act of 2023(S.427/H.R.1177 - 118th Congress). The Financial Innovation and Technology for the 21st Century Act (H.R.4763 - 118th Congress). The Improving Corporate Governance Through Diversity Act of 2023 (S.2007/H.R.4177 - 118th Congress). The Lummis-Gillibrand Responsible Financial Innovation Act (S.2281 - 118th Congress). The No Discrimination in My Benefits Act (H.R.5338 - 118th Congress). The RETIRE Act (H.R.5339 - 118th Congress). The Retirement Proxy Protection Act (H.R.5337 - 118th Congress). The SAFER Banking Act (S.2860 - 118th Congress). The Secure And Fair Enforcement (SAFE) Banking Act of 2023 (S.1323/H.R.2891 - 118th Congress). The Elder Justice Reauthorization and Modernization Act of 2023 (S.1198/H.R.2718-118th Congress). The Ensuring Sound Guidance Act (S.2282/H.R.4237 - 118th Congress). The Expanding Access to Capital Act (H.R.2799-118th Congress). The Empowering Main Street in America Act (S.5139-118th Congress). The Retirement Fairness for Charities and Educational Institutions Act of 2025 (S.424/H.R.1013-119th Congress). The Protecting Prudent Investment of Retirement Savings Act (H.R.2988 - 119th Congress). The Tax Relief for Victims of Crimes, Scams, and Disasters Act (S.1773/H.R.3469 - 119th Congress). The Financial Exploitation Prevention Act of 2025 (S.2840/H.R.2478 - 119th Congress). The Helping Young Americans Save for Retirement Act (H.R.4718/S.1707 - 119th Congress). The Improving Disclosure for Investors Act 2024/2025(S.1877/H.R.2441-119th Congress). The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2025 (S.1561/H.R.1777 - 119th Congress). The Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025 (H.R.3383 - 119th Congress). The Retirement Investment Choice Act (H.R.5748 - 119th Congress). The Senior Security Act (S.4055/H.R.1469-119th Congress). Treasury - IRS - Implementation of Division O of the Further Consolidated Appropriations Act 2020 (Public Law No: 116-94). Treasury - Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector - 89 FR 50048. Treasury - FSOC - Joint Trade Effort to Restore 2019 Nonbank Financial Institution Guidance.

Reported lobbying issue

Disaster Planning/Emergencies: S.91 - A bill to improve Federal activities relating to wildfires, and for other purposes. H.R.153 - To provide for an online repository for certain reporting requirements for recipients of Federal disaster assistance, and for other purposes. H.R.164 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize Federal agencies to provide certain essential assistance for hazard mitigation for electric utilities, and for other purposes. H.R.168 - To improve the ability of the Secretary of Agriculture and the Secretary of the Interior to carry out forest management actives that reduce the risk of catastrophic wildfires, and for other purposes. H.R.178 - To require the Secretary of Agriculture to carry out activities to suppress wildfires, and for other purposes. H.R.316 - To authorize the President to provide disaster assistance to States and Indian Tribes under a major disaster recovery program, and for other purposes. H.R.403 - To enhance predisaster mitigation to prevent future natural disasters, and for other purposes. H.R.501 - To amend certain laws relating to disaster recovery and relief with respect to the implementation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster assistance housing, and for other purposes. S.135 - A bill to amend title 5, United States Code, to provide for special base rates of pay for wildland firefighters, and for other purposes. H.R.731 - To exempt hazardous fuel reduction activities from certain environmental requirements for a 10-year period. H.R.743 - To reform and enhance the pay and benefits of Federal wildland firefighters, and for other purposes H.R.744 - To amend section 324 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to incentivize States, Indian Tribes, and Territories to close disaster recovery projects by authorizing the use of excess funds for management costs for other disaster recovery projects. H.R.753 - To direct the Administrator of the National Oceanic and Atmospheric Administration to maintain a program that improves wildfire forecasting and detection, and for other purposes. H.R.836 - Emergency Wildfire Fighting Technology Act of 2025 S.258 - A bill to improve forecasting and understanding of tornadoes and other hazardous weather, and for other purposes. S.279 - A bill to reform and enhance the pay and benefits of Federal wildland firefighters, and for other purposes. S.306 - A bill to establish and maintain a coordinated program within the National Oceanic and Atmospheric Administration that improves wildfire, fire weather, fire risk, and wildfire smoke related forecasting, detection, modeling, observations, and service delivery, and for other purposes. S.341 - A bill to amend the Clean Air Act to establish a grant program for supporting local communities in detecting, preparing for, communicating about, or mitigating the environmental and public health impacts of wildfire smoke and extreme heat, and for other purposes. S.372 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to incentivize certain preparedness measures, and for other purposes. S.378 - A bill to authorize the Federal Emergency Management Agency to waive certain requirements for property acquisition and structure demolition or relocation projects. S.388 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act with respect to the implementation of building codes, and for other purposes. S.395 - A bill to amend the Healthy Forests Restoration Act of 2003 to expedite wildfire prevention projects to reduce the risk of wildfire on certain high-risk Federal land, and for other purposes. H.R.1070 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real property insurance following certain federally declared disasters. H.R.1076 - To direct the Comptroller General of the United States to conduct a study on the effectiveness of emergency alerting systems, and for other purposes. H.R.1093 - To amend the Internal Revenue Code of 1986 to increase the dollar threshold applicable to information reporting with respect to payments for qualified natural disaster expenses. H.R.1105 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require the President to establish an individual household disaster mitigation program, and for other purposes. H.R.1164 - To direct the Administrator of the Federal Emergency Management Agency to ensure that certain applicants for assistance after a declared major disaster do not receive a notice of denial while the applicant has a pending insurance claim for disaster-related losses, and for other purposes. H.R.1245 - To improve individual assistance provided by the Federal Emergency Management Agency, and for other purposes S.441 - A bill to direct the Secretary of Agriculture and the Secretary of the Interior to develop a plan to reorganize Federal wildland fire response, and for other purposes. S.453 - A bill to establish a Wildfire Intelligence Center, and for other purposes H.R.1356 - To direct the Secretary of the Interior and the Secretary of Homeland Security, acting through the Administrator of the Federal Emergency Management Agency, to establish a pilot grant program to address damage from mudslides that occur after a wildland fire, and for other purposes. H.R.1393 - To direct the Administrator of the Federal Emergency Management Agency to conduct a review of the criteria for evaluating the cost-effectiveness of certain mitigation projects, and for other purposes. S.647 - A bill to require the Secretary of Commerce to create regional wildland fire research centers, and for other purposes. H.R.1849 - To amend the Internal Revenue Code of 1986 to provide for the exclusion from gross income of amounts received from State-based catastrophe loss mitigation programs. S.773 - A bill to amend section 324 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to incentivize States, Indian Tribes, and Territories to close disaster recovery projects by authorizing the use of excess funds for management costs for other disaster recovery projects. H.R.1923 - To provide for the implementation