Constituent Services Impacts of Federal Workforce Firings Act

Reported lobbying issue

Financial Institutions/Investments/Securities: Legislative proposal (Luetkemeyer) relating to access to banking services for financial services providers. Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday, auto title lending, and regulatory process. Legislation relating to federal regulation of interest rates on financial products, including: H.J.Res.122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans", S.J.Res.56 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans". Legislative proposals H.R. 3299 Protecting Consumer's Access to Credit Act of 2017" and H.R. 4439 "Modernizing Credit Opportunities Act. Amendment to the House of Representatives National Defense Authorization Act expanding the application of the Consumer Financial Protection Bureau's "Payday, Vehicle Title, and Certain High-Cost Installment Loans"; and S 1230 "Protecting Consumers from Unreasonable Credit Rates Act of 2019." Implementation of CARES Act (PL 116-136), provisions relating to the payroll protection program. HR 5050 - "Veterans and Consumers Fair Credit Act," provisions relating to federal regulation of interest rates on financial products. Legislative proposal H.R. 4128 (Payne) "Payment Choice Act of 2023", to ensure that U.S. currency is treated as legal tender to be accepted as payment for purchases of goods and services. Legislative proposal H.R. 7428 (Steil) "Earned Wage Access Consumer Protection Act", to regulate the business of offering and providing earned wage access services to consumers, and for other purposes. Legislative proposal H.R. 10036 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2024", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Legislative proposal H.R. 1653 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2025", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Geographic Targeting Order (GTO) issued by the Financial Crimes Enforcement Network (FinCEN) ordering Money Services Businesses (MSBs) in border zip codes in TX and CA to file Currency Transaction Reports (CTRs) at $200 level. Section 70604 of H.R. 1 (One Big Beautiful Bill Act) imposing a tax on all individual cross-border electronic remittance transactions.

Reported lobbying issue

Financial Institutions/Investments/Securities: Legislative proposal (Luetkemeyer) relating to access to banking services for financial services providers. Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday, auto title lending, and regulatory process. Legislation relating to federal regulation of interest rates on financial products, including: H.J.Res.122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans", S.J.Res.56 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans". Legislative proposals H.R. 3299 Protecting Consumer's Access to Credit Act of 2017" and H.R. 4439 "Modernizing Credit Opportunities Act. Amendment to the House of Representatives National Defense Authorization Act expanding the application of the Consumer Financial Protection Bureau's "Payday, Vehicle Title, and Certain High-Cost Installment Loans"; and S 1230 "Protecting Consumers from Unreasonable Credit Rates Act of 2019." Implementation of CARES Act (PL 116-136), provisions relating to the payroll protection program. HR 5050 - "Veterans and Consumers Fair Credit Act," provisions relating to federal regulation of interest rates on financial products. Legislative proposal H.R. 4128 (Payne) "Payment Choice Act of 2023", to ensure that U.S. currency is treated as legal tender to be accepted as payment for purchases of goods and services. Legislative proposal H.R. 7428 (Steil) "Earned Wage Access Consumer Protection Act", to regulate the business of offering and providing earned wage access services to consumers, and for other purposes. Legislative proposal H.R. 10036 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2024", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Legislative proposal H.R. 1653 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2025", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Geographic Targeting Order (GTO) issued by the Financial Crimes Enforcement Network (FinCEN) ordering Money Services Businesses (MSBs) in border zip codes in TX and CA to file Currency Transaction Reports (CTRs) at $200 level. Section 70604 of H.R. 1 (One Big Beautiful Bill Act) imposing a tax on all individual cross-border electronic remittance transactions.

Reported lobbying issue

Financial Institutions/Investments/Securities: Legislative proposal (Luetkemeyer) relating to access to banking services for financial services providers. Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday, auto title lending, and regulatory process. Legislation relating to federal regulation of interest rates on financial products, including: H.J.Res.122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans", S.J.Res.56 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans". Legislative proposals H.R. 3299 Protecting Consumer's Access to Credit Act of 2017" and H.R. 4439 "Modernizing Credit Opportunities Act. Amendment to the House of Representatives National Defense Authorization Act expanding the application of the Consumer Financial Protection Bureau's "Payday, Vehicle Title, and Certain High-Cost Installment Loans"; and S 1230 "Protecting Consumers from Unreasonable Credit Rates Act of 2019." Implementation of CARES Act (PL 116-136), provisions relating to the payroll protection program. HR 5050 - "Veterans and Consumers Fair Credit Act," provisions relating to federal regulation of interest rates on financial products. Legislative proposal H.R. 4128 (Payne) "Payment Choice Act of 2023", to ensure that U.S. currency is treated as legal tender to be accepted as payment for purchases of goods and services. Legislative proposal H.R. 7428 (Steil) "Earned Wage Access Consumer Protection Act", to regulate the business of offering and providing earned wage access services to consumers, and for other purposes. Legislative proposal H.R. 10036 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2024", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Legislative proposal H.R. 1653 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2025", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Geographic Targeting Order (GTO) issued by the Financial Crimes Enforcement Network (FinCEN) ordering Money Services Businesses (MSBs) in border zip codes in TX and CA to file Currency Transaction Reports (CTRs) at $200 level. Section 70604 of H.R. 1 (One Big Beautiful Bill Act) imposing a tax on all individual cross-border electronic remittance transactions.

