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House Roll Call 271PassedJul 21, 2026

On Passage

Passed

H.R. 6955 — Main Street Capital Access Act
270
Yea / Aye
155
Nay / No
1
Present
5
Not Voting
431
Total

Party Breakdown

How members of each party voted on this roll call.

Republican

218 members

Yea / Aye213 (98%)
Nay / No1 (0%)
Not Voting4 (2%)

Democrat

212 members

Yea / Aye56 (26%)
Nay / No154 (73%)
Present1 (0%)
Not Voting1 (0%)

Independent

1 members

Yea / Aye1 (100%)
Nay / No0 (0%)

Yea / Aye

Members who voted in favor.

270 members
Robert B. Aderholt

Robert B. Aderholt

Republican • Alabama

District 4

Yea
Mark E. Amodei

Mark E. Amodei

Republican • Nevada

District 2

Yea
Rick W. Allen

Rick W. Allen

Republican • Georgia

District 12

Yea
Jodey C. Arrington

Jodey C. Arrington

Republican • Texas

District 19

Yea
Mark Alford

Mark Alford

Republican • Missouri

District 4

Yea
Cliff Bentz

Cliff Bentz

Republican • Oregon

District 2

Yea
Stephanie I. Bice

Stephanie I. Bice

Republican • Oklahoma

District 5

Yea
Lauren Boebert

Lauren Boebert

Republican • Colorado

District 4

Yea
Gus M. Bilirakis

Gus M. Bilirakis

Republican • Florida

District 12

Yea
Vern Buchanan

Vern Buchanan

Republican • Florida

District 16

Yea
Andy Barr

Andy Barr

Republican • Kentucky

District 6

Yea
Ami Bera

Ami Bera

Democrat • California

District 6

Yea
Brian Babin

Brian Babin

Republican • Texas

District 36

Yea
Mike Bost

Mike Bost

Republican • Illinois

District 12

Yea
Brendan F. Boyle

Brendan F. Boyle

Democrat • Pennsylvania

District 2

Yea
Don Bacon

Don Bacon

Republican • Nebraska

District 2

Yea
Jack Bergman

Jack Bergman

Republican • Michigan

District 1

Yea
Troy Balderson

Troy Balderson

Republican • Ohio

District 12

Yea
James R. Baird

James R. Baird

Republican • Indiana

District 4

Yea
Tim Burchett

Tim Burchett

Republican • Tennessee

District 2

Yea
Aaron Bean

Aaron Bean

Republican • Florida

District 4

Yea
Nikki Budzinski

Nikki Budzinski

Democrat • Illinois

District 13

Yea
Eric Burlison

Eric Burlison

Republican • Missouri

District 7

Yea
Josh Brecheen

Josh Brecheen

Republican • Oklahoma

District 2

Yea
Tom Barrett

Tom Barrett

Republican • Michigan

District 7

Yea
Michael Baumgartner

Michael Baumgartner

Republican • Washington

District 5

Yea
Nicholas J. Begich

Nicholas J. Begich

Republican • Alaska

Yea
Sheri Biggs

Sheri Biggs

Republican • South Carolina

District 3

Yea
Janelle S. Bynum

Janelle S. Bynum

Democrat • Oregon

District 5

Yea
Robert P. Bresnahan

Robert P. Bresnahan

Republican • Pennsylvania

District 8

Yea
Ken Calvert

Ken Calvert

Republican • California

District 41

Yea
Kat Cammack

Kat Cammack

Republican • Florida

District 3

Yea
John R. Carter

John R. Carter

Republican • Texas

District 31

Yea
Tom Cole

Tom Cole

Republican • Oklahoma

District 4

Yea
Jim Costa

Jim Costa

Democrat • California

District 21

Yea
Henry Cuellar

Henry Cuellar

Democrat • Texas

District 28

Yea
Eric A. "Rick" Crawford

Eric A. "Rick" Crawford

Republican • Arkansas

District 1

Yea
Earl L. "Buddy" Carter

Earl L. "Buddy" Carter

Republican • Georgia

District 1

Yea
James Comer

James Comer

Republican • Kentucky

District 1

Yea
J. Luis Correa

J. Luis Correa

Democrat • California

District 46

Yea
Salud O. Carbajal

Salud O. Carbajal

Democrat • California

District 24

Yea
Michael Cloud

Michael Cloud

Republican • Texas

District 27

Yea
Ben Cline

Ben Cline

Republican • Virginia

District 6

Yea
Dan Crenshaw

Dan Crenshaw

Republican • Texas

District 2

Yea
Mike Carey

Mike Carey

Republican • Ohio

District 15

Yea
Mike Collins

Mike Collins

Republican • Georgia

District 10

Yea
Elijah Crane

Elijah Crane

Republican • Arizona

District 2

Yea
Juan Ciscomani

Juan Ciscomani

Republican • Arizona

District 6

Yea
Jeff Crank

Jeff Crank

Republican • Colorado

District 5

Yea
Byron Donalds

Byron Donalds

Republican • Florida

District 19

Yea
Donald G. Davis

Donald G. Davis

Democrat • North Carolina

District 1

Yea
Monica De La Cruz

Monica De La Cruz

Republican • Texas

District 15

Yea
Mario Diaz-Balart

Mario Diaz-Balart

Republican • Florida

District 26

Yea
Scott DesJarlais

Scott DesJarlais

Republican • Tennessee

District 4

Yea
Warren Davidson

Warren Davidson

Republican • Ohio

District 8

Yea
Neal P. Dunn

Neal P. Dunn

Republican • Florida

District 2

Yea
Sharice Davids

Sharice Davids

Democrat • Kansas

District 3

Yea
Madeleine Dean

Madeleine Dean

Democrat • Pennsylvania

District 4

Yea
Troy Downing

Troy Downing

Republican • Montana

District 2

Yea
Jake Ellzey

Jake Ellzey

Republican • Texas

District 6

Yea
Mike Ezell

Mike Ezell

Republican • Mississippi

District 4

Yea
Chuck Edwards

Chuck Edwards

Republican • North Carolina

District 11

Yea
Tom Emmer

Tom Emmer

Republican • Minnesota

District 6

Yea
Ron Estes

Ron Estes

Republican • Kansas

District 4

Yea
Veronica Escobar

Veronica Escobar

Democrat • Texas

District 16

Yea
Gabe Evans

Gabe Evans

Republican • Colorado

District 8

Yea
Pat Fallon

Pat Fallon

Republican • Texas

District 4

Yea
Randy Feenstra

Randy Feenstra

Republican • Iowa

District 4

Yea
Virginia Foxx

Virginia Foxx

Republican • North Carolina

District 5

Yea
Bill Foster

Bill Foster

Democrat • Illinois

District 11

Yea
Charles J. "Chuck" Fleischmann

Charles J. "Chuck" Fleischmann

Republican • Tennessee

District 3

Yea
Lois Frankel

Lois Frankel

Democrat • Florida

District 22

Yea
Brian K. Fitzpatrick

Brian K. Fitzpatrick

Republican • Pennsylvania

District 1

Yea
Russ Fulcher

Russ Fulcher

Republican • Idaho

District 1

Yea
Michelle Fischbach

Michelle Fischbach

Republican • Minnesota

District 7

Yea
Scott Fitzgerald

Scott Fitzgerald

Republican • Wisconsin

District 5

Yea
Scott Franklin

Scott Franklin

Republican • Florida

District 18

Yea
Mike Flood

Mike Flood

Republican • Nebraska

District 1

Yea
Brad Finstad

Brad Finstad

Republican • Minnesota

District 1

Yea
Russell Fry

Russell Fry

Republican • South Carolina

District 7

Yea
Vince Fong

Vince Fong

Republican • California

District 20

Yea
Shomari Figures

Shomari Figures

Democrat • Alabama

District 2

Yea
Julie Fedorchak

Julie Fedorchak

Republican • North Dakota

Yea
Clay Fuller

Clay Fuller

Republican • Georgia

District 14

Yea
Sam Graves

Sam Graves

Republican • Missouri

District 6

Yea
Brett Guthrie

Brett Guthrie

Republican • Kentucky

District 2

Yea
H. Morgan Griffith

H. Morgan Griffith

Republican • Virginia

District 9

Yea
Glenn Grothman

Glenn Grothman

Republican • Wisconsin

District 6

Yea
Vicente Gonzalez

Vicente Gonzalez

Democrat • Texas

District 34

Yea
Josh Gottheimer

Josh Gottheimer

Democrat • New Jersey

District 5

Yea
Lance Gooden

Lance Gooden

Republican • Texas

District 5

Yea
Michael Guest

Michael Guest

Republican • Mississippi

District 3

Yea
Carlos A. Gimenez

Carlos A. Gimenez

Republican • Florida

District 28

Yea
Andrew R. Garbarino

Andrew R. Garbarino

Republican • New York

District 2

Yea
Craig A. Goldman

Craig A. Goldman

Republican • Texas

District 12

Yea
Laura Gillen

Laura Gillen

Democrat • New York

District 4

Yea
Brandon Gill

Brandon Gill

Republican • Texas

District 26

Yea
Adam Gray

Adam Gray

Democrat • California

District 13

Yea
James Gallagher

James Gallagher

Republican • California

District 1

Yea
James A. Himes

James A. Himes

Democrat • Connecticut

District 4

Yea
Andy Harris

Andy Harris

Republican • Maryland

District 1

Yea
Bill Huizenga

Bill Huizenga

Republican • Michigan

District 4

Yea
Steven Horsford

Steven Horsford

Democrat • Nevada

District 4

Yea
Richard Hudson

Richard Hudson

Republican • North Carolina

District 9

Yea
J. French Hill

J. French Hill

Republican • Arkansas

District 2

Yea
Clay Higgins

Clay Higgins

Republican • Louisiana

District 3

Yea
Kevin Hern

Kevin Hern

Republican • Oklahoma

District 1

Yea
Chrissy Houlahan

Chrissy Houlahan

Democrat • Pennsylvania

District 6

Yea
Diana Harshbarger

Diana Harshbarger

Republican • Tennessee

District 1

Yea
Josh Harder

Josh Harder

Democrat • California

District 9

Yea
Ashley Hinson

Ashley Hinson

Republican • Iowa

District 2

Yea
Erin Houchin

Erin Houchin

Republican • Indiana

District 9

Yea
Val T. Hoyle

Val T. Hoyle

Democrat • Oregon

District 4

Yea
Wesley Hunt

Wesley Hunt

Republican • Texas

District 38

Yea
Harriet M. Hageman

Harriet M. Hageman

Republican • Wyoming

Yea
Abraham J. Hamadeh

Abraham J. Hamadeh

Republican • Arizona

District 8

Yea
Mike Haridopolos

Mike Haridopolos

Republican • Florida

District 8

Yea
Jeff Hurd

Jeff Hurd

Republican • Colorado

District 3

Yea
Pat Harrigan

Pat Harrigan

Republican • North Carolina

District 10

Yea
Mark Harris

Mark Harris

Republican • North Carolina

District 8

Yea
Darrell Issa

Darrell Issa

Republican • California

District 48

Yea
Jim Jordan

Jim Jordan

Republican • Ohio

District 4

Yea
David P. Joyce

David P. Joyce

Republican • Ohio

District 14

Yea
Mike Johnson

Mike Johnson

Republican • Louisiana

District 4

Yea
Dusty Johnson

Dusty Johnson

Republican • South Dakota

Yea
John Joyce

John Joyce

Republican • Pennsylvania

District 13

Yea
Ronny Jackson

Ronny Jackson

Republican • Texas

District 13

Yea
John James

John James

Republican • Michigan

District 10

Yea
Julie Johnson

Julie Johnson

Democrat • Texas

District 32

Yea
Brian Jack

Brian Jack

Republican • Georgia

District 3

Yea
Mike Kelly

Mike Kelly

Republican • Pennsylvania

District 16

Yea
Trent Kelly

Trent Kelly

Republican • Mississippi

District 1

Yea
David Kustoff

David Kustoff

Republican • Tennessee

District 8

Yea
Young Kim

Young Kim

Republican • California

District 40

Yea
Thomas H. Kean

Thomas H. Kean

Republican • New Jersey

District 7

Yea
Jennifer A. Kiggans

Jennifer A. Kiggans

Republican • Virginia

District 2

Yea
Kevin Kiley

Kevin Kiley

Independent • California

District 3

Yea
Mike Kennedy

Mike Kennedy

Republican • Utah

District 3

Yea
Brad Knott

Brad Knott

Republican • North Carolina

District 13

Yea
Frank D. Lucas

Frank D. Lucas

Republican • Oklahoma

District 3

Yea
Robert E. Latta

Robert E. Latta

Republican • Ohio

District 5

Yea
Barry Loudermilk

Barry Loudermilk

Republican • Georgia

District 11

Yea
Darin LaHood

Darin LaHood

Republican • Illinois

District 16

Yea
Susie Lee

Susie Lee

Democrat • Nevada

District 3

Yea
Mike Levin

Mike Levin

Democrat • California

District 49

Yea
Julia Letlow

Julia Letlow

Republican • Louisiana

District 5

Yea
Anna Paulina Luna

Anna Paulina Luna

Republican • Florida

District 13

Yea
Laurel M. Lee

Laurel M. Lee

Republican • Florida

District 15

Yea
Nick LaLota

Nick LaLota

Republican • New York

District 1

Yea
Michael Lawler

Michael Lawler

Republican • New York

District 17

Yea
Nicholas A. Langworthy

Nicholas A. Langworthy

Republican • New York

District 23

Yea
Greg Landsman

Greg Landsman

Democrat • Ohio

District 1

Yea
Morgan Luttrell

Morgan Luttrell

Republican • Texas

District 8

Yea
George Latimer

George Latimer

Democrat • New York

District 16

Yea
Sam T. Liccardo

Sam T. Liccardo

Democrat • California

District 16

Yea
Nancy Mace

Nancy Mace

Republican • South Carolina

District 1

Yea
Nicole Malliotakis

Nicole Malliotakis

Republican • New York

District 11

Yea
Tracey Mann

Tracey Mann

Republican • Kansas

District 1

Yea
Lisa C. McClain

Lisa C. McClain

Republican • Michigan

District 9

Yea
Gregory W. Meeks

Gregory W. Meeks

Democrat • New York

District 5

Yea
Michael T. McCaul

Michael T. McCaul

Republican • Texas

District 10

Yea
Tom McClintock

Tom McClintock

Republican • California

District 5

Yea
John R. Moolenaar

John R. Moolenaar

Republican • Michigan

District 2

Yea
Brian J. Mast

Brian J. Mast

Republican • Florida

District 21

Yea
Daniel Meuser

Daniel Meuser

Republican • Pennsylvania

District 9

Yea
Carol D. Miller

Carol D. Miller

Republican • West Virginia

District 1

Yea
Gregory F. Murphy

Gregory F. Murphy

Republican • North Carolina

District 3

Yea
Mary E. Miller

Mary E. Miller

Republican • Illinois

District 15

Yea
Barry Moore

Barry Moore

Republican • Alabama

District 1

Yea
Blake D. Moore

Blake D. Moore

Republican • Utah

District 1

Yea
Frank J. Mrvan

Frank J. Mrvan

Democrat • Indiana

District 1

Yea
Mariannette Miller-Meeks

Mariannette Miller-Meeks

Republican • Iowa

District 1

Yea
Cory Mills

Cory Mills

Republican • Florida

District 7

Yea
Jared Moskowitz

Jared Moskowitz

Democrat • Florida

District 23

Yea
Richard McCormick

Richard McCormick

Republican • Georgia

District 7

Yea
Morgan McGarvey

Morgan McGarvey

Democrat • Kentucky

District 3

Yea
Max L. Miller

Max L. Miller

Republican • Ohio

District 7

Yea
Nathaniel Moran

Nathaniel Moran

Republican • Texas

District 1

Yea
Celeste Maloy

Celeste Maloy

Republican • Utah

District 2

Yea
Ryan Mackenzie

Ryan Mackenzie

Republican • Pennsylvania

District 7

Yea
Mark B. Messmer

Mark B. Messmer

Republican • Indiana

District 8

Yea
Riley M. Moore

Riley M. Moore

Republican • West Virginia

District 2

Yea
Tim Moore

Tim Moore

Republican • North Carolina

District 14

Yea
Kristen McDonald Rivet

Kristen McDonald Rivet

Democrat • Michigan

District 8

Yea
Sarah McBride

Sarah McBride

Democrat • Delaware

Yea
John J. McGuire

John J. McGuire

Republican • Virginia

District 5

Yea
Addison P. McDowell

Addison P. McDowell

Republican • North Carolina

District 6

Yea
Troy E. Nehls

Troy E. Nehls

Republican • Texas

District 22

Yea
Dan Newhouse

Dan Newhouse

Republican • Washington

District 4

Yea
Ralph Norman

Ralph Norman

Republican • South Carolina

District 5

Yea
Zachary Nunn

Zachary Nunn

Republican • Iowa

District 3

Yea
Jay Obernolte

Jay Obernolte

Republican • California

District 23

Yea
Burgess Owens

Burgess Owens

Republican • Utah

District 4

Yea
Andrew Ogles

Andrew Ogles

Republican • Tennessee

District 5

Yea
Robert F. Onder

Robert F. Onder

Republican • Missouri

District 3

Yea
August Pfluger

August Pfluger

Republican • Texas

District 11

Yea
Scott Perry

Scott Perry

Republican • Pennsylvania

District 10

Yea
Scott H. Peters

Scott H. Peters

Democrat • California

District 50

Yea
Gary J. Palmer

Gary J. Palmer

Republican • Alabama

District 6

Yea
Jimmy Panetta

Jimmy Panetta

Democrat • California

District 19

Yea
Chris Pappas

Chris Pappas

Democrat • New Hampshire

District 1

Yea
Jimmy Patronis

Jimmy Patronis

Republican • Florida

District 1

Yea
Mike Quigley

Mike Quigley

Democrat • Illinois

District 5

Yea
Harold Rogers

Harold Rogers

Republican • Kentucky

District 5

Yea
Mike D. Rogers

Mike D. Rogers

Republican • Alabama

District 3

Yea
David Rouzer

David Rouzer

Republican • North Carolina

District 7

Yea
John H. Rutherford

John H. Rutherford

Republican • Florida

District 5

Yea
Guy Reschenthaler

Guy Reschenthaler

Republican • Pennsylvania

District 14

Yea
John W. Rose

John W. Rose

Republican • Tennessee

District 6

Yea
Chip Roy

Chip Roy

Republican • Texas

District 21

Yea
Michael A. Rulli

Michael A. Rulli

Republican • Ohio

District 6

Yea
Maria Elvira Salazar

Maria Elvira Salazar

Republican • Florida

District 27

Yea
Pete Sessions

Pete Sessions

Republican • Texas

District 17

Yea
Christopher H. Smith

Christopher H. Smith

Republican • New Jersey

District 4

Yea
Victoria Spartz

Victoria Spartz

Republican • Indiana

District 5

Yea
Michael K. Simpson

Michael K. Simpson

Republican • Idaho

District 2

Yea
Adrian Smith

Adrian Smith

Republican • Nebraska

District 3

Yea
Steve Scalise

Steve Scalise

Republican • Louisiana

District 1

Yea
David Schweikert

David Schweikert

Republican • Arizona

District 1

Yea
Terri A. Sewell

Terri A. Sewell

Democrat • Alabama

District 7

Yea
Marlin A. Stutzman

Marlin A. Stutzman

Republican • Indiana

District 3

Yea
Austin Scott

Austin Scott

Republican • Georgia

District 8

Yea
Bradley Scott Schneider

Bradley Scott Schneider

Democrat • Illinois

District 10

Yea
Jason Smith

Jason Smith

Republican • Missouri

District 8

Yea
Elise M. Stefanik

Elise M. Stefanik

Republican • New York

District 21

Yea
Lloyd Smucker

Lloyd Smucker

Republican • Pennsylvania

District 11

Yea
Darren Soto

Darren Soto

Democrat • Florida

District 9

Yea
Thomas R. Suozzi

Thomas R. Suozzi

Democrat • New York

District 3

Yea
Greg Stanton

Greg Stanton

Democrat • Arizona

District 4

Yea
Pete Stauber

Pete Stauber

Republican • Minnesota

District 8

Yea
Bryan Steil

Bryan Steil

Republican • Wisconsin

District 1

Yea
W. Gregory Steube

W. Gregory Steube

Republican • Florida

District 17

Yea
Kim Schrier

Kim Schrier

Democrat • Washington

District 8

Yea
Dale W. Strong

Dale W. Strong

Republican • Alabama

District 5

Yea
Hillary J. Scholten

Hillary J. Scholten

Democrat • Michigan

District 3

Yea
Keith Self

Keith Self

Republican • Texas

District 3

Yea
Eric Sorensen

Eric Sorensen

Democrat • Illinois

District 17

Yea
Andrea Salinas

Andrea Salinas

Democrat • Oregon

District 6

Yea
Derek Schmidt

Derek Schmidt

Republican • Kansas

District 2

Yea
Jefferson Shreve

Jefferson Shreve

Republican • Indiana

District 6

Yea
Thomas P. Tiffany

Thomas P. Tiffany

Republican • Wisconsin

District 7

Yea
Mike Thompson

Mike Thompson

Democrat • California

District 4

Yea
Michael R. Turner

Michael R. Turner

Republican • Ohio

District 10

Yea
Glenn Thompson

Glenn Thompson

Republican • Pennsylvania

District 15

Yea
Claudia Tenney

Claudia Tenney

Republican • New York

District 24

Yea
William R. Timmons

William R. Timmons

Republican • South Carolina

District 4

Yea
Ritchie Torres

Ritchie Torres

Democrat • New York

District 15

Yea
David J. Taylor

David J. Taylor

Republican • Ohio

District 2

Yea
Derek Tran

Derek Tran

Democrat • California

District 45

Yea
David G. Valadao

David G. Valadao

Republican • California

District 22

Yea
Jefferson Van Drew

Jefferson Van Drew

Republican • New Jersey

District 2

Yea
Beth Van Duyne

Beth Van Duyne

Republican • Texas

District 24

Yea
Derrick Van Orden

Derrick Van Orden

Republican • Wisconsin

District 3

Yea
Gabe Vasquez

Gabe Vasquez

Democrat • New Mexico

District 2

Yea
Matt Van Epps

Matt Van Epps

Republican • Tennessee

District 7

Yea
Nikema Williams

Nikema Williams

Democrat • Georgia

District 5

Yea
Joe Wilson

Joe Wilson

Republican • South Carolina

District 2

Yea
Debbie Wasserman Schultz

Debbie Wasserman Schultz

Democrat • Florida

District 25

Yea
Tim Walberg

Tim Walberg

Republican • Michigan

District 5

Yea
Robert J. Wittman

Robert J. Wittman

Republican • Virginia

District 1

Yea
Daniel Webster

Daniel Webster

Republican • Florida

District 11

Yea
Steve Womack

Steve Womack

Republican • Arkansas

District 3

Yea
Ann Wagner

Ann Wagner

Republican • Missouri

District 2

Yea
Randy K. Sr. Weber

Randy K. Sr. Weber

Republican • Texas

District 14

Yea
Roger Williams

Roger Williams

Republican • Texas

District 25

Yea
Bruce Westerman

Bruce Westerman

Republican • Arkansas

District 4

Yea
Tony Wied

Tony Wied

Republican • Wisconsin

District 8

Yea
James R. Walkinshaw

James R. Walkinshaw

Democrat • Virginia

District 11

Yea
Rudy Yakym

Rudy Yakym

Republican • Indiana

District 2

Yea
Ryan K. Zinke

Ryan K. Zinke

Republican • Montana

District 1

Yea

Nay / No

Members who voted against.