of certain recommendations from the Report of the Wildland Fire Mitigation and Management Commission H.R.1943 - To amend title 5, United States Code, to provide for special base rates of pay for wildland firefighters, and for other purposes. H.R.2250 - To reauthorize the National Landslide Preparedness Act, and for other purposes. S.1015 - A bill to extend the National Flood Insurance Program through December 31, 2026. H.R.2296 - To upgrade the communications service used by the National Weather Service, and for other purposes. H.R.2308 - To establish the Federal Emergency Management Agency as a cabinet-level independent agency, and for other purposes. H.R.2428 - To require the Comptroller General of the United States to conduct a study regarding a Federal buyout program available to homeowners with properties in high-risk catastrophic wildfire disaster areas, and for other purposes. H.R.2568 - Earthquake Resilience Act H.R.3177 - To require the Administrator of the Federal Emergency Management Agency to ensure that cost estimates, acquisition of proper materials, and any other activity related to certain projects under the Robert T. Stafford Disaster Relief and Emergency Assistance Act are performed by professionals licensed in the relevant State, and for other purposes. H.R.3661 - To direct the Administrator of the Federal Emergency Management Agency to take certain actions relating to incident periods and extreme weather, and for other purposes. H.R.3759 - To provide for streamlined cost exemptions for public assistance projects by the Federal Emergency Management Agency, and for other purposes. S.1963 - A bill to appropriate amounts to the Disaster Relief Fund of the Federal Emergency Management Agency. H.R.2594 - To establish a Water Risk and Resilience Organization to develop risk and resilience requirements for the water sector. H.R.2646 - To require the evaluation of certain criteria relating to locations for deployment of successor radar systems of the National Weather Service, and for other purposes. H.R.2836 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for the authority to reimburse local governments or electric cooperatives for interest expenses, and for other purposes. H.R.2897 - To amend the Small Business Act to make disaster loans available for damages caused by prolonged power outages, and for other purposes. H.R.3176 - To amend the John D. Dingell, Jr. Conservation, Management, and Recreation Act to reauthorize the National Volcano Early Warning and Monitoring System H.R.3251 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for an alternative block grant program for funding public assistance for response to a major disaster, and for other purposes. H.R.3252 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for an alternative block grant program for funding temporary housing in response to a major disaster, and for other purposes. H.R.3347 - To abolish FEMA and establish a block grant program for disaster relief, and for other purposes. H.R.3705 - Fog Observations and Geographic Forecasting Act H.R.3771 - To increase observations, understanding, and forecasting of coastal flooding and storm surge events, to address weather observation gaps in highly vulnerable areas, and for other purposes. H.R.3816 - To improve the National Oceanic and Atmospheric Administration's weather research, support improvements in weather forecasting and prediction, expand commercial opportunities for the provision of weather data, and for other purposes. H.R.4073 - To reauthorize the Tsunami Warning and Education Act, and for other purposes. H.R.4141 - To direct the Department of Energy and the National Oceanic and Atmospheric Administration to conduct collaborative research in order to advance numerical weather and climate prediction in the United States, and for other purposes. H.R.4144 - To require the Director of the United States Geological Survey to map future groundwater rise and conduct a study on its potential impacts to infrastructure and public health, and for other purposes. H.R. 4256 - To reauthorize the Digital Coast Act. S.1429 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize Federal agencies to provide certain essential assistance for hazard mitigation for electric utilities, and for other purposes. S.1484 - A bill to improve weather research and forecasting by the National Oceanic and Atmospheric Administration, and for other purposes. S.1958 - A bill to exempt certain positions of the National Weather Service that are necessary for public safety from any Federal Government hiring freeze, and for other purposes. S.2038 - A bill to direct the Secretary of the Interior to establish the Wildfire Science and Technology Advisory Board. H.R.5610 - Improving Drought Monitoring Act H.R.5648 - To provide for continuity of disaster relief funding in the case of a lapse in appropriations, and for other purposes. H.R.5652 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide flexibility with the cost share for fire management assistance, and for other purposes. H.R.5395 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to direct the expedient disbursement of funds, and for other purposes. H.R.5285 - To amend the Weather Research and Forecasting Innovation Act of 2017 to expand the goals of the tornado warning improvement and extension program, and for other purposes. H.R.5310 - To amend section 423 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide for reimbursement of attorney's fees under certain circumstances, and for other purposes. H.R.5089 - Weather Act Reauthorization Act of 2025 H.R.5104 - To reduce the health risks of heat by establishing the National Integrated Heat Health Information System within the National Oceanic and Atmospheric Administration and the National Integrated Heat Health Information System Interagency Committee to improve extreme heat preparedness, planning, and response, requiring a study, and establishing financial assistance programs to address heat effects, and for other purposes. H.R.5154 - Resilient Emergency Alert Communications and Training Act H.R.4852 - Wildfire Emergency Preparedness Act of 2025 H.R.4853 - Saving the Forest Service's Workforce Act H.R.4976 - To improve understanding and policy responses to the impacts of wildfire smoke on children in educational and childcare settings, and for other purposes. H.R.4990 - Wildfire Grid Resiliency Act H.R.4992 - FEMA Critical Staffing Act H.R.5002 - Protect Americans from Climate Disasters Act H.R.5067 - Rapid Disaster Relief Act H.R.5072 - Water Crisis Prevention Act of 2025 H.R.4482 - To impose a moratorium on closing, suspending, terminating leases of, ceasing construction of, consolidating, or otherwise imposing any new limitation on access to facilities of the National Oceanic and Atmospheric Administration, and for other purposes. H.R.4497 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include extreme heat in the definition of a major disaster. H.R.4669 - To authorize and improve the Federal Emergency Management Agency and reform Federal disaster mitigation, preparedness, response, and recovery, and for other purposes. H.R.4671 - To direct the Secretary of the Interior to develop a Wildland Fire Management Casualty Assistance Program, and for other purposes. H.R.4560 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide requirements relating to the funding of predisaster hazard mitigation, and for other purposes. H.R.4563 - To require the National Oceanic and Atmospheric Administration to carry out research and development to improve the understanding of how the public receives, interprets, and responds to and values hurricane forecasts and warnings, and for other purposes. H.R.5366 - To amend the Internal Revenue Code of 1986 to codify and extend the rules for personal casualty losses arising from major disasters and the rules for the exclusion from gross income of compensation for losses or damages resulting from certain wildfires. H.R.4338 - To develop weather tools for electricity system planning and operational modeling, expand research on extreme weather event scenarios for energy utility companies and regulators, and for