Reported lobbying issue

Financial Institutions/Investments/Securities: Legislative proposal (Luetkemeyer) relating to access to banking services for financial services providers. Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday, auto title lending, and regulatory process. Legislation relating to federal regulation of interest rates on financial products, including: H.J.Res.122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans", S.J.Res.56 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans". Legislative proposals H.R. 3299 Protecting Consumer's Access to Credit Act of 2017" and H.R. 4439 "Modernizing Credit Opportunities Act. Amendment to the House of Representatives National Defense Authorization Act expanding the application of the Consumer Financial Protection Bureau's "Payday, Vehicle Title, and Certain High-Cost Installment Loans"; and S 1230 "Protecting Consumers from Unreasonable Credit Rates Act of 2019." Implementation of CARES Act (PL 116-136), provisions relating to the payroll protection program. HR 5050 - "Veterans and Consumers Fair Credit Act," provisions relating to federal regulation of interest rates on financial products. Legislative proposal H.R. 4128 (Payne) "Payment Choice Act of 2023", to ensure that U.S. currency is treated as legal tender to be accepted as payment for purchases of goods and services. Legislative proposal H.R. 7428 (Steil) "Earned Wage Access Consumer Protection Act", to regulate the business of offering and providing earned wage access services to consumers, and for other purposes. Legislative proposal H.R. 10036 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2024", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Legislative proposal H.R. 1653 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2025", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Geographic Targeting Order (GTO) issued by the Financial Crimes Enforcement Network (FinCEN) ordering Money Services Businesses (MSBs) in border zip codes in TX and CA to file Currency Transaction Reports (CTRs) at $200 level. Section 70604 of H.R. 1 (One Big Beautiful Bill Act) imposing a tax on all individual cross-border electronic remittance transactions.

Reported lobbying issue

Financial Institutions/Investments/Securities: Legislative proposal (Luetkemeyer) relating to access to banking services for financial services providers. Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday, auto title lending, and regulatory process. Legislation relating to federal regulation of interest rates on financial products, including: H.J.Res.122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans", S.J.Res.56 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans". Legislative proposals H.R. 3299 Protecting Consumer's Access to Credit Act of 2017" and H.R. 4439 "Modernizing Credit Opportunities Act. Amendment to the House of Representatives National Defense Authorization Act expanding the application of the Consumer Financial Protection Bureau's "Payday, Vehicle Title, and Certain High-Cost Installment Loans"; and S 1230 "Protecting Consumers from Unreasonable Credit Rates Act of 2019." Implementation of CARES Act (PL 116-136), provisions relating to the payroll protection program. HR 5050 - "Veterans and Consumers Fair Credit Act," provisions relating to federal regulation of interest rates on financial products. Legislative proposal H.R. 4128 (Payne) "Payment Choice Act of 2023", to ensure that U.S. currency is treated as legal tender to be accepted as payment for purchases of goods and services. Legislative proposal H.R. 7428 (Steil) "Earned Wage Access Consumer Protection Act", to regulate the business of offering and providing earned wage access services to consumers, and for other purposes. Legislative proposal H.R. 10036 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2024", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Legislative proposal H.R. 1653 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2025", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Geographic Targeting Order (GTO) issued by the Financial Crimes Enforcement Network (FinCEN) ordering Money Services Businesses (MSBs) in border zip codes in TX and CA to file Currency Transaction Reports (CTRs) at $200 level. Section 70604 of H.R. 1 (One Big Beautiful Bill Act) imposing a tax on all individual cross-border electronic remittance transactions.

Reported lobbying issue

Financial Institutions/Investments/Securities: Legislative proposal (Luetkemeyer) relating to access to banking services for financial services providers. Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday, auto title lending, and regulatory process. Legislation relating to federal regulation of interest rates on financial products, including: H.J.Res.122 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans", S.J.Res.56 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans". Legislative proposals H.R. 3299 Protecting Consumer's Access to Credit Act of 2017" and H.R. 4439 "Modernizing Credit Opportunities Act. Amendment to the House of Representatives National Defense Authorization Act expanding the application of the Consumer Financial Protection Bureau's "Payday, Vehicle Title, and Certain High-Cost Installment Loans"; and S 1230 "Protecting Consumers from Unreasonable Credit Rates Act of 2019." Implementation of CARES Act (PL 116-136), provisions relating to the payroll protection program. HR 5050 - "Veterans and Consumers Fair Credit Act," provisions relating to federal regulation of interest rates on financial products. Legislative proposal H.R. 4128 (Payne) "Payment Choice Act of 2023", to ensure that U.S. currency is treated as legal tender to be accepted as payment for purchases of goods and services. Legislative proposal H.R. 7428 (Steil) "Earned Wage Access Consumer Protection Act", to regulate the business of offering and providing earned wage access services to consumers, and for other purposes. Legislative proposal H.R. 10036 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2024", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Legislative proposal H.R. 1653 (Barr/Gonzalez) "Civil Investigative Demand Reform Act of 2025", to reform the process and procedure for issuance and prosecution of Civil Investigative Demands by the Consumer Financial Protection Bureau, and for other purposes. Geographic Targeting Order (GTO) issued by the Financial Crimes Enforcement Network (FinCEN) ordering Money Services Businesses (MSBs) in border zip codes in TX and CA to file Currency Transaction Reports (CTRs) at $200 level.