155 members
Jake Auchincloss

Jake Auchincloss

Democrat • Massachusetts

District 4

Nay
Alma S. Adams

Alma S. Adams

Democrat • North Carolina

District 12

Nay
Pete Aguilar

Pete Aguilar

Democrat • California

District 33

Nay
Gabe Amo

Gabe Amo

Democrat • Rhode Island

District 1

Nay
Yassamin Ansari

Yassamin Ansari

Democrat • Arizona

District 3

Nay
Sanford D. Bishop

Sanford D. Bishop

Democrat • Georgia

District 2

Nay
Suzanne Bonamici

Suzanne Bonamici

Democrat • Oregon

District 1

Nay
Joyce Beatty

Joyce Beatty

Democrat • Ohio

District 3

Nay
Julia Brownley

Julia Brownley

Democrat • California

District 26

Nay
Donald S. Beyer

Donald S. Beyer

Democrat • Virginia

District 8

Nay
Nanette Diaz Barragán

Nanette Diaz Barragán

Democrat • California

District 44

Nay
Shontel M. Brown

Shontel M. Brown

Democrat • Ohio

District 11

Nay
Becca Balint

Becca Balint

Democrat • Vermont

Nay
Wesley Bell

Wesley Bell

Democrat • Missouri

District 1

Nay
James E. Clyburn

James E. Clyburn

Democrat • South Carolina

District 6

Nay
Ed Case

Ed Case

Democrat • Hawaii

District 1

Nay
Emanuel Cleaver

Emanuel Cleaver

Democrat • Missouri

District 5

Nay
Kathy Castor

Kathy Castor

Democrat • Florida

District 14

Nay
Yvette D. Clarke

Yvette D. Clarke

Democrat • New York

District 9

Nay
Steve Cohen

Steve Cohen

Democrat • Tennessee

District 9

Nay
Joe Courtney

Joe Courtney

Democrat • Connecticut

District 2

Nay
André Carson

André Carson

Democrat • Indiana

District 7

Nay
Judy Chu

Judy Chu

Democrat • California

District 28

Nay
Joaquin Castro

Joaquin Castro

Democrat • Texas

District 20

Nay
Katherine M. Clark

Katherine M. Clark

Democrat • Massachusetts

District 5

Nay
Sean Casten

Sean Casten

Democrat • Illinois

District 6

Nay
Angie Craig

Angie Craig

Democrat • Minnesota

District 2

Nay
Jason Crow

Jason Crow

Democrat • Colorado

District 6

Nay
Gilbert Ray Cisneros

Gilbert Ray Cisneros

Democrat • California

District 31

Nay
Troy A. Carter

Troy A. Carter

Democrat • Louisiana

District 2

Nay
Jasmine Crockett

Jasmine Crockett

Democrat • Texas

District 30

Nay
Greg Casar

Greg Casar

Democrat • Texas

District 35

Nay
Herbert C. Conaway

Herbert C. Conaway

Democrat • New Jersey

District 3

Nay
Danny K. Davis

Danny K. Davis

Democrat • Illinois

District 7

Nay
Diana DeGette

Diana DeGette

Democrat • Colorado

District 1

Nay
Rosa L. DeLauro

Rosa L. DeLauro

Democrat • Connecticut

District 3

Nay
Lloyd Doggett

Lloyd Doggett

Democrat • Texas

District 37

Nay
Christopher R. Deluzio

Christopher R. Deluzio

Democrat • Pennsylvania

District 17

Nay
Suzan K. DelBene

Suzan K. DelBene

Democrat • Washington

District 1

Nay
Mark DeSaulnier

Mark DeSaulnier

Democrat • California

District 10

Nay
Debbie Dingell

Debbie Dingell

Democrat • Michigan

District 6

Nay
Maxine Dexter

Maxine Dexter

Democrat • Oregon

District 3

Nay
Dwight Evans

Dwight Evans

Democrat • Pennsylvania

District 3

Nay
Adriano Espaillat

Adriano Espaillat

Democrat • New York

District 13

Nay
Sarah Elfreth

Sarah Elfreth

Democrat • Maryland

District 3

Nay
Cleo Fields

Cleo Fields

Democrat • Louisiana

District 6

Nay
Lizzie Fletcher

Lizzie Fletcher

Democrat • Texas

District 7

Nay
Maxwell Frost

Maxwell Frost

Democrat • Florida

District 10

Nay
Valerie P. Foushee

Valerie P. Foushee

Democrat • North Carolina

District 4

Nay
Laura Friedman

Laura Friedman

Democrat • California

District 30

Nay
Al Green

Al Green

Democrat • Texas

District 9

Nay
John Garamendi

John Garamendi

Democrat • California

District 8

Nay
Jimmy Gomez

Jimmy Gomez

Democrat • California

District 34

Nay
Jesús G. "Chuy" García

Jesús G. "Chuy" García

Democrat • Illinois

District 4

Nay
Sylvia R. Garcia

Sylvia R. Garcia

Democrat • Texas

District 29

Nay
Jared F. Golden

Jared F. Golden

Democrat • Maine

District 2

Nay
Robert Garcia

Robert Garcia

Democrat • California

District 42

Nay
Daniel S. Goldman

Daniel S. Goldman

Democrat • New York

District 10

Nay
Marie Gluesenkamp Perez

Marie Gluesenkamp Perez

Democrat • Washington

District 3

Nay
Maggie Goodlander

Maggie Goodlander

Democrat • New Hampshire

District 2

Nay
Adelita S. Grijalva

Adelita S. Grijalva

Democrat • Arizona

District 7

Nay
Steny H. Hoyer

Steny H. Hoyer

Democrat • Maryland

District 5

Nay
Jared Huffman

Jared Huffman

Democrat • California

District 2

Nay
Jahana Hayes

Jahana Hayes

Democrat • Connecticut

District 5

Nay
Glenn Ivey

Glenn Ivey

Democrat • Maryland

District 4

Nay
Henry C. "Hank" Johnson

Henry C. "Hank" Johnson

Democrat • Georgia

District 4

Nay
Hakeem S. Jeffries

Hakeem S. Jeffries

Democrat • New York

District 8

Nay
Pramila Jayapal

Pramila Jayapal

Democrat • Washington

District 7

Nay
Sara Jacobs

Sara Jacobs

Democrat • California

District 51

Nay
Jonathan L. Jackson

Jonathan L. Jackson

Democrat • Illinois

District 1

Nay
Marcy Kaptur

Marcy Kaptur

Democrat • Ohio

District 9

Nay
William R. Keating

William R. Keating

Democrat • Massachusetts

District 9

Nay
Robin L. Kelly

Robin L. Kelly

Democrat • Illinois

District 2

Nay
Ro Khanna

Ro Khanna

Democrat • California

District 17

Nay
Raja Krishnamoorthi

Raja Krishnamoorthi

Democrat • Illinois

District 8

Nay
Sydney Kamlager-Dove

Sydney Kamlager-Dove

Democrat • California

District 37

Nay
Timothy M. Kennedy

Timothy M. Kennedy

Democrat • New York

District 26

Nay
Teresa Leger Fernandez

Teresa Leger Fernandez

Democrat • New Mexico

District 3

Nay
Zoe Lofgren

Zoe Lofgren

Democrat • California

District 18

Nay
John B. Larson

John B. Larson

Democrat • Connecticut

District 1

Nay
Rick Larsen

Rick Larsen

Democrat • Washington

District 2

Nay
Stephen F. Lynch

Stephen F. Lynch

Democrat • Massachusetts

District 8

Nay
Ted Lieu

Ted Lieu

Democrat • California

District 36

Nay
Summer L. Lee

Summer L. Lee

Democrat • Pennsylvania

District 12

Nay
James P. McGovern

James P. McGovern

Democrat • Massachusetts

District 2

Nay
Kweisi Mfume

Kweisi Mfume

Democrat • Maryland

District 7

Nay
Betty McCollum

Betty McCollum

Democrat • Minnesota

District 4

Nay
Gwen Moore

Gwen Moore

Democrat • Wisconsin

District 4

Nay
Doris O. Matsui

Doris O. Matsui

Democrat • California

District 7

Nay
Thomas Massie

Thomas Massie

Republican • Kentucky

District 4

Nay
Grace Meng

Grace Meng

Democrat • New York

District 6

Nay
Seth Moulton

Seth Moulton

Democrat • Massachusetts

District 6

Nay
Joseph D. Morelle

Joseph D. Morelle

Democrat • New York

District 25

Nay
Lucy McBath

Lucy McBath

Democrat • Georgia

District 6

Nay
Seth Magaziner

Seth Magaziner

Democrat • Rhode Island

District 2

Nay
Kevin Mullin

Kevin Mullin

Democrat • California

District 15

Nay
Robert Menendez

Robert Menendez

Democrat • New Jersey

District 8

Nay
Jennifer L. McClellan

Jennifer L. McClellan

Democrat • Virginia

District 4

Nay
LaMonica McIver

LaMonica McIver

Democrat • New Jersey

District 10

Nay
John W. Mannion

John W. Mannion

Democrat • New York

District 22

Nay
Kelly Morrison

Kelly Morrison

Democrat • Minnesota

District 3

Nay
Dave Min

Dave Min

Democrat • California

District 47

Nay
Christian D. Menefee

Christian D. Menefee

Democrat • Texas

District 18

Nay
Analilia Mejia

Analilia Mejia

Democrat • New Jersey

District 11

Nay
Jerrold Nadler

Jerrold Nadler

Democrat • New York

District 12

Nay
Richard E. Neal

Richard E. Neal

Democrat • Massachusetts

District 1

Nay
Donald Norcross

Donald Norcross

Democrat • New Jersey

District 1

Nay
Joe Neguse

Joe Neguse

Democrat • Colorado

District 2

Nay
Alexandria Ocasio-Cortez

Alexandria Ocasio-Cortez

Democrat • New York

District 14

Nay
Ilhan Omar

Ilhan Omar

Democrat • Minnesota

District 5

Nay
Johnny Olszewski

Johnny Olszewski

Democrat • Maryland

District 2

Nay
Frank Pallone

Frank Pallone

Democrat • New Jersey

District 6

Nay
Nancy Pelosi

Nancy Pelosi

Democrat • California

District 11

Nay
Chellie Pingree

Chellie Pingree

Democrat • Maine

District 1

Nay
Mark Pocan

Mark Pocan

Democrat • Wisconsin

District 2

Nay
Ayanna Pressley

Ayanna Pressley

Democrat • Massachusetts

District 7

Nay
Brittany Pettersen

Brittany Pettersen

Democrat • Colorado

District 7

Nay
Nellie Pou

Nellie Pou

Democrat • New Jersey

District 9

Nay
Deborah K. Ross

Deborah K. Ross

Democrat • North Carolina

District 2

Nay
Patrick Ryan

Patrick Ryan

Democrat • New York

District 18

Nay
Raul Ruiz

Raul Ruiz

Democrat • California

District 25

Nay
Jamie Raskin

Jamie Raskin

Democrat • Maryland

District 8

Nay
Delia C. Ramirez

Delia C. Ramirez

Democrat • Illinois

District 3

Nay
Luz M. Rivas

Luz M. Rivas

Democrat • California

District 29

Nay
Emily Randall

Emily Randall

Democrat • Washington

District 6

Nay
Josh Riley

Josh Riley

Democrat • New York

District 19

Nay
Robert C. "Bobby" Scott

Robert C. "Bobby" Scott

Democrat • Virginia

District 3

Nay
Brad Sherman

Brad Sherman

Democrat • California

District 32

Nay
Adam Smith

Adam Smith

Democrat • Washington

District 9

Nay
Janice D. Schakowsky

Janice D. Schakowsky

Democrat • Illinois

District 9

Nay
Linda T. Sánchez

Linda T. Sánchez

Democrat • California

District 38

Nay
Marilyn Strickland

Marilyn Strickland

Democrat • Washington

District 10

Nay
Mary Gay Scanlon

Mary Gay Scanlon

Democrat • Pennsylvania

District 5

Nay
Haley M. Stevens

Haley M. Stevens

Democrat • Michigan

District 11

Nay
Melanie A. Stansbury

Melanie A. Stansbury

Democrat • New Mexico

District 1

Nay
Emilia Strong Sykes

Emilia Strong Sykes

Democrat • Ohio

District 13

Nay
Suhas Subramanyam

Suhas Subramanyam

Democrat • Virginia

District 10

Nay
Lateefah Simon

Lateefah Simon

Democrat • California

District 12

Nay
Bennie G. Thompson

Bennie G. Thompson

Democrat • Mississippi

District 2

Nay
Dina Titus

Dina Titus

Democrat • Nevada

District 1

Nay
Paul Tonko

Paul Tonko

Democrat • New York

District 20

Nay
Mark Takano

Mark Takano

Democrat • California

District 39

Nay
Norma J. Torres

Norma J. Torres

Democrat • California

District 35

Nay
Rashida Tlaib

Rashida Tlaib

Democrat • Michigan

District 12

Nay
Lori Trahan

Lori Trahan

Democrat • Massachusetts

District 3

Nay
Jill N. Tokuda

Jill N. Tokuda

Democrat • Hawaii

District 2

Nay
Shri Thanedar

Shri Thanedar

Democrat • Michigan

District 13

Nay
Lauren Underwood

Lauren Underwood

Democrat • Illinois

District 14

Nay
Nydia M. Velázquez

Nydia M. Velázquez

Democrat • New York

District 7

Nay
Juan Vargas

Juan Vargas

Democrat • California

District 52

Nay
Marc A. Veasey

Marc A. Veasey

Democrat • Texas

District 33

Nay
Eugene Simon Vindman

Eugene Simon Vindman

Democrat • Virginia

District 7

Nay
Maxine Waters

Maxine Waters

Democrat • California

District 43

Nay
Bonnie Watson Coleman

Bonnie Watson Coleman

Democrat • New Jersey

District 12

Nay
George Whitesides

George Whitesides

Democrat • California

District 27

Nay

Present

Members recorded as present.

1 members

Not Voting

Members who did not cast a recorded vote.

5 members

Lobbying Context

Federal lobbying disclosures that explicitly identify H.R. 6955. These records show reported lobbying involving the legislation; they do not establish that every member of Congress, sponsor, or voter was personally contacted.

WESTERN ALLIANCE BANCORPORATION

Registrant: WESTERN ALLIANCE BANCORPORATION

2nd Quarter (Apr 1 - June 30)
Jul 17, 2026

Reported lobbying issue

Banking: Low Income Housing Tax Credit issues, including H.R. 2725/S. 1515 and H.R. 9012; issues related to tailoring prudential regulations for regional banks including H.R. 6553; issues related to deposit insurance reform including S. 2999, HR 3234, S. 2757, HR 8087, HR 8075, and S 4198; cannabis banking legislation; legislative framework for digital assets regulation, including H.R. 3633, the Digital Asset Market Clarity Act; issues related to Community Development Financial Institutions (CDFIs); issues related to the regulatory capital treatment of mortgages and other lending. HR 3390, Bringing the Discount Window into the 21st Century Act; S. 2651 ROAD to Housing Act; HR 6644 Housing for the 21st Century Act; and HR 6955 the Main Street Capital Access Act.

Government entities reported: Federal Deposit Insurance Corporation (FDIC) Federal Reserve System HOUSE OF REPRESENTATIVES Office of the Comptroller of the Currency (OCC) SENATE Treasury, Dept of

Reported filing-period amount: $150,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

WESTERN ALLIANCE BANCORPORATION

Registrant: WESTERN ALLIANCE BANCORPORATION

1st Quarter (Jan 1 - Mar 31)
Apr 20, 2026

Reported lobbying issue

Banking: Low Income Housing Tax Credit issues, including H.R. 2725/S. 1515, Affordable Housing Credit Improvement Act; issues related to tailoring prudential regulations for regional banks including H.R. 6553; issues related to deposit insurance reform including S. 2999, HR 3234, S. 2757, HR 8087, HR 8075, and S 4198; cannabis banking legislation; legislative framework for digital assets regulation, including H.R. 3633, the Digital Asset Market Clarity Act; issues related to Community Development Financial Institutions(CDFIs); issues related to the regulatory capital treatment of mortgages. HR 3390, Bringing the Discount Window into the 21st Century Act; S. 2651 ROAD to Housing Act; HR 6644 Housing for the 21st Century Act; and HR 6955 the Main Street Capital Access Act.

Government entities reported: Federal Deposit Insurance Corporation (FDIC) Federal Reserve System HOUSE OF REPRESENTATIVES Office of the Comptroller of the Currency (OCC) SENATE Treasury, Dept of

Reported filing-period amount: $160,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

OPPORTUNITY FINANCE NETWORK-FORMERLY NATIONAL COMMUNITY CAP

Registrant: OPPORTUNITY FINANCE NETWORK

2nd Quarter (Apr 1 - June 30)
Aug 5, 2026

Reported lobbying issue

Housing: S. 1260 Rural Housing Services Reform Act- This bill would improve federal rural housing programs and increase affordable housing in small towns and rural communities. S.2651 ROAD to Housing Act - This bill aims to support the creation of housing supply and improve existing housing programs. Financial Institutions/Investments/Securities: S. 2674 CDFI Fund Transparency Act- This bill would require the director of the CDFI Fund to testify in front of Congress annually. Budget/Appropriations: S. 1880 CDFI Bond Guarantee Program Improvement Act - This bill will authorize the program for four years, to provide certainty to borrowers and lenders. It will also reduce the minimum loan size to $25 million and remove the annual limit on guarantees, to allow smaller CDFI to utilize the program and to support more community development projects. H.R. 8495 Financial Services and General Government Appropriations Act, 2026- This bill provides appropriations for several departments and agencies, including the CDFI Fund and the Small Business Administration. Taxation/Internal Revenue Code: H.R 2854 Neighborhood Homes Investment Act - This bill would create a new federal tax credit that will produce new equity investment dollars for the development and renovation of 1-4 family housing in distressed urban, suburban, and rural neighborhoods. H.R. 2725/S.1515 Affordable Housing Credit Improvement Act- This bill would make improvements to the low income housing tax credit (LIHTC) Banking: S. 3940 Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act - This bill would make improvements to the Bond Guarantee Program, make a Native housing pilot program permanent, establish a secondary market program, and mandate additional transparency with the CDFI Fund. H.R. 6955 Main Street Capital Access Act- This bill focuses on regulatory standards for community banks and credit unions includes two key CDFI priorities; the CDFI Fund Transparency Act and the CDFI Bond Guarantee Program Improvement Act.

Government entities reported: HOUSE OF REPRESENTATIVES SENATE

Reported filing-period amount: $80,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

AMERICANS FOR FINANCIAL REFORM

Registrant: AMERICANS FOR FINANCIAL REFORM

1st Quarter (Jan 1 - Mar 31)
Jul 27, 2026

Reported lobbying issue

Banking: S.3734 Close the Shadow Banking Loophole Act S.J.Res. 110 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to "Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies" S.J.Res. 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Board of Governors of the Federal Reserve System relating to "Revisions to the Large Financial Institution Rating System and Framework for the Supervision of Insurance Organizations" S.J.Res. 113 A joint resolution providing congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to "Rescission of Principles for Climate-Related Financial Risk Management for Large Financial Institutions". H.R. 7056, the Community Bank Regulatory Tailoring Act Bank capital rules S. 4092 No Crypto in Social Security Act S.4157 No Bailout for Crypto Act Crypto Regulatory Legislation digital national trust bank charters digital assets regulation Central Bank Digital Currency H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues Consumer Issues/Safety/Products: S. 3793 Predatory Lending Elimination Act HR 7478 Patient Debt Relief Act S.4056 Proprietary Education Oversight Task Force Act. S. 3721 Empowering States' Rights to Protect Consumers Act Auto lending protections under the Military Lending Act Rent-to-own lending to servicemembers Preventing abuse of the military allotment system Consumer financial protection Payday Lending and 36% rate cap Earned Wage Access Rent-a-Bank Payday Loans rate caps Financial Institutions/Investments/Securities: H.R. 4171, the Small Entrepreneurs Empowerment and Development (SEED) Act H.R. 6955, the Main Street Capital Access Act H.R. 7127, the Restoring Secondary Trading Market Act S. 4092 No Crypto in Social Security Act S.4157 No Bailout for Crypto Act S. 4085 Take Back Our Hospitals Act H.R.7920 Take Back Our Hospitals Act HR. 7955 BETS OFF Act S. 4115 BETS OFF Act S. 4226 Stop Trading On Predictions (STOP) Corrupt Bets Act H.R.8123 Stop Trading On Predictions (STOP) Corrupt Bets Act private equity regulation private equity in health care S. 3829 Corporate Crimes Against Health Care Act H.R. 7537 Corporate Crimes Against Health Care Act Crypto Regulatory Legislation digital assets regulation Central Bank Digital Currency H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues PE and childcare H.R. 6967, the Public Company Advisory Committee Act H.R. 7085 on conflict minerals disclosures Proxy advisors H.R. 2988, Protecting Prudent Investment of Retirement Savings Act the Reward Work Act Stock buybacks Executive compensation Stock Buyback Accountability Act Insurance crisis consumer protections, supervision, and bailout policy Taxation/Internal Revenue Code: S.788 HOPE for Homeownership Act S. 4085 Take Back Our Hospitals Act H.R.7920 Take Back Our Hospitals Act Crypto tax policy S. 4246 Ultra-Millionaire Tax Act H.R.8085 Ultra-Millionaire Tax Act H.R. 5336 Equal Tax Act S. 4122 Equal Tax Act S. 3956 Make Billionaires Pay Their Fair Share Act H.R. 7767 Make Billionaires Pay Their Fair Share Act Carried Interest Loophole S. 4083 Working Americans' Tax Cut Act HR 7937 Working Americans' Tax Cut Act S.2818 Tax Excessive CEO Pay Act of 2025 H.R.5298 Tax Excessive CEO Pay Act of 2025 S.2845 Billionaires Income Tax Act H.R.5427 Billionaires Income Tax Act "H.R. 3140, Stop Subsidizing Multimillion Dollar Corporate Bonuses Act" S. 1576 Stop Subsidizing Multimillion Dollar Corporate Bonuses Act IRS enforcement funding Curtailing Executive Overcompensation (CEO) Act Stock buybacks Executive compensation Wealth Tax Financial Transaction Tax corporate minimum tax loophole for private equity IRS Enforcement funding Budget/Appropriations: IRS enforcement funding Housing: H.R.6644 21st Century ROAD to Housing Act S.788 HOPE for Homeownership Act Private equity in housing Tenant protections Homeowner protections appraisal bias H.R.8047 PRO Manufactured Home Communities Act H.R. 410 End Junk Fees for Renters Act. S. 3904 American Homeownership Act S. 3754 Affordable Housing and Homeownership Protection Act. Insurance crisis consumer protections, supervision, and bailout policy National Flood Insurance Program (NFIP) policy reform Health Issues: S. 3829 Corporate Crimes Against Health Care Act H.R. 7537 Corporate Crimes Against Health Care Act PE and childcare Government Issues: H.R. 7508 Financial Disclosure Modernization Act S. 3827 Financial Disclosure Modernization Act Nominations for USPS Board of Governors USPS Board of Governors nominations

Government entities reported: HOUSE OF REPRESENTATIVES SENATE

Reported filing-period amount: $120,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP

Registrant: CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP

2nd Quarter (Apr 1 - June 30)
Jul 20, 2026

Reported lobbying issue

Banking: H.R. 9330 - opposing the Earned Wage Access Consumer Protection Act, concerning the preemption of state payday lending laws, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 6955 - financial services deregulation legislation, concerning rollbacks of consumer protection and bank regulatory authority, including provisions affecting the Consumer Financial Protection Bureau and the Community Reinvestment Act. H.R. 941 - opposing the small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act. S. 3793 - Predatory Lending Elimination Act and S. 3889 - American Lending Fairness Act, concerning the acquisition of banks by high-cost consumer lenders. Industrial bank and bank charter applications of high-cost consumer lenders (Enova, OppFi), including comments to the Federal Reserve. H.R. 8395 - PACE Act, concerning fintech company access to Federal Reserve payment systems. H.R. 6552 - Bank-Fintech Partnership Enhancement Act, concerning partnerships between banks and fintech companies. S. 3721 - Empowering States' Rights to Protect Consumers Act, concerning state authority over consumer financial services. S. 3561 - Buy Now, Pay Later Protection Act, concerning Truth in Lending Act protections for buy now, pay later products. Proposed amendments to the Gramm-Leach-Bliley Act concerning preemption of state consumer financial protection laws. Digital assets, cryptocurrency, and stablecoin legislation and regulation, including comments to the OCC, congressional testimony on digital assets, and tax provisions affecting the cryptocurrency industry in budget reconciliation legislation. Legislation and appropriations concerning funding for the Consumer Financial Protection Bureau. Oversight of Consumer Financial Protection Bureau operations, including the removal of public consumer and student loan data and information from the agency's website, and staffing actions affecting supervision and enforcement. CFPB 2026-2030 Draft Strategic Plan; nomination of the Director of the Consumer Financial Protection Bureau; nomination for Chair of the Federal Reserve System. Housing: H.R. 6644 / S. 7 - 21st Century ROAD to Housing Act, comprehensive housing legislation, and related House housing package measures, including H.R. 5878. Real estate listing practices, including undisclosed ('pocket') listings, and their effect on access to housing. Budget/Appropriations: Nomination for Deputy Director of the Office of Management and Budget. Veterans: Military Lending Act protections and its 36% Military Annual Percentage Rate cap, including proposed exemptions for earned wage access products (H.R. 9330). Consumer Financial Protection Bureau examination and supervision for compliance with the Military Lending Act and the Servicemembers Civil Relief Act (SCRA), including the effects of agency staffing changes and the removal of servicemember information from the agency's website on servicemember financial protections. Civil Rights/Civil Liberties: Fair lending and the disparate impact of high-cost and predatory lending on communities of color, including opposition to high-cost lender bank applications (Enova, OppFi). Preservation of the Community Reinvestment Act and other anti-redlining protections, including provisions in financial services deregulation legislation (H.R. 6955). Application of the Equal Credit Opportunity Act to emerging consumer financial products, including proposed exemptions for earned wage access products (H.R. 9330). FY2027 appropriations riders concerning diversity, equity, inclusion, and accessibility. Consumer Issues/Safety/Products: H.R. 8141 - Fair Credit Reporting Reseller Accuracy Act and H.R. 5775 - FCRA Liability Harmonization Act, concerning amendments to the Fair Credit Reporting Act (FCRA). H.R. 5402 - Credit Access and Inclusion Act of 2025, concerning the inclusion of rent and utility payment data in consumer credit reports. H.R. 7588 - Complaint Database Act, concerning the Consumer Financial Protection Bureau consumer complaint database. H.R. 4801 - Unleashing AI Innovation in Financial Services Act, and related legislation and oversight concerning artificial intelligence preemption of state consumer protection laws (Obernolte-Trahan), an artificial intelligence 'sandbox' in cryptocurrency legislation, the entry of artificial intelligence assistants into financial services, and the sharing of consumer financial data with artificial intelligence providers; use of artificial intelligence and algorithms in consumer credit and financial products. Algorithmic and artificial-intelligence-driven pricing and fees in rental housing, including the use of shared landlord data to set rents and rental fees. Consumer financial fees, including Consumer Financial Protection Bureau rules on credit card late fees and overdraft fees and supervision of payment applications. H.R. 9330 - Earned Wage Access Consumer Protection Act; high-cost and predatory consumer lending, including Enova and OppFi bank applications. Small Business: H.R. 941 - Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act.

Government entities reported: Consumer Financial Protection Bureau (CFPB) Federal Deposit Insurance Corporation (FDIC) Federal Reserve System HOUSE OF REPRESENTATIVES Office of the Comptroller of the Currency (OCC) Securities & Exchange Commission (SEC) SENATE Treasury, Dept of Federal Highway Administration (FHA) Federal Housing Finance Agency (FHFA) Housing & Urban Development, Dept of (HUD) Office of Management & Budget (OMB) Defense, Dept of (DOD) Federal Trade Commission (FTC) Small Business Administration (SBA)

Reported filing-period amount: $90,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

MORTGAGE BANKERS ASSOCIATION

Registrant: MORTGAGE BANKERS ASSOCIATION

2nd Quarter (Apr 1 - June 30)
Jul 20, 2026

Reported lobbying issue

Banking: H.R. 8141Fair Credit Reporting Reseller Accuracy Act H.R. 1777SECURE Remote Online Notarization Act H.R. 3230Financial Institution Regulatory Tailoring Enhancement Act H.R. 3682FSOC Improvement Act H.R. 9761071 Repeal to Protect Small Business Act S. 1439Federal Home Loan Banks' Mission Activities Act H.R. 6955Main Street Capital Access Act H.R. 941Small Lenders Exempt from New Data and Excessive Reporting Act or Small Lender Act H.R. 2808Homebuyers Privacy Protection Act S. 1467Homebuyers Privacy Protection Act Basel III and bank capital issues Housing: S. 967 Downpayment Toward Equity Act S. 978 HELPER Act of 2025 S. 1635Appraisal Industry Improvement Act S. 3536Build HUBS Act S. 1203Housing Vouchers Fairness Act S. 127Whole-Home Repairs Act of 2025 S. 1415Housing Unhoused Disabled Veterans Act S. 1714Disabled Veterans Housing Support Act S. 2051Choice Neighborhoods Initiative Act S. 2234Reducing Homelessness Through Program Reform Act S. 2322Appraisal Modernization Act S. 2651ROAD to Housing S. 686The Farmhouse-to-Workforce Housing Act S. 890Choice in Affordable Housing Act S. 964Property Improvement & Manufactured Housing Loan Modernization Act S. 3092Affordable Housing Expansion Act S. 1299Housing Supply Frameworks Act S. 2423Streamlining Rural Housing Act of 2025 S. 2363Build More Housing Near Transit Act S. 4020Housing Supply and Affordability Act S. 4265Freedom to Build Act S. 1260Rural Housing Service Reform Act S. 138VA Home Loan Awareness Act of 2025 S. 1527Housing Affordability Act S. 1667Homeless Children and Youth Act S. 1695HUD-USDA-VA Interagency Coordination Act S. 1880CDFI Bond Guarantee Program Improvement Act S. 1921Veterans Housing Stability Act S. 1932VALID Act of 2025 S. 2414Housing Supply Expansion Act H.R. 7030Securing Facilities for Mental Health Services Act H.R. 4069Downpayment Toward Equity Act H.R. 224Disabled Veterans Housing Support Act H.R. 4385Helping More Families Save Act H.R. 4568Supporting Upgraded Property Projects and Lending for Yards (SUPPLY) Act H.R. 5508Mortgage Insurance Freedom Act H.R. 5878HOME Reform Act of 2025 H.R. 5990Whole-Home Repairs Act of 2025 H.R. 664421st Century ROAD to Housing Act (formerly Housing for the 21st Century Act) H.R. 965Housing Unhoused Disabled Veterans Act H.R. 2094HELPER Act of 2025 H.R. 7062Build HUBS Act H.R. 1640The HEIRS Act of 2025 H.R. 4659Identifying Regulatory Barriers to Housing Supply Act H.R. 4660Unlocking Housing Supply Through Steamlined and Modernized Reviews Act H.R. 4810BUILD Housing Act H.R. 2840Housing Supply Frameworks Act H.R. 4576Build More Housing Near Transit Act H.R. 8532To amend title 38 to align elements of the housing loan program of the Department of Veterans Affairs with requirements of the Federal Housing Administration and for other purposes H.R. 7131To amend title 38 to modify the maximum guarantee amount of certain home loans guaranteed by the VA H.R. 3206Protecting America's Property Rights Act H.R. 9237Take Care of America's Veterans Act H.R. 3694VALID Act of 2025 H.R. 4957Rural Housing Service Reform Act H.R. 6047Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2025 H.R. 6132Housing Affordability Act H.R. 1815VA Home Loan Program Reform Act Anti-squatting legislation Housing Supply and Innovation Framework Act Reducing Regulatory Barriers to Housing Act VA and co-ops draft legislation VA Home Loan Modernization bill Community Assistance for Recovery and Empowerment (CARE) Act Securing Facilities for Mental Health Services Act Section 232 refinancing Tribal lands in NV FHA Servicing/Servicer Advance Issue GSE Issues Rebuilding the American Dream and Restoring Housing Affordability RESPA Bill Show Me Fix (Foreclosure Issues) VA Home Loan Affordability 0% down payment pilot program VA Partial Claims Technical Corrections legislation Taxation/Internal Revenue Code: H.R 2748 First Time Homeowner Savings Plan Act H.R. 4717 First-Time Homebuyer Tax Credit Act of 2025 H.R. 2725 Affordable Housing Tax Credit Improvement Act H.R. 2854 Neighborhood Homes Investment Act H.R. 6686 Workforce Housing Tax Credit Act S. 1686 Neighborhood Homes Investment Act S. 1515 Affordable Housing Credit Improvement Act of 2025 S. 1603 Preserving Rural Housing Investments Act S. 2313 Flood Insurance Relief Act S. 2402 First-Time Homebuyer Tax Credit Act of 2025 S.2867 Uplifting First-Time Homebuyers Act Permanent 199A pass-through deduction Current capital gains tax rates Mortgage Servicing Rights (MSRs) Business interest deductibility Opportunity Zone (OZ) tax incentives Gain on sale of a home Mortgage insurance premium deductibility Section 1031 like-kind exchanges (LKEs) Tax incentive for small developers legislation Legislation on Bonus Depreciation Home Ownership Savings Accounts: Tax advantaged account designed to help first time home buyers save for the upfront costs of purchasing a home Tax advantaged accounts for FTHB Home Savings Plan Revitalizing Downtowns & Main Streets Act Potential legislation to create a Home Savings Plan Budget/Appropriations: Ag, Rural, Development, FDA Appropriations Act for FY2027 Financial Services and General Government Appropriations Act for FY27 Milcon/VA Appropriations Act for FY27 T-HUD Appropriations Act for FY27 H.R. 4121/S. 2256 Ag, Rural Development, FDA Appropriations Act for Fiscal Year 2026 H.R. 5371 Continuing Appropriations and Extensions Act, 2026 H.R. 5450/S. 2882 Continuing Appropriations and Extensions and Other Matters Act, 2026 H.R. 3994 Milcon/VA Appropriations Act for Fiscal Year 2026 H.R. 4552/ S. 2465T-HUD Appropriations Act for Fiscal Year 2026 Science/Technology: AI Issues Data Privacy (GLBA) Insurance: NFIP Automatic Extension Act of 2025 NFIP Premium Transparency Act H.R. 5577 NFIP Extension Act of 2026 H.R. 7128 TRIA Program Reauthorization Act of 2025 H.R. 3437 Insurance Data Protection Act S. 1015A bill to extend NFIP through Dec. 31, 2026 S. 1545Repeatedly Flooded Communities Protection Act S. 1564Floodplain Enhancement and Recovery Act S. 2052Flood Insurance Transparency Act of 2025 S. 2054Flood Insurance Consumer Choice Act S. 2931NFIP Extension Act of 2025 S. 2946A bill to reauthorize the NFIP S. 824NFIP Extension Act of 2025 S. 4784National Defense Authorization Act FY2027 S. 4395Terrorism Risk Insurance Program Reauthorization Act S. 1544Insurance Data Protection Act S. 2349INSURE Act Financial Institutions/Investments/Securities: H.R. 189 SEC Real Estate Leading Authority Revocation Act Credit scores and reporting modernization National Directory of New Hires (NDNH) issue Issues involving of mortgage industry database Environment/Superfund: State and Federal Capacity Sharing for Environmental Reviews of Projects Act (CERTAIN) Act proposal Computer Industry: AI Issues Data Privacy (GLBA)

Government entities reported: Federal Deposit Insurance Corporation (FDIC) Federal Housing Finance Agency (FHFA) Federal Reserve System HOUSE OF REPRESENTATIVES Housing & Urban Development, Dept of (HUD) Office of the Comptroller of the Currency (OCC) SENATE Treasury, Dept of White House Office Consumer Financial Protection Bureau (CFPB) Veterans Affairs, Dept of (VA)

Reported filing-period amount: $1,220,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

AMERICAN FINTECH COUNCIL

Registrant: AMERICAN FINTECH COUNCIL

2nd Quarter (Apr 1 - June 30)
Jul 20, 2026

Reported lobbying issue

Banking: Executive Order 14405 - Integrating Financial Technology Innovation Into Regulatory Frameworks; lending and regulatory reform. Discussions to preserve the lending framework established by the Depository Institutions Deregulation and Monetary Control Act of 1980. Financial Institutions/Investments/Securities: H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2152 - Artificial Intelligence Practices, Logistics, Actions, and Necessities (AI PLAN) Act; provisions related to artificial intelligence. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 2978 - Guarding Unprotected Aging Retirees from Deception (GUARD) Act; provisions related to artificial intelligence. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4801 - Unleashing AI Innovation in Financial Services Act; provisions related to artificial intelligence. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S.3889 - American Lending Fairness Act of 2026: provisions related to lending. H.R. 8278 - Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act; provisions related to artificial intelligence. H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act; provisions related to artificial intelligence. H.R. 8671 - Bank Fraud Technology Advancement Act of 2026; provisions related to artificial intelligence. H.R. 9330 - Earned Wage Access Consumer Protection Act; provisions related to earned wage access. H.R. 9331 - STOP Payments Fraud Act of 2026; provisions related to regulatory reform. S. 1582 - Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act; provisions related to interest/yield reform. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI. Housing: H.R. 6644 - 21st Century ROAD to Housing Act: provisions related to community banking.