other purposes. S.2856 - A bill to authorize transitional sheltering assistance for individuals who live in areas with unhealthy air quality caused by wildfires, and for other purposes. S.2895 - A bill to require the Comptroller General of the United States and the Secretary of Transportation to conduct a study on weather-related hazards and gaps in surface transportation safety, and for other purposes. S.2900 - A bill to require the Secretary of Transportation to establish a pilot program to improve roadway safety through real-time integration of weather hazard alerts and active work zone data, and for other purposes. S.2901 - A bill to require the Secretary of Transportation to establish a pilot program to improve the integration of real-time wildfire hazard alerts with State and local transportation closure information systems, and for other purposes. S.2775 - A bill to require the Administrator of the National Oceanic and Atmospheric Administration to establish and maintain a database and webpage that is available to the public and contains information on the billion-dollar disasters that occur each year in the United States, and for other purposes. S.2701 - A bill to amend the Healthy Forests Restoration Act of 2003 to reauthorize and improve the Water Source Protection Program, and for other purposes. S.2744 - A bill to amend the Internal Revenue Code of 1986 to codify and extend the rules for personal casualty losses arising from major disasters and the rules for the exclusion from gross income of compensation for losses or damages resulting from certain wildfires. S.2430 - A bill to require the Comptroller General of the United States to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. S.2569 - A bill to provide forbearance assistance during a major disaster or emergency, and for other purposes. S.2633 - A bill to institute a reduction in force moratorium at the National Oceanic and Atmospheric Administration, and for other purposes. S.2635 - A bill to amend title 23, United States Code, to increase flexibility for emergency relief projects, and for other purposes. S.2331 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to include extreme temperature in the definition of a major disaster. S.2247 - Disaster Assistance Improvement and Decentralization Act S.2538 - A bill to amend the Internal Revenue Code of 1986 to provide a credit for hazard mitigation projects in connection with certain working waterfront property. H.R.5735 - Coastal Infrastructure Improvement Act H.R.5777 - To amend the Federal Fire Prevention and Control Act of 1974 to direct the Administrator of the Federal Emergency Management Agency to reimburse certain expenses during a period in which there is a lapse in appropriations for the Federal Emergency Management Agency and for other purposes. H.R.5780 - To direct the Administrator of the Federal Emergency Management Agency to continue to obligate and disburse covered funds in the Disaster Relief Fund during a lapse in appropriations, and for other purposes. H.R.5782 - Western Wildfire Support Act of 2025. H.R.5794 - FEMA Operations Continuity Act of 2025 H.R.5855 - Measuring the Cost of Disasters Act of 2025 H.R.5920 - District of Columbia Flood Prevention Act of 2025 H.R.5963 - To provide for cost-share waivers for projects carried out in response to wildland fires caused by certain Government actions, and for other purposes. H.R.6094 - To direct the establishment of a public-private wildfire technology deployment and demonstration partnership, and for other purposes. H.R.6154 - To provide for the establishment of regional wildland fire research centers, and for other purposes. H.R.6201 - To require the Administrator of the Federal Emergency Management Agency to administer the Next Generation Warning System grant program and disburse obligated funds under such program, and for other purposes. H.R.6342 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for common interest communities, condominiums, and housing cooperatives damaged by a major disaster, and for other purposes. S.3044 - Wildfire Emissions Prevention Act of 2025 S.3149 - A bill to provide for cost-share waivers for projects carried out in response to wildland fires caused by certain Government actions, and for other purposes. S.3190 - A bill to direct the establishment of a public-private wildfire technology deployment and demonstration partnership, and for other purposes. S.3363 - A bill to require the Federal Emergency Management Agency to publish information related to public assistance awards, and for other purposes. S.3372 - A bill to amend the Internal Revenue Code of 1986 to exclude qualified wildfire relief payments from gross income, and for other purposes. S.3403 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require the President to provide assistance for predisaster hazard mitigation measures and adjust the Federal cost share for certain building resilient infrastructure and communities projects, and for other purposes. S.3506 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to authorize the use of fire management assistance grants for debris removal, and for other purposes. H.R.7029/S. 3628 - To ensure that older adults and individuals with disabilities are prepared for disasters, and for other purposes. H.R.7459 - To establish the Coastal Storm Risk Management Trust Fund and authorize the use of amounts in such Fund for coastal storm risk management activities of the Corps of Engineers, and for other purposes. H.R.7461 - To direct the Administrator of the Federal Emergency Management Agency to submit a monthly report on the status of all projects and activities funded through the Disaster Relief Fund, and for other purposes. H.R.7813 - NOAA Weather Radio Modernization Act H.R.7848 - To establish the National Weather Safety Board to investigate certain major disasters, and for other purposes. H.R.7896 - To establish within the National Oceanic and Atmospheric Administration a research program comprising global ocean monitoring and observing, and for other purposes. H.R.7996 - To amend the Homeland Security Act of 2002 to clarify that utility line technicians qualify as emergency response providers. S.3609 - A bill to establish a community protection and wildfire resilience grant program, and for other purposes. S.3795 - A bill to establish the Radar Next Program, and for other purposes. S.3895 - A bill to require rulemaking by the Administrator of the Federal Emergency Management Agency to address considerations in evaluating the need for public and individual disaster assistance, and for other purposes. S.3912 - A bill to reauthorize the National Integrated Drought Information System Act of 2006, and for other purposes. S.3919 - A bill to amend the Weather Research and Forecasting Innovation Act of 2017 with respect to the hurricane forecast improvement program, and for other purposes. S.3923 - A bill to improve the weather research of the National Oceanic and Atmospheric Administration, support improvements in weather forecasting and prediction, and expand commercial opportunities for the provision of weather data. S.4075 - A bill to make continuing appropriations for Federal Emergency Management Agency pay and operations in the event of a Federal Government shutdown, and for other purposes. S.4234 - A bill to amend the Watershed Protection and Flood Prevention Act to improve that Act, and for other purposes. Insurance: H.R.292 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure table, wine, and juice grapes against losses due to a freeze event, and for other purposes. H.R.550 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. H.R.643 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. H.R.827 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. H.R.1481 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. H.R.2123 - To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program. S.586 - A bill to amend the Internal Revenue Code of 1986 to provide an advance refundable credit to offset certain flood insurance premiums, and for other purposes. S.824 - A bill to reauthorize the National Flood Insurance Program. H.R.2547 - To amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets and to extend capital loss carryovers for such companies from 5 years to 10 years. H.R.2567 - To amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. H.R.2822 - To extend the National Flood Insurance Program through December 31, 2026. H.R.3437 - To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. H.R.3664 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. H.R.3800 - To amend the National Flood Insurance Act of 1968 to prohibit the deferral of the issuance of letters of map revision based on the placement of fill or conditional letters of map revision based on the placement of fill, and for other purposes. H.R.2774 - To amend section 5 of the Flood Control Act of 1941 to impose a deadline for initiating the repair or restoration of project under such section, and for other purposes. H.R.3300 - To amend the Federal Water Pollution Control Act to clarify that a permit is not required under the National Pollutant Discharge Elimination System for a discharge resulting from the aerial application of certain products used for fire control and suppression, and for other purposes. S.1271 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 with respect to transitioning producers from the noninsured crop assistance program to the whole farm revenue insurance plan. S.2053 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S.2054 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. S.1437 - A bill to require the Administrator of the National Aeronautics and Space Administration to establish a program to identify, evaluate, acquire, and disseminate commercial Earth remote sensing data and imagery in order to satisfy the scientific, operational, and educational requirements of the Administration, and for other purposes. H.R.5574 - To extend the National Flood Insurance Program through November 21, 2025. H.R.5577 - NFIP Extension Act of 2026 H.R.5607 - Flood Insurance Transparency Act of 2025 H.R.5608 - To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. H.R.5500 - To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. H.R.5503 - To require the Federal Emergency Management Agency to establish a Territorial Disaster Recovery Program to continuously identify, monitor, and address factors and capability gaps that hinder the execution and completion of recovery activities relating to major disasters by eligible entities located in the territories of the United States. H.R.5504 - To amend the Internal Revenue Code of 1986 to allow for a credit against tax for certain flood insurance expenses. H.R.5229 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. H.R.4735 - Business of Insurance Regulatory Reform Act of 2025 H.R.4504 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. S.2931 - A bill to reauthorize the National Flood Insurance Program. S.2946 - A bill to reauthorize the National Flood Insurance Program. S.2349 - A bill to require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. S.2419 - Business of Insurance Regulatory Reform Act of 2025 H.R.5697 - To adjust the effective date of any adjustment based on Consumer Price Index to rail passenger liability cap that occurs during calendar year 2026. H.R.5848 - NFIP Retroactive Renewal and Reauthorization Act H.R.5961 - To increase the availability of flood insurance for agricultural structures, and for other purposes. H.R.5990 - To require the Secretary of Housing and Urban Development to establish a pilot program to provide grants to implementing organizations to administer a whole-home repairs program for eligible homeowners and eligible landlords, and for other purposes. H.R.6086 - To provide for funding from the Aviation Insurance Revolving Fund to continue certain Federal Aviation Administration activities in the event of a Government shutdown, and for other purposes. H.R.6155 - Federal Carjacking Enforcement Act H.R.6256 - To amend the Homeowner Flood Insurance Affordability Act of 2014 to address ecosystem restoration projects, and for other purposes. H.R.6274 - To establish a Natural Disaster Risk Reinsurance Program, and for other purposes. H.R.6560 - To amend the National Flood Insurance Act of 1968 to provide for the automatic contingent extension of the National Flood Insurance Program, and for other purposes. H.R.6620 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R.7130 - McCarran-Ferguson Restoration Act H.R.7246 - To establish the Climate Financial Risk Committee and Climate Financial Risk Advisory Committee on the Financial Stability Oversight Council. H.R.7355 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. H.R.7462 - To amend the Federal Crop Insurance Act to direct the Secretary of Agriculture to use certain data sets when determining eligibility related to indemnity payments under the Hurricane Insurance Protection-Wind Index endorsement, and for other purposes. H.R.7862 - To amend the National Flood Insurance Act of 1968 to limit the application of the Endangered Species Act with respect to certain actions under the national flood insurance program, and for other purposes. S.3711 - A bill to establish the Climate Financial Risk Committee and Climate Financial Risk Advisory Committee on the Financial Stability Oversight Council. S.3843 - A bill to amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. S.4088 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. S.4215 - A bill to amend the Federal Crop Insurance Act to reduce Federal spending on crop insurance, and for other purposes. Automotive Industry: H.R.568 - To provide funding to State and local law enforcement agencies to combat auto theft and stolen automobile trafficking, and for other purposes. H.R.1566 - To ensure consumers have access to data relating to motor vehicles of the consumers and critical repair information and tools for such motor vehicles, to provide such consumers with choices for the maintenance, service, and repair of such vehicles, and for other purposes. H.R.2788 - To amend title 23, United States Code, to provide for a national standard to prevent driving while intoxicated by requiring ignition interlocks for DWI offenders, and for other purposes. H.R.2819 - To prohibit the Administrator of the Federal Motor Carrier Safety Administration from issuing a rule or regulation requiring certain vehicles to be equipped with speed limiting devices, and for other purposes. H.R.3401 - To amend the Internal Revenue Code of 1986 to establish the retreaded tire credit, to require Federal agencies to consider the use of retreaded tires, and for other purposes. H.R.3360 - To direct the Secretary of Transportation to conduct a study on the effect of driver-controlled technology in motor vehicles with respect to severe traffic injuries and traffic fatalities, and for other purposes. H.R.3385 - To direct the Secretary of Transportation to issue certain regulations to update the definition of motorcycle, and for other purposes. H.R.3649 - To direct the Secretary of Transportation to issue rules enacting certain requirements relating to automatic emergency braking systems installed in new covered vehicles, and for other purposes. H.R.4117 - To amend the Clean Air Act to repeal the establishment of motor vehicle emission and fuel standards, and for other purposes. S.1474 - A bill to codify the PARTS program of the Department of Transportation, and for other purposes. H.R.1566 - REPAIR Act- To ensure consumers have access to data relating to motor vehicles of the consumers and critical repair information and tools for such motor vehicles, to provide such consumers with choices for the maintenance, service, and repair of such vehicles, and for other purposes. SENATE VERSION: S.1379 REPAIR Act H.R.5337 - To establish a national motor carrier safety selection standard for entities that contract with certain motor carriers to transport goods, and for other purposes. H.R.5221 - To prevent the theft of catalytic converters and other precious metal car parts, and for other purposes. H.R.4601 - To direct the Secretary of Transportation to issue certain regulations to amend certain regulations with respect to farm-related service industry restricted