H.R. 10015119th CongressReferred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, the Judiciary, Armed Services, Veterans' Affairs, Foreign Affairs, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Great American Healthcare Act

Introduced: Aug 3, 2026

Latest action: Aug 3, 2026

Latest Action

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, the Judiciary, Armed Services, Veterans' Affairs, Foreign Affairs, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Congress.gov Bill Record ↗Official Bill Text ↗

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Plain-English AI Summary

What this bill means

Generated from the official bill text to make the legislation easier to understand.

Summary Ready

What this bill does

The Great American Healthcare Act (H.R. 10015) modifies rules governing Health Savings Accounts (HSAs) and sets requirements for healthcare data exchange and transparency. Specifically, it establishes higher contribution limits for HSAs under the "Health Savings Accounts for All Act of 2026" and mandates that group health plans handling claim data follow federal privacy standards.

Who it affects

* **Individuals with HSAs:** Account holders who contribute to Health Savings Accounts. * **Group Health Plans:** Employers or health plan administrators that receive or handle patient claim data.

What would change

* **HSA Access:** Contribution limits for Health Savings Accounts would be increased, allowing account holders to set aside more money. * **Privacy Protections:** Group health plans that receive healthcare claim data are explicitly required to comply with Health Insurance Portability and Accountability Act (HIPAA) privacy and security regulations.

Money or funding

The bill authorizes higher contribution limits for Health Savings Accounts. Specific dollar amounts, federal funding allocations, fees, or tax revenue impacts are not detailed in the provided text.

Important exceptions or limits

* **Privacy Mandates:** Group health plans receiving claim data have no exception from standard privacy laws; they must comply with HIPAA security and privacy standards. * **Unclear Details:** Specific rules, deadlines, exception criteria, and exact contribution caps for the HSA expansion are omitted in the provided summary text.

Plain-English bottom line

This bill raises the maximum amount people can contribute to Health Savings Accounts and requires group health plans that handle claim data to protect that information under federal HIPAA privacy rules.

This summary was generated by AI from the official bill text. It is intended to make legislation easier to understand and does not replace the original legal language.

AI model: gemini-3.6-flashUpdated: Oct 18, 2026Review official bill text ↗