Government entities reported: Federal Deposit Insurance Corporation (FDIC) HOUSE OF REPRESENTATIVES SENATE

Reported filing-period amount: $110,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

AMERICAN BANKERS ASSOCIATION

Registrant: AMERICAN BANKERS ASSOCIATION

2nd Quarter (Apr 1 - June 30)
Jul 20, 2026

Reported lobbying issue

Accounting: Financial Accounting Standards Board Oversight Public Company Accounting Oversight Board reform Agriculture: Farm Credit System H.R. 1822/ S. 838, Access to Credit for our Rural Economy (ACRE) Act of 2025 H.R. 7567, the Farm, Food, and National Security Act of 2026, commonly known as the 2026 Farm Bill Rural housing issues Banking: H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S.2019 - Task Force for Recognizing and Averting Payments Scams (TRAPS) Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act H.R. 9331, the Strengthening Transaction Oversight Preventing (STOP) Payments Fraud Act H.R. 9471/S. 4942, the Secure and Fair Enforcement Banking Act (SAFE Banking Act) of 2026 H.R. 8395, the Payments Access and Consumer Efficiency (PACE) Act Bankruptcy: Bankruptcy reform legislation, including bills related to small business, student loans and related legislation Small business bankruptcy thresholds under Chapter 11, Subsection V Budget/Appropriations: Community Development Financial Institutions Fund and Bank Enterprise Award Program FY2026 / 2027 Financial Services and General Government Appropriations for FY2026 / 2027 Copyright/Patent/Trademark: Quality Patents Financial Institutions/Investments/Securities: SEC Good Governance Reform H.R. 2441, the Improving Disclosures for Investors Act of 2025 H.R. 1469, the Senior Security Act H.R. 9329, SEC Reform and Restructuring Act Government Issues: Fiscal Year 2026 National Defense Authorization Act for 2025 Artificial Intelligence Taxation/Internal Revenue Code: Credit Union Tax and Charter Issues H.R. 703/S. 213, the Main Street Tax Certainty Act Tax Cuts and Jobs Act Program Extensions 199A Deduction for Qualified Business Income Federal Corporate Tax Rate Opposition to a National Bank Tax Section 899-related tax issues Opposition to taxes on remittance transfers Strengthening the Low-Income Housing Tax Credit (LIHTC) Permanency for extending an Enhanced Estate Tax Exemption S.1605, International Competition for American Jobs Act Restoring deductibility for FDIC premiums The Digital Asset Protection, Accountability, Regulation, Innovation, Taxation, and Yields (PARITY) Act H.R. 9383, the Small Business and Consumer Credit Act H.R. 9178, the Less Tax Paperwork for Digital Asset Owners Act H.R. 9175, the Tax Clarity for Mining and Staking Act H.R. 9173, the Charitable Deductions for Digital Asset Donations Act H.R. 9176, the Providing Analogous Rules for Digital Assets Act H.R. 9174, the Digital Assets Voluntary Disclosure Program Act H.R. 9172, the Applying Existing Tax Anti-Abuse Rules to Digital Assets Act Homeland Security: Data Security and Privacy Cybersecurity related issues/cybersecurity regulatory harmonization Ginnie Mae Cyber Incident Reporting Requirements Reauthorization of The Cybersecurity Information Sharing Act (CISA) of 2015/enhancing cybersecurity information sharing protocols S.2983, the Extending Expired Cybersecurity Authorities Act H.R.5079, the Widespread Information Management for the Welfare of Infrastructure and Government Act Insurance: S.128, Primary Care Enhancement Act H.R.5688, the Bipartisan HSA Improvement Act of 2023 H.R. 548, HSA Modernization Act CARES Act provision reinstating the HDHP-HSA telehealth safe harbor National Flood Insurance Program H.R.5535, Insurance Data Protection Act Terrorism Risk Insurance Act Reauthorization H.R. 5577, the NFIP Extension Act of 2026 Legislation to expand access to Health Savings Accounts H.R. 7128, the TRIA Program Reauthorization Act of 2026 Law Enforcement/Crime/Criminal Justice: Anti-Money Laundering/ BSA Implementation of the Anti-Money Laundering Act of 2020 and the Corporate Transparency Act De-risking SEC Cyber Disclosures H.R.1631, Safe Access to Cash Act of 2025 S.3798, the Safe Access to Cash Act Small Business: Dodd-Frank Section 1071 Small Business Data Collection and Reporting Rule SBA 7(a) Lending Program Credit union member business lending H.R. 736, the Protect Small Businesses from Excessive Paperwork Act of 2025 H.R. 2987, Capping Excessive Awarding of SBLC Entrants Act of 2025 (CEASE Act) Housing: Federal Housing Administration Cyber Incident Notification Requirements S.2651, The Renewing Opportunity in the American Dream to Housing Act of 2025 (The ROAD to Housing Act of 2025) Legislation to increase banks investments in affordable housing H.R.6644, the Housing for the 21st Century Act / 21st Century ROAD to Housing Act Issues regarding secondary mortgage markets Retirement: H.R. 1013/S. 424, the Retirement Fairness for Charities and Educational Institutions Act Consumer Issues/Safety/Products: S.4144/H.R.306 - Ending Scam Credit Repair Act or the ESCRA Act Debt settlement issues Legislation to protect consumers from online scams H.R. 5775, the FCRA Liability Harmonization Act H.R. 2978, Guarding Unprotected Aging Retirees from Deception (GUARD Act) Minting/Money/Gold Standard: H.R.3074/S. 1525, Common Cents Act Coin circulation issues

Government entities reported: HOUSE OF REPRESENTATIVES SENATE Federal Reserve System Treasury, Dept of White House Office

Reported filing-period amount: $3,510,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

JPMORGAN CHASE HOLDINGS LLC

Registrant: JPMORGAN CHASE HOLDINGS LLC

2nd Quarter (Apr 1 - June 30)
Jul 20, 2026

Reported lobbying issue

Defense: Discussed issues related to establishing secure and resilient U.S. supply chains. Energy/Nuclear: Discussed issues related to establishing secure and resilient U.S. supply chains. Pharmacy: Discussed issues related to establishing secure and resilient U.S. supply chains. Banking: S. 401, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues. Consumer Issues/Safety/Products: S. 381, H.R. 1944, S. 2781, S. 3623, H.R. 7035, S. 4244, S. 3793, S. 3721, S. 3660, H.R. 7548, S. 3774 - Discussed consumer protection, fraud and scam prevention, digital identification, credit reporting, and privacy issues related to financial services and products. Discussed issues related to credit and debit card services. Financial Institutions/Investments/Securities: H.R. 3633, S. 3017, H.R. 1799, H.R. 2152, H.R. 4801, H.R. 8278 - Discussed margin issues and CCPs. Discussed issues related to bank structure, capital requirements, capital formation, market structure, market access and market liquidity. Discussed BSA/AML. Discussed AI, issues around financial technology policy and the regulatory perimeter. Discussed examination and enforcement issues. Discussed digital assets issues. Discussed issues related to establishing secure and resilient U.S. supply chains. Homeland Security: S. 1337, H.R. 5079, H.R. 8800, S. 4784 - Discussed proposals related to cyber security, data protection, notification issues and outbound investment issues. Discussed issues related to establishing secure and resilient U.S. supply chains. Small Business: Discussed small business lending and access to capital issues. Taxation/Internal Revenue Code: Discussed digital asset, corporate and international tax issues. Travel/Tourism: S. 3787, H.R. 7454, H.R. 6086, S. 3031, H.R. 5851, S. 1045, S. 3220, H.R. 6128, H.R. 5556, H.R. 5663, H.R. 1319, S. 2228 - Discussed proposals related to the travel industry.

Government entities reported: Defense, Dept of (DOD) HOUSE OF REPRESENTATIVES Natl Security Council (NSC) SENATE Energy, Dept of Executive Office of the President (EOP) Health & Human Services, Dept of (HHS) Commerce, Dept of (DOC) Treasury, Dept of U.S. Trade Representative (USTR)

Reported filing-period amount: $1,190,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

CHAMBER OF COMMERCE OF THE U.S.A.

Registrant: CHAMBER OF COMMERCE OF THE U.S.A.