commercial driver's licenses, and for other purposes. S.2917 - A bill to prescribe a process to allow the Secretary of Transportation to make funding adjustments with respect to highway safety funding, and for other purposes. S.2238 - A bill to prevent the theft of catalytic converters and other precious metal car parts, and for other purposes. H.R.6233 - To amend title 49, United States Code, to modify provisions relating to commercial motor vehicle operator testing requirements, and for other purposes. H.R.6687 - To require manufacturers of motor vehicles to provide motor vehicle owners with access to and use of motor vehicle data of motor vehicles, and for other purposes. S.3494 - A bill to prevent manufacturers of covered vehicles from accessing, selling, or otherwise sharing covered data without consent of covered vehicle owners, to require manufacturers of covered vehicles to provide covered vehicle owners with access to, and control of, covered data, and for other purposes. S.3577 - A bill to provide funding to State and local law enforcement agencies to combat auto theft and stolen automobile trafficking, and for other purposes. S.2969 - A bill to amend title 54, United States Code, to provide that State law shall apply to the use of motor vehicles on roads within a System unit. H.R.6947 - To amend title 49, United States Code, to require each new motor vehicle to be equipped with a manual door release allowing timely exit regardless of failure of any electrical system, and for other purposes. H.R.6948 - To amend title 49, United States Code, to require each new electric and hybrid vehicle to be equipped with technology that allows the timely extinguishment of an electric vehicle battery fire, and for other purposes. H.R.7261 - Motor Carrier Safety Screening Modernization Act H.R.7353 - To amend title 49, United States Code, to require automatic emergency braking system and similar crash avoidance technology equipped light vehicles detect and respond in a wider range of circumstances, and for other purposes. H.R.7354/S.3775 - To reduce the incidence of death by underride by enhancing underride protection on trailers, semitrailers, and single unit trucks, which will result in more survivable truck crashes, to improve motor carrier, passenger motor vehicle, and Vulnerable Road User safety, and for other purposes. H.R.7377 - Know Before you Drive Act. H.R.7389 - Motor Vehicle Modernization Act of 2026 H.R.7390 - SELF DRIVE Act of 2026 H.R.7429 - To require the Federal Motor Carrier Safety Administration to implement a national employer notification service. H.R.7772 - To direct the Secretary of Transportation to revise the Federal Motor Vehicle Safety Standards to establish a maximum allowable brightness standard for low beam headlamps on motor vehicles, and for other purposes. H.R.7928 - Thermal Runaway Reduction Act of 2026 H.R.7929 - FLARE Act. S.4084 - A bill to require the Secretary of Transportation to establish a working group to review and establish guidance and best practices for responding to electric vehicle fires, and for other purposes. Financial Institutions/Investments/Securities: H.R.736 - To amend title 31, United States Code, to modify the deadline for filing beneficial ownership information reports for reporting companies formed or registered before January 1, 2024. H.R.807 - To direct the Secretary of the Treasury to submit a report on coordination in the public and private sectors in responding to ransomware attacks on financial institutions, and for other purposes. H.R.2331 - To enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes. H.R.2531 - To require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes. H.R.3230 - To increase the asset thresholds at which financial institutions become subject to certain requirements, and for other purposes. H.R.3289 - To establish a commission on fiscal responsibility and reform. H.R.3484 - To terminate unused authorities of the Securities and Exchange Commission that were established pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R.5689 - To require the Federal financial regulators to issue guidance encouraging financial institutions to work with consumers and businesses affected by a Federal Government shutdown, and for other purposes. H.R.6025 - To amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. S.3290 - Financial Services and General Government Appropriations Act, 2026 S.3578 - A bill to amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes. Telecommunications: S.245 - A bill to require the Assistant Secretary of Commerce for Communications and Information to establish a working group on cyber insurance, to require dissemination of informative resources for issuers and customers of cyber insurance, and for other purposes. S.2049 - A bill to amend the National Telecommunications and Information Administration Organization Act to establish the Office of Policy Development and Cybersecurity, and for other purposes. H.R.3434 - To provide for certain requirements relating to cloud, data infrastructure, and foundation model procurement. H.R.3435 - To require the National Cyber Director to submit to Congress a plan to establish an institute within the Federal Government to serve as a centralized resource and training center for Federal cyber workforce development. H.R.4146 - To limit the use of data from automatic dependent surveillance-broadcast systems, and for other purposes. S.1829 - A bill to combat the sexual exploitation of children by supporting victims and promoting accountability and transparency by the tech industry. S.2480 - Telecom Cybersecurity Transparency Act H.R.6291 - Children and Teens Online Privacy Protection Act S.3570 - A bill to establish duties for online service providers with respect to end user data that such providers collect and use. Trade (domestic/foreign): H.R.139 - To make daylight savings time permanent, and for other purposes. S.29 - A bill to make daylight saving time permanent, and for other purposes. H.R.300 - To allow States to elect to observe daylight savings time for the duration of the year, and for other purposes. H.R.1630 - To allow States to elect to observe year-round daylight saving time, and for other purposes. Torts: H.R.257 - To amend the Securities Exchange Act of 1934 to prohibit the Securities and Exchange Commission from requiring an issuer to make climate-related disclosures that are not material to investors, and for other purposes. (Stephanie Bice, R-OK-5) H.R.274 - To provide for the sunset of rules upheld based on Chevron deference. H.R.1109 - To amend title 28, United States Code, to provide for transparency and oversight of third-party beneficiaries in civil actions. H.R.2795 - To amend title 28, United States Code, to prohibit the issuance of nationwide injunctions from single-judge divisions of U.S. District Courts. H.R.2662 - Staged Accident Fraud Prevention Act of 2025 H.R.2675 - Protecting Our Courts from Foreign Manipulation Act of 2025 H.R.3548 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. H.R.5268 - To amend title 28, United States Code, to provide for Federal district court jurisdiction for highway accident actions against interstate motor carriers. H.R.4846 - Reinstating Orderly Access for Drivers Act S.2367 - A bill to establish a Federal tort relating to the appropriation, use, collection, processing, sale, or other exploitation of individuals' data without express, prior consent. S.2227 - Strengthening Prosecution Integrity for Espionage Statutes Act S.3180 - Protecting Our Courts from Foreign Manipulation Act of 2025 S.3605 - A bill to amend the Internal Revenue Code of 1986 to allow a portion of general business credit carryforwards to be transferred by certain taxpayers affected by federally declared disasters and other incidents. S.3826 - A bill to amend title 28, United States Code, to increase transparency and oversight of third-party litigation funding in certain actions, and for other purposes. H.R.7015 - Protecting TPLF From Abuse Act H.R.7934 - Settlement Agreement Information Database Act of 2026 Banking: S.940 - A bill to require certain entities to submit to Congress information on the Basel Committee on Bank Supervision, and for other purposes. S.1471 - A bill to require the Board of Governors of the Federal Reserve System, in consultation with the heads of other relevant Federal agencies, to develop and conduct financial risk analyses relating to climate change, and for other purposes. Science/Technology: H.R.1734 - To establish the Task Force on Artificial Intelligence in the Financial Services Sector to report to Congress on issues related to artificial intelligence in the financial services sector, and for other purposes. H.R.3775 - To amend the Artificial Intelligence Training for the Acquisition Workforce Act to expand AI training within the executive branch of the Federal Government, and for other purposes. S.1269 - A bill to promote United States leadership in technical standards by directing the National Institute of Standards and Technology and the Department of State to take certain actions to encourage and enable United States participation in developing standards and specifications for artificial intelligence and other critical and emerging technologies, and for other purposes. S.1290 - A bill to expand the functions of the National Institute of Standards and Technology to include workforce frameworks for critical and emerging technologies, to require the Director of the National Institute of Standards and Technology to develop an artificial intelligence workforce framework, and periodically review and update the NICE Workforce Framework for Cybersecurity, and for other purposes. H.R.2770 - To direct the use of artificial intelligence by National Oceanic and Atmospheric Administration to adapt to extreme weather, and for other purposes. H.R.3460 - To prohibit employment discrimination against whistleblowers reporting AI security vulnerabilities or AI violations, and for other purposes. H.R.4142 - To protect the United States Government from foreign adversary AI and for other purposes. S.1798 - Autonomous Vehicle Acceleration Act of 2025 S.1378 - A bill to enhance the use by the National Oceanic and Atmospheric Administration of artificial intelligence for weather forecasting, and for other purposes. S.1638 - A bill to protect the United States from artificial intelligence applications based in or affiliated with countries of concern, and for other purposes. S.2177 - A bill to protect the United States Government from foreign adversary AI and for other purposes. H.R.5388 - To provide a national framework to sustain American leadership in artificial intelligence, to require an actionable Federal plan aligned to that policy, and to establish a temporary moratorium preempting certain State laws that restrict artificial intelligence models and systems engaged in interstate commerce. H.R.5227 - To conduct a study on the impact of artificial intelligence and data center site growth on energy supply resources in the United States, and for other purposes. S.2937 - A bill to establish legal standards for advanced artificial intelligence products. S.2750 - A bill to require the Director of the Office of Science and Technology Policy to establish a Federal regulatory sandbox program for artificial intelligence, and for other purposes. S.2528 - A bill to establish AI Innovation Labs that permit certain persons to experiment with artificial intelligence without expectation of enforcement actions. H.R.5784 - AI-WISE Act H.R.5885 - GAIN AI Act of 2025 H.R.6304 - To codify a national strategy for artificial intelligence that promotes American leadership, removes regulatory barriers, and ensures data are free from security risks and ideological bias, and for other purposes. H.R.6875 - AI OVERWATCH Act S.3108 - A bill to require reports regarding artificial intelligence-related job impacts, and for other purposes. S.3339 - A bill to better forecast and plan for the impact of artificial intelligence on the workforce of the United States, to provide data to improve training programs for in-demand industry sectors and occupations, and for other purposes. S.3354 - A bill to amend the Communications Act of 1934 to require disclosures with respect to robocalls using artificial intelligence and to provide for enhanced penalties for certain violations involving artificial intelligence voice or text message impersonation, and for other purposes. S.3557 - A bill to prohibit the use of Federal funds to implement the Executive order entitled "Ensuring a National Policy Framework for Artificial Intelligence". H.R.8037 - Protect American AI Act of 2026 H.R.8094 - To direct the Federal Trade Commission to establish requirements for making information available to the public about the training data and algorithms used in artificial intelligence foundation models, and for other purposes. ( S.3957 - A bill to support National Science Foundation education and professional development relating to artificial intelligence S.4069 - A bill to direct the Director of the National Institute of Standards and Technology to establish definitions, standards, resources, and frameworks to ensure certain biological datasets are ready for use in artificial intelligence models, and for other purposes. Transportation: S.191 - A bill to require the Secretary of Transportation to modify certain regulations relating to the requirements for commercial driver's license testing and commercial learner's permit holders, and for other purposes. S.415 - A bill to establish the position of National Roadway Safety Advocate within the Department of Transportation. H.R.2011 - To amend title 23, United States Code, with respect to the highway safety improvement program, and for other purposes. S.944 - A bill to amend title 23, United States Code, with respect to the highway safety improvement program, and for other purposes. H.R.2348 - To direct the Secretary of Transportation to produce and distribute a national public safety messaging campaign, and for other purposes. H.R.3608 - To amend title 49, United States Code, with respect to the requirement to test drivers of commercial motor vehicles for English proficiency, and for other purposes. H.R.3623 - To amend title 49, United States Code, to prohibit the transportation of horses in interstate transportation in a motor vehicle containing 2 or more levels stacked on top of one another, and for other purposes. S.1401 - A bill to amend title 18, United States Code, to provide a certification process for the issuance of nondisclosure requirements accompanying certain administrative subpoenas, to provide for judicial review of such nondisclosure requirements, and for other purposes. S.1733 - A bill to amend title 23, United States Code, to provide for increased transferability of Federal-aid highway funds. S.2114 - A bill to amend title 49, United States Code, to modify provisions relating to commercial motor vehicle operator testing requirements, and for other purposes. S.2115 - A bill to amend title 18, United States Code, to establish a criminal penalty for interfering with commerce by blocking public roads. H.R.3972 - To authorize funding for electric vehicle charging infrastructure programs to be used for other highway projects, and for other purposes. H.R.4552 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2026 S.2788 - A bill to prohibit the Secretary of Transportation from establishing new performance measures or regulatory or program requirements relating to highway safety grant programs, to require the Secretary of Transportation to ease certain requirements relating to those programs, and for other purposes. S.2465 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2026 H.R.5670 - To amend title 49, United States Code, with respect to commercial driver's license requirements, and for other purposes. H.R.5933 - To direct the Secretary of Transportation to carry out a grant program to improve highway safety. H.R.6688 - To require the National Highway Traffic Safety Administration to establish guidelines for advanced driver assistance systems calibration, modifications, and tolerances, and for other purposes. H.R.6702 - To require the National Highway Traffic Safety Administration to conduct a study and develop a public education