2nd Quarter (Apr 1 - June 30)
Jul 20, 2026

Reported lobbying issue

Aerospace: H.R. 8800/S. 4784, National Defense Authorization Act (NDAA) for Fiscal Year 2027 H.R. 9238, FY 2027 Defense Appropriations Bill S. 4615, Intelligence Authorization Act of 2027 Final Rule, Modernizing Spectrum Sharing for Satellite Broadband (91 Fed. Reg. 26,928-26,948, May 13, 2026) Various issues relating to supply chain and defense industrial base; Department of Defenses government furnished equipment policy; Department of Defenses industrial base policy; general space policy issues; ITAR and export control issues; Commercial Space Services Housing: H.R. 6644, Housing for the 21st Century Act S. 2651, ROAD to Housing Act of 2025 Various issues relating to banning institutional investors from acquiring single-family homes; implementation of National Defense Authorization Act of 2026 (P.L. 119-60) Automotive Industry: H.R. 4661, Autonomous Mobility Ensuring Regulation, Innovation, Commerce, and Advancement Driving Reliability in Vehicle Efficiency and Safety (AMERICA DRIVES) Act H.R. 7390, Safely Ensuring Lives Future Deployment and Research In Vehicle Evolution (SELF DRIVE) Act of 2026 Draft legislation relating to the deployment of automated vehicle technology Various issues relating to U.S. Department of Transportation regulatory matters regarding automated vehicles Aviation/Airlines/Airports: Draft legislation relating to counter-unmanned aircraft systems (C-UAS) Proposed Rule, Department of Commerce, Bureau of Industry and Security: Securing the Information and Communications Technology and Services Supply Chain: Unmanned Aircraft Systems, 15 CFR Part 791, (90 Fed. Reg. 1,234-1,238, January 3, 2025) Proposed Rule, Federal Aviation Administration: Normalizing Unmanned Aircraft Systems Beyond Visual Line of Sight Operations 14 CFR Parts 36, 43, 45, 89, 91, 107, 108, 119, 133, 135, 137, and 146, (90 Fed. Reg. 38,212-38,391, August 7, 2025) Request for Comment, Federal Aviation Administration: Draft Programmatic Environmental Assessment for Drone Package Delivery Operations in the United States, 14 CFR Part 135, (90 Fed. Reg. 57,126-57,127, December 9, 2025) Various issues relating to implementation of the FAA Reauthorization Act of 2018 (P.L. 115-254); implementation of the FAA Reauthorization Act of 2024 (P.L. 118-63); unmanned aircraft systems flight restrictions near critical infrastructure facilities; counter-unmanned aircraft systems (C-UAS); the Information and Communications Technology and Services (ICTS) restrictions on unmanned aircraft systems; drone security issues; prohibitions on the issuance of airworthiness certificates for certain subsonic jet airplanes; customs officer staffing at airports Banking: H.R. 3446, FDIC Board Accountability Act H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, Stress Testing Accountability and Transparency Act H.R. 6553, Tailoring and Indexing Enhanced Regulations (TIER) Act of 2025 H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act H.R. 8389, Guidelines for Use, Access, and Responsible Disclosure of Financial Data (GUARD) Act H.R. 8413, Securing and Establishing Consumer Uniform Rights and Enforcement over Data (SECURE Data) Act S. 3772, Export-Import Bank Reauthorization Act of 2026 H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Draft legislation in the House of Representatives to Reauthorize the Export-Import Bank of the United States Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Consumer Financial Protection Bureau; Equal Credit Opportunity Act (Regulation B) (90 Fed. Reg. 50,901-50,923, October 13, 2025) Proposed Rule, Office of the Comptroller of the Currency, Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency (91 Fed. Reg. 10,202-10,303, March 2, 2026) Request for Comment, Consumer Financial Protection Bureau, Consumer Response Intake Form (91 Fed. Reg. 4,066-4,067, January 30, 2026) Request for Comment, Consumer Financial Protection Bureau, Draft Strategic Plan for FY 2026-2030 Proposed Rule, Federal Reserve, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations (91 Fed. Reg. 14,952-15,329, March 27, 2026) Proposed Rule, Federal Reserve, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets (91 Fed. Reg. 15,332-15,452, March 27, 2026) Various issues relating to potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System Budget/Appropriations: H.R. 4016, Department of Defense Appropriations Act, 2026 H.R. 4121, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2026 H.R. 4213, Department of Homeland Security Appropriations Act, 2026 H.R. 4553, Energy and Water Development and Related Agencies Appropriations Act, 2026 H.R. 5166, Financial Services and General Government Appropriations Act, 2026 H.R. 7567, Farm, Food, and National Security Act of 2026 Potential legislation titled Commerce, Justice, Science and Related Agencies appropriations for Fiscal Year 2027, including provisions related to litigation funding-related report language therein; Potential legislation titled Financial Services and General Government appropriations for Fiscal Year 2027, including provisions related to litigation funding-related report language therein; Various issues relating to debt ceiling/limit, budget caps, budget sequestration, and budget reconciliation; budget reconciliation legislation and related spending levels; funding for Air Traffic Control System (FAA); implementation of the Trade Facilitation and Trade Enforcement Act of 2015 (P.L. 114-125); funding issues related to the Department of Homeland Security; funding issues related to the Department of Health and Human Services implementation of the IRAs Medicare drug pricing negotiation provisions; funding issues related to the U.S. Patent and Trademark Office (USPTO), including the potential imposition of patent valuation fees; IP-related concerns with right to repair issues in the National Defense Authorization Act (NDAA) Civil Rights/Civil Liberties: H.R. 6453, ADA 30 Days to Comply Act Copyright/Patent/Trademark: H.R. 3269/S. 2276, Eliminating Thickets to Increase Competition (ETHIC) Act S. 2658, Medication Affordability and Patent Integrity Act S. 3822, Break Up Big Medicine Act S. 4007, Family Grocery and Farmer Relief Act Potential legislation amending the Inflation Reduction Act (P.L. 117-169) Potential legislation seeking to impose pharmaceutical price controls to private sector payers Potential legislation related to digital piracy Potential legislation related to changes in Patent Trial and Appeal Board Proceedings Potential legislation related to implementing most favored nation style reference pricing Potential legislation related to detection of counterfeit imports Potential legislation related to protecting consumers from counterfeit goods online Various issues relating to patent examination practices and patent quality; patent filing fees and potential patent valuation fees; IP issues related to counterfeiting; pharmaceutical price controls; IP issues related to prescription drug pricing and labeling; implementation of the Inflation Reduction Act of 2022, Drug Price Negotiation Program (P.L. 117-169, subtitle B); ongoing practice of discretionary denials at the Patent Trial and Appeal Board Defense: H.R. 2675, Protecting Our Courts from Foreign Manipulation Act H.R. 7567, Farm, Food, and National Security Act of 2026 H.R. 8800/S. 4784, National Defense Authorization Act of 2027 S. 2296, National Defense Authorization Act for Fiscal Year 2026, including provisions related to right to repair, limitations on stock buybacks and dividends Various issues relating to defense acquisition policy; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); reauthorization of the Cybersecurity Information Sharing Act of 2015 (title N of P.L. 114-113); implementation of the Continuing Appropriations, Agriculture, Legislative Branch, Military Construction and Veterans Affairs, and Extensions Act, 2026 (P.L. 119-37); U.S. Department of Defense Warfighting Acquisition System Reform Initiative; Executive Order 14383, Establishing an America First Arms Transfer Strategy; supply chain and the defense industrial base; industrial capacity and innovation; Trump administration shift in industrial capability and priorities Education: H.R. 4806/S. 2511, College Transparency Act S. 2828, Child Care Modernization Act of 2025 Department of Education Notice of Intent to Establish Negotiated Rulemaking Committees to prepare regulations for Higher Education Act programs as amended in the One Big Beautiful Bill Act (90 Fed. Reg. 35,261-35,264, July 25, 2025) Various issues relating to implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of the Child and Dependent Care Tax Credit (CDCTC), the Dependent Care Assistance Program (DCAP), and the Employer Provided Child Care Tax Credit (45F); education savings accounts Energy/Nuclear: H.R. 77, Midnight Rules Relief Act H.R. 755/S. 714, Critical Mineral Consistency Act of 2025 H.R. 1047, GRID Power Act H.R. 1687, Committing Leases for Energy Access Now (CLEAN) Act H.R. 1949, Unlocking our Domestic LNG Potential Act of 2025 H.R. 2986, Expediting Generator Interconnection Procedures Act of 2025 H.R. 3015, National Coal Council Reestablishment Act H.R. 3062, Promoting Cross-Border Energy Infrastructure Act H.R. 3109, Researching Efficient Federal Improvements for Necessary Energy Refining Act (REFINER Act) H.R. 3616, Reliable Power Act H.R. 3617, the Securing America's Critical Minerals Supply Act H.R. 3628, State Planning for Reliability and Affordability Act H.R. 3632, Power Plant Reliability Act of 2025 H.R. 3638, Electric Supply Chain Act H.R. 3699, Energy Choice Act H.R. 4754, Department of Interior, Environment, and Related Agencies Appropriations Act, 2026 H.R. 5631, Geothermal Energy Advancement Act H.R. 6336, Fair Allocation of Interstate Rates (FAIR) Act H.R. 7257, Securing Community Upgrades for a Resilient Grid (SECURE Grid) Act H.R. 7258, Energy Emergency Leadership Act H.R. 7266, Rural and Municipal Utility Cybersecurity Act H.R. 7305, Energy Threat Analysis Center Act of 2026 H.R. 8477, American Energy Dominance Act H.R. 8790, Next Generation Geothermal Research and Development Act S. 1071, National Defense Authorization Act for Fiscal Year 2026 S. 3947, Reconductoring Existing Wires for Infrastructure Reliability and Expansion (REWIRE) Act of 2026 H.J. Res. 35/S.J. Res. 12, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Waste Emissions Charge for Petroleum and Natural Gas Systems: Procedures for Facilitating Compliance, Including Netting and Exemptions" Draft legislation to amend the Energy Policy and Conservation Act to modify standards for water heaters, furnaces, boilers, and kitchen cooktops, ranges, and ovens, and for other purposes Draft legislation titled Promoting Efficient and Engaged Reviews Act of 2023 Draft legislation titled Modernizing NEPA Through Permitting Reform Act Draft legislation titled Reliability Protection for States Act Draft legislation titled ePermit Act to build out agency electronic permitting system Potential legislation similar to H.R. 1070, To amend the Solid Waste Disposal Act to provide the owner or operator of a critical energy resource facility an interim permit under subtitle C that is subject to final approval by the Administrator of the Environmental Protection Agency, and for other purposes Potential legislation similar to H.R. 1140, To authorize the Administrator of the Environmental Protection Agency to waive application of certain requirements with respect to processing and refining a critical energy resource at a critical energy resource facility, and for other purposes Potential legislation similar to H.R. 1152, Water Quality Certification and Energy Projects Improvement Act of 2023 Potential legislation similar to H.R. 1335, Transparency, Accountability, Permitting, and Production of (TAPP) American Resources Act Potential legislation similar to H.R. 1577, Building United States Infrastructure through Limited Delays and Efficient Reviews (BUILDER) Act of 2023 Potential legislation similar to H.R. 2617, Consolidated Appropriations Act, 2023 Potential legislation similar to H.R. 2635/S. 3808, Restoring Offshore Wind Opportunities Act Potential legislation similar to H.R. 3657, Hydropower Relicensing Transparency Act Potential legislation similar to H.R. 3668, Improving Interagency Coordination for Review of Natural Gas Pipelines Act Potential legislation similar to H.R. 5551/S. 2827, Building Integrated Grids With Inter-Regional Energy Supply (BIG WIRES) Act Potential legislation similar to H.R. 6129, Studying NEPAs Impact on Projects Act Potential legislation similar to H.R. 7023, Creating Confidence in Clean Water Permitting Act Potential legislation similar to H.R. 7688, Consumer Fuel Price Gouging Prevention Act Potential legislation similar to H.R. 8045, Critical Minerals Classification Improvement Act Potential legislation similar to S. 2228, Building Chips in America Act of 2023 Potential legislation similar to S. 3170, Revising and Enhancing Project Authorizations Impacted by Review (REPAIR) Act Potential legislation similar to S. 4217, Transportation Fuel Market Transparency Act Potential legislation similar to S. 4753, Energy Permitting Reform Act of 2024 Potential legislation similar to S. 4815, Simplify Timelines and Assure Regulatory Transparency (START) Act Potential appropriations bills addressing Low Income Home Energy Assistance Program (LIHEAP) and Low-Income Household Water Assistance Program (LIHWAP) Potential legislation similar to H.J. Res. 91/S.J. Res. 55, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Council on Environmental Quality relating to "National Environmental Policy Act Implementing Regulations Revisions Potential legislation similar to S.Con. Res. 14, A concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2022 and setting forth the appropriate budgetary levels for fiscal years 2023 through 2031 Energy and Water appropriations bill for fiscal year 2026 Potential legislation relating to industry- and consumer-facing energy efficiency tax incentives Beginning of Construction Requirements for Purposes of the Termination of Clean Electricity Production Credits and Clean Electricity Investment Credits for Applicable Wind and Solar Facilities (IRS Notice 2025-42, August 20, 2025) Request for Information, Office of Management and Budget, Deregulation, (89 Fed. Reg. 15,481-15,482, April 11, 2025) Final Rule, Department of Energy; Energy Conservation Program: Energy Conservation Standards for Distribution Transformers (89 Fed. Reg. 29,834-30,043, April 22, 2024) Final Rule, EPA New Source Performance Standards for Greenhouse Gas Emissions from New, Modified, and Reconstructed Fossil Fuel-Fired Electric Generating Units; Emission Guidelines for Greenhouse Gas Emissions from Existing Fossil Fuel-Fired Electric Generating Units; and Repeal of the Affordable Clean Energy Rule (89 Fed. Reg. 39,798-40,064, May 9, 2024) Proposed Regulations, Section 45V Credit for Production of Clean Hydrogen, Section 48(a)(15) Election to Treat Clean Hydrogen Production Facilities as Energy Property (88 Fed. Reg. 89,220-89,255, December 26, 2023) Proposed Rule, Repeal of Greenhouse Gas Emissions Standards for Fossil Fuel-Fired Electric Generating Units (90 Fed. Reg. 25,752-25,781, June 17, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Copper (90 Fed. Reg. 11,940-11,941, March 13, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Processed Critical Minerals and Derivative Products (90 Fed. Reg. 17,372-17,373, April 25, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Wind Turbines and Their Parts and Components (90 Fed. Reg. 41,380-41,381, August 25, 2025) Proposed Rule, NHTSA "Safer Affordable Fuel-Efficient (SAFE) Vehicles Rule III," revising CAFE standards for Model Years (MY) 2022-2031, (90 Fed. Reg. 56,438-56,656, December 5, 2025) Notice Inviting Comments, Interconnection of Large Loads to the Interstate Transmission System, issued in Federal Energy Regulatory Commission Docket No. RM26-4-000 (October 27, 2025) Various issues relating to regulatory permit streamlining, reform of National Environmental Policy Act (NEPA), and related judicial reform; diversifying energy sources, including the Trans-Adriatic Pipeline, offshore oil drilling, and wind energy; funding for energy efficiency programs; Agency Unified Agenda of Regulatory and Deregulatory Actions more broadly; Agency deregulatory announcements and initiatives generally; Department of Interior leasing ban and royalty review; strategic petroleum reserve; State Department interim international energy engagement guidance; electric grid reliability, resiliency, increasing demand growth, and resource adequacy/energy security, including interdependencies of natural gas and electricity markets; critical minerals, generally; energy security, including implications for national security and natural gas and liquified natural gas exports; limitations on exports of energy commodities, including liquified natural gas; Bureau of Land Management Leasing program; offshore energy exploration, including Bureau of Ocean Energy Management proposed program for the 2023-2028 National Outer Continental Shelf Oil and Gas Leasing Program; nuclear energy, including high-assay low-enriched uranium (HALEU) fuel supplies; electric transmission siting and permitting; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); funding for the Clean Water and Drinking Water State Revolving Funds, the Water Infrastructure Finance and Innovation Act; cybersecurity regulations applicable to critical infrastructure and associated supply chains, including software bills of materials and cyber incident reporting relating to the Cyber Incident Reporting for Critical Infrastructure (CIRCIA) Act of 2022; development of and Initial Implementation Guidance from the Office of Management and Budget on the Application of Buy America Preference in Federal Financial Assistance Programs for Infrastructure (April 18, 2022); implementation of hydrogen production tax credit under the Inflation Reduction Act (P.L. 117-169); confirmation of new commissioners nominated to serve on the Federal Energy Regulatory Commission; electricity pricing at the state level and impact of infrastructure constraints on same; applicability of the Energy Policy and Conservation Act to distribution transformers; artificial intelligence, data centers, and interaction with electricity grid, rates, and markets; Inflation Reduction Act tax credits and their potential modification; potential Administration or agency actions affecting bulk power system supply chains, including tariffs, other import restrictions, and tax policy and related implementation; Administration and agency actions relating to renewable generation resources; energy efficiency, generally, and its benefit as a tool to address electric demand growth; Department of Energy activities affecting the electric grid, including anticipated Grid Executive Order; implementation of providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Energy relating to Energy Conservation Program: Energy Conservation Standards for Consumer Gas-fired Instantaneous Water Heaters (P.L.119-6) Environment/Superfund: H.R. 161, New Source Review Permitting Improvement Act H.R. 278, BROADBAND Leadership Act H.R. 471/S. 1462, Fix Our Forests Act of 2025 H.R. 640/S. 615, Chemical Tax Repeal Act H.R. 804, Rural Small Business Resilience Act of 2025 H.R. 1897, ESA Amendments Act of 2025 H.R. 2145, Recycling Infrastructure and Accessibility Act of 2025 H.R. 2288, Common Sense Air Regulations Act H.R. 2308/S. 1246, FEMA Independence Act H.R. 2709, Save our Sequoias Act H.R. 2940, Advancing Water Reuse Act H.R. 3617, Securing Americas Critical Minerals Supply Act H.R. 3862, Clean Water SRF Parity Act H.R. 3898, Promoting Efficient Review for Modern Infrastructure Today (PERMIT) Act H.R. 3899, Clarifying Federal General Permits Act H.R. 3900, Water Quality Technology Availability Act H.R. 3927, Nationwide Permitting Improvement Act H.R. 3928, Improving Water Quality Certifications and American Energy Infrastructure Act H.R. 4109, Recycling and Composting Accountability Act H.R. 4214, Clean Air and Building Infrastructure Improvement Act H.R. 4218, Clean Air and Economic Advancement Reform Act H.R. 4357/S. 2260, Border Water Quality Restoration and Protection Act H.R. 4466, CIRCLE Act H.R. 4503/S. 3800, ePermit Act H.R. 4669, FEMA Act H.R. 4776, Standardizing Permitting and Expediting Economic Development (SPEED) Act H.R. 6373, Air Permitting Improvements to Protect National Security Act of 2025 H.R. 6387, Fire Improvement and Reforming Exceptional Events (FIRE) Act H.R. 6398, Reducing and Eliminating Duplicative Environmental Regulations (RED) Tape Act H.R. 6409, Foreign Emissions and Nonattainment Clarification for Economic Stability (FENCES) Act H.R. 7502, the Recycled Materials Attribution Act H.R. 7567, Farm, Food, and National Security Act of 2026 H.R. 7845, Drought Relief Obtained Using Government Help Today Act of 2026 H.R. 8800, FY 27 National Defense Authorization Act H.R. 9250, Great American Outdoors Act 250 H.R. 9317, Buses Utilizing Safety and Environmental Standards (BUSES) Act S. 351, Strategies to Eliminate Water and Accelerate Recycling Development (STEWARD) Act of 2025 S. 623, No IRIS Act of 2025 S. 1323, Facilitating Increased Resilience, Environmental Weatherization and Lowered Liability Act S. 2296, National Defense Authorization Act for Fiscal Year 2026 S. 3305, Curtailing Litigation Excess and Abuse Reform (CLEAR) Act of 2025 S. 3826, Modernizing Clean Air Permitting Act S. 3967, Futureproofing Local Operations for Water Systems Act H.J. Res. 61/S.J. Res. 11, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "National Emission Standards for Hazardous Air Pollutants: Rubber Tire Manufacturing H.J. Res. 87/S.J. Res. 46, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine Pollution Control Standards; Heavy-Duty Vehicle and Engine Emission Warranty and Maintenance Provisions; Advanced Clean Trucks; Zero Emission Airport Shuttle; Zero-Emission Power Train Certification; Waiver of Preemption; Notice of Decision" H.J. Res. 88/S.J. Res. 45, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine Pollution Control Standards; Advanced Clean Cars II; Waiver of Preemption; Notice of Decision" H.J. Res. 89/S.J. Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine and Nonroad Engine Pollution Control Standards; The 'Omnibus' Low NOx Regulation; Waiver of Preemption; Notice of Decision" Discussion draft legislation To amend the Federal Water Pollution Control Act to exempt civil penalties for certain violations of such Act from the Federal Civil Penalties Inflation Adjustment Act of 1990, and for other purposes. Discussion draft legislation to reform the Brownfields Program Draft legislation titled Create Expedited Reviews to Transform American Infrastructure Now (CERTAIN) Act - Discussion Draft Draft legislation titled Fiscal Year 2026 Energy and Water Development and Related Agencies Appropriations Draft legislation titled Fiscal Year 2026 Environment and Interior and Related Agencies Appropriations Draft legislation titled Fiscal Year 2026 Commerce, Justice, and Science Agencies Appropriations Draft legislation titled the Wildfire Response Improvement Act Draft legislation titled The American Energy and Mineral Infrastructure Act Draft legislation on PFAS Draft legislation relating to Establishing a Chief Resilience Officer at the White House and calling for interagency coordination and development of a national resilience strategy Draft legislation relating to increasing the portion of post-disaster funding directed for pre-disaster mitigation purposes, especially in FEMAs Building Resilient Infrastructure and Communities Program Draft legislation relating to promoting incentives, including tax credits for individuals and businesses for pre-disaster mitigation expenses Draft legislation to reform the Permitting Councils responsibilities related to assisting federal agencies in the environmental permitting process Draft legislation relating to the reform of NEPA, NHPA and other statutes as part of broader efforts to modernize federal environmental permitting Potential legislation regarding TSCA reform Potential legislation similar to National Coordination on Adaptation and Resilience for Security Act Potential legislation similar to H.R. 1721, the Health H20 Act Potential legislation similar to H.R. 1812, One Federal Decision Act of 2021 Potential legislation similar to H.R. 2467, PFAS Action Act of 2021 Potential legislation similar to H.R. 2508, Naturally Offsetting Emissions by Managing and Implementing Tillage Strategies Act of 2021 Potential legislation similar to H.R. 2612, Restoring Environments, Soils, Trees, and Operations to develop the Rural Economy (RESTORE) Act of 2021 Potential legislation similar to H.R. 2964, Wastewater Infrastructure Pollution Prevention and Environmental Safety Act; Potential legislation similar to H.R. 5689, Resilient Assistance for Mitigation for Environmentally Resilient Infrastructure and Construction by Americans (AMERICA) Act Potential legislation similar to H.R. 6461/S. 3531, National Climate Adaptation and Resilience Strategy Act Potential legislation similar to S. 2750, Precision Agriculture Loan Program Act of 2021 Potential legislative action similar to H.J. Res. 27, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Potential legislative action similar to H.J. Res. 117/S.J. Res. 65, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Reconsideration of the National Ambient Air Quality Standards for Particulate Matter" Potential legislative action similar to H.Con. Res. 34, expressing disapproval of the withdrawal by the Secretary of the Interior of approximately 225,504 acres of National Forest System lands in Cook, Lake, and Saint Louis Counties, Minnesota, from disposition under the United States mineral and geothermal leasing laws Potential legislative action similar to S.Con. Res. 14, A concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2022 and setting forth the appropriate budgetary levels for fiscal years 2023 through 2031 Potential legislation to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require predisaster hazard mitigation assistance to be awarded during the fiscal year during which an application is submitted Potential resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to Federal Good Neighbor Plan for the 2015 Ozone National Ambient Air Quality Standards; Notice on Remand of the Record of the Good Neighbor Plan to Respond to Certain Comments. Proposed rescission of the hazard index (HI) for select PFAS and extension of the compliance deadline for implementation of the National Primary Drinking Water Standard for PFOA and PFOS Proposed interim guidance for PFAS disposal and destruction Proposed Rule regarding Docket ID No. EPA-HQ-OLEM-2025-1707, Clean Water Act Hazardous Substance Facility Response Plans; Amendment Reconsideration, (91 Fed. Reg. 7,415-7,420, February 18, 2026) Proposed Rule, Reconsideration of the Greenhouse Gas Reporting Program, (90 Fed. Reg. 44,591-44,618, September 16, 2025) Proposed Rule, Reconsideration of 2009 Endangerment Finding and Greenhouse Gas Vehicle Standards, (90 Fed. Reg. 36,288, EPA-HQ-OAR-2025-0194, August 1, 2025) Proposed Rule, Repeal of Greenhouse Gas Emissions Standards for Fossil Fuel-Fired Electric Generating Units (90 Fed. Reg. 25,752-25,781, June 17, 2025) Notice of Availability and Request for Comment on Technical Support Document: Social Cost of Carbon, Methane, and Nitrous Oxide Interim Estimates Under Executive Order 13990 (86 Fed. Reg. 24,669-24,670, May 7, 2021) Phasedown of Hydrofluorocarbons: Management of Certain Hydrofluorocarbons and Substitutes Under Subsection (h) of the American Innovation and Manufacturing Act of 2020 (88 Fed. Reg. 72,216-72,312, October 19, 2023) Proposed Rule on Phasedown of Hydrofluorocarbons: Establishing the Allowance Allocation and Trading Program under the American Innovation and Manufacturing Act (86 Fed. Reg. 27,150 - 27,223, May 19, 2021) Proposed Rule, Reconsideration of the 2020 National Emission Standards for Hazardous Air Pollutants: Miscellaneous Organic Chemical Manufacturing Residual Risk and Technology Review; Environmental Protection Agency (87 Fed. Reg. 6,466-6,473, February 4, 2022) Interim Final Rule, Removal of National Environmental Policy Act Implementing Regulations, (90 Fed. Reg. 10,610-10,616, February 25, 2025) Proposed Rule, Designation of Perfluorooctanoic Acid (PFOA) and Perfluorooctanesulfonic Acid (PFOS) as CERCLA Hazardous Substances (87 Fed. Reg. 54,415-54,442, September 6, 2022) Final Rule, Reconsideration of the National Ambient Air Quality Standards for Particulate Matter (89 Fed. Reg. 16,202-16,406, March 6, 2024) Final Rule, Accidental Release Prevention Requirements: Risk Management Programs Under the Clean Air Act; Safer Communities by Chemical Accident Prevention (89 Fed. Reg. 17,622-17,692, March 11, 2024) TSCA Section 8(a)(7) Reporting and Recordkeeping Requirements for Perfluoroalkyl and Polyfluoroalkyl Substances; Notice of Data Availability and Request for Comment (87 Fed. Reg. 72,439-72,441, November 25, 2022) Proposed Rule, Environmental Protection Agency; Phasedown of Hydrofluorocarbons: Restrictions on the Use of Certain Hydrofluorocarbons Under Subsection (i) the American Innovation and Manufacturing Act of 2020 (87 Fed. Reg. 76,738-76,813, December 15, 2022) Proposed Rule, Federal Acquisition Regulatory Council; Disclosure of Greenhouse Gas Emissions and Climate-Related Financial Risk (87 Fed. Reg. 68,312-68,334, November 14, 2022) Final Rule, Environmental Protection Agency; Standards of Performance for New, Reconstructed, and Modified Sources and Emissions Guidelines for Existing Sources; Oil and Natural Gas Sector Climate Review (89 Fed. Reg. 16,820-17,227, March 8, 2024) Proposed Rule, PFAS National Primary Drinking Water Regulation Rulemaking (88 Fed. Reg. 18,638-18,754, March 29, 2023) Proposed Rule, Bureau of Land Management: Conservation and Landscape Health (88 Fed. Reg. 19,583-19,604, April 3, 2023) Multi-Pollutant Emissions Standards for Model Years 2027 and Later Light-Duty and Medium-Duty Vehicles, (88 Fed. Reg. 29,184-29,446, May 5, 2023) New Source Performance Standards for Greenhouse Gas Emissions from New, Modified and Reconstructed Fossil Fuel-Fired Electric Generating Units: Emission Guidelines for Greenhouse Gas Emissions from Existing Fossil Fuel-Fired Electric Generating Units; and Repeal of the Affordable Clean Energy Rule (88 Fed. Reg. 80,682-80,685, November 20, 2023) Proposed Rule, Revising Scope of the Mining Sector of Projects That Are Eligible for Coverage Under Title 41 of the Fixing America's Surface Transportation Act (88 Fed. Reg. 65,350-65,356, September 22, 2023) Proposed Rule, Definition of Hazardous Waste Applicable to Corrective Action for Releases from Solid Waste Management Units (89 Fed. Reg. 15,967-15,968, February 8, 2024) Proposed Rule, Environmental Protection Agency; Listing of Specific PFAS as Hazardous Constituents (89 Fed. Reg. 8,606-8,621, February 8, 2024) Notice; request for information (RFI), Office of Acquisition Policy, General Services Administration, Notice of Inquiry Regarding PFAS in Products; (89 Fed. Reg. 26,887-26,888, April 16, 2024) Final Rule, National Environmental Policy Act Implementing Regulations Revisions Phase 2, (89 Fed. Reg. 35,442-35,577, May 1, 2024) Proposed Rule, Addition of Certain Per- and Polyfluoroalkyl Substances (PFAS) to the Toxics Release Request for Information Inventory (TRI) (89 Fed. Reg. 81,776, October 8, 2024) Circularity for Secure and Sustainable Products and Materials: A Draft Strategic Framework Request for Information (EERE T 540.111-02, October 9, 2024) Public Engagement Webinars; Pre-Prioritization and Consideration of Existing Chemical Substances for Future Prioritization Under the Toxic Substances Control Act (TSCA) (89 Fed. Reg. 68,894-68,896, August 28, 2024) Notice of Availability, Proposed High-Priority Substance Designations Under the Toxic Substances Control Act (TSCA) (89 Fed. Reg. 60,420-60,424, July 25, 2024) Final Rule, Negative Options Rule, (89 Fed. Reg. 90,476, November 11, 2024) Final Rule, Premerger Notification; Reporting and Waiting Period Requirements, (89 Fed. Reg. 89,216, November 12, 2024) Proposed Rule, Procedures for Chemical Risk Evaluation Under the Toxic Substances Control Act (TSCA), (40 CFR Part 702; EPA-HQ-OPPT-2025-0260; FRL-8529.1-01-OCSPP; RIN 2070-AL27) Extension of Reporting Submission Period; Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS) Data Reporting and Recordkeeping Under the Toxic Substances Control Act (TSCA); Change to Submission Period; EPA-HQ-OPPT-2020-0549 Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS) Data Reporting and Recordkeeping Under the Toxic Substances Control Act (TSCA); Change to Submission Period; EPA-HQ-OPPT-2020-0549 (December 29, 2025) A Consultation Document on Phase 1 of the Risk Management of PFAS, Excluding Fluoropolymers: Prohibition of the Use of PFAS, not Currently Regulated, in Firefighting Foams (November 25, 2025) Comments on Proposed Revisions to the AIM Act Technology Transition Rule (Docket No. EPA-HQ-OAR-2025-0005) (November 21, 2025) Comments on Section 401 State Water Quality Certification Open Docket; Docket ID No. EPA-HQ-OW-2025-0272 (August 6, 2025) Proposed Methods Update Rule (MUR), MUR 22 (90 Fed. Reg. 6,967-7,037, January 21, 2025) Notice of 2025 Draft List of Critical Minerals (90 Fed. Reg. 41,591 - 41,593, August 26, 2025) Preliminary Effluent Guidelines Program Plan 16 Proposed Rule regarding Docket ID No. EPA-HQ-OLEM-2021-0585, Compliance Deadline Extension and ANPRM for CWA Section 311 Worst Case Spill Program,(91 Fed. Reg 10,787, March 5, 2026) Proposed rule: withdrawal of proposed provision, regarding Docket ID No. EPA-HQ-OAR-2003-0156, 'EPA Rule on PyrolysisClean Air ActExclusion,(86 Fed. Reg. 50,296, May 24, 2023) Regulatory review; request for public comment Regarding RIN 3084-AB15, Needed Updates to the FTC Green Guides,(89 Fed. Reg. 67,335 - 67,336, August 20, 2024 Notice: solicitation of Input regarding docket number COE-2026-0001 ,U.S. Army Corps Nationwide Permit RFI,(Fed. Reg 12,591 - 12,593, March 16, 2026) Notice of availability; request for comments regarding Docket ID Number EPA-HQ-OW-2022-0946, Safe Drinking Water Act Contaminant Candidate List 6, (88 Fed. Reg 10,316 - 10,318, April 18, 2023) Open Federal Advisory Committee meeting.Regarding Docket No. DHS-2025-0712, FEMA ReviewCouncilreport,(90 Fed. Reg. 54,360, November 26, 2025) Proposed Toxics Release Inventory (TRI); Clarification of Toxic Chemicals Due to Automatic Additions of Per- and Polyfluoroalkyl Substances Under the National Defense Authorization Act (90 Fed. Reg. 5,795-5,798, January 17, 2025) Draft National Recommended Ambient Water Quality Criteria for the Protection of Human Health for Perfluorooctanoic Acid, Perfluorooctane Sulfonic Acid, and Perfluorobutane Sulfonic Acid (EPA-HQ-OW-2024-0454; FRL 12023-01-OW) (April 29, 2025) Request for Withdrawal and Comments of the Proposed National Pollutant Discharge Elimination System (NPDES) 2026 Issuance of the Multi-Sector General Permit (MSGP) for Stormwater Discharges Associated with Industrial Activity; EPA-HQ-OW-2024-0481 (May 19, 2025) Notice ID: DODCMRMP05272025, Department of Defense Request for Information; Chemical and Material Risk Management Program (CMRMP) Toxic Substances Control Act (TSCA) Market Analysis (June 20, 2025) Proposed Rule, Review of New Source Performance Standards for Stationary Combustion Turbines and Stationary Gas Turbines, (89 Fed. Reg. 101,306-101,356, December 13, 2024) Proposed Rule, National Emission Standards for Hazardous Air Pollutants: Coal- and Oil-Fired Electric Utility Steam Generating Units, (90 Fed. Reg. 25,535-25,546, June 17, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Listing Endangered and Threatened Species and Designating Critical Habitat, (90 Fed. Reg. 52,607-52,615, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Regulations for Designating Critical Habitat, (90 Fed. Reg. 52,592-52,599, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Interagency Cooperation Regulations, (90 Fed. Reg. 52,600-52,607, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Regulations Pertaining to Endangered and Threatened Wildlife and Plants (90 Fed. Reg. 52,587-52,592, November 21, 2025) Various issues relating to regulatory permit streamlining; EPAs Ozone National Ambient Air Quality Standards, including Good Neighbor Air Quality Standards; implementation of Sections 311, 401 and 404 of the Clean Water Act (P.L. 91-190); implementation of the National Environmental Policy Act (P.L. 91-190); implementation and reforms of the Toxic Substances Control Act (P.L. 94-469); implementation of the American Innovation and Manufacturing (AIM) Act (P.L. 116-260, Div. S, section 103) including provision implementation of the laws Allocation Rule; implementation of the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA, P.L. 96-510), including private cleanup cost and designating Perfluorooctanoic acid (PFOA) and Perfluorooctane sulfonic acid (PFOS) under CERCLA; reauthorization of Water Resources Development Act (P.L. 118-272); National Environmental Policy Act permitting modernization and CEQ regulatory updates; Water Infrastructure Finance and Innovation Act expansion; Border Water Infrastructure Program; Nationwide Permitting Program reissuance; regulation of perfluoroalkyls and polyfluoroalkyl chemicals (PFAS) and fluoropolymers; Executive Order 14057, Catalyzing Clean Energy Industries and Jobs Through Federal Sustainability, provisions relating to Procurement and PFAS; Congressional Review Act disapproval of regulations; development of legislation following Supreme Court decision limiting agency regulatory deference; Environmental Protection Agency research office; Circular No. A-4, Guidance to Federal agencies on the development of regulatory analysis; Conference of the Parties (COP) 28, 29, and 30; endorsement of scientific experts for Integrated Risk Information System (IRIS) assessments; water and western water issues; water subcabinet; strategic petroleum reserve; reference dose levels for PFOA and PFOS considered by EPAs Science Advisory Board; budget hearings for the Council on Environmental Quality, Environmental Protection Agency; voluntary carbon offset markets; voluntary methane reductions from agriculture/USDA research on methane reductions from agriculture; Air Quality: Revision to the Regulatory Definition of Volatile Organic Compounds-Exclusion of (2E)-1,1,1,4,4,4-hexafluorobut-2-ene (HFO-1336mzz(E)); Solid Waste Infrastructure for Recycling Grant Program Request for Information; proposed Clean Water Act Section 401 Water Quality Certification Improvement Rule; Department of Treasury hydrogen production tax credit (45V) guidance; implementation of the EU Methane Regulations; Endangered Species Act regulations and legislation; General Services Administration (GSA) Acquisition Policy Federal Advisory Committee (GAP FAC) report and letter regarding per- and polyfluoroalkyl (PFAS) substances; U.S. EPA Criteria or Product Category Rules to Support the Label Program for Low Embodied Carbon Construction Materials; Natural Capital Accounting guidance; Sustainable Aviation Fuels Blenders Tax Credit and CORSIA voluntary carbon markets; implementation and proposed changes to the Waters of the U.S.; submitted comments on the RFI for the 2026 UN Water Conference thematic issues request for information; petition to EPA to designate solar panels as universal waste; meeting and continuing correspondence with House Oversight Majority office on Greenhouse Gas Protocol scope 2 updates & a standard being developed for GHGP by ISO; implementation of Outer Continental Shelf Lands Act (P.L. 83-212) Notice of Objection and Request for Board of Review in relation to the Order Adding a Toxic Substance to Part 2 of Schedule 1 to the Canadian Environmental Protection Act, 1999; FTC Green Guides; Global Plastics Pollution Agreement; Basel Convention implementing legislation; DoD PFAS Critical Use Report; Chromium VI SAB hearing; methane mitigation from the natural gas value chain; Office of Information and Regulatory Affairs, Broadening Public Engagement in the Federal Regulatory Process, public hearing and comments; Department of Interior Guidance related to emergency permitting procedures; Clean Water and Drinking Water State Revolving Funds (SRFs); funding for water infrastructure programs authorized in the Infrastructure Investment and Jobs Act (P.L. 117-58); Water and Resilience Provisions (IIJA, P.L. 117-58); inefficiencies and delays in the EPA's New Chemicals Program under Toxic Substances Control Act (P.L. 94-469); reauthorization of the Drinking Water and Wastewater Infrastructure Act (P.L. 117-58, Title XII, Div. E); implementation of the Flood Level Observation, Operations, and Decision Support Act (P.L. 117‑316); implementation of the Safe Drinking Water Act (P.L. 93‑523); implementation of Frank R. Lautenberg Chemical Safety for the 21st Century Act (P.L. 114-182); disaster preparedness and emergency management reform; pre-disaster mitigation and resilience funding; rural community water assistance programs Financial Institutions/Investments/Securities: H.R. 1013/S. 424, Retirement Fairness for Charities and Educational Institutions Act of 2025 H.R. 1109, Litigation Transparency Act of 2025, and potential amendments thereto H.R. 1190/S. 577, Expanding Access to Capital for Rural Job Creators Act H.R. 1467/S. 4055, Senior Security Act of 2026 H.R. 1469, Senior Security Act of 2025 H.R. 1799, Financial Reporting Threshold Modernization Act H.R. 2225/S. 1808, Access to Small Business Investor Capital Act H.R. 2441/S. 1877, Improving Disclosure for Investors Act of 2025 H.R. 2675/S. 3180, Protecting Our Courts From Foreign Manipulation Act of 2025 H.R. 3301, ELEVATE Act of 2025 H.R. 3339, Equal Opportunity for All Investors Act of 2025 H.R. 3343, Greenlighting Growth Act of 2025 H.R. 3351, Improving Access to Small Business Information Act H.R. 3352, HALOS Act of 2025 H.R. 3381, Encouraging Public Offerings Act of 2025 H.R. 3382/S. 2924, Small Entity Update Act H.R. 3383/S. 3671, Increasing Investor Opportunities Act H.R. 3394, Fair Investment Opportunities for Professional Experts Act H.R. 3512, Tackling Predatory Litigation Funding Act H.R. 3645, ACCESS Act of 2025 H.R. 3673, Small Business Investor Capital Access Act H.R. 3682/S. 3578, Financial Stability Oversight Council Improvement Act of 2025 H.R. 3959, Protecting Private Job Creators Act H.R. 4171, Small Entrepreneurs Empowerment and Development (SEED) Act of 2025 H.R. 4429, Developing and Empowering Our Aspiring Leaders (DEAL) Act H.R. 4430, Expanding WKSI Eligibility Act H.R. 4431, Improving Capital Formation for Newcomers (ICAN) Act H.R. 5437, Protection of Lawful Commerce in Stone Slab Products Act H.R. 5484, National Flood Insurance Program Reauthorization and Reform Act of 2025 H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act H.R. 7085, To repeal certain disclosure requirements related to conflict minerals H.R. 7127, Restoring Secondary Market Trading Act H.R. 7128, Terrorism Risk Insurance Act of 2026 H.R. 8286, Protecting Americans' Retirement Savings From Politics Act H.R. 8338, Safeguarding Americans Fairly Earned Retirement Act of 2026 S. 985, PROTECT USA Act S. 2934, Protecting Americans from Russian Litigation Act of 2025, and potential litigation funding issues thereunder S. 3772, Export-Import Bank Reauthorization Act of 2026 S. 3826, Litigation Funding Transparency Act of 2026 Potential legislation similar to H.R. 448, Putting Investors First Act Potential legislation similar to H.R. 2590, Unlocking Capital for Small Business Act of 2023 Potential legislation similar to H.R. 2607, Improving Crowdfunding Opportunities Act, 2023 Potential legislation similar to H.R. 2622, to amend the Investment Advisers Act of 1940 to codify certain Securities and Exchange Commission no-action letters that exclude brokers and dealers compensated for certain research services from the definition of investment adviser Potential legislation similar to H.R. 2651, Regulation A+ Improvement Act of 2023 Potential legislation similar to H.R. 2799, the Investment Opportunity Expansion Act, 2023 Potential legislation similar to H.R. 4168/S. 2005, Mandatory Materiality Act Potential legislation similar to H.R. 4767, Protecting Americans Retirement Savings from Politics Act Potential legislation similar to H.R. 6623/S. 2068, Main Street Growth Act Potential legislation similar to S. 5139, Empowering Main Street in America Act (EMSAA) of 2024 Potential legislation to repeal the SECs Universal Proxy Rule of 2021 Potential legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Potential legislation, the Informed Investor Access Act, to amend the definition of accredited investor to include individuals receiving advice from certain professionals, and for other purposes Potential report language on FSOC/OFR stress test of nonbank financial institutions engaged in private credit Proposed amendment to H.R. 8800, the National Defense Authorization Act for FY 2027, to prohibit stock buybacks by certain defense contractors SEC Proposed Rule on the Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11, 2022) SEC Proposed Rule on Publication or Submission of Quotations Without Specified Information (91 Fed. Reg. 13,243-13,263, March 19, 2026) SEC Proposed Rule on the Rescission of Climate-Related Disclosure Rules (91 Fed. Reg. 33,296-33,345, June 3, 2026) SEC Proposed Rule on Semiannual Reporting (91 Fed. Reg. 24,968-25,058, May 7, 2026) FSOC Proposed Interpretive Guidance on the Authority to Require Supervision and Regulation of Certain Nonbank Financial Companies (91 Fed. Reg. 15,551-15,566, March 30, 2026) Various issues relating to potential housing finance reform legislation; Basel III Endgame Rule; Export-Import Bank of the United States; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); proxy process and shareholder proposal system overseen by SEC; antifraud accountability; reporting metrics of American companies under the EUs Corporate Sustainability Reporting Directive and Corporate Sustainability Due Diligence Directive; index fund passivity; reform to the function of the Public Company Accounting Oversight Board; rulemaking regarding corporate exemptions for shareholder proposals under SEC Rule 14a-8; rulemaking regarding reform to the proxy voting advice industry at the SEC; request for comment from SEC on potential revisions to executive compensation disclosure; request for comment from SEC on potential revisions to definition of Foreign Private Issuer; SEC Compliance and Disclosure Interpretations: Regulation 13D-G (February 11, 2025); potential policy affirming materiality as the standard for corporate disclosure at the SEC; Executive Order 14366, Protecting American Investors from Foreign-Owned and Politically-Motivated Proxy Advisors; Executive Order 14330, Democratizing Access to Alternative Assets for 401(K) Investors; SEC Staff Review ADI 2025-16 on Registered Closed-End Funds of Private Funds (August 15, 2025); acquired fund fees and expenses mandate under Rule 12d1-4 (impact of AFFE on BDCs and inclusion of alternative assets in 401(K)s); potential policy from SEC on electronic delivery of investor disclosure information; capital formation policy to expand access to capital for small businesses, strengthen public markets, and increase opportunities for investors; SEC proposal for an Innovation Exemption for Tokenized Securities; oversight issues and potential legislation on third party litigation funding, including its national security implications; insurance related litigation; oversight of the federal judiciary regarding third party litigation funding Food Industry (safety, labeling, etc.): H.R. 6294, Childhood Diabetes Reduction Act of 2025 H.R. 7291, GRAS Oversight and Transparency Act S. 3122, Better FDA Act of 2025 Various issues relating to Generally Recognized As Safe (GRAS) FDA review process; proposals to reform the definition of ultra-processed foods, including stricter nutritional standards and warning labels; Federal preemption for policies related to food labeling and ingredient bans Homeland Security: H.R. 5079, Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 8800, National Defense Authorization Act for Fiscal Year 2027 S. 2983, the Extending Expired Cybersecurity Authorities Act S. 3404, the Satellite Cybersecurity Act of 2025 Draft legislation titled Safe Harbor for AI Risk Exchange, Analysis, and Information-Sharing (SHARE) AI Act Draft legislation titled National Security Commission Quantum Computing Act of 2026 Proposed Rule, Federal Acquisition Regulatory Council; Federal Acquisition Regulation: Prohibition on Certain Semiconductor Products and Services (91 Fed. Reg. 7,223-7,242, February 17, 2026) Proposed Rule, Federal Acquisition Regulation: Controlled Unclassified Information (90 Fed. Reg. 4,278-4,317, January 15, 2025) Proposed Rule, Cybersecurity and Infrastructure Security Agency (CISA): Cyber Incident Reporting for Critical Infrastructure Act (CIRCIA) Reporting Requirements (89 Fed. Reg. 23,644-23,776, April 4, 2024) Various issues relating to President Trumps Cyber Strategy for America of March 2026 and corresponding executive actions; Executive Order 14409 of June 2, 2026, Promoting Advanced Artificial Intelligence Innovation and Security; Presidential Proclamation 10973, Restriction on Entry of certain Nonimmigrant Workers; H-1B Visa Program Foreign Relations: H.R. 2675, Protecting Our Courts from Foreign Manipulation Act H.R. 6500, African Growth and Opportunity Act (AGOA) Reauthorization H.R. 7084, Defending American Property Abroad Act S. 2934, Protecting Americans from Russian Litigation Act of 2025 Various issues relating to negotiations of the U.S.-Mexico-Canada (USMCA) Trade Agreement; development of the National Defense Authorization Act for Fiscal Year 2027, including provisions relating to foreign authorization legislation; compromise specific to right to repair for defense products intended for domestic and foreign use, foreign sales and industrial base cooperation reform; Congressional notification reform legislation; European Unions revised Product Liability Directive Health Issues: H.R. 2528/S. 1847, Association Health Plans Act H.R. 5463, Choice Arrangement Act of 2025 H.R. 8324, Great American Healthcare Plan, including provisions related to expansion of Health Savings Accounts (HSAs) S. 2875, Custom Health Option and Individual Care Expense (CHOICE) Act Various issues relating to the employer-sponsored health care system, implementation of regulatory process, provider network adequacy, health savings account (HSAs), health reimbursement account (HRAs), association health plans (AHPs), cost sharing reduction payments (CSRs), individual health reimbursement arrangements (ICHRAs), employer mandates; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); health reimbursement arrangements and other account-based group health plans; mental health parity; telehealth, including coverage of telehealth under High-Deductible Health Plans (HDHPs) and expanding telehealth options for employees; legislative proposals to tax employer-provided health care coverage; artificial price caps on providing insulin; Executive Order 14297, Delivering Most‑Favored‑Nation Prescription Drug Pricing to American Patients; ERISA preemption protections including information on constructive changes/modifications to ERISA; TRUMP AMERICA AI Act and AI proposals impacting health care; Food and Drug Administration (FDA) and Department of Health and Human Services (HHS) pending rulemaking to rescind the "adequate provision" standard for direct-to-consumer (DTC) prescription drug advertisements, RIN number: 0910-AJ14; efforts to reform the World Health Organizations (WHO) engagement with private sector; continued U.S. membership to the World Health Organization (WHO); support for necessary market conditions to incentivize health sector investment, grow markets, sustain business operations, and improve access to health commodities globally; promote greater harmonization of standards and investment in digital health; health-related policy issues in the G20/G7 forums and other multilateral forums; support for continued and reformed U.S. foreign assistance, including in global health Immigration: H.R. 3227, Farm Workforce Modernization Act of 2025 H.R. 4393, To secure the border and reform the Immigration laws H.R. 5494, Essential Workers for Economic Advancement H.R. 8013, Keep Innovators in America Act H.R. 9310, Department of Homeland Security Appropriations Act, 2027 Notice of proposed rulemaking, Improving Wage Protections for the Temporary and Permanent Employment of Certain Foreign Nationals in the United States (91 Fed. Reg. 15,454-15,501, March 27, 2026) Notice of proposed rulemaking, Employment Authorization Reform for Asylum Applicants (91 Fed. Reg. 8,616-8,700, February 23, 2026) Notice and request for comments, Agency Information Collection Activities; Revision; Arrival and Departure Record (Form I-94) and Electronic System for Travel Authorization (ESTA) (90 Fed. Reg. 57,208-57,211, December 10, 2025) Various issues relating to immigration policy and reforms; H-1B Visa Program; H-2 Visa Program and temporary rule; J-1 Programs; visa reform; implementation of the Homeland Security and Further Additional Continuing Appropriations Act, 2026 (P.L. 119-86); high-skilled immigration; lesser skilled immigration; temporary agricultural guest workers; temporary non-agricultural guest workers; optional practical training program; regulatory proposals impacting the H-1B and other employment-based visa programs; regulatory proposals that will impede work authorization of individuals legally present in the United States Intelligence: S. 4615, Intelligence Authorization Act for Fiscal Year 2027 Various issues relating to provisions on classified-information access for Key Management and Oversight Personnel, surge cleared personnel capacity, classified-contract risk of loss, and facility-security accreditation standards Law Enforcement/Crime/Criminal Justice: H.R. 2853/S. 1404, Combating Organized Retail Crime Act H.R. 6453, ADA 30 Days to Comply Act S. 4850, A bill to amend title 28, United States Code, to adjust thresholds relating to jurisdiction for inflation Various issues relating to multidistrict litigation and potential legislation modifying diversity jurisdiction requirements Labor Issues/Antitrust/Workplace: H.R. 1177/S. 492, Improve & Enhance the Work Opportunity Tax Credit Act H.R. 3552/S. 1843, Second Chance Reauthorization Act of 2025 H.R. 4386, Apprenticeship Data Value Improvements to Create Employment (ADVICE) Act H.R. 4409, Streamlining Timely Apprenticeship Registration and Transparency (START) Act H.R. 4424, Securing Help for Involuntary Employment Loss and Displacement (SHIELD) Act H.R. 5408/S. 844, Faster Labor Contracts Act H.R. 6453, ADA 30 Days to Comply Act H.R. 8183, Modernizing Access to Talents, Credentials, and Hiring (MATCH) Act H.R. 8210, A Stronger Workforce for America Act H.R. 8624, Workforce Apprenticeship Growth and Education Support Act H.R. 8714, Skill Savings Account Act H.R. 9224/S. 2828, Child Care Modernization Act S. 4016, Stop Unemployment Fraud Act S. 4071, Child Care Tax Benefit Outreach and Assistance Act S. 4360, INSIGHT Act S. 4746, A bill to provide that certain discriminatory conduct by covered platforms shall be unlawful, and for other purposes Draft legislation titled Ensuring Workers Get PAID Act Draft legislation titled Fair and Open Competition Act Draft legislation titled Protecting the Right to Organize (PRO) Act Nominations of James Macy to serve on the National Labor Relations Board OSHA Notice of Proposed Rulemaking Concerning Heat Injury and Illness Prevention in Outdoor and Indoor Settings (89 Fed. Reg. 70,698-70,699, August 30, 2024) Final OSHA rulemaking on Worker Walkaround Representative Designation Process (89 Fed. Reg. 22,558-22,601, April 1, 2024) Proposed Rulemaking, Wage and Hour Division Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act (91 Fed. Reg. 9,932-9,976, February 27, 2026) Proposed Rulemaking, Wage and Hour Division Joint Employer Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act (91 Fed. Reg. 21,878, April 23, 2026) Various issues relating to unemployment insurance; reforms to the Fair Labor Standards Act (P.L. 75-178); antitrust and consumer protection law grounded in economic analysis; domestic and international antitrust policy; FTC enforcement, agency transparency and reform, and policy and practices related to the agencys authority; duration of FTC consent orders; authority under the Federal Trade Commission Act Sections 5, 13(b), and 19; FTC rulemaking authority and procedure under Federal Trade Commission Act Section 18; FTC rulemakings related to rental fees, delivery fees, and negative options; changes to the FTCs Hart-Scott-Rodino Antitrust Improvements Act merger filing rule; Robinson-Patman Act-related policy and enforcement matters; enforcement of the antitrust laws regarding conduct and mergers; contract terms and their relationship to competition, particularly relating to worker non-compete clauses and exclusive contracts; regulation of digital platforms, including legislation such as AICOA and OAMA; concerns related to Protecting Americans Data from Foreign Adversaries Act (P.L. 118-50); workforce development; career and technical education; education savings accounts; second chance hiring; International Labor Organization and the international labor conference; apprenticeships; child care; vacancies at the National Labor Relations Board Medicare/Medicaid: Various issues relating to Executive Order 14297, Delivering Most‑Favored‑Nation Prescription Drug Pricing to American Patients; TRUMP AMERICA AI Act and policies related to AI proposals that impact health care to create a uniform national framework; 2027 Medicare Advantage and Part D Advance Notice Retirement: H.R. 2696/S. 1596, Retirement Savings for Americans Act of 2025 H.R. 3383, Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025 H.R. 6084, ERISA Litigation Reform Act Various issues relating to alternative investments in 401(k) plans and fiduciary status; Employee Retirement Income Security Act (ERISA) litigation reform; Executive Order 14403, Savings Access for American Workers by Establishing TrumpIRA.gov; Trump accounts; withdrawal liability proposed regulation Science/Technology: S. 2750, Sandbox Act Draft legislation to reauthorize the National Quantum Initiative Potential legislation similar to H.R. 5077/S. 2714, the Creating Resources for Every American To Experiment with Artificial Intelligence (CREATE AI) Act Potential legislation similar to H.R. 8673/S. 4639, the Expanding Partnerships for Innovation and Competitiveness (EPIC) Act Potential legislation similar to H.R. 9194, Nucleic Acid Screening for Biosecurity Act Draft memorandum to the heads of executive departments and agencies, Guidance for Regulation of Artificial Intelligence Applications (85 Fed. Reg. 1,825, January 13, 2020); Various issues related to the Office of Science and Technology Policies; appropriations for the National Science Foundation (NSF) and the National Institute of Standards and Technology (NIST); implementation of the CHIPS and Science Act of 2022 (P.L. 117-167); National AI Research Resource; request for information on the Development of an Artificial Intelligence (AI) Action Plan; National Institute of Standards and Technology (NIST) AI Risk Management Framework; National Artificial Intelligence Safety Institute; quantum technology Small Business: H.R. 1163/S. 495, Prove It Act of 2025 H.R. 2804, Protecting Small Business Competitions Act of 2025 H.R. 8413, Securing and Establishing Consumer Uniform Rights and Enforcement over (SECURE) Data Act S. 3971, Small Business Innovation and Economic Security Act Wage and Hour Division proposed rulemaking Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act (91 Fed. Reg. 9,932-9,976, February 27, 2026) Various issues relating to reauthorization of the Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs; implementation of the Corporate Transparency Act (CTA) under the National Defense Authorization Act for Fiscal Year 2021 (P.L. 116-283); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Executive Order 14159, Protecting the American People Against Invasion; International Emergency Powers Act (IEEPA) tariff refunds Taxation/Internal Revenue Code: H.R. 33/S. 199, United States-Taiwan Expedited Double-Tax Relief Act H.R. 684, Protecting American Savers and Retirees Act H.R. 1177/S. 492, Improve and Enhance the Work Opportunity Tax Credit Act H.R. 1340/S. 3332, More Homes on the Market Act H.R. 2089/S. 1839, Generating Retirement Ownership through Long-Term Holding H.R. 2854/S. 1686, Neighborhood Homes Investment Act H.R. 2940/S. 4506, Advancing Water Reuse Act H.R. 6055/S. 1642, Strengthening Essential Manufacturing and Industrial (SEMI) Investment Act H.R. 7450/S. 3605, Disaster Zone Energy Affordability and Investment Act H.R. 8101/S. 4221, Ensuring Better Interest Treatment and Deductibility Act (EBITDA) H.R. 8624/S. 4463, Workforce Apprenticeship Growth and Education Support (WAGES) Act of 2026 H.R. 8714, Skill Savings Account Act of 2026 H.R. 8780, Critical Mineral and Extraction Tax Parity Act S. 796, Book Minimum Tax Repeal Act S. 1605, International Competition for American Jobs Act S. 3931, Taxpayer Assistance and Service (TAS) Act Potential legislation to extend and expand the advanced manufacturing investment credit in section 48D of the Internal Revenue Code Proposed Rule, Department of the Treasury, Internal Revenue Service: Corporate Alternative Minimum Tax Applicable After 2022, (89 Fed. Reg. 75,062-75,243, Sept. 13, 2024) (as corrected by 89 Fed. Reg. 104,909-104,915, Dec. 26, 2024) Proposed Rule, Department of the Treasury, Internal Revenue Service: Section 45Z Clean Fuel Production Credit, (91 Fed. Reg. 5,160-5,207, Feb. 4, 2026) Interim Guidance on Special Depreciation Allowance for Qualified Production Property, I.R.S. Notice 2026-16, 2026-11 I.R.B. 685 Recommendations for Items to be Included on the 2026-2027 Priority Guidance Plan, I.R.S. Notice 2026-23, 2026-15 I.R.B. 804 Various issues relating to implementation and administration of the major business and international tax provisions in the One Big Beautiful Bill Act (Pub. L. 119-21); Internal Revenue Code; clean fuel production credit section 45Z; implementation of the Inflation Reduction Act of 2022 (P. L. 117-169); Department of the Treasurys approach to tax deregulation; implementation of the OECD-brokered side-by-side arrangement to exempt U.S.-headquartered companies from Pillar Twos global minimum tax rules; Government of Belgiums consideration of a digital services tax; extraterritorial application of Australias new public country-by-country reporting (PCBCR) regime to U.S. companies; renewed multilateral dialogue on the taxation of the digital economy; withdrawal or suspension of the Financial Accounting Standards Boards Accounting Standards Update 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures; tax audit and enforcement practices of Mexicos Tax Administration Service (SAT) and Italys Milan Public Prosecutor (MPP) Telecommunications: H.R. 1343, Federal Broadband Deployment Tracking Act H.R. 1588, Facilitating DIGITAL Applications Act H.R. 1665, DIGITAL Applications Act H.R. 1681, Expediting Federal Broadband Deployment Act H.R. 1731, Standard FEES Act H.R. 2289, American Broadband Deployment Act of 2025 H.R. 2385, Creating Resources for Every American to Experiment with Artificial Intelligence (CREATE AI) Act of 2025 H.R. 2794/S. 1367, The No Fakes Act H.R. 3148, App Store Accountability Act H.R. 3209, App Store Freedom Act H.R. 3447/S. 1705, Chips Security Act H.R. 5764, AI for Main Street Act H.R. 5784, Artificial Intelligence Wisdom for Innovative Small Enterprises (AI-Wise) Act H.R. 6291, Children and Teens Online Privacy Protection Act H.R. 6333, Parents over Platforms Act H.R. 6484/S. 1748, Kids Online Safety Act S. 4098, Artificial Intelligence-Ready Data Act Potential legislation regarding comprehensive data privacy regulations Potential legislation to create a federal framework for how the United States governs artificial intelligence Proposed Rule, Build America: Eliminating Barriers to Wireless Deployments (90 Fed. Reg. 55,066-55,083, December 1, 2025) Proposed Rule, Modernizing the Commissions NEPA Rules (90 Fed. Reg. 40,295-40,317, August 19, 2025) Proposed Rule, Removing Barriers to Network Improvements and Service Changes (90 Fed. Reg. 41,940-41,965, August 28, 2025) Various issues relating to broadband infrastructure and deployment, including permitting reform; intermediary liability; facial recognition technology; artificial intelligence regulation, standards, research, and development; response to request for information implementing Section 4 of Executive Order 14179 establishing an AI Action Plan; proposed implementation of a 10-year moratorium on enforcement of state and local AI-specific regulations; preemption of state-level regulations on artificial intelligence; implementation of Tools to Address Known Exploitation by Immobilizing Technological Deepfakes on Websites and Networks (TAKE IT DOWN) Act (P.L. 119-12); Executive Order 13859, Maintaining American Leadership in Artificial Intelligence; Executive Order 14110, Safe, Secure, and Trustworthy Development and Use of AI; Technology Modernization Fund in Financial Services and General Government proposed appropriations legislation; modernization of IT services for Congress; oversight issues pertaining to the Department of Commerce, FCC, OSTP, and the FTC; algorithmic issues in employment; FCC enforcement reform; quantum technology Torts: H.R. 1109, Litigation Transparency Act of 2025 H.R. 2675, Protecting Our Courts from Foreign Manipulation Act of 2025 H.R. 5258, Lawsuit Abuse Reduction Act of 2025 H.R. 6453, ADA 30 Days to Comply Act Various issues relating to proposal to amend the Federal Rules of Civil Procedure to require disclosure of third-party litigation funding; legal reform Transportation: H.R. 4661, Autonomous Mobility Ensuring Regulation, Innovation, Commerce, and Advancement Driving Reliability in Vehicle Efficiency and Safety (AMERICA DRIVES) Act H.R. 7390, Safely Ensuring Lives Future Deployment and Research In Vehicle Evolution (SELF DRIVE) Act of 2026 H.R. 8870, BUILD America 250 Act Draft legislation relating to the deployment of automated vehicle technology Potential legislation regarding the reauthorization of surface transportation programs Various issues relating to revenue sources for the federal Highway Trust Fund; implementation of Infrastructure Investment and Jobs Act (P.L. 117-58); reform of the federal Highway Trust Fund; broadband infrastructure and deployment, including permitting reform; Department of Transportation regulatory matters related to automated vehicles; surface transportation reauthorization legislation; truck and bus safety; supply chain policy Trade (domestic/foreign): H.R. 2213/S. 998, Medical Supply Chain Resiliency Act H.R. 2548/S. 1241, Sanctioning Russia Act of 2025 H.R. 3193, United States-Republic of Korea Digital Trade Enforcement Act H.R. 5926, Mexican Energy Trade Enforcement Act H.R. 6194/S. 2934, Protecting Americans from Russian Litigation Act of 2025 H.R. 6500, AGOA Extension Act H.R. 6504, Haiti Economic Lift Program Extension Act H.R. 8800/S. 4784, National Defense Authorization Act of 2027 S. 3841, Last Sale Valuation Act of 2026 Notice of Request for Comments on the Modernization of the African Growth and Opportunity Act (AGOA), (91 Fed. Reg. 23,142-23,144, April 29, 2026) Various issues relating to implementation of the Inflation Reduction Act, (P.L. 117-169); patent-related issues, including patent linkage, patent term restoration, patent examination practices, and patent quality measures; regulatory data protection; efforts related to the U.S. International Development Finance Corporation (DFC); efforts related to ensuring a streamlined tariff refund process; efforts related to the advancement of tax treaties with Poland and Croatia; efforts related to identifying unfair foreign trade practices; efforts related to the reauthorization of the African Growth and Opportunity Act (AGOA) (P.L. 106-200); efforts related to regulations issued by the Bank of Central African States (BEAC); efforts to preserve investment protections such as investor-state dispute settlement; efforts related to outlining critical mineral opportunities with key allies; efforts related to opposing international imposition of digital services taxes; related efforts supporting strong digital trade rules; efforts to modify permanent normal trade relations treatment with China; U.S. economic and commercial relations with key trading partners across the globe; efforts to implement an outbound investment screening mechanism; efforts related to modernizing customs processes and updating tariff application procedures, including revisions to the de minimis statute; efforts related to the development of trade relations in the Indo-Pacific; efforts related to the development of trade relations in the Americas region; efforts related to the joint review of the U.S.-Mexico-Canada Agreement (USMCA); implementation and enforcement of U.S. free-trade agreements in force with 20 countries; implementation and enforcement of the agreements and ongoing negotiations of the World Trade Organization (WTO); trade policy concerns regarding customs duties on electronic transmissions; implementation of U.S. sanctions on Russia, including those related to Russias invasion of Ukraine; efforts related to sustaining momentum on providing aid to Ukraine; efforts related to reauthorization of the Export-Import Bank (Ex-Im Bank); reforms or changes to export controls; EU Digital Markets Act; EU Digital Services Act; EU Data Act; EU AI Act; IP issues relating to internet counterfeiting and digital piracy; IP issues relating to artificial intelligence; Global Internet Governance; policies and regulations restricting outbound data flows and data transfers; digital-related policies in the G20, G7, OECD, WTO, United Nations, and other international fora; digital trade policy considerations including cross-border data flows, digital service taxes, and issues of forced data localization, and forced disclosure of source code; international trade and regulatory practices impacting digital goods and services; international competition policy and related regulations; international artificial intelligence policy; international 5G policy and telecommunications infrastructure; international cybersecurity policy; international policies on standards development; international policies on data privacy; international digital health policies; international policies related to content moderation and intermediary liability; advancing international regulatory cooperation; consumer protection policy and related regulations; digital and tech sovereignty and sovereign cloud; international policies related to online protections for children and minors; IP issues at the WTO and the World Intellectual Property Organization; the EUs General Pharmaceutical Legislation; IP issues in Latin America, including enforcement of trade agreements and compulsory licenses and general IP standards and practices in Argentina, Mexico, Brazil, Colombia, the Dominican Republic, Vietnam, and Chile; IP issues in India; pharmaceutical IP issues in the UAE; section 301 investigation on IP issues in Vietnam; USTRs Special 301 report and Review of Notorious Markets for Counterfeiting and Piracy; intersection of tariff-related policy and IP implications; U.S. Patent and Trademark Office IP Attache program; foreign pricing of pharmaceutical products; Most Favored Nation (MFN) reference pricing; supply chain and defense industrial base issues; development of the National Defense Authorization Act for Fiscal Year 2027

Government entities reported: Defense, Dept of (DOD) Federal Communications Commission (FCC) HOUSE OF REPRESENTATIVES Natl Aeronautics & Space Administration (NASA) Natl Security Council (NSC) SENATE State, Dept of (DOS) Commerce, Dept of (DOC) Natl Highway Traffic Safety Administration (NHTSA) Transportation, Dept of (DOT) Federal Aviation Administration (FAA) Homeland Security, Dept of (DHS) Natl Economic Council (NEC) Consumer Financial Protection Bureau (CFPB) Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Office of the Comptroller of the Currency (OCC) Treasury, Dept of Natl Institute of Standards & Technology (NIST) Natl Telecommunications & Information Administration (NTIA) Patent & Trademark Office (PTO) U.S. Copyright Office Equal Employment Opportunity Commission (EEOC) Executive Office of the President (EOP) Labor, Dept of (DOL) Office of Management & Budget (OMB) Health & Human Services, Dept of (HHS) Justice, Dept of (DOJ) U.S. Trade Representative (USTR) Education, Dept of Energy, Dept of Environmental Protection Agency (EPA) Federal Energy Regulatory Commission (FERC) Interior, Dept of (DOI) Agriculture, Dept of (USDA) Army, Dept of (Corps of Engineers) Bureau of Reclamation Council on Environmental Quality (CEQ) Federal Emergency Management Agency (FEMA) Federal Trade Commission (FTC) Natl Oceanic & Atmospheric Administration (NOAA) U.S. Fish & Wildlife Service (USFWS) Securities & Exchange Commission (SEC) Centers For Medicare and Medicaid Services (CMS) Food & Drug Administration (FDA) Bureau of Industry and Security (BIS) White House Office Centers For Disease Control & Prevention (CDC) Internal Revenue Service (IRS) U.S. Trade & Development Agency (USTDA) Bureau of Citizenship & Immigration Services (BCIS) Natl Labor Relations Board (NLRB) Occupational Safety & Health Administration (OSHA) Pension Benefit Guaranty Corporation (PBGC) Small Business Administration (SBA) Commodity Futures Trading Commission (CFTC) General Services Administration (GSA) Natl Science Foundation (NSF) Office of Science & Technology Policy (OSTP) Federal Highway Administration (FHA) Federal Maritime Commission U.S. Customs & Border Protection

Reported filing-period amount: $16,950,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

GOWEST CREDIT UNION ASSOCIATION

Registrant: GOWEST CREDIT UNION ASSOCIATION

2nd Quarter (Apr 1 - June 30)
Jul 20, 2026

Reported lobbying issue

Veterans: Issues related to veterans and lending; issues related to S. 110 and H.R. 507. Government Issues: Issues related to agency structures; issues related to housing. Financial Institutions/Investments/Securities: Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59. Taxation/Internal Revenue Code: Issues related to taxes and tax exemptions affecting credit unions; issues related to reconciliation; issues related to H.R 1. Small Business: Issues related to H.R. 976 and S. 557. Banking: Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; S. 3355; S. 3684; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59. Budget/Appropriations: Issues related to S. 2651; issues related to H.R. 3633.

Government entities reported: HOUSE OF REPRESENTATIVES SENATE

Reported filing-period amount: $80,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

COMMUNITY BANKERS ASSOCIATION OF ILLINOIS

Registrant: COMMUNITY BANKERS ASSOCIATION OF ILLINOIS

2nd Quarter (Apr 1 - June 30)
Jul 18, 2026

Reported lobbying issue

Banking: CBAI Federal Policy Priorities - Bank Regulators Fulfilling Their Responsibilities Regarding Check Fraud Including Reimbursement for Fraudulently Altered Returned Checks Community banks continue to experience a growing problem of check fraud including reimbursements for fraudulently altered checks drawn on their customers accounts. The problem in the banking industry has been identified by our members as being enabled by the nations largest banks and credit unions, where fraudulent accounts are opened and fraudulent checks are deposited, which clear back to many community banks, harming them and their customers, in addition to undermining the publics confidence in the nations banking and financial system. CBAI urges the regulators to fulfill their responsibilities to address this problem by initiating Joint Supervisory Guidance and ramping up their examination and enforcement against the largest financial institutions to ensure they are held accountable for their apparent safety and soundness and compliance inadequacies. Agriculture and Rural America In the 119th Congress, CBAI strongly advocates for the passage of a multi-year Farm Bill that provides ample funding for commodity programs and rural broadband, maintains strong crop insurance products, approves higher USDA-guaranteed loan limits and expedited USDA Express program approvals, and prevents the expansion of the Farm Credit System into non-farm lending activities and opposes their exemption from the Section 1071 small business data reporting requirements. Community banks and their agricultural borrowers merit favorable tax treatment for interest income on ag loans secured by ag property and primary residences in ag communities. This will help sustain and strengthen ag lending by community banks and reduce interest expenses for their banks ag borrowers. Legitimate Bank Service Charges and Fees are Not Hidden, Exploitive and Junk Fees and Necessary Consumer Financial Responsibility There have been misguided characterizations that community bank service charges and fees are exploitive, unfair and even unlawful. What some have disparaging called Junk fees are bank fees and service charges that are justified, disclosed, and accepted by the consumers who utilize bank products and services. CBAI does not support practices that abuse consumers, but policymakers must accept the position that it is the consumers responsibility to maintain a positive deposit account balance and make their debt payments in a timely manner. It is wrong for policymakers to excuse irresponsible consumer financial behavior and doing so may encourage unacceptable behavior. Realistic Perspective on Financial Inclusion CBAI strongly supports financial inclusion and believes every responsible and able consumer and business should have a banking relationship with their local community bank. There is indisputable proof that the banking industry excels at serving the banking needs of American households. CBAI supports government initiatives that educate consumers and encourage financial inclusion, but it is not the role of federal, state or governments to provide banking services. Governments can assist the private sector in financial inclusion through incentives to promote community banks offering basic accounts and small-dollar consumer loans, especially to low- and middle-income consumers, which are those most likely to be unbanked or underbanked. Protecting Consumers by Restricting the Sale of Mortgage Trigger Leads Trigger leads are generated by credit reporting agencies that contact information about consumers applying for residential mortgage loans to mortgage marketers. This practice is permitted but restricted. Our members report that many of these marketing communications fall short of the legal requirements. Trigger leads compromise consumer privacy, create a flood of unwanted (even harassing) solicitations, create confusion and result in complaints. CBAI supports legislation that would restrict credit reporting agencies from selling consumer contact information unless the applicant has opted in to receive these solicitations. Governments Unnecessary Intrusion into Banking and Lending Which Displaces Community Banks SBA Direct Lending Community banks and the SBA have a long, beneficial and cooperative private sector/public sector relationship and the SBA has historically not competed with banks in lending to businesses. Community banks are far superior in prudently underwriting and administering commercial lending relationships. The SBA originating and disbursing 7(a) loans will result in credit underwriting lapses which will put billions of taxpayer dollars at risk of loss. CBAI urges policymakers to prohibit the SBA from making direct 7(a) loans or otherwise expanding the institutions beyond well-regulated banks that could originate SBA loans. Postal Banking CBAI believes postal banking is misguided and views any entry by the USPS into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the USPS to develop and offer banking services. Public Banking CBAI believes public banking is misguided and views any entry by federal, state or local governments into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the government to offer banking services. New Credit Card Routing Mandates Efforts to mandate credit card routing is ill conceived policymaking that will fail to benefit consumers by forcing a costly overhaul of the credit card payments landscape. The beneficiaries of the new mandates will be the largest merchants (not small businesses) which will not pass their savings on to consumers. CBAI supports greater competition and opposes concentrations in financial services represented by the too-big-to-fail banks and oligopolies like VISA and MasterCard, but misguided legislation is not the solution to the problems they create. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), Stablecoins and Decentralized Finance (DeFi) The risks posed by digital assets (cryptocurrency), central Bank digital currency (CBDC) and stablecoin, and decentralized finance (DeFi) are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry. They pose threats to the privacy and security of consumers and small businesses. There is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must develop and implement a consistent federal regulatory framework that does not permit digital assets and DeFi to offer financial services or products without being subject to the same regulations as community banks and deny nonbank stablecoin issuers access to the Federal Reserve master account, both of which would threaten the essential and highly successful business model of responsible community banks. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Small Business Data Collection A Final Rule was published in March of 2023. The Final Rule was flawed because it exempted too few financial institutions and set the revenue threshold so high that it now encompasses too many businesses, in addition to raising privacy and other concerns. There have been legal challenges to the Final Rule. CBAI supports the reasonable implementation of this reporting requirement and opposed efforts by Farm Credit to exempt its lenders. Customer Data Sharing A Final Rule was published in October of 2024. The Final Rule was flawed because it exempted too few financial institutions, ignores the costs of providing this service to consumers and does not adequately protect consumers and their community banks or compensate them from any losses related to data misuse, breaches and fraud. Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Reporting Beneficial Ownership Information CBAI supports shifting the burden of collecting the BOI of community bank accountholders to the Financial Crimes Enforcement Network (FinCEN). The current requirement is flawed because it does not relieve community banks from this burden. There have been legal challenges to the reporting requirements. CBAI supports making FinCEN the sole repository of BOI and relieving community banks from this burden. Federal Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, CBAI supports a federal safe harbor from sanctions for financial institutions that choose to serve legally compliant cannabis-related businesses (CRBs) and ancillary businesses that have commercial relationships with CBRs, in states where cannabis is legal. Allowing these businesses access to the traditional banking system and its services, versus operating exclusively in cash, is a public safety issue. Closing the Industrial Loan Company (ILC) Regulatory Loophole CBAI has consistently supported the long-standing American policy of prohibiting the mixing of banking and commerce, which ILCs represent, because of the risks they pose to the financial system, the FDICs DIF, our economy, consumers and American taxpayers. The risk posed by ILCs, particularly large technology and ecommerce giants, is a regulatory loophole that allows their holding companies to escape from consolidated federal supervision and regulation. This loophole must be closed. Appropriate Regulation of Fintechs and Innovations in Financial Services The pace of innovation in financial services has been accelerating. Many of these new services are offered by financial technology companies - better known as fintechs. Financial innovation presents community banks with challenges and opportunities. Policymakers should reasonably assist community banks to prepare for this new and evolving era, not pose unreasonable requirements on them, and not give fintechs any competitive advantages over community banks by subjecting them to lesser regulatory requirements. Prescriptive and Intrusive FDIC Corporate Governance Guidelines In 2023, the FDIC proposed new corporate governance and risk management guidelines. Although the guidelines only apply to covered institutions with $10 billion or more in assets, these overly prescriptive guidelines apply the same set of standards to larger community banks as they do to the nations largest banks. These guidelines would make it even more difficult to attract new directors, particularly those in rural areas. Harmful Climate Risk Regulations Community bankers high-contact and relationship-based lending model ensures that controls are in place to monitor climate risks on an ongoing basis. CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purpose, weaponizing its competitive advantages against community banks. The FCS is the only government sponsored entity (GSE) that competes directly with community banks. Its lenders leverage their tax and funding advantages as a GSE to steal away many of the best agriculture loans from community banks, which is contrary to their mission of serving young and beginning farmers and ranchers. This blatant and continued discrimination against community banks must end, the FCS competitive advantages must be reined in, and the playing field must be leveled for community banks. Enhanced Data, Cyber and Payment Card Security (Data Security) The need for data security is paramount in financial services. Community banks are strong guardians of the security and confidentiality of their customers information. Enhanced security standards should be enforced through a tiered system where the more restrictive rules are imposed on the largest members of the financial system and economy (bot community banks) where their lapses pose the greatest threat to the largest number of consumers. Consumer Financial Protection Bureau (CFPB) Reform and Exemptions for Community Banks CFPBs regulations must provide community banks with the flexibility to meet the needs of their customers - not a one-size-fits-all approach. They must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. In reforming the CFPB, the single director governance should be replaced by a five-member board or commission. A broader definition of firms that grant credit should be subject to the CFPB rules, and they should be robustly supervised and examined. The focus of any enhanced regulation of financial products should be on the largest banks and financial firms, the unregulated shadow financial industry, and fintechs - not community banks. De Novo Community Bank Formation, the Dual Banking System, and Charter Choice The chartering of many newly chartered (de novo) community banks is vitally important to maintaining a strong, growing, evolving and vibrant profession in the face of continued banking industry consolidation. Hand in hand with renewed de novo bank formation is the importance of maintaining the dual banking system, where chartering and supervision are divided between the federal government and the states, and where the federal government supervision and regulation is divided between the Federal Reserve, Office of Comptroller of the Currency, and the Federal Deposit Insurance Corporation. Community banks should be able to choose the banking charter and associated prudential regulator that best fits their unique needs and business model. Sound Principles for Housing Government Sponsored Entity (GSE) Reform Reforms in government support for housing finance remain important to the future of the housing market and the U.S. economy. Unlike other private aggregators or investors, the GSEs have a mandate to serve all markets at all times, which is critical to maintaining liquidity particularly when markets are experiencing financial stress and private capital moves to the sidelines. Exiting receivership includes building capital to successfully operate within a broader housing finance framework, and bipartisan agreement on the proper role of the housing GSEs and the programs necessary to fulfill reasonable and consistent housing goals. Responsible Bank Merger Activity Some community banks have found it helpful to merge with other community banks to be able to spread the significant and escalating costs of regulatory compliance, cybersecurity, technology and innovation to remain highly competitive. Restrictive bank merger legislation or regulations should not apply to community banks. The Federal Reserves Role in Payments System Improvement (FedNow Service) The FedNow Service is a significant payments system improvement. The payments system must not be monopolized by The Clearing House and its large bank owners with their RTP Network. Community banks, consumers and small businesses must rely on the Federal Reserve to provide access to a safe and secure payments system, which requires the Fed to play a preeminent role in system improvements. The FedNow Service should have robust capabilities, should be interoperable with other payments systems and should only be accessed by regulated financial institutions - not Amazon, Walmart, and the many fintechs that are seeking direct access to the payment rails. Finally Address the Risks of Too-Big-To-Fail (and now Too-Big-To-Not-Insure) Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts Too-Big-To-Not-Insure The 2023 failures of Silicon Valley Bank and Signature Bank revealed that policymakers have created a new category of very large banks - Too-Big-To-Not-Insure (although they will fail) because the FDIC decided to insure 100% of the uninsured deposits of these two failed banks. There must be accountability by both the banks and the regulators for their respective failures. In the future, if systemically important financial institutions (SIFIs) cause losses to the DIF then SIFIs should be responsible for reimbursing the DIF for all the losses they created. Too-Big-To-Fail The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - H.R. 941 the Small Lender Act (All Sections) regarding modifying the requirements for financial institutions to report certain information about small business credit applications to the Consumer Financial Protection Bureau (CFPB) and extends the timeline for compliance with the CFPB rule with respect to such reporting (i.e., Section 1071 final rule) (House) H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (House and Senate) H.R. 6644 the Housing for the 21st Century Act (Title VI) regarding he inclusion of FDIC modernizing insurance and reciprocal deposit rules, targeted regulatory and examination relief, lowering compliance costs, encouraging the formation of new community banks, and strengthen Minority Depository Institutions (MDIs) (House and Senate) S. 2651 or the ROAD Act which is the 21st Century ROAD to Housing Act regarding the inclusion of the provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (House and Senate) H.R. 6955 the Main Street Capital Access Act (All Sections) regarding regulatory fairness, transparency and right-sizing; promoting healthy, growing, and competitive banking industry; and improving access to funding and capital for small to mid-sized banks (House) H.R. 9331 the Strengthening Transaction Oversight and Prevention (STOP) Payments Fraud Act of 2026 (All Sections) to amend the Expedited Funds Availability Act to provide exceptions in the case of fraudulent checks or wire transfers (House) Letters - Letter to the OCC, Federal Reserve and FDIC regarding new annual member survey results and revised recommendations concerning fraudulently altered return checks (Fraudulent Returns) and deposit account check fraud (Check Fraud) (OCC, Fed, FDIC and House) ICBA state trades letter regarding H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (Senate) Action Alerts - Action Alert - Urge U.S. Senators to Support Community Bank Regulatory Relief in S. 2651 or the 21st Century ROAD to Housing Act regarding the inclusion of community bank provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (Senate) Miscellaneous - Credit Unions - Focus on taxing credit unions over $1 billion in assets (House and Senate) Farm Credit - Focus on opposing expansionist agenda including into non-farm financing (House and Senate) House Financial Services Committee - Oversight of Prudential Regulators hearing on June 4th - status of joint regulator RFI on payments and check fraud (House) Financial Institutions/Investments/Securities: CBAI Federal Policy Priorities - Bank Regulators Fulfilling Their Responsibilities Regarding Check Fraud Including Reimbursement for Fraudulently Altered Returned Checks Community banks continue to experience a growing problem of check fraud including reimbursements for fraudulently altered checks drawn on their customers accounts. The problem in the banking industry has been identified by our members as being enabled by the nations largest banks and credit unions, where fraudulent accounts are opened and fraudulent checks are deposited, which clear back to many community banks, harming them and their customers, in addition to undermining the publics confidence in the nations banking and financial system. CBAI urges the regulators to fulfill their responsibilities to address this problem by initiating Joint Supervisory Guidance and ramping up their examination and enforcement against the largest financial institutions to ensure they are held accountable for their apparent safety and soundness and compliance inadequacies. Agriculture and Rural America In the 119th Congress, CBAI strongly advocates for the passage of a multi-year Farm Bill that provides ample funding for commodity programs and rural broadband, maintains strong crop insurance products, approves higher USDA-guaranteed loan limits and expedited USDA Express program approvals, and prevents the expansion of the Farm Credit System into non-farm lending activities and opposes their exemption from the Section 1071 small business data reporting requirements. Community banks and their agricultural borrowers merit favorable tax treatment for interest income on ag loans secured by ag property and primary residences in ag communities. This will help sustain and strengthen ag lending by community banks and reduce interest expenses for their banks ag borrowers. Legitimate Bank Service Charges and Fees are Not Hidden, Exploitive and Junk Fees and Necessary Consumer Financial Responsibility There have been misguided characterizations that community bank service charges and fees are exploitive, unfair and even unlawful. What some have disparaging called Junk fees are bank fees and service charges that are justified, disclosed, and accepted by the consumers who utilize bank products and services. CBAI does not support practices that abuse consumers, but policymakers must accept the position that it is the consumers responsibility to maintain a positive deposit account balance and make their debt payments in a timely manner. It is wrong for policymakers to excuse irresponsible consumer financial behavior and doing so may encourage unacceptable behavior. Realistic Perspective on Financial Inclusion CBAI strongly supports financial inclusion and believes every responsible and able consumer and business should have a banking relationship with their local community bank. There is indisputable proof that the banking industry excels at serving the banking needs of American households. CBAI supports government initiatives that educate consumers and encourage financial inclusion, but it is not the role of federal, state or governments to provide banking services. Governments can assist the private sector in financial inclusion through incentives to promote community banks offering basic accounts and small-dollar consumer loans, especially to low- and middle-income consumers, which are those most likely to be unbanked or underbanked. Protecting Consumers by Restricting the Sale of Mortgage Trigger Leads Trigger leads are generated by credit reporting agencies that contact information about consumers applying for residential mortgage loans to mortgage marketers. This practice is permitted but restricted. Our members report that many of these marketing communications fall short of the legal requirements. Trigger leads compromise consumer privacy, create a flood of unwanted (even harassing) solicitations, create confusion and result in complaints. CBAI supports legislation that would restrict credit reporting agencies from selling consumer contact information unless the applicant has opted in to receive these solicitations. Governments Unnecessary Intrusion into Banking and Lending Which Displaces Community Banks SBA Direct Lending Community banks and the SBA have a long, beneficial and cooperative private sector/public sector relationship and the SBA has historically not competed with banks in lending to businesses. Community banks are far superior in prudently underwriting and administering commercial lending relationships. The SBA originating and disbursing 7(a) loans will result in credit underwriting lapses which will put billions of taxpayer dollars at risk of loss. CBAI urges policymakers to prohibit the SBA from making direct 7(a) loans or otherwise expanding the institutions beyond well-regulated banks that could originate SBA loans. Postal Banking CBAI believes postal banking is misguided and views any entry by the USPS into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the USPS to develop and offer banking services. Public Banking CBAI believes public banking is misguided and views any entry by federal, state or local governments into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the government to offer banking services. New Credit Card Routing Mandates Efforts to mandate credit card routing is ill conceived policymaking that will fail to benefit consumers by forcing a costly overhaul of the credit card payments landscape. The beneficiaries of the new mandates will be the largest merchants (not small businesses) which will not pass their savings on to consumers. CBAI supports greater competition and opposes concentrations in financial services represented by the too-big-to-fail banks and oligopolies like VISA and MasterCard, but misguided legislation is not the solution to the problems they create. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), Stablecoins and Decentralized Finance (DeFi) The risks posed by digital assets (cryptocurrency), central Bank digital currency (CBDC) and stablecoin, and decentralized finance (DeFi) are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry. They pose threats to the privacy and security of consumers and small businesses. There is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must develop and implement a consistent federal regulatory framework that does not permit digital assets and DeFi to offer financial services or products without being subject to the same regulations as community banks and deny nonbank stablecoin issuers access to the Federal Reserve master account, both of which would threaten the essential and highly successful business model of responsible community banks. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Small Business Data Collection A Final Rule was published in March of 2023. The Final Rule was flawed because it exempted too few financial institutions and set the revenue threshold so high that it now encompasses too many businesses, in addition to raising privacy and other concerns. There have been legal challenges to the Final Rule. CBAI supports the reasonable implementation of this reporting requirement and opposed efforts by Farm Credit to exempt its lenders. Customer Data Sharing A Final Rule was published in October of 2024. The Final Rule was flawed because it exempted too few financial institutions, ignores the costs of providing this service to consumers and does not adequately protect consumers and their community banks or compensate them from any losses related to data misuse, breaches and fraud. Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Reporting Beneficial Ownership Information CBAI supports shifting the burden of collecting the BOI of community bank accountholders to the Financial Crimes Enforcement Network (FinCEN). The current requirement is flawed because it does not relieve community banks from this burden. There have been legal challenges to the reporting requirements. CBAI supports making FinCEN the sole repository of BOI and relieving community banks from this burden. Federal Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, CBAI supports a federal safe harbor from sanctions for financial institutions that choose to serve legally compliant cannabis-related businesses (CRBs) and ancillary businesses that have commercial relationships with CBRs, in states where cannabis is legal. Allowing these businesses access to the traditional banking system and its services, versus operating exclusively in cash, is a public safety issue. Closing the Industrial Loan Company (ILC) Regulatory Loophole CBAI has consistently supported the long-standing American policy of prohibiting the mixing of banking and commerce, which ILCs represent, because of the risks they pose to the financial system, the FDICs DIF, our economy, consumers and American taxpayers. The risk posed by ILCs, particularly large technology and ecommerce giants, is a regulatory loophole that allows their holding companies to escape from consolidated federal supervision and regulation. This loophole must be closed. Appropriate Regulation of Fintechs and Innovations in Financial Services The pace of innovation in financial services has been accelerating. Many of these new services are offered by financial technology companies - better known as fintechs. Financial innovation presents community banks with challenges and opportunities. Policymakers should reasonably assist community banks to prepare for this new and evolving era, not pose unreasonable requirements on them, and not give fintechs any competitive advantages over community banks by subjecting them to lesser regulatory requirements. Prescriptive and Intrusive FDIC Corporate Governance Guidelines In 2023, the FDIC proposed new corporate governance and risk management guidelines. Although the guidelines only apply to covered institutions with $10 billion or more in assets, these overly prescriptive guidelines apply the same set of standards to larger community banks as they do to the nations largest banks. These guidelines would make it even more difficult to attract new directors, particularly those in rural areas. Harmful Climate Risk Regulations Community bankers high-contact and relationship-based lending model ensures that controls are in place to monitor climate risks on an ongoing basis. CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purpose, weaponizing its competitive advantages against community banks. The FCS is the only government sponsored entity (GSE) that competes directly with community banks. Its lenders leverage their tax and funding advantages as a GSE to steal away many of the best agriculture loans from community banks, which is contrary to their mission of serving young and beginning farmers and ranchers. This blatant and continued discrimination against community banks must end, the FCS competitive advantages must be reined in, and the playing field must be leveled for community banks. Enhanced Data, Cyber and Payment Card Security (Data Security) The need for data security is paramount in financial services. Community banks are strong guardians of the security and confidentiality of their customers information. Enhanced security standards should be enforced through a tiered system where the more restrictive rules are imposed on the largest members of the financial system and economy (bot community banks) where their lapses pose the greatest threat to the largest number of consumers. Consumer Financial Protection Bureau (CFPB) Reform and Exemptions for Community Banks CFPBs regulations must provide community banks with the flexibility to meet the needs of their customers - not a one-size-fits-all approach. They must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. In reforming the CFPB, the single director governance should be replaced by a five-member board or commission. A broader definition of firms that grant credit should be subject to the CFPB rules, and they should be robustly supervised and examined. The focus of any enhanced regulation of financial products should be on the largest banks and financial firms, the unregulated shadow financial industry, and fintechs - not community banks. De Novo Community Bank Formation, the Dual Banking System, and Charter Choice The chartering of many newly chartered (de novo) community banks is vitally important to maintaining a strong, growing, evolving and vibrant profession in the face of continued banking industry consolidation. Hand in hand with renewed de novo bank formation is the importance of maintaining the dual banking system, where chartering and supervision are divided between the federal government and the states, and where the federal government supervision and regulation is divided between the Federal Reserve, Office of Comptroller of the Currency, and the Federal Deposit Insurance Corporation. Community banks should be able to choose the banking charter and associated prudential regulator that best fits their unique needs and business model. Sound Principles for Housing Government Sponsored Entity (GSE) Reform Reforms in government support for housing finance remain important to the future of the housing market and the U.S. economy. Unlike other private aggregators or investors, the GSEs have a mandate to serve all markets at all times, which is critical to maintaining liquidity particularly when markets are experiencing financial stress and private capital moves to the sidelines. Exiting receivership includes building capital to successfully operate within a broader housing finance framework, and bipartisan agreement on the proper role of the housing GSEs and the programs necessary to fulfill reasonable and consistent housing goals. Responsible Bank Merger Activity Some community banks have found it helpful to merge with other community banks to be able to spread the significant and escalating costs of regulatory compliance, cybersecurity, technology and innovation to remain highly competitive. Restrictive bank merger legislation or regulations should not apply to community banks. The Federal Reserves Role in Payments System Improvement (FedNow Service) The FedNow Service is a significant payments system improvement. The payments system must not be monopolized by The Clearing House and its large bank owners with their RTP Network. Community banks, consumers and small businesses must rely on the Federal Reserve to provide access to a safe and secure payments system, which requires the Fed to play a preeminent role in system improvements. The FedNow Service should have robust capabilities, should be interoperable with other payments systems and should only be accessed by regulated financial institutions - not Amazon, Walmart, and the many fintechs that are seeking direct access to the payment rails. Finally Address the Risks of Too-Big-To-Fail (and now Too-Big-To-Not-Insure) Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts Too-Big-To-Not-Insure The 2023 failures of Silicon Valley Bank and Signature Bank revealed that policymakers have created a new category of very large banks - Too-Big-To-Not-Insure (although they will fail) because the FDIC decided to insure 100% of the uninsured deposits of these two failed banks. There must be accountability by both the banks and the regulators for their respective failures. In the future, if systemically important financial institutions (SIFIs) cause losses to the DIF then SIFIs should be responsible for reimbursing the DIF for all the losses they created. Too-Big-To-Fail The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - H.R. 941 the Small Lender Act (All Sections) regarding modifying the requirements for financial institutions to report certain information about small business credit applications to the Consumer Financial Protection Bureau (CFPB) and extends the timeline for compliance with the CFPB rule with respect to such reporting (i.e., Section 1071 final rule) (House) H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (House and Senate) H.R. 6644 the Housing for the 21st Century Act (Title VI) regarding he inclusion of FDIC modernizing insurance and reciprocal deposit rules, targeted regulatory and examination relief, lowering compliance costs, encouraging the formation of new community banks, and strengthen Minority Depository Institutions (MDIs) (House and Senate) S. 2651 or the ROAD Act which is the 21st Century ROAD to Housing Act regarding the inclusion of the provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (House and Senate) H.R. 6955 the Main Street Capital Access Act (All Sections) regarding regulatory fairness, transparency and right-sizing; promoting healthy, growing, and competitive banking industry; and improving access to funding and capital for small to mid-sized banks (House) H.R. 9331 the Strengthening Transaction Oversight and Prevention (STOP) Payments Fraud Act of 2026 (All Sections) to amend the Expedited Funds Availability Act to provide exceptions in the case of fraudulent checks or wire transfers (House) Letters - Letter to the OCC, Federal Reserve and FDIC regarding new annual member survey results and revised recommendations concerning fraudulently altered return checks (Fraudulent Returns) and deposit account check fraud (Check Fraud) (OCC, Fed, FDIC and House) ICBA state trades letter regarding H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (Senate) Action Alerts - Action Alert - Urge U.S. Senators to Support Community Bank Regulatory Relief in S. 2651 or the 21st Century ROAD to Housing Act regarding the inclusion of community bank provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (Senate) Miscellaneous - Credit Unions - Focus on taxing credit unions over $1 billion in assets (House and Senate) Farm Credit - Focus on opposing expansionist agenda including into non-farm financing (House and Senate) House Financial Services Committee - Oversight of Prudential Regulators hearing on June 4th - status of joint regulator RFI on payments and check fraud (House) Agriculture: CBAI Federal Policy Priorities - Bank Regulators Fulfilling Their Responsibilities Regarding Check Fraud Including Reimbursement for Fraudulently Altered Returned Checks Community banks continue to experience a growing problem of check fraud including reimbursements for fraudulently altered checks drawn on their customers accounts. The problem in the banking industry has been identified by our members as being enabled by the nations largest banks and credit unions, where fraudulent accounts are opened and fraudulent checks are deposited, which clear back to many community banks, harming them and their customers, in addition to undermining the publics confidence in the nations banking and financial system. CBAI urges the regulators to fulfill their responsibilities to address this problem by initiating Joint Supervisory Guidance and ramping up their examination and enforcement against the largest financial institutions to ensure they are held accountable for their apparent safety and soundness and compliance inadequacies. Agriculture and Rural America In the 119th Congress, CBAI strongly advocates for the passage of a multi-year Farm Bill that provides ample funding for commodity programs and rural broadband, maintains strong crop insurance products, approves higher USDA-guaranteed loan limits and expedited USDA Express program approvals, and prevents the expansion of the Farm Credit System into non-farm lending activities and opposes their exemption from the Section 1071 small business data reporting requirements. Community banks and their agricultural borrowers merit favorable tax treatment for interest income on ag loans secured by ag property and primary residences in ag communities. This will help sustain and strengthen ag lending by community banks and reduce interest expenses for their banks ag borrowers. New Credit Card Routing Mandates Efforts to mandate credit card routing is ill conceived policymaking that will fail to benefit consumers by forcing a costly overhaul of the credit card payments landscape. The beneficiaries of the new mandates will be the largest merchants (not small businesses) which will not pass their savings on to consumers. CBAI supports greater competition and opposes concentrations in financial services represented by the too-big-to-fail banks and oligopolies like VISA and MasterCard, but misguided legislation is not the solution to the problems they create. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), Stablecoins and Decentralized Finance (DeFi) The risks posed by digital assets (cryptocurrency), central Bank digital currency (CBDC) and stablecoin, and decentralized finance (DeFi) are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry. They pose threats to the privacy and security of consumers and small businesses. There is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must develop and implement a consistent federal regulatory framework that does not permit digital assets and DeFi to offer financial services or products without being subject to the same regulations as community banks and deny nonbank stablecoin issuers access to the Federal Reserve master account, both of which would threaten the essential and highly successful business model of responsible community banks. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Small Business Data Collection A Final Rule was published in March of 2023. The Final Rule was flawed because it exempted too few financial institutions and set the revenue threshold so high that it now encompasses too many businesses, in addition to raising privacy and other concerns. There have been legal challenges to the Final Rule. CBAI supports the reasonable implementation of this reporting requirement and opposed efforts by Farm Credit to exempt its lenders. Customer Data Sharing A Final Rule was published in October of 2024. The Final Rule was flawed because it exempted too few financial institutions, ignores the costs of providing this service to consumers and does not adequately protect consumers and their community banks or compensate them from any losses related to data misuse, breaches and fraud. Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Reporting Beneficial Ownership Information CBAI supports shifting the burden of collecting the BOI of community bank accountholders to the Financial Crimes Enforcement Network (FinCEN). The current requirement is flawed because it does not relieve community banks from this burden. There have been legal challenges to the reporting requirements. CBAI supports making FinCEN the sole repository of BOI and relieving community banks from this burden. Federal Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, CBAI supports a federal safe harbor from sanctions for financial institutions that choose to serve legally compliant cannabis-related businesses (CRBs) and ancillary businesses that have commercial relationships with CBRs, in states where cannabis is legal. Allowing these businesses access to the traditional banking system and its services, versus operating exclusively in cash, is a public safety issue. Harmful Climate Risk Regulations Community bankers high-contact and relationship-based lending model ensures that controls are in place to monitor climate risks on an ongoing basis. CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purpose, weaponizing its competitive advantages against community banks. The FCS is the only government sponsored entity (GSE) that competes directly with community banks. Its lenders leverage their tax and funding advantages as a GSE to steal away many of the best agriculture loans from community banks, which is contrary to their mission of serving young and beginning farmers and ranchers. This blatant and continued discrimination against community banks must end, the FCS competitive advantages must be reined in, and the playing field must be leveled for community banks. Enhanced Data, Cyber and Payment Card Security (Data Security) The need for data security is paramount in financial services. Community banks are strong guardians of the security and confidentiality of their customers information. Enhanced security standards should be enforced through a tiered system where the more restrictive rules are imposed on the largest members of the financial system and economy (bot community banks) where their lapses pose the greatest threat to the largest number of consumers. Sound Principles for Housing Government Sponsored Entity (GSE) Reform Reforms in government support for housing finance remain important to the future of the housing market and the U.S. economy. Unlike other private aggregators or investors, the GSEs have a mandate to serve all markets at all times, which is critical to maintaining liquidity particularly when markets are experiencing financial stress and private capital moves to the sidelines. Exiting receivership includes building capital to successfully operate within a broader housing finance framework, and bipartisan agreement on the proper role of the housing GSEs and the programs necessary to fulfill reasonable and consistent housing goals. The Federal Reserves Role in Payments System Improvement (FedNow Service) The FedNow Service is a significant payments system improvement. The payments system must not be monopolized by The Clearing House and its large bank owners with their RTP Network. Community banks, consumers and small businesses must rely on the Federal Reserve to provide access to a safe and secure payments system, which requires the Fed to play a preeminent role in system improvements. The FedNow Service should have robust capabilities, should be interoperable with other payments systems and should only be accessed by regulated financial institutions - not Amazon, Walmart, and the many fintechs that are seeking direct access to the payment rails. Finally Address the Risks of Too-Big-To-Fail Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - H.R. 941 the Small Lender Act (All Sections) regarding modifying the requirements for financial institutions to report certain information about small business credit applications to the Consumer Financial Protection Bureau (CFPB) and extends the timeline for compliance with the CFPB rule with respect to such reporting (i.e., Section 1071 final rule) (House) H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (House and Senate) H.R. 6644 the Housing for the 21st Century Act (Title VI) regarding he inclusion of FDIC modernizing insurance and reciprocal deposit rules, targeted regulatory and examination relief, lowering compliance costs, encouraging the formation of new community banks, and strengthen Minority Depository Institutions (MDIs) (House and Senate) S. 2651 or the ROAD Act which is the 21st Century ROAD to Housing Act regarding the inclusion of the provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (House and Senate) H.R. 9331 the Strengthening Transaction Oversight and Prevention (STOP) Payments Fraud Act of 2026 (All Sections) to amend the Expedited Funds Availability Act to provide exceptions in the case of fraudulent checks or wire transfers (House) Letters - Letter to the OCC, Federal Reserve and FDIC regarding new annual member survey results and revised recommendations concerning fraudulently altered return checks (Fraudulent Returns) and deposit account check fraud (Check Fraud) (OCC, Fed, FDIC and House) ICBA state trades letter regarding H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (Senate) Action Alerts - None Miscellaneous - Farm Credit - Focus on opposing expansionist agenda including into non-farm financing (House and Senate) House Financial Services Committee - Oversight of Prudential Regulators hearing on June 4th - status of joint regulator RFI on payments and check fraud (House) Consumer Issues/Safety/Products: CBAI Federal Policy Priorities - Bank Regulators Fulfilling Their Responsibilities Regarding Check Fraud Including Reimbursement for Fraudulently Altered Returned Checks Community banks continue to experience a growing problem of check fraud including reimbursements for fraudulently altered checks drawn on their customers accounts. The problem in the banking industry has been identified by our members as being enabled by the nations largest banks and credit unions, where fraudulent accounts are opened and fraudulent checks are deposited, which clear back to many community banks, harming them and their customers, in addition to undermining the publics confidence in the nations banking and financial system. CBAI urges the regulators to fulfill their responsibilities to address this problem by initiating Joint Supervisory Guidance and ramping up their examination and enforcement against the largest financial institutions to ensure they are held accountable for their apparent safety and soundness and compliance inadequacies. Legitimate Bank Service Charges and Fees are Not Hidden, Exploitive and Junk Fees and Necessary Consumer Financial Responsibility There have been misguided characterizations that community bank service charges and fees are exploitive, unfair and even unlawful. What some have disparaging called Junk fees are bank fees and service charges that are justified, disclosed, and accepted by the consumers who utilize bank products and services. CBAI does not support practices that abuse consumers, but policymakers must accept the position that it is the consumers responsibility to maintain a positive deposit account balance and make their debt payments in a timely manner. It is wrong for policymakers to excuse irresponsible consumer financial behavior and doing so may encourage unacceptable behavior. Realistic Perspective on Financial Inclusion CBAI strongly supports financial inclusion and believes every responsible and able consumer and business should have a banking relationship with their local community bank. There is indisputable proof that the banking industry excels at serving the banking needs of American households. CBAI supports government initiatives that educate consumers and encourage financial inclusion, but it is not the role of federal, state or governments to provide banking services. Governments can assist the private sector in financial inclusion through incentives to promote community banks offering basic accounts and small-dollar consumer loans, especially to low- and middle-income consumers, which are those most likely to be unbanked or underbanked. Protecting Consumers by Restricting the Sale of Mortgage Trigger Leads Trigger leads are generated by credit reporting agencies that contact information about consumers applying for residential mortgage loans to mortgage marketers. This practice is permitted but restricted. Our members report that many of these marketing communications fall short of the legal requirements. Trigger leads compromise consumer privacy, create a flood of unwanted (even harassing) solicitations, create confusion and result in complaints. CBAI supports legislation that would restrict credit reporting agencies from selling consumer contact information unless the applicant has opted in to receive these solicitations. Governments Unnecessary Intrusion into Banking and Lending Which Displaces Community Banks Postal Banking CBAI believes postal banking is misguided and views any entry by the USPS into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the USPS to develop and offer banking services. Public Banking CBAI believes public banking is misguided and views any entry by federal, state or local governments into banking services as a significant and government-sponsored competitive threat to private-sector and tax-paying community banks. By better utilizing the vast network of community banks, which are already fully staffed by experienced and dedicated banking professionals, there is no need for the government to offer banking services. New Credit Card Routing Mandates Efforts to mandate credit card routing is ill conceived policymaking that will fail to benefit consumers by forcing a costly overhaul of the credit card payments landscape. The beneficiaries of the new mandates will be the largest merchants (not small businesses) which will not pass their savings on to consumers. CBAI supports greater competition and opposes concentrations in financial services represented by the too-big-to-fail banks and oligopolies like VISA and MasterCard, but misguided legislation is not the solution to the problems they create. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), Stablecoins and Decentralized Finance (DeFi) The risks posed by digital assets (cryptocurrency), central Bank digital currency (CBDC) and stablecoin, and decentralized finance (DeFi) are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry. They pose threats to the privacy and security of consumers and small businesses. There is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must develop and implement a consistent federal regulatory framework that does not permit digital assets and DeFi to offer financial services or products without being subject to the same regulations as community banks and deny nonbank stablecoin issuers access to the Federal Reserve master account, both of which would threaten the essential and highly successful business model of responsible community banks. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Customer Data Sharing A Final Rule was published in October of 2024. The Final Rule was flawed because it exempted too few financial institutions, ignores the costs of providing this service to consumers and does not adequately protect consumers and their community banks or compensate them from any losses related to data misuse, breaches and fraud. Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Federal Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, CBAI supports a federal safe harbor from sanctions for financial institutions that choose to serve legally compliant cannabis-related businesses (CRBs) and ancillary businesses that have commercial relationships with CBRs, in states where cannabis is legal. Allowing these businesses access to the traditional banking system and its services, versus operating exclusively in cash, is a public safety issue. Closing the Industrial Loan Company (ILC) Regulatory Loophole CBAI has consistently supported the long-standing American policy of prohibiting the mixing of banking and commerce, which ILCs represent, because of the risks they pose to the financial system, the FDICs DIF, our economy, consumers and American taxpayers. The risk posed by ILCs, particularly large technology and ecommerce giants, is a regulatory loophole that allows their holding companies to escape from consolidated federal supervision and regulation. This loophole must be closed. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Enhanced Data, Cyber and Payment Card Security (Data Security) The need for data security is paramount in financial services. Community banks are strong guardians of the security and confidentiality of their customers information. Enhanced security standards should be enforced through a tiered system where the more restrictive rules are imposed on the largest members of the financial system and economy (bot community banks) where their lapses pose the greatest threat to the largest number of consumers. Consumer Financial Protection Bureau (CFPB) Reform and Exemptions for Community Banks CFPBs regulations must provide community banks with the flexibility to meet the needs of their customers - not a one-size-fits-all approach. They must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. In reforming the CFPB, the single director governance should be replaced by a five-member board or commission. A broader definition of firms that grant credit should be subject to the CFPB rules, and they should be robustly supervised and examined. The focus of any enhanced regulation of financial products should be on the largest banks and financial firms, the unregulated shadow financial industry, and fintechs - not community banks. Sound Principles for Housing Government Sponsored Entity (GSE) Reform Reforms in government support for housing finance remain important to the future of the housing market and the U.S. economy. Unlike other private aggregators or investors, the GSEs have a mandate to serve all markets at all times, which is critical to maintaining liquidity particularly when markets are experiencing financial stress and private capital moves to the sidelines. Exiting receivership includes building capital to successfully operate within a broader housing finance framework, and bipartisan agreement on the proper role of the housing GSEs and the programs necessary to fulfill reasonable and consistent housing goals. The Federal Reserves Role in Payments System Improvement (FedNow Service) The FedNow Service is a significant payments system improvement. The payments system must not be monopolized by The Clearing House and its large bank owners with their RTP Network. Community banks, consumers and small businesses must rely on the Federal Reserve to provide access to a safe and secure payments system, which requires the Fed to play a preeminent role in system improvements. The FedNow Service should have robust capabilities, should be interoperable with other payments systems and should only be accessed by regulated financial institutions - not Amazon, Walmart, and the many fintechs that are seeking direct access to the payment rails. Finally Address the Risks of Too-Big-To-Fail Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (House and Senate) H.R. 9331 the Strengthening Transaction Oversight and Prevention (STOP) Payments Fraud Act of 2026 (All Sections) to amend the Expedited Funds Availability Act to provide exceptions in the case of fraudulent checks or wire transfers (House) Letters - Letter to the OCC, Federal Reserve and FDIC regarding new annual member survey results and revised recommendations concerning fraudulently altered return checks (Fraudulent Returns) and deposit account check fraud (Check Fraud) (OCC, Fed, FDIC and House) ICBA state trades letter regarding H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (Senate) Action Alerts - Action Alert - Urge U.S. Senators to Support Community Bank Regulatory Relief in S. 2651 or the 21st Century ROAD to Housing Act regarding the inclusion of community bank provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (Senate) Miscellaneous - Credit Unions - Focus on taxing credit unions over $1 billion in assets (House and Senate) Farm Credit - Focus on opposing expansionist agenda including into non-farm financing (House and Senate) House Financial Services Committee - Oversight of Prudential Regulators hearing on June 4th - status of joint regulator RFI on payments and check fraud (House) Small Business: CBAI Federal Policy Priorities - Bank Regulators Fulfilling Their Responsibilities Regarding Check Fraud Including Reimbursement for Fraudulently Altered Returned Checks Community banks continue to experience a growing problem of check fraud including reimbursements for fraudulently altered checks drawn on their customers accounts. The problem in the banking industry has been identified by our members as being enabled by the nations largest banks and credit unions, where fraudulent accounts are opened and fraudulent checks are deposited, which clear back to many community banks, harming them and their customers, in addition to undermining the publics confidence in the nations banking and financial system. CBAI urges the regulators to fulfill their responsibilities to address this problem by initiating Joint Supervisory Guidance and ramping up their examination and enforcement against the largest financial institutions to ensure they are held accountable for their apparent safety and soundness and compliance inadequacies. Agriculture and Rural America In the 119th Congress, CBAI strongly advocates for the passage of a multi-year Farm Bill that provides ample funding for commodity programs and rural broadband, maintains strong crop insurance products, approves higher USDA-guaranteed loan limits and expedited USDA Express program approvals, and prevents the expansion of the Farm Credit System into non-farm lending activities and opposes their exemption from the Section 1071 small business data reporting requirements. Community banks and their agricultural borrowers merit favorable tax treatment for interest income on ag loans secured by ag property and primary residences in ag communities. This will help sustain and strengthen ag lending by community banks and reduce interest expenses for their banks ag borrowers. Governments Unnecessary Intrusion into Banking and Lending Which Displaces Community Banks SBA Direct Lending Community banks and the SBA have a long, beneficial and cooperative private sector/public sector relationship and the SBA has historically not competed with banks in lending to businesses. Community banks are far superior in prudently underwriting and administering commercial lending relationships. The SBA originating and disbursing 7(a) loans will result in credit underwriting lapses which will put billions of taxpayer dollars at risk of loss. CBAI urges policymakers to prohibit the SBA from making direct 7(a) loans or otherwise expanding the institutions beyond well-regulated banks that could originate SBA loans. New Credit Card Routing Mandates Efforts to mandate credit card routing is ill conceived policymaking that will fail to benefit consumers by forcing a costly overhaul of the credit card payments landscape. The beneficiaries of the new mandates will be the largest merchants (not small businesses) which will not pass their savings on to consumers. CBAI supports greater competition and opposes concentrations in financial services represented by the too-big-to-fail banks and oligopolies like VISA and MasterCard, but misguided legislation is not the solution to the problems they create. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), Stablecoins and Decentralized Finance (DeFi) The risks posed by digital assets (cryptocurrency), central Bank digital currency (CBDC) and stablecoin, and decentralized finance (DeFi) are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry. They pose threats to the privacy and security of consumers and small businesses. There is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must develop and implement a consistent federal regulatory framework that does not permit digital assets and DeFi to offer financial services or products without being subject to the same regulations as community banks and deny nonbank stablecoin issuers access to the Federal Reserve master account, both of which would threaten the essential and highly successful business model of responsible community banks. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Small Business Data Collection A Final Rule was published in March of 2023. The Final Rule was flawed because it exempted too few financial institutions and set the revenue threshold so high that it now encompasses too many businesses, in addition to raising privacy and other concerns. There have been legal challenges to the Final Rule. CBAI supports the reasonable implementation of this reporting requirement and opposed efforts by Farm Credit to exempt its lenders. Customer Data Sharing A Final Rule was published in October of 2024. The Final Rule was flawed because it exempted too few financial institutions, ignores the costs of providing this service to consumers and does not adequately protect consumers and their community banks or compensate them from any losses related to data misuse, breaches and fraud. Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Reporting Beneficial Ownership Information CBAI supports shifting the burden of collecting the BOI of community bank accountholders to the Financial Crimes Enforcement Network (FinCEN). The current requirement is flawed because it does not relieve community banks from this burden. There have been legal challenges to the reporting requirements. CBAI supports making FinCEN the sole repository of BOI and relieving community banks from this burden. Federal Safe Harbor for Banking Cannabis-Related Businesses Without taking a position on the legalization of cannabis, CBAI supports a federal safe harbor from sanctions for financial institutions that choose to serve legally compliant cannabis-related businesses (CRBs) and ancillary businesses that have commercial relationships with CBRs, in states where cannabis is legal. Allowing these businesses access to the traditional banking system and its services, versus operating exclusively in cash, is a public safety issue. Harmful Climate Risk Regulations Community bankers high-contact and relationship-based lending model ensures that controls are in place to monitor climate risks on an ongoing basis. CBAI opposes any climate change regulations that will adversely impact community banks and their ability to support their customers and communities. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purpose, weaponizing its competitive advantages against community banks. The FCS is the only government sponsored entity (GSE) that competes directly with community banks. Its lenders leverage their tax and funding advantages as a GSE to steal away many of the best agriculture loans from community banks, which is contrary to their mission of serving young and beginning farmers and ranchers. This blatant and continued discrimination against community banks must end, the FCS competitive advantages must be reined in, and the playing field must be leveled for community banks. Enhanced Data, Cyber and Payment Card Security (Data Security) The need for data security is paramount in financial services. Community banks are strong guardians of the security and confidentiality of their customers information. Enhanced security standards should be enforced through a tiered system where the more restrictive rules are imposed on the largest members of the financial system and economy (bot community banks) where their lapses pose the greatest threat to the largest number of consumers. Consumer Financial Protection Bureau (CFPB) Reform and Exemptions for Community Banks CFPBs regulations must provide community banks with the flexibility to meet the needs of their customers - not a one-size-fits-all approach. They must not be burdened with additional and unnecessary regulatory requirements that would prevent them from serving their customers and communities. In reforming the CFPB, the single director governance should be replaced by a five-member board or commission. A broader definition of firms that grant credit should be subject to the CFPB rules, and they should be robustly supervised and examined. The focus of any enhanced regulation of financial products should be on the largest banks and financial firms, the unregulated shadow financial industry, and fintechs - not community banks. The Federal Reserves Role in Payments System Improvement (FedNow Service) The FedNow Service is a significant payments system improvement. The payments system must not be monopolized by The Clearing House and its large bank owners with their RTP Network. Community banks, consumers and small businesses must rely on the Federal Reserve to provide access to a safe and secure payments system, which requires the Fed to play a preeminent role in system improvements. The FedNow Service should have robust capabilities, should be interoperable with other payments systems and should only be accessed by regulated financial institutions - not Amazon, Walmart, and the many fintechs that are seeking direct access to the payment rails. Finally Address the Risks of Too-Big-To-Fail Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - H.R. 941 the Small Lender Act (All Sections) regarding modifying the requirements for financial institutions to report certain information about small business credit applications to the Consumer Financial Protection Bureau (CFPB) and extends the timeline for compliance with the CFPB rule with respect to such reporting (i.e., Section 1071 final rule) (House) H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (House and Senate) H.R. 9331 the Strengthening Transaction Oversight and Prevention (STOP) Payments Fraud Act of 2026 (All Sections) to amend the Expedited Funds Availability Act to provide exceptions in the case of fraudulent checks or wire transfers (House) Action Alerts - None Letters - Letter to the OCC, Federal Reserve and FDIC regarding new annual member survey results and revised recommendations concerning fraudulently altered return checks (Fraudulent Returns) and deposit account check fraud (Check Fraud) (OCC, Fed, FDIC and House) ICBA state trades letter regarding H.R. 3633 the CLARITY Act (Section 404) regarding stablecoin yield or rewards or incentives (Senate) Miscellaneous - Credit Unions - Focus on taxing credit unions over $1 billion in assets (House and Senate) Farm Credit - Focus on opposing expansionist agenda including into non-farm financing (House and Senate) House Financial Services Committee - Oversight of Prudential Regulators hearing on June 4th - status of joint regulator RFI on payments and check fraud (House) Taxation/Internal Revenue Code: CBAI Federal Policy Priorities - Agriculture and Rural America In the 119th Congress, CBAI strongly advocates for the passage of a multi-year Farm Bill that provides ample funding for commodity programs and rural broadband, maintains strong crop insurance products, approves higher USDA-guaranteed loan limits and expedited USDA Express program approvals, and prevents the expansion of the Farm Credit System into non-farm lending activities and opposes their exemption from the Section 1071 small business data reporting requirements. Community banks and their agricultural borrowers merit favorable tax treatment for interest income on ag loans secured by ag property and primary residences in ag communities. This will help sustain and strengthen ag lending by community banks and reduce interest expenses for their banks ag borrowers. Responsible Regulation of Digital Assets - Cryptocurrency, Central Bank Digital Currency (CBDC), Stablecoins and Decentralized Finance (DeFi) The risks posed by digital assets (cryptocurrency), central Bank digital currency (CBDC) and stablecoin, and decentralized finance (DeFi) are enormous, as well as the consequences for monetary policy, our financial system, and the banking industry. They pose threats to the privacy and security of consumers and small businesses. There is no single regulator responsible for this rapidly growing sector which combines elements of currency, payments and investments, and there is insufficient transparency and lack of accountability in this ecosystem. Policymakers must develop and implement a consistent federal regulatory framework that does not permit digital assets and DeFi to offer financial services or products without being subject to the same regulations as community banks and deny nonbank stablecoin issuers access to the Federal Reserve master account, both of which would threaten the essential and highly successful business model of responsible community banks. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purpose, weaponizing its competitive advantages against community banks. The FCS is the only government sponsored entity (GSE) that competes directly with community banks. Its lenders leverage their tax and funding advantages as a GSE to steal away many of the best agriculture loans from community banks, which is contrary to their mission of serving young and beginning farmers and ranchers. This blatant and continued discrimination against community banks must end, the FCS competitive advantages must be reined in, and the playing field must be leveled for community banks. Finally Address the Risks of Too-Big-To-Fail Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - None Letters - None Action Alerts - None Miscellaneous - Credit Unions - Focus on taxing credit unions over $1 billion in assets (House and Senate) Farm Credit - Focus on opposing expansionist agenda including into non-farm financing (House and Senate) Economics/Economic Development: CBAI Federal Policy Priorities - Agriculture and Rural America In the 119th Congress, CBAI strongly advocates for the passage of a multi-year Farm Bill that provides ample funding for commodity programs and rural broadband, maintains strong crop insurance products, approves higher USDA-guaranteed loan limits and expedited USDA Express program approvals, and prevents the expansion of the Farm Credit System into non-farm lending activities and opposes their exemption from the Section 1071 small business data reporting requirements. Community banks and their agricultural borrowers merit favorable tax treatment for interest income on ag loans secured by ag property and primary residences in ag communities. This will help sustain and strengthen ag lending by community banks and reduce interest expenses for their banks ag borrowers. The Federal Home Loan Banks (FHLBs) in Their Comprehensive Review by the FHFA The FHLB System is an admirable public-private partnership where the FHLBs banks provide short-term liquidity, long-term funding, mortgage-related products, and other financial services to help their owner-members weather crisis and provide affordable credit to support the local communities. FHLBanks contributes a substantial portion of its income to affordable housing and community development in their respective districts. The Federal Housing Finance Agency (FHFA) has embarked on a comprehensive review of the FHLBs. CBAI recommends that the FHFA should not seek to disrupt the cooperative structure, regional nature, special functions, and the unique purposes of the FHLBanks. Reasonable Regulatory Rules and Implementation Modernizing the Community Reinvestment Act The Final Joint Rule was published in October of 2023. The Final Joint Rule was flawed because it exempted too few financial institutions and for many other reasons. There have been legal challenges to the Final Joint Rule. CBAI supports the reasonable implementation of the CRA that includes credit unions being subject to the CRA. Meaningful Regulatory Relief for Community Banks and Regulatory Overreach CBAI joins the ICBA in supporting a more efficient system of rules and regulations, unbiased laws governing the financial sector, a safer and more secure business environment, and more efficient agricultural policies to support the nations economic growth and development in all parts of the country. Many new and significant rules have been approved which individually and collectively present incredible challenges for community banks which are less likely to be able to comply with these many new requirements. CBAI urges carefully constructed legislation and regulation, robust congressional oversight of the regulators, and a moratorium on new rules until the impact of existing rules can be thoroughly assessed to minimize the damages to community banks. Credit Unions and Their Expanded Powers Credit unions have long since strayed from their founding purposes, weaponizing their competitive advantages, and are virtually indistinguishable from tax-paying community banks. Credit union acquisitions of community banks are increasing at an alarming pace and is an abuse of the tax code which exacerbates consolidation among financial institutions, negatively impacts all taxpayers, and reduces consumer choice. Credit union abuse of their tax exemption is an existential threat to community banks and the communities they serve and must end. Farm Credit System and its Expanded Powers The Farm Credit System (FCS) has long since strayed from its founding purpose, weaponizing its competitive advantages against community banks. The FCS is the only government sponsored entity (GSE) that competes directly with community banks. Its lenders leverage their tax and funding advantages as a GSE to steal away many of the best agriculture loans from community banks, which is contrary to their mission of serving young and beginning farmers and ranchers. This blatant and continued discrimination against community banks must end, the FCS competitive advantages must be reined in, and the playing field must be leveled for community banks. The Federal Reserves Role in Payments System Improvement (FedNow Service) The FedNow Service is a significant payments system improvement. The payments system must not be monopolized by The Clearing House and its large bank owners with their RTP Network. Community banks, consumers and small businesses must rely on the Federal Reserve to provide access to a safe and secure payments system, which requires the Fed to play a preeminent role in system improvements. The FedNow Service should have robust capabilities, should be interoperable with other payments systems and should only be accessed by regulated financial institutions - not Amazon, Walmart, and the many fintechs that are seeking direct access to the payment rails. Finally Address the Risks of Too-Big-To-Fail Banks and Financial Firms, to Protect Community Banks, our Financial System, the Economy, and American Taxpayers from Future Bailouts The Great Financial Crisis, and the mini crisis caused by the failures of SVB and SBNY, were caused by the misconduct of the nations largest banks and financial firms and by banking regulators that did not ensure the safety and soundness of these financial behemoths. The megabanks and financial firms have proven, at great cost to American taxpayers, that they cannot be managed, supervised, disciplined or prosecuted. They are clearly too-big-to-change, too-big-to-fail, and must be downsized. This necessary policy objective can be accomplished by separating the traditional deposit-taking and lending activities of the largest banks from their speculative investment banking, securities underwriting, and market making activities. The time to act is now before the next financial crisis. (House and Senate) Legislation and Regulation - H.R. 6644 the Housing for the 21st Century Act (Title VI) regarding he inclusion of FDIC modernizing insurance and reciprocal deposit rules, targeted regulatory and examination relief, lowering compliance costs, encouraging the formation of new community banks, and strengthen Minority Depository Institutions (MDIs) (House and Senate) S. 2651 or the ROAD Act which is the 21st Century ROAD to Housing Act regarding the inclusion of the provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (House and Senate) Letters - None Action Alerts - Action Alert - Urge U.S. Senators to Support Community Bank Regulatory Relief in S. 2651 or the 21st Century ROAD to Housing Act regarding the inclusion of community bank provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) (Senate) Miscellaneous - None

Government entities reported: Federal Deposit Insurance Corporation (FDIC) Federal Reserve System HOUSE OF REPRESENTATIVES Office of the Comptroller of the Currency (OCC) SENATE

Reported filing-period amount: $70,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS

Registrant: CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS

2nd Quarter (Apr 1 - June 30)
Jul 17, 2026

Reported lobbying issue

Banking: Protect the credit union tax exemption Support legislation and regulation that advance credit unions and their over 146 million members Support regulatory relief for credit unions Support holistic evaluation of regulatory burden on credit unions Support modification of credit union loan maturity limits Support credit union field of membership expansion and modernization Support regulator- and bank-approved credit union-bank mergers Support financial inclusion and increased access to financial services Support modifying the credit union member business lending cap Support NCUAs existence as an independent regulator and insurer of credit unions Support assistance for minority depository institution credit unions Support regulatory relief for de novo credit unions Support harmonization of federal cyber incident notification standards Oppose Community Reinvestment Act requirements for credit unions Oppose legislative action to restrict credit union overdraft and courtesy pay programs Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes credit unions compliance with existing regulations Support allowing use of artificial intelligence for regulatory reporting purposes Support mandatory arbitration agreements Oppose national interest rate cap Oppose national credit card interest rate cap Support expanded natural person and corporate credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support regulatory policies to promote innovation and access to credit Support Central Liquidity Facility and Community Development Revolving Loan Fund enhancements Oppose NCUA examination of credit union vendors Oppose National Credit Union Share Insurance Fund structural changes or premium assessment Support parity in deposit insurance coverage levels between credit unions and banks Oppose additional Call Report fields on loans to credit union officials and senior executive staff Oppose additional Call Report fields on maturity distribution of uninsured shares Oppose making changes to Call Report requirements without using notice-and-comment process Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Support modernization and simplification of Call Report form and instructions Support rescission of NCUA overdraft and NSF fee guidance Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Support NCUA review of normal operating level and methodology Support NCUA action to permit credit union reimbursement of dependent care expenses for federal credit union official duties Oppose NCUA rule on succession planning Support modification of NCUA record retention requirements Oppose excessive NCUA requirements for supervisory committee audits Support NCUA action to reduce scope of supervisory committee examination Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA action to clarify loan participation limits Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support allowing greater weighted average life for corporate credit unions financial assets Support extension of maturity limit for corporate credit union borrowing Support increased flexibility for advertising and notice of insured status Support increased compliance timeline for NCUA simplification of share insurance rule Support removing reputational risk as a component of credit union examinations Support balanced implementation of debanking executive order Support increased NCUA efforts to promote credit union industry Support modernization and streamlining of NCUA operations Support NCUA supervisory flexibility for credit union shutdown assistance efforts Support NCUA action to modernize CAMELS rating system Support modernization of NCUA fidelity bond review requirements Support making CFPB subject to regular appropriations process Support increased CFPB budget transparency Support restructuring CFPB leadership to a bipartisan commission Support creation of a CFPB Inspector General Support reforms to CFPB Civil Investigative Demand process Support increasing asset thresholds for CFPB supervision of credit unions Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB use of cost-benefit analysis in rulemaking process Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Oppose CFPB efforts to restrict information in credit reports Support CFPB engaging in ongoing retrospective review of past regulations Support CFPB consumer complaint database reforms Support CFPB no-action letter program with extended timeline and increased protection of sensitive strategic information Oppose expansion of consumer report and consumer reporting agency definitions under the Fair Credit Reporting Act/Regulation V Support consumer protection regulations for buy-now-pay-later loan providers Support inclusion of buy-now-pay-later loans in FHA underwriting Support CFPB use of Civil Penalty Fund for consumer financial education Support increase of Home Mortgage Disclosure Act reporting thresholds Support removal of disparate impact analysis from Regulation B and modification of discouragement standard Support credit union access to universal service fund letters of credit program Support recognition of unique credit union structure in Financial Data Transparency Act joint data standards Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, operates on an opt-out basis, recognizes the complexity of data deletion, and does not authorize private right of action Support increased transparency for fintech bank charter applications Support Treasury development of model forms and qualified vehicle list for auto loan interest deduction Support safe harbor for credit unions related to the auto loan interest deduction Support clarification of remittance transfer tax exemptions Support inclusion of credit unions in Trump Accounts program Oppose development of a central bank digital currency Support credit union access to Federal Reserve liquidity options Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose expanded eligibility for Federal Reserve master account access Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support improvements to the Federal Reserves Debit Card Issuer Survey Oppose legislative action to impose caps or restrictions on debit or credit interchange fees Oppose legislative action to prohibit the Federal Reserve from paying interest on reserves Support Federal Reserve action to coordinate regulatory guidance on penny circulation issues and management of penny supply Support continued offering of Federal Reserve check services Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Support clarification of funds definition under Electronic Fund Transfer Act/Regulation E Support clarification of Electronic Fund Transfer Act/Regulation E treatment of digital assets Support increased flexibility for check holds and funds availability requirements Support transition to electronic payments for government payments Support consumer education on transition to electronic payments Support clarification of Section 314(b) information sharing safe harbor for identifying and preventing payments fraud Support greater flexibility for credit unions to decline services with clear indica of fraud or elder abuse Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support Treasury and NCUA action to implement regulatory framework for stablecoin issuance Support parity for credit unions related to stablecoin regulation Support NCUAs role as primary regulator of credit unions stablecoin activities Oppose treating stablecoins or digital assets as federally insured Oppose payment of interest, yield, or rewards on stablecoin holdings Support digital assets guardrails to prevent deposit outflows Support clarifying credit unions authority to provide custodial services for their members Support safeguards for rehypothecation of digital assets Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support continued role for FHFA as an independent regulator Support credit union access to Federal Home Loan Bank system Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Support Federal Home Loan Bank allocations to the Affordable Housing Program Support FinCEN implementation of the Corporate Transparency Act Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support increasing Currency Transaction Report and Suspicious Activity Report filing thresholds Support streamlining Currency Transaction Report and Suspicious Activity Report forms Support increased inclusion of identifiable information in Section 314(a) information requests Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support FinCEN survey to accurately measure Bank Secrecy Act compliance costs Support DOD clarification of Military Lending Act and Servicemembers Civil Relief Act requirements Support standardized disclosures and financial literacy briefings for servicemembers Support credit union access to nominal leases on military installations Oppose nominal leases for banks on military installations Oppose legislative action on the Overseas Military Banking Program Oppose inclusion of interchange, interest rate cap, or fraud liability amendments in the National Defense Authorization Act Support inclusion of currency transaction report/suspicious activity report thresholds and veterans member business lending amendments in the National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Support role of Community Development Financial Institutions Fund in promoting economic growth and access to capital in underserved communities Support access to Community Development Financial Institutions Fund awards and technical assistance for credit unions Support Community Development Financial Institutions Fund bond guarantee program Support Community Development Financial Institutions Fund liquidity enhancement pilot program Support disbursement of all Community Development Financial Institution Fund appropriated award funding without additional barriers Support timely completion of Emergency Capital Investment Program disposition agreements Oppose reclassification of credit header information as a consumer report Oppose reliance on single source of documentation to determine instances of identity theft or coerced debt Oppose use of interim final rule to modify personal financial data rights requirements Support modification of Section 1033 rule to allow data providers to charge fees, remove prescriptive technology standards, and establish data privacy standards and allocation of liability Support increased reporting and small business revenue threshold and elimination of discretionary data points collection in revised Section 1071 rule Support modernization of e-signature requirements Support allowing electronic or documented oral credit card applications Support increased flexibility for disclosures Support rescission of CFPB payday lending rule payment provisions Support modification of FCC revocation of consent rule Support greater flexibility for FCC fraud alert exemption Support uniform federal standards and increased federal preemption of state laws on interchange, data privacy, artificial intelligence, and elder financial abuse reporting Support federal safe harbor for provision of financial services to marijuana-related businesses that comply with state laws Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support nomination of John Crews as a member of the NCUA Board Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Act (H.R. 940) Support Small LENDER Act (H.R. 941) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Homebuyers Privacy Protection Act (H.R. 2808; S. 1467) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Advancing the Mentor-Protege Program for Small Financial Institutions Act (H.R. 3709) Support Expanding Access to Lending Options Act (H.R. 4167) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Expanding Access to Lending Options Act (H.R. 4167) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545, S. 3575; Senate Amendments 3722, 3834, 4384, 5882, 6180) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017; Senate Amendment 6241) Support NFIP Continuation Act (H.R. 5577) Support 21st Century ROAD to Housing Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support Community Bank Regulatory Tailoring Act (H.R. 7056) Support Close the Shadow Banking Loophole Act (S. 3734) Support American Lending Fairness Act (S. 3889; H.R. 7866) Support Community Bank Relief Act (S. 3849; H.R. 7484) Support Access to Fair Financing for Opportunity and Resilient Development Act (Senate Amendments 4354, 4394, 6101; S. 3940) Support Growing Deposit Insurance for the Future Act (H.R. 8088) Support ESCRA Act (H.R. 306) Support Credit Access and Inclusion Act (H.R. 5402; S. 1465) Support FCRA Liability Harmonization Act (H.R. 5775) Support Guarding Unprotected Aging Retirees from Deception Act (H.R. 2978; S. 2544; Senate Amendment 6471) Support Eliminating Fraud in the CFPBs Complaint Database Act (H.R. 7588) Support Fair Credit Reporting Reseller Accuracy Act (H.R. 8141) Support Bank Fraud Technology Advancement Act (H.R. 8671) Support STOP Payments Fraud Act (H.R. 9331) Support emergency transaction account guarantee legislation (H.R. 8075) Support inclusion of guidance on penny circulation and rounding in Common Cents Act (H.R. 3074) Support parity for credit unions and prohibition on stablecoin yield in Digital Asset Market Clarity Act (H.R. 3633) Support modification of Section 705 in Renewing Opportunity in the American Dream to Housing Act (S. 2651) Support inclusion of credit union parity provisions in Main Street Capital Access Act (H.R. 6955) Oppose Repealing Big Brother Overreach Act (H.R. 425; S. 100) Oppose 10 Percent Credit Card Interest Rate Cap Act (H.R. 1944; S. 381; Senate Amendment 2239) Oppose Credit Card Competition Act (Senate Amendments 2229, 2230, 2345, 4305; S. 3623; H.R. 7035) Oppose commissary interchange fee study (Senate Amendment 3216) Oppose commissary coupon pilot program (Senate Amendments 5942, 6034) Oppose End the Feds Big Bank Bailout Act (S. 2113; Senate Amendment 3761) Oppose Credit Card Fairness Act (S. 3660) Oppose S.J.Res. 130, on CFPB overdraft circular Oppose S.J.Res. 132, on CFPB examinations for risks to servicemembers Oppose S.J.Res. 141, on deceptive collection of medical debt Budget/Appropriations: Support responsible reductions to NCUA budget Support NCUA budget transparency Support Community Development Financial Institutions Fund funding Support Community Development Financial Institutions Fund transparency Support Community Development Revolving Loan Fund funding Support FinCEN funding Support funding for Small Business Administration loan programs Small Business: Support streamlining of SBA process to facilitate credit union participation in government-guaranteed lending programs Support enhanced SBA outreach and education efforts for government-guaranteed lending programs Oppose SBA direct lending Oppose participation in SBA government-guaranteed lending programs by underregulated fintechs Oppose rescission of small business lending company moratorium Oppose creation of mission-based small business lending company designation Oppose SBA affiliation and lending criteria revisions rule

Government entities reported: Consumer Financial Protection Bureau (CFPB) Defense, Dept of (DOD) Executive Office of the President (EOP) Federal Communications Commission (FCC) Federal Housing Finance Agency (FHFA) Federal Reserve System Financial Crimes Enforcement Network (FinCEN) Government Accountability Office (GAO) Homeland Security, Dept of (DHS) HOUSE OF REPRESENTATIVES Housing & Urban Development, Dept of (HUD) Justice, Dept of (DOJ) Natl Credit Union Administration (NCUA) Natl Economic Council (NEC) Office of Management & Budget (OMB) SENATE Small Business Administration (SBA) Treasury, Dept of

Reported filing-period amount: $1,290,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

INDEPENDENT COMMUNITY BANKERS OF AMERICA

Registrant: INDEPENDENT COMMUNITY BANKERS OF AMERICA

2nd Quarter (Apr 1 - June 30)
Jul 16, 2026

Reported lobbying issue

Agriculture: H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed Farm Loan Programs Banking: H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUARD Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4544 The American Access to Banking Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5276 The Community Bank LIFT Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act H.R. 8278 The Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act H.R. 8671 The Bank Fraud Technology Advancement Act H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S 4182 The FARM Act Housing Expansion Artificial Intelligence CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Critical Infrastructure Protection Cybersecurity Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Executive Order 14406: Restoring Integrity to Americas Financial System Executive Order 14409: Promoting Advanced Artificial Intelligence Innovation and Security Form 990 Initiative Fraud and Scams National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation Support for Kevin Warsh for Federal Reserve Board Chairman The Growing Deposit Insurance for the Future Act Housing: H.R. 6644 ROAD to Housing Act of 2025 S. 1467 Homebuyers Privacy Protection Act S. 2651 ROAD to Housing Act of 2025 Housing Finance Reform GSE Reform Taxation/Internal Revenue Code: H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Applying IRS Form 990 to Federal Credit Unions Implementation of Section 139L of H.R. 1

Government entities reported: Agriculture, Dept of (USDA) HOUSE OF REPRESENTATIVES SENATE Consumer Financial Protection Bureau (CFPB) Executive Office of the President (EOP) Federal Deposit Insurance Corporation (FDIC) Federal Housing Finance Agency (FHFA) Federal Reserve System Homeland Security, Dept of (DHS) Office of the Comptroller of the Currency (OCC) Treasury, Dept of White House Office Internal Revenue Service (IRS)

Reported filing-period amount: $2,170,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

COMMUNITY BANK ADVISORY SERVICES, LLC

Registrant: COMMUNITY BANK ADVISORY SERVICES, LLC

2nd Quarter (Apr 1 - June 30)
Jul 15, 2026

Reported lobbying issue

Banking: S.B. 1582 GENIUS Act rulemaking implementation H.R. 6955 Main Street Capital Access Act (supporting community bank related legislation around capital formation, failed bank resolutions, regulator accountability/transparency) H.R. 3633 Digital Asset Market Clarity Act (opposing yield/interest payments on digital wallets, supporting community banks' ability to engage in digital assets) Deposit Insurance Reform - opposing reforms that dramatically increase deposit insurance coverage and implementing costs to community banks Small Business: General discussions regarding community bank participation in small business lending - no specific bill or rulemaking. Financial Institutions/Investments/Securities: See Banking Specific Lobbying Issues disclosed

Government entities reported: Federal Deposit Insurance Corporation (FDIC) Federal Reserve System HOUSE OF REPRESENTATIVES Office of the Comptroller of the Currency (OCC) SENATE Treasury, Dept of Small Business Administration (SBA)

View official LDA filing ↗

CHAMBER OF COMMERCE OF THE U.S.A.

Registrant: CHAMBER OF COMMERCE OF THE U.S.A.

1st Quarter (Jan 1 - Mar 31)
Jul 14, 2026

Reported lobbying issue

Automotive Industry: H.R. 4661, Autonomous Mobility Ensuring Regulation, Innovation, Commerce, and Advancement Driving Reliability in Vehicle Efficiency and Safety (AMERICA DRIVES) Act H.R. 7390, Safely Ensuring Lives Future Deployment and Research In Vehicle Evolution (SELF DRIVE) Act of 2026 Draft legislation relating to the deployment of automated vehicle technology Various issues relating to U.S. Department of Transportation regulatory matters related to automated vehicles Aviation/Airlines/Airports: H.R. 6086, Aviation Funding Solvency Act Draft legislation relating to counter-unmanned aircraft systems (C-UAS) Proposed Rule, Department of Commerce, Bureau of Industry and Security: Securing the Information and Communications Technology and Services Supply Chain: Unmanned Aircraft Systems, 15 CFR Part 791, (90 Fed. Reg. 1,234-1,238, January 3, 2025) Proposed Rule, Federal Aviation Administration: Normalizing Unmanned Aircraft Systems Beyond Visual Line of Sight Operations 14 CFR Parts 36, 43, 45, 89, 91, 107, 108, 119, 133, 135, 137 and 146, (90 Fed. Reg. 38,212-38,391, August 7, 2025) Request for Comment, Federal Aviation Administration: Draft Programmatic Environmental Assessment for Drone Package Delivery Operations in the United States, 14 CFR Part 135, (90 Fed. Reg. 57,126, December 9, 2025) Various issues relating to implementation of the FAA Reauthorization Act of 2018 (P.L. 115-254); implementation of the FAA Reauthorization Act of 2024 (P.L. 118-63); unmanned aircraft systems flight restrictions near critical infrastructure facilities; counter-unmanned aircraft systems (C-UAS); the Information and Communications Technology and Services (ICTS) restrictions on unmanned aircraft systems; drone security issues Banking: H.R. 654, TABS Act of 2025 H.R. 940, Fair Audits and Inspections for Regulators (FAIR) Exams Act H.R. 1602, Financial Privacy Act of 2025 H.R. 1900, Bank Failure Prevention Act of 2025 H.R. 2702/S. 875, Financial Integrity and Regulation Management (FIRM) Act H.R. 3230, Financial Institution Regulatory Tailoring Enhancement Act H.R. 3379, Halting Uncertain Methods and Practices in Supervision Act of 2025 H.R. 3380, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 H.R. 3390, Bringing the Discount Window into the 21st Century Act H.R. 3446, FDIC Board Accountability Act H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, Stress Testing Accountability and Transparency Act H.R. 5291/S. 2663, Merchant Banking Modernization Act H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act S. 3772, Export-Import Bank Reauthorization Act of 2026 H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Draft legislation in the House of Representatives to Reauthorize the Export-Import Bank of the United States Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Federal Deposit Insurance Corporation, Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Federal Reserve Board: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement (90 Fed. Reg. 16,843-16,860, April 22, 2025) Proposed Rule, Consumer Financial Protection Bureau; Equal Credit Opportunity Act (Regulation B) (90 Fed. Reg. 50,901-50,923, October 13, 2025) Proposed Rule, Revised Guidelines, Office of the Comptroller of the Currency, Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments (90 Fed. Reg. 61,084-61,093, December 30, 2025) Proposed Rule, Office of the Comptroller of the Currency, Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency (91 Fed. Reg. 10,202-10,303, March 2, 2026) Request for Comment, Consumer Financial Protection Bureau, Consumer Response Intake Form (91 Fed. Reg. 4,066-4,067, January 30, 2026) Request for Comment, Consumer Financial Protection Bureau, Draft Strategic Plan for FY 2026-2030 Various issues relating to Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System Defense: H.R. 1566/S. 1379, Right to Equitable and Professional Auto Industry Repair (REPAIR) Act H.R. 2675, Protecting Our Courts from Foreign Manipulation Act H.R. 3838, Streamlining Procurement for Effective Execution and Delivery and National Defense Authorization Act for Fiscal Year 2026 S. 2296, National Defense Authorization Act for Fiscal Year 2026 Various issues relating to improvements to the Foreign Military Sales program; potential Fiscal Year 2026 National Defense Authorization Act provisions related to perfluoroalkyls and polyfluoroalkyl chemicals (PFAS); potential Fiscal Year 2027 National Defense Authorization Act provisions related to the proposed Data-as-a-Service Solutions for Weapon System Contracts provision and other right-to-repair issues; implementation of the Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 (P.L. 118-159); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of the National Defense Authorization Act for Fiscal Year 2026 (P.L. 119-60); reauthorization of the Cybersecurity Information Sharing Act of 2015 (title N of P.L. 114-113); implementation of the Continuing Appropriations, Agriculture, Legislative Branch, Military Construction and Veterans Affairs, and Extensions Act, 2026 (P.L. 119-37); U.S. Department of Defense Warfighting Acquisition System Reform Initiative; supply chain and the defense industrial base; industrial capacity and innovation; Trump administration shift in industrial capability and priorities; development of the National Defense Authorization Act for Fiscal Year 2027 Education: H.R. 4329, Building Civic Bridges Act H.R. 4806/S. 2511, College Transparency Act S. 2828, Child Care Modernization Act of 2025 Department of Education Notice of Intent to Establish Negotiated Rulemaking Committees to prepare regulations for Higher Education Act programs as amended in the One Big Beautiful Bill Act (90 Fed. Reg. 35,261-35,264, July 25, 2025) Various issues relating to reauthorization and implementation of the Workforce Innovation and Opportunity Act (P.L. 113-128); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Registered Apprenticeship Program; implementation of the Child and Dependent Care Tax Credit (CDCTC), the Dependent Care Assistance Program (DCAP), and the Employer Provided Child Care Tax Credit (45F); general education and workforce preparation; education savings accounts Energy/Nuclear: H.R. 77, Midnight Rules Relief Act H.R. 755/S. 714, Critical Mineral Consistency Act of 2025 H.R. 1047, GRID Power Act H.R. 1949, Unlocking our Domestic LNG Potential Act of 2025 H.R. 2986, Expediting Generator Interconnection Procedures Act of 2025 H.R. 3015, National Coal Council Reestablishment Act H.R. 3062, Promoting Cross-Border Energy Infrastructure Act H.R. 3109, Researching Efficient Federal Improvements for Necessary Energy Refining Act (REFINER Act) H.R. 3616, Reliable Power Act H.R. 3628, State Planning for Reliability and Affordability Act H.R. 3632, Power Plant Reliability Act of 2025 H.R. 3638, Electric Supply Chain Act H.R. 3699, Energy Choice Act H.R. 4754, Department of Interior, Environment, and Related Agencies Appropriations Act, 2026 H.R. 6336, Fair Allocation of Interstate Rates (FAIR) Act H.R. 7257, Securing Community Upgrades for a Resilient Grid (SECURE Grid) Act H.R. 7258, Energy Emergency Leadership Act H.R. 7266, Rural and Municipal Utility Cybersecurity Act H.R. 7305, Energy Threat Analysis Center Act of 2026 S. 1071, National Defense Authorization Act for Fiscal Year 2026 S. 3947, Reconductoring Existing Wires for Infrastructure Reliability and Expansion (REWIRE) Act of 2026 H.J. Res. 35/S.J. Res. 12, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Waste Emissions Charge for Petroleum and Natural Gas Systems: Procedures for Facilitating Compliance, Including Netting and Exemptions" Draft legislation to amend the Energy Policy and Conservation Act to modify standards for water heaters, furnaces, boilers, and kitchen cooktops, ranges, and ovens, and for other purposes Draft legislation titled Promoting Efficient and Engaged Reviews Act of 2023 Draft legislation titled Modernizing NEPA Through Permitting Reform Act Draft legislation titled Reliability Protection for States Act Draft legislation titled ePermit Act to build out agency electronic permitting system Potential legislation similar to H.R. 1070, To amend the Solid Waste Disposal Act to provide the owner or operator of a critical energy resource facility an interim permit under subtitle C that is subject to final approval by the Administrator of the Environmental Protection Agency, and for other purposes Potential legislation similar to H.R. 1085, Researching Efficient Federal Improvements for Necessary Energy Refining (REFINER) Act Potential legislation similar to H.R. 1140, To authorize the Administrator of the Environmental Protection Agency to waive application of certain requirements with respect to processing and refining a critical energy resource at a critical energy resource facility, and for other purposes Potential legislation similar to H.R. 1152, Water Quality Certification and Energy Projects Improvement Act of 2023 Potential legislation similar to H.R. 1335, Transparency, Accountability, Permitting, and Production of (TAPP) American Resources Act Potential legislation similar to H.R. 1577, Building United States Infrastructure through Limited Delays and Efficient Reviews (BUILDER) Act of 2023 Potential legislation similar to H.R. 2617, Consolidated Appropriations Act, 2023 Potential legislation similar to H.R. 2635/S. 3808, Restoring Offshore Wind Opportunities Act Potential legislation similar to H.R. 3062, Promoting Cross-Border Energy Infrastructure Act Potential legislation similar to H.R. 3617, Securing Americas Critical Minerals Supply Act Potential legislation similar to H.R. 3657, Hydropower Relicensing Transparency Act Potential legislation similar to H.R. 3668, Improving Interagency Coordination for Review of Natural Gas Pipelines Act Potential legislation similar to H.R. 5551/S. 2827, Building Integrated Grids With Inter-Regional Energy Supply (BIG WIRES) Act Potential legislation similar to H.R. 6129, Studying NEPAs Impact on Projects Act Potential legislation similar to H.R. 7023, Creating Confidence in Clean Water Permitting Act Potential legislation similar to H.R. 7688, Consumer Fuel Price Gouging Prevention Act Potential legislation similar to H.R. 8045, Critical Minerals Classification Improvement Act Potential legislation similar to S. 1863, Providing Reliable, Objective, Verifiable Emissions Intensity and Transparency (PROVE IT) Act Potential legislation similar to S. 2228, Building Chips in America Act of 2023 Potential legislation similar to S. 3170, Revising and Enhancing Project Authorizations Impacted by Review (REPAIR) Act Potential legislation similar to S. 4217, Transportation Fuel Market Transparency Act Potential legislation similar to S. 4753, Energy Permitting Reform Act of 2024 Potential legislation similar to S. 4815, Simplify Timelines and Assure Regulatory Transparency (START) Act Potential appropriations bills addressing Low Income Home Energy Assistance Program (LIHEAP) and Low-Income Household Water Assistance Program (LIHWAP) Potential legislation similar to H.J. Res. 91/S.J. Res. 55, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Council on Environmental Quality relating to "National Environmental Policy Act Implementing Regulations Revisions Potential legislation similar to S.Con. Res.14, A concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2022 and setting forth the appropriate budgetary levels for fiscal years 2023 through 2031 Energy and Water appropriations bill for fiscal year 2026 Beginning of Construction Requirements for Purposes of the Termination of Clean Electricity Production Credits and Clean Electricity Investment Credits for Applicable Wind and Solar Facilities (IRS Notice 2025-42, August 20, 2025) Request for Information, Office of Management and Budget, Deregulation, (89 Fed. Reg. 15,481-15,482, April 11, 2025) Final Rule, Department of Energy; Energy Conservation Program: Energy Conservation Standards for Distribution Transformers (89 Fed. Reg. 29,834-30,043, April 22, 2024) Final Rule, EPA New Source Performance Standards for Greenhouse Gas Emissions from New, Modified, and Reconstructed Fossil Fuel-Fired Electric Generating Units; Emission Guidelines for Greenhouse Gas Emissions from Existing Fossil Fuel-Fired Electric Generating Units; and Repeal of the Affordable Clean Energy Rule (89 Fed. Reg. 39,798-40,064, May 9, 2024) Proposed Regulations, Section 45V Credit for Production of Clean Hydrogen, Section 48(a)(15) Election to Treat Clean Hydrogen Production Facilities as Energy Property (88 Fed. Reg. 89,220-89,255, December 26, 2023) Proposed Rule, Repeal of Greenhouse Gas Emissions Standards for Fossil Fuel-Fired Electric Generating Units (90 Fed. Reg. 25,752-25,781, June 17, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Copper (90 Fed. Reg. 11,940-11,941, March 13, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Processed Critical Minerals and Derivative Products (90 Fed. Reg. 17,372-17,373, April 25, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Wind Turbines and Their Parts and Components (90 Fed. Reg. 41,380-41,381, August 25, 2025) Proposed Rule, NHTSA "Safer Affordable Fuel-Efficient (SAFE) Vehicles Rule III," revising CAFE standards for Model Years (MY) 2022-2031, (90 Fed. Reg. 56,438-56,656, December 5, 2025) Notice Inviting Comments, Interconnection of Large Loads to the Interstate Transmission System, issued in Federal Energy Regulatory Commission Docket No. RM26-4-000 (October 27, 2025) Various issues relating to regulatory permit streamlining, reform of National Environmental Policy Act (NEPA), and related judicial reform; diversifying energy sources, including the Trans-Adriatic Pipeline, offshore oil drilling, and wind energy; funding for energy efficiency programs; establishing a durable program for managing used nuclear fuel; Agency Unified Agenda of Regulatory and Deregulatory Actions more broadly; Agency deregulatory announcements and initiatives generally; Department of Interior leasing ban and royalty review; strategic petroleum reserve; State Department interim international energy engagement guidance; electric grid reliability, resiliency, increasing demand growth, and resource adequacy/energy security, including interdependencies of natural gas and electricity markets; critical minerals, generally; energy security, including implications for national security and natural gas and liquified natural gas exports; limitations on exports of energy commodities, including liquified natural gas; Bureau of Land Management Leasing program; offshore energy exploration, including Bureau of Ocean Energy Management proposed program for the 2023-2028 National Outer Continental Shelf Oil and Gas Leasing Program; nuclear energy, including high-assay low-enriched uranium (HALEU) fuel supplies; electric transmission siting and permitting; implementation of providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Energy relating to Energy Conservation Program: Energy Conservation Standards for Consumer Gas-fired Instantaneous Water Heaters (P.L.119-6); implementation of providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to Waste Emissions Charge for Petroleum and Natural Gas Systems: Procedures for Facilitating Compliance, Including Netting and Exemptions (P.L. 119-2); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of Energy Efficiency and Renewable Energy, Department of Energy relating to Energy Conservation Program: Energy Conservation Standards for Commercial Refrigerators, Freezers, and Refrigerator-Freezers (P.L. 119-9); funding for the Clean Water and Drinking Water State Revolving Funds, the Water Infrastructure Finance and Innovation Act; proposed risk management consultation on PFAS; implementation of the EU Methane Regulation; cybersecurity regulations applicable to critical infrastructure and associated supply chains, including software bills of materials and cyber incident reporting relating to the Cyber Incident Reporting for Critical Infrastructure (CIRCIA) Act of 2022; development of and Initial Implementation Guidance from the Office of Management and Budget on the Application of Buy America Preference in Federal Financial Assistance Programs for Infrastructure (April 18, 2022); implementation of hydrogen production tax credit under the Inflation Reduction Act (P.L. 117-169); confirmation of new commissioners nominated to serve on the Federal Energy Regulatory Commission; electricity pricing at the state level and impact of infrastructure constraints on same; applicability of the Energy Policy and Conservation Act to distribution transformers; artificial intelligence, data centers, and interaction with electricity grid, rates, and markets; Inflation Reduction Act tax credits and their potential modification; potential Administration or agency actions affecting bulk power system supply chains, including tariffs, other import restrictions, and tax policy and related implementation; Administration and agency actions relating to renewable generation resources; energy efficiency, generally, and its benefit as a tool to address electric demand growth; Department of Energy activities affecting the electric grid, including anticipated Grid Executive Order Environment/Superfund: H.R. 161, New Source Review Permitting Improvement Act H.R. 278, BROADBAND Leadership Act H.R. 471/S. 1462, Fix Our Forests Act of 2025 H.R. 640/S. 615, Chemical Tax Repeal Act H.R. 804, Rural Small Business Resilience Act of 2025 H.R. 2145, Recycling Infrastructure and Accessibility Act of 2025 H.R. 2288, Common Sense Air Regulations Act H.R. 2308/S. 1246, FEMA Independence Act H.R. 2709, Save our Sequoias Act H.R. 2940, Advancing Water Reuse Act H.R. 3617, Securing Americas Critical Minerals Supply Act H.R. 3862, Clean Water SRF Parity Act H.R. 3898, Promoting Efficient Review for Modern Infrastructure Today (PERMIT) Act H.R. 3899, Clarifying Federal General Permits Act H.R. 3900, Water Quality Technology Availability Act H.R. 3927, Nationwide Permitting Improvement Act H.R. 3928, Improving Water Quality Certifications and American Energy Infrastructure Act H.R. 4109, Recycling and Composting Accountability Act H.R. 4214, Clean Air and Building Infrastructure Improvement Act H.R. 4218, Clean Air and Economic Advancement Reform Act H.R. 4357/S. 2260, Border Water Quality Restoration and Protection Act H.R. 4466, CIRCLE Act H.R. 4503, ePermit Act H.R. 4669, FEMA Act H.R. 4776, Standardizing Permitting and Expediting Economic Development (SPEED) Act H.R. 6373, Air Permitting Improvements to Protect National Security Act of 2025 H.R. 6387, Fire Improvement and Reforming Exceptional Events (FIRE) Act H.R. 6398, Reducing and Eliminating Duplicative Environmental Regulations (RED) Tape Act H.R. 6409, Foreign Emissions and Nonattainment Clarification for Economic Stability (FENCES) Act H.R. 7567, Farm, Food, and National Security Act of 2026 S. 351, Strategies to Eliminate Water and Accelerate Recycling Development (STEWARD) Act of 2025 S. 623, No IRIS Act of 2025 S. 1323, Facilitating Increased Resilience, Environmental Weatherization and Lowered Liability Act S. 2296, National Defense Authorization Act for Fiscal Year 2026 S. 3305, Curtailing Litigation Excess and Abuse Reform (CLEAR) Act of 2025 S. 3826, Modernizing Clean Air Permitting Act H.J. Res. 61/S.J. Res. 11, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "National Emission Standards for Hazardous Air Pollutants: Rubber Tire Manufacturing H.J. Res. 87/S.J. Res. 46, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine Pollution Control Standards; Heavy-Duty Vehicle and Engine Emission Warranty and Maintenance Provisions; Advanced Clean Trucks; Zero Emission Airport Shuttle; Zero-Emission Power Train Certification; Waiver of Preemption; Notice of Decision" H.J. Res. 88/S.J. Res. 45, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine Pollution Control Standards; Advanced Clean Cars II; Waiver of Preemption; Notice of Decision" H.J. Res. 89/S.J. Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine and Nonroad Engine Pollution Control Standards; The 'Omnibus' Low NOx Regulation; Waiver of Preemption; Notice of Decision" H.J. Res. 140, Superior National Forest Mineral Withdrawal CRA Resolution Discussion draft legislation To amend the Federal Water Pollution Control Act to exempt civil penalties for certain violations of such Act from the Federal Civil Penalties Inflation Adjustment Act of 1990, and for other purposes Discussion draft legislation to reform the Brownfields Program Draft legislation titled Create Expedited Reviews to Transform American Infrastructure Now (CERTAIN) Act - Discussion Draft Draft legislation titled Fiscal Year 2026 Energy and Water Development and Related Agencies Appropriations Draft legislation titled Fiscal Year 2026 Environment and Interior and Related Agencies Appropriations Draft legislation titled Fiscal Year 2026 Commerce, Justice, and Science Agencies Appropriations Draft legislation titled the Wildfire Response Improvement Act Draft legislation on PFAS Draft legislation relating to Establishing a Chief Resilience Officer at the White House and calling for interagency coordination and development of a national resilience strategy Draft legislation relating to increasing the portion of post-disaster funding directed for pre-disaster mitigation purposes, especially in FEMAs Building Resilient Infrastructure and Communities Program Draft legislation relating to promoting incentives, including tax credits for individuals and businesses for pre-disaster mitigation expenses Draft legislation to reform the Permitting Councils responsibilities related to assisting federal agencies in the environmental permitting process Draft legislation relating to the reform of NEPA and other statutes as part of broader efforts to modernize federal environmental permitting Draft legislation titled the Recycled Materials Attribution Act (RMAA) Potential legislation regarding the reauthorization of surface transportation programs Potential legislation regarding TSCA reform Potential legislation similar to National Coordination on Adaptation and Resilience for Security Act Potential legislation similar to H.R. 1812, One Federal Decision Act of 2021 Potential legislation similar to H.R. 2467, PFAS Action Act of 2021 Potential legislation similar to H.R. 2508, Naturally Offsetting Emissions by Managing and Implementing Tillage Strategies Act of 2021 Potential legislation similar to H.R. 2612, Restoring Environments, Soils, Trees, and Operations to develop the Rural Economy (RESTORE) Act of 2021 Potential legislation similar to H.R. 5689, Resilient Assistance for Mitigation for Environmentally Resilient Infrastructure and Construction by Americans (AMERICA) Act Potential legislation similar to H.R. 6461/S.3531, National Climate Adaptation and Resilience Strategy Act Potential legislation similar to H.R. 8030/S. 4134, Drought Relief Obtained Using Government Help Today Act of 2024 Potential legislation similar to S. 2750, Precision Agriculture Loan Program Act of 2021 Potential legislative action similar to H.J. Res. 27, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Potential legislative action similar to H.J. Res. 117/S.J. Res. 65, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Reconsideration of the National Ambient Air Quality Standards for Particulate Matter" Potential legislative action similar to H.Con. Res. 34, expressing disapproval of the withdrawal by the Secretary of the Interior of approximately 225,504 acres of National Forest System lands in Cook, Lake, and Saint Louis Counties, Minnesota, from disposition under the United States mineral and geothermal leasing laws Potential legislation similar to S.Con. Res. 14, A concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2022 and setting forth the appropriate budgetary levels for fiscal years 2023 through 2031 Potential legislation to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require predisaster hazard mitigation assistance to be awarded during the fiscal year during which an application is submitted Potential resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to Federal Good Neighbor Plan for the 2015 Ozone National Ambient Air Quality Standards; Notice on Remand of the Record of the Good Neighbor Plan to Respond to Certain Comments. Proposed rescission of the hazard index (HI) for select PFAS and extension of the compliance deadline for implementation of the National Primary Drinking Water Standard for PFOA and PFOS Proposed interim guidance for PFAS disposal and destruction Proposed Rule regarding Docket ID No. EPA-HQ-OLEM-2025-1707, Clean Water Act Hazardous Substance Facility Response Plans; Amendment Reconsideration, (91 Fed. Reg. 7,415-7,420, February 18, 2026) Proposed Rule, Reconsideration of the Greenhouse Gas Reporting Program, (90 Fed. Reg. 44,591-44,618, September 16, 2025) Proposed Rule, Reconsideration of 2009 Endangerment Finding and Greenhouse Gas Vehicle Standards, (90 Fed. Reg. 36,288, EPA-HQ-OAR-2025-0194, August 1, 2025) Proposed Rule, Repeal of Greenhouse Gas Emissions Standards for Fossil Fuel-Fired Electric Generating Units (90 Fed. Reg. 25,752-25,781, June 17, 2025) Notice of Availability and Request for Comment on Technical Support Document: Social Cost of Carbon, Methane, and Nitrous Oxide Interim Estimates Under Executive Order 13990 (86 Fed. Reg. 24,669-24,670, May 7, 2021) Phasedown of Hydrofluorocarbons: Management of Certain Hydrofluorocarbons and Substitutes Under Subsection (h) of the American Innovation and Manufacturing Act of 2020 (88 Fed. Reg. 72,216-72,312, October 19, 2023) Proposed Rule on Phasedown of Hydrofluorocarbons: Establishing the Allowance Allocation and Trading Program under the American Innovation and Manufacturing Act (86 Fed. Reg. 27,150-27,223, May 19, 2021) Proposed Rule, Reconsideration of the 2020 National Emission Standards for Hazardous Air Pollutants: Miscellaneous Organic Chemical Manufacturing Residual Risk and Technology Review; Environmental Protection Agency (87 Fed. Reg. 6,466-6,473, February 4, 2022) Interim Final Rule, Removal of National Environmental Policy Act Implementing Regulations, (90 Fed. Reg. 10,610-10,616, February 25, 2025) Proposed Rule, Designation of Perfluorooctanoic Acid (PFOA) and Perfluorooctanesulfonic Acid (PFOS) as CERCLA Hazardous Substances (87 Fed. Reg. 54,415-54,442, September 6, 2022) Final Rule, Reconsideration of the National Ambient Air Quality Standards for Particulate Matter (89 Fed. Reg. 16,202-16,406, March 6, 2024) Final Rule, Accidental Release Prevention Requirements: Risk Management Programs Under the Clean Air Act; Safer Communities by Chemical Accident Prevention (89 Fed. Reg. 17,622-17,692, March 11, 2024) TSCA Section 8(a)(7) Reporting and Recordkeeping Requirements for Perfluoroalkyl and Polyfluoroalkyl Substances; Notice of Data Availability and Request for Comment (87 Fed. Reg. 72,439-72,441, November 25, 2022) Proposed Rule, Environmental Protection Agency; Phasedown of Hydrofluorocarbons: Restrictions on the Use of Certain Hydrofluorocarbons Under Subsection (i) the American Innovation and Manufacturing Act of 2020 (87 Fed. Reg. 76,738-76,813, December 15, 2022) Proposed Rule, Federal Acquisition Regulatory Council; Disclosure of Greenhouse Gas Emissions and Climate-Related Financial Risk (87 Fed. Reg. 68,312-68,334, November 14, 2022) Final Rule, Environmental Protection Agency; Standards of Performance for New, Reconstructed, and Modified Sources and Emissions Guidelines for Existing Sources; Oil and Natural Gas Sector Climate Review (89 Fed. Reg. 16,820-17,227, March 8, 2024) Proposed Rule, PFAS National Primary Drinking Water Regulation Rulemaking (88 Fed. Reg. 18,638-18,754, March 29, 2023) Proposed Rule, Bureau of Land Management: Conservation and Landscape Health (88 Fed. Reg. 19,583-19,604, April 3, 2023) Multi-Pollutant Emissions Standards for Model Years 2027 and Later Light-Duty and Medium-Duty Vehicles, (88 Fed. Reg. 29,184-29,446, May 5, 2023) New Source Performance Standards for Greenhouse Gas Emissions from New, Modified and Reconstructed Fossil Fuel-Fired Electric Generating Units: Emission Guidelines for Greenhouse Gas Emissions from Existing Fossil Fuel-Fired Electric Generating Units; and Repeal of the Affordable Clean Energy Rule (88 Fed. Reg. 80,682-80,685, November 20, 2023) Proposed Rule, Revising Scope of the Mining Sector of Projects That Are Eligible for Coverage Under Title 41 of the Fixing America's Surface Transportation Act (88 Fed. Reg. 65,350-65,356, September 22, 2023) Proposed Rule, Definition of Hazardous Waste Applicable to Corrective Action for Releases from Solid Waste Management Units (89 Fed. Reg. 15,967-15,968, February 8, 2024) Proposed Rule, Environmental Protection Agency; Listing of Specific PFAS as Hazardous Constituents (89 Fed. Reg. 8,606-8,621, February 8, 2024) Notice; request for information (RFI), Office of Acquisition Policy, General Services Administration, Notice of Inquiry Regarding PFAS in Products; (89 Fed. Reg. 26,887-26,888, April 16, 2024) Final Rule, National Environmental Policy Act Implementing Regulations Revisions Phase 2, (89 Fed. Reg. 35,442-35,577, May 1, 2024) Proposed Rule, Addition of Certain Per- and Polyfluoroalkyl Substances (PFAS) to the Toxics Release Request for Information Inventory (TRI) (89 Fed. Reg. 81,776, October 8, 2024) Circularity for Secure and Sustainable Products and Materials: A Draft Strategic Framework Request for Information (EERE T 540.111-02, October 9, 2024) Public Engagement Webinars; Pre-Prioritization and Consideration of Existing Chemical Substances for Future Prioritization Under the Toxic Substances Control Act (TSCA) (89 Fed. Reg. 68,894-68,896, August 28, 2024) Notice of Availability, Proposed High-Priority Substance Designations Under the Toxic Substances Control Act (TSCA) (89 Fed. Reg. 60,420-60,424, July 25, 2024) Final Rule, Negative Options Rule, (89 Fed. Reg. 90,476, November 11, 2024) Final Rule, Premerger Notification; Reporting and Waiting Period Requirements, (89 Fed. Reg. 89,216, November 12, 2024) Proposed Rule, Procedures for Chemical Risk Evaluation Under the Toxic Substances Control Act (TSCA), (40 CFR Part 702; EPA-HQ-OPPT-2025-0260; FRL-8529.1-01-OCSPP; RIN 2070-AL27) Extension of Reporting Submission Period; Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS) Data Reporting and Recordkeeping Under the Toxic Substances Control Act (TSCA); Change to Submission Period; EPA-HQ-OPPT-2020-0549 Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS) Data Reporting and Recordkeeping Under the Toxic Substances Control Act (TSCA); Change to Submission Period; EPA-HQ-OPPT-2020-0549 (December 29, 2025) A Consultation Document on Phase 1 of the Risk Management of PFAS, Excluding Fluoropolymers: Prohibition of the Use of PFAS, not Currently Regulated, in Firefighting Foams (November 25, 2025) Comments on Proposed Revisions to the AIM Act Technology Transition Rule (Docket No. EPA-HQ-OAR-2025-0005) (November 21, 2025) Comments on Section 401 State Water Quality Certification Open Docket; Docket ID No. EPA-HQ-OW-2025-0272 (August 6, 2025) Proposed Methods Update Rule (MUR), MUR 22 (90 Fed. Reg. 6,967-7,037, January 21, 2025) Notice of 2025 Draft List of Critical Minerals (90 Fed. Reg. 41,591 - 41,593, August 26, 2025) Preliminary Effluent Guidelines Program Plan 16 Proposed Toxics Release Inventory (TRI); Clarification of Toxic Chemicals Due to Automatic Additions of Per- and Polyfluoroalkyl Substances Under the National Defense Authorization Act (90 Fed. Reg. 5,795-5,798, January 17, 2025) Draft National Recommended Ambient Water Quality Criteria for the Protection of Human Health for Perfluorooctanoic Acid, Perfluorooctane Sulfonic Acid, and Perfluorobutane Sulfonic Acid (EPA-HQ-OW-2024-0454; FRL 12023-01-OW) (April 29, 2025) Request for Withdrawal and Comments of the Proposed National Pollutant Discharge Elimination System (NPDES) 2026 Issuance of the Multi-Sector General Permit (MSGP) for Stormwater Discharges Associated with Industrial Activity; EPA-HQ-OW-2024-0481 (May 19, 2025) Notice ID: DODCMRMP05272025, Department of Defense Request for Information; Chemical and Material Risk Management Program (CMRMP) Toxic Substances Control Act (TSCA) Market Analysis (June 20, 2025) Proposed Rule, Review of New Source Performance Standards for Stationary Combustion Turbines and Stationary Gas Turbines, (89 Fed. Reg. 101,306-101,356, December 13, 2024) Proposed Rule, National Emission Standards for Hazardous Air Pollutants: Coal- and Oil-Fired Electric Utility Steam Generating Units, (90 Fed. Reg. 25,535-25,546, June 17, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Listing Endangered and Threatened Species and Designating Critical Habitat, (90 Fed. Reg. 52,607-52,615, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Regulations for Designating Critical Habitat, (90 Fed. Reg. 52,592- 52,599, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Interagency Cooperation Regulations, (90 Fed. Reg. 52,600-52,607, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Regulations Pertaining to Endangered and Threatened Wildlife and Plants (90 Fed. Reg. 52,587-52,592, November 21, 2025) Various issues relating to regulatory permit streamlining; EPAs Ozone National Ambient Air Quality Standards, including Good Neighbor Air Quality Standards; implementation of Sections 311, 401 and 404 of the Clean Water Act (P.L. 91-190); implementation of the National Environmental Policy Act (P.L. 91-190); implementation and reforms of the Toxic Substances Control Act (P.L. 94-469); implementation of the American Innovation and Manufacturing (AIM) Act (P.L. 116-260, Div. S, section 103) including provision implementation of the laws Allocation Rule; implementation of the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA, P.L. 96-510), including private cleanup cost and designating Perfluorooctanoic acid (PFOA) and Perfluorooctane sulfonic acid (PFOS) under CERCLA; U.S.-Mexico water policy; energy security and its relationship to national security; phasing out of hydrofluorocarbons (HFCs); reauthorization of Water Resources Development Act (P.L. 118-272); National Environmental Policy Act permitting modernization and CEQ regulatory updates; Water Infrastructure Finance and Innovation Act expansion; Canadian plastics consultations; Border Water Infrastructure Program; Nationwide Permitting Program reissuance; regulation of perfluoroalkyls and polyfluoroalkyl chemicals (PFAS) and fluoropolymers; Executive Order 14057, Catalyzing Clean Energy Industries and Jobs Through Federal Sustainability, provisions relating to Procurement and PFAS; Congressional Review Act disapproval of regulations; development of legislation following Supreme Court decision limiting agency regulatory deference; Environmental Protection Agency research office generally; Circular No. A-4, Guidance to Federal agencies on the development of regulatory analysis; Conference of the Parties (COP) 28, 29, and 30; endorsement of scientific experts for Integrated Risk Information System (IRIS) assessments; water and western water issues; water subcabinet; strategic petroleum reserve; reference dose levels for PFOA and PFOS considered by EPAs Science Advisory Board; budget hearings for the Council on Environmental Quality, Environmental Protection Agency; voluntary carbon offset markets; voluntary methane reductions from agriculture/USDA research on methane reductions from agriculture; Air Quality: Revision to the Regulatory Definition of Volatile Organic Compounds-Exclusion of (2E)-1,1,1,4,4,4-hexafluorobut-2-ene (HFO-1336mzz(E)); Solid Waste Infrastructure for Recycling Grant Program Request for Information; proposed Clean Water Act Section 401 Water Quality Certification Improvement Rule; Department of Treasury hydrogen production tax credit (45V) guidance; implementation of the EU Methane Regulations; Endangered Species Act regulations and legislation; General Services Administration (GSA) Acquisition Policy Federal Advisory Committee (GAP FAC) report and letter regarding per- and polyfluoroalkyl (PFAS) substances; U.S. EPA Criteria or Product Category Rules to Support the Label Program for Low Embodied Carbon Construction Materials; Natural Capital Accounting guidance; Sustainable Aviation Fuels Blenders Tax Credit and CORSIA voluntary carbon markets; implementation and proposed changes to the Waters of the U.S.; comments on the 2026 UN Water Conference themes; petition to EPA to designate solar panels as universal waste; implementation of Outer Continental Shelf Lands Act (P.L. 83-212); Notice of Objection and Request for Board of Review in relation to the Order Adding a Toxic Substance to Part 2 of Schedule 1 to the Canadian Environmental Protection Act, 1999; EU REACH PFAS consultation; FTC Green Guides; Global Plastics Pollution Agreement; Basel Convention implementing legislation; DoD PFAS Critical Use Report; Chromium VI SAB hearing; methane mitigation from the natural gas value chain; Office of Information and Regulatory Affairs, Broadening Public Engagement in the Federal Regulatory Process, public hearing and comments; Department of Interior Guidance related to emergency permitting procedures; Clean Water and Drinking Water State Revolving Funds (SRFs); funding for water infrastructure programs authorized in the Infrastructure Investment and Jobs Act (P.L. 117-58); Water and Resilience Provisions (IIJA, P.L. 117-58); inefficiencies and delays in the EPA's New Chemicals Program under Toxic Substances Control Act (P.L. 94-469); prioritizing new rulemaking to repair the 2024 Safer Communities by Chemical Accident Prevention: Risk Management Program Rule; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Charge for Petroleum and Natural Gas Systems: Procedures for Facilitating Compliance, Including Netting and Exemptions" (P.L. 119-2); reauthorization of the Drinking Water and Wastewater Infrastructure Act (P.L. 117-58, Title XII, Div. E); implementation of the Flood Level Observation, Operations, and Decision Support Act (P.L. 117‑316); implementation of the Safe Drinking Water Act (P.L. 93‑523); water sector workforce development initiatives; rural community water assistance programs; funding and authorization of Harbor Maintenance Trust Fund Financial Institutions/Investments/Securities: H.R. 1013/S. 424, Retirement Fairness for Charities and Educational Institutions Act of 2025 H.R. 1109, Litigation Transparency Act of 2025, and potential amendments thereto H.R. 1190/S. 577, Expanding Access to Capital for Rural Job Creators Act H.R. 1799, Financial Reporting Threshold Modernization Act H.R. 2225/S. 1808, Access to Small Business Investor Capital Act H.R. 2441/S. 1877, Improving Disclosure for Investors Act of 2025 H.R. 2675/S. 3180, Protecting Our Courts From Foreign Manipulation Act of 2025 H.R. 3301, ELEVATE Act of 2025 H.R. 3339, Equal Opportunity for All Investors Act of 2025 H.R. 3343, Greenlighting Growth Act of 2025 H.R. 3351, Improving Access to Small Business Information Act H.R. 3352, HALOS Act of 2025 H.R. 3381, Encouraging Public Offerings Act of 2025 H.R. 3382/S. 2924, Small Entity Update Act H.R. 3383/S. 3671, Increasing Investor Opportunities Act H.R. 3394, Fair Investment Opportunities for Professional Experts Act H.R. 3645, ACCESS Act of 2025 H.R. 3673, Small Business Investor Capital Access Act H.R. 3682/S. 3578, Financial Stability Oversight Council Improvement Act of 2025 H.R. 3959, Protecting Private Job Creators Act H.R. 4171, Small Entrepreneurs Empowerment and Development (SEED) Act of 2025 H.R. 4429, Developing and Empowering Our Aspiring Leaders (DEAL) Act H.R. 4430, Expanding WKSI Eligibility Act H.R. 4431, Improving Capital Formation for Newcomers (ICAN) Act H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act H.R. 7085, to repeal certain disclosure requirements related to conflict minerals H.R. 7127, Restoring Secondary Market Trading Act H.R. 7128, Terrorism Risk Insurance Act of 2026 S. 985, PROTECT USA Act S. 2934, Protecting Americans from Russian Litigation Act of 2025, and potential litigation funding issues thereunder S. 3826, Litigation Funding Transparency Act of 2026 Potential legislation similar to H.R. 448, Putting Investors First Act Potential legislation similar to H.R. 2590, Unlocking Capital for Small Business Act of 2023 Potential legislation similar to H.R. 2607, Improving Crowdfunding Opportunities Act, 2023 Potential legislation similar to H.R. 2622, to amend the Investment Advisers Act of 1940 to codify certain Securities and Exchange Commission no-action letters that exclude brokers and dealers compensated for certain research services from the definition of investment adviser Potential legislation similar to H.R. 2651, Regulation A+ Improvement Act of 2023 Potential legislation similar to H.R. 2799, the Investment Opportunity Expansion Act, 2023 Potential legislation similar to H.R. 4168/S. 2005, Mandatory Materiality Act Potential legislation similar to H.R. 4767, Protecting Americans Retirement Savings from Politics Act Potential legislation similar to H.R. 6623/S. 2068, Main Street Growth Act Potential legislation similar to S. 5139, Empowering Main Street in America Act (EMSAA) of 2024 Potential legislation to repeal the SECs Universal Proxy Rule of 2021 Potential legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Potential legislation to prevent the premature seizure of an individuals securities, digital assets, or investment accounts in the custody of a financial institution under State escheatment laws, and for other purposes Potential legislation to amend the definition of accredited investor to include individuals receiving advice from certain professionals, and for other purposes SEC Proposed Rule on the Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11, 2022) Various issues relating to potential housing finance reform legislation; Basel III Endgame Rule; issues related to the Export-Import Bank of the United States; European Unions (EU) Corporate Sustainability Due Diligence Directive (CSDDD); reauthorization of the U.S. International Development Finance Corporation; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" (P.L. No: 119-10); implementation of A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" (P.L. No: 119-11); proxy process and shareholder proposal system overseen by SEC; proxy process, proxy advisory firms, and other related aspects of corporate governance; FSOC Nonbank Guidance - request to restore the 2019 Guidance (July 14, 2025, letter to Treasury); reporting metrics of American companies under the EUs Corporate Sustainability Reporting Directive and Corporate Sustainability Due Diligence Directive; index fund passivity; reform to the function of the Public Company Accounting Oversight Board; rulemaking regarding corporate exemptions for shareholder proposals under SEC Rule 14a-8; rulemaking regarding reform to the proxy voting advice industry at the SEC; request for comment from SEC on potential revisions to executive compensation disclosure; request for comment from SEC on potential revisions to definition of Foreign Private Issuer; SEC Compliance and Disclosure Interpretations: Regulation 13D-G (February 11, 2025); potential policy affirming materiality as the standard for corporate disclosure at the SEC; Executive Order 14366, Protecting American Investors from Foreign-Owned and Politically-Motivated Proxy Advisors; Executive Order 14330, Democratizing Access to Alternative Assets for 401(K) Investors; SEC Staff Review ADI 2025-16 on Registered Closed-End Funds of Private Funds (August 15, 2025); acquired fund fees and expenses mandate under Rule 12d1-4 (impact of AFFE on BDCs and inclusion of alternative assets in 401(K)s); potential policy from SEC on electronic delivery of investor disclosure information; capital formation policy to expand access to capital for small businesses, strengthen public markets, and increase opportunities for investors; oversight issues and potential legislation on third party litigation funding, including its national security implications; insurance related litigation; oversight of the federal judiciary regarding third party litigation funding Housing: H.R. 6644, Housing for the 21st Century Act S. 2651, ROAD to Housing Act of 2025 Various issues relating to banning institutional investors from acquiring single-family homes; implementation of National Defense Authorization Act of 2026 (P.L. 119-60) Aerospace: H.R. 1566/S. 1379, Right to Equitable and Professional Auto Industry Repair (REPAIR) Act S. 933, NASA Transition Authorization Act of 2025 S. 3639, Satellite Streamlining Act of 2026 Various issues relating to supply chain and defense industrial base; development of the National Defense Authorization Act for