program on micromobility technologies, high speed personal transportation devices, and certain road users, and for other purposes. H.R.6704 - To direct the Secretary of Transportation to establish a competition to accelerate vehicle integration of passive, anti-drunk driving technology, with a cash prize awarded to an entity that demonstrates technology that is ready for integration into passenger motor vehicles, and for other purposes. H.R.6850 - To amend title 49, United States Code, to require manufacture, sale, or import of a minimum number of motor vehicles that met certain standards for drunk and impaired driving prevention, and for other purposes. S.3572 - A bill to amend title 23, United States Code, to allow recipients of certain grants to improve highway safety efforts through the integration of predictive data analytics, telematics, and other advanced technologies, and for other purposes. Agriculture: H.R.204 - To require that the Secretary of Agriculture and the Secretary of the Interior submit accurate reports regarding hazardous fuels reduction activities, and for other purposes. H.R.471 - Fix Our Forests Ac/SENATE VERSION: S.1462 - Fix Our Forests Act S.350 - A bill to direct the Secretary of Agriculture to select and implement landscape-scale forest restoration projects, to assist communities in increasing their resilience to wildfire, and for other purposes. S.1669 - A bill to improve drought-related disaster assistance programs of the Department of Agriculture, and for other purposes. H.R.4046 - Cybersecurity in Agriculture Act of 2025 H.R.5710 - To suspend certain payment limitations relating to agricultural risk coverage and price loss coverage for crop year 2025 and to make advance partial payments under such coverages for such crop year. H.R.5716 - To provide for the continuation of agricultural disaster assistance programs in the event of a Government shutdown. S.3140 - A bill to modify Department of Agriculture programs to improve flood protection and infrastructure resiliency, and for other purposes. S.3552 - A bill to amend the Motor Carrier Safety Improvement Act of 1999 to modify certain agricultural exemptions for hours of service requirements, and for other purposes. Taxation/Internal Revenue Code: S.336 - A bill to amend the Internal Revenue Code of 1986 to exclude from gross income amounts received from State-based catastrophe loss mitigation programs. S.796 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. H.R.948 - To amend the Internal Revenue Code of 1986 to provide a refundable credit against tax for wildfire mitigation expenditures. H.R.3512 - To amend the Internal Revenue Code of 1986 to establish a tax on income from litigation which is received by third-party entities that provided financing for such litigation. S.1821 - A bill to amend the Internal Revenue Code of 1986 to establish a tax on income from litigation which is received by third-party entities that provided financing for such litigation. H.R.3975 - To amend the Internal Revenue Code of 1986 to provide a lookback rule in the case of certain federally declared disasters for amounts related to earned income for purposes of determining certain tax credits. S.1940 - A bill to amend the Internal Revenue Code of 1986 to provide for Residential Emergency Asset-accumulation Deferred Taxation Yield (READY) accounts. H.R.1 - One Big Beautiful Bill Act -To provide for reconciliation pursuant to title II of H. Con. Res. 14. under tax. S.35 - A bill to amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. H.R.440 - To amend the Internal Revenue Code of 1986 to provide for Residential Emergency Asset-accumulation Deferred Taxation Yield (READY) accounts. H.R.5225 - To amend the Internal Revenue Code of 1986 to exclude qualified wildfire relief payments from gross income, and for other purposes. H.R.4861 - Working Waterfront Disaster Mitigation Tax Credit Act S.3432 - A bill to amend the Internal Revenue Code of 1986 to allow disaster-affected taxpayers to use preceding taxable year earned income to determine eligibility for the earned income credit and the refundable portion of the child tax credit. S.3497 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for disaster mitigation expenditures. H.R.7825 - To amend the Internal Revenue Code of 1986 to exclude qualified wildfire relief payments from gross income, and for other purposes. Consumer Issues/Safety/Products: H.R.2890 - To amend the Consumer Financial Protection Act of 2010 to direct the Office of Community Affairs to identify causes leading to, and solutions for, under-banked, un-banked, and underserved consumers, and for other purposes. H.R.3445 - To amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent agency led by a commission, and for other purposes. H.R.3704 - To reduce the health risks of heat by establishing the National Integrated Heat Health Information System within the National Oceanic and Atmospheric Administration and the National Integrated Heat Health Information System Interagency Committee to improve extreme heat preparedness, planning, and response, and for other purposes. H.R.4844 - To establish an occupational safety and health standard to protect farmworkers from wildfire smoke and excessive heat, and for other purposes. S.2429 - A bill to amend the Consumer Financial Protection Act of 2010 to ensure the Bureau of Consumer Financial Protection retains adequate resources to ensure fair, transparent, and competitive markets for financial products and services for consumers and to provide for whistleblower incentives and protection. S.3061 - A bill to require the Inspector General of the Department of Housing and Urban Development to testify before the Congress annually, and for other purposes.

Reported lobbying issue

Insurance: Various issues related to the Federal Insurance Office (FIO). Issues related to the extension of the Terrorism Risk Insurance Program. Issues related to international capital standards and covered agreements. Issues related to/impacting cyber insurance coverage, ransomware and incident reporting. Issues related to Privacy legislation. Issues related to various Surety & Fidelity Bond requirements. Issues related to risk mitigation and resiliency. Issues related to insurance coverage for various natural catastophes. Issues related to the National Flood Insurance Program (NFIP). Issues related to cannabis safe harbor for insurers. S. 570 / H.R. 1285 - Water Infrastructure Subcontractor and Taxpayer Protection Act. Issues related to Artificial Intelligence. H.R.7130 - McCarran-Ferguson Restoration Act S.1544/H.R.3437 - Insurance Data Protection Act Taxation/Internal Revenue Code: Issues related to international tax proposals. Issues related to third party litigation funding and lawsuit lending. Issues related to U.S. engagement in OECD tax initiatives. Issues related to TCJA extension & various corporate and insurance related tax provisions. S.1821/H.R.3512 - Tackling Predatory Litigation Funding Act. Trade (domestic/foreign): Issues related to Mexico's VAT. Issues related to the implementation and review of the U.S.-Mexico-Canada Agreement. Discussions on China-related legislation. Issues related to digital trade, data flows and Artificial Intelligence. Issues related to Sanctions. Issues related to Investment. Issues related to U.S.-Swiss Tax treaty. Issues related to U.S. tariffs and trade negotiations. Torts: Various issues related to transparency in asbestos bankruptcy trusts. Various tort reform and liability related issues. Issues surrounding arbitration clauses in contracts. Issues related to third party litigation funding and lawsuit lending. S. 706 / H.R. 1530 - Ensuring Justice for Victims of Terrorism Act. H.R. 2675 - Protecting our Courts from Foreign Manipulation Act of 2025. H.R.1109 - Litigation Transparency Act

Reported lobbying issue

Financial Institutions/Investments/Securities: HR2441 Improving Disclosure for Investors Act of 2025. This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. HR1013, S424 Retirement Fairness for Charities and Educational Institutions Act: Summary is in progress. To amend the Federal securities laws to enhance403(b) plans, and for other purposes. HR2441 Improving Disclosure for Investors Act 2025. To provide for the electronic delivery of certain regulatory document required under the securities laws. H.R. TBD Updating Americas Financial Privacy Framework for the 21st Century. a bill to make improvements to title V of the Gramm-Leach-Bliley Act, and for other purposes. H.R. 4801, the Unleashing AI Innovation in Financial Services. To establish AI Innovation Labs that permit certain persons to experiment with artificial intelligence without expectation of enforcement actions. Taxation/Internal Revenue Code: HR2547, S1335 Secure Family Futures Act Summary is in progress. To amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets. HR996, S400 Paid Family and Medical Leave Tax Credit Extension and Enhancement Act: This bill modifies the employer tax credit for paid family and medical leave. Specifically, the bill (1) makes such credit permanent, (2) allows the credit in states or localities that either mandate or do not mandate paid family and medical leave, (3) allows employers to claim the credit for a portion of their paid family leave insurance premiums, (4) reduces the minimum employment period eligibility requirement, and (5) requires the Small Business Administration and the Internal Revenue Service to conduct targeted outreach to employers and other relevant parties regarding the availability and requirements of the credit. H.R.1/ SA 2360 - One Big Beautiful Bill Act- This bill reduces taxes, reduces or increases spending for various federal programs, increases the statutory debt limit, and otherwise addresses agencies and programs throughout the federal government. Insurance: HR1397 Increasing Access to Dental Insurance Act: Summary is in progress. To allow additional individuals to enroll in standalone dental plans offered through Federal Exchanges. HR 643 Federal Insurance Office Elimination Act. To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. S1164 Expand Dental Coverage on Federal Exchanges. A bill to allow additional individuals to enroll in standalone dental plans offered through Federal Exchanges. H.R.3089 - More Paid Leave for More Americans Act - to direct the Secretary of Labor to carry out a grant program to award grants to States to carry out a paid family leave program, to establish the Interstate Paid Leave Action Network, and for other purposes. H.R.3090- I-PLAN Act of 2025 - To establish the Interstate Paid Leave Action Network to provide support and incentives for the development and adoption of an interstate agreement that facilitates streamlined benefit delivery, reduced administrative burden, and coordination and harmonization of State paid family and medical leave programs to benefit employees, States, and employers. H.R.3437 / S.1544- Insurance Data protection Act- A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. H.R.7130 - McCarran-Ferguson Restoration Act. To eliminate the Federal Insurance Office of the Department of the Treasury and to establish a United States Insurance Representative within the Department of the Treasury, and for other purposes. H.R.7128 - TRIA Program Reauthorization Act of 2026. To extend the Terrorism Risk Insurance Program. Retirement: S.1831 - Auto Reenroll Act - This bill allows plan sponsors to automatically reenroll non-participating employees into their employer-sponsored retirement plans at least once every three years. S.1707 - Helping Young Americans Save Act - This bill lowers the age required for retirement plan eligibility to 18 (from 21). S.1728 - Employee Ownership Representation Act - This bill adds two representatives of ESOP organizations to the ERISA Advisory Council. S.1645 - American Ownership and Resilience Act - This bill proposes a new zero-subsidy investment facility within Commerce to provide loan guarantees for private investment funds focused on supporting employee ownership transitions at small and mid-size businesses. S.1840 - Retirement Investment in Small Employers Act - This bill would raise the minimum tax credit that small businesses with fewer than 10 employees can receive when establishing a retirement plan from a minimum threshold of $500 to $2,500. S.2210- Unlocking Benefits for Independent Workers Act - This bill would create a safe harbor under federal law for companies that would like to voluntarily provide access to benefits to contractors. S.2217 - Independent Retirement Fairness Act - This bill would permit contractors to participate in retirement benefit plans like a single pension IRA and pooled employer plans, while insulating companies from being treated as an employer. H.R.2696 / S.1526 - Retirement Savings for Americans Act - This bill would create a federally-run defined contribution plan for private sector workers who lack access to or are ineligible for a workplace retirement plan from their employers. H.R.2988 - Protecting Prudent Investment of Retirement Savings Act - This bill requires retirement plan fiduciaries to prioritize maximizing returns rather than political or social impact via environmental, social, and governance factors. S. TBD- Leveraging Investment and Broadened Employee Retirement Today Act (LIBERTY Act): This bill amends the Employee Retirement Income Security Act of 1974 to clarify the fiduciary duties regarding asset classes. HR 5325 Unclaimed Retirement Rescue Plan. To direct the Secretary of Labor to promulgate a regulation allowing administrators of certain pension plans to voluntarily transfer unclaimed retirement distributions to State unclaimed property programs. Summary is in progress. S2359 SAFE HIRE Act. To require certification of employment eligibility compliance in annual reporting of certain securities issuers, and for other purposes. Summary is in progress. S1727 Employee Ownership Fairness Plan. To amend the Employee Retirement Income Security Act of 1974 to permit employee stock ownership plan participants to benefit from the full amount of beneficial ownership that can be accrued in the plan while also fully realizing the benefits of saving for retirement in a defined contribution plan. Summary in progress. S2458 Employee Ownership Financing Act. To require the Secretary of Labor to establish the Office of Employee Ownership to carry out the Employee Ownership Initiative and establish and carry out the Employee Ownership Loan Program, and for other purposes. Summary in progress. S2403 Retire Through Ownership Act. To amend the Employee Retirement Income Security Act of 1974 to provide a clear definition of adequate consideration for certain closely held stock, and for other purposes. Summary in progress. S2335 Pensions for All Act. This bill requires every employer to provide to their employees a retirement program with benefits equivalent to the Federal Employees Retirement System or to elect for their employees to participate in the Federal Employees Retirement System, and for other purposes, require employers of all sizes and self-employed individuals to sponsor a DB plan. HR6324 Retirement Simplification and Clarity Act. This bill permits in-service plan distribution at age 50 or older for purpose of purchasing an individual retirement annuity. HR6757 Rollover Contributions from Roth IRAs to Designated Roth Accounts Act. This bill allows transfers from Roth IRAs to designated employer-sponsored Roth DC plan accounts. Economics/Economic Development: S. 2495 - The Keep Call Centers in America Act: This bill aims to keep call center jobs in the U.S. by requiring the Secretary of Labor to list employers who relocate call centers overseas, making them ineligible for federal grants and loans. S. TBD - The Halting International Relocation of Employment Act (Hire Act): This bill discourages US companies from outsourcing jobs by imposing a 25% tax on "outsourcing payments"-payments for foreign labor or services that benefit US consumers. Housing: H.R.6644 - 21st Century ROAD to Housing Act / S.2651 - ROAD to Housing Act of 2025. This bill revises federal housing programs, including by expanding available financing for affordable housing and providing grants for planning and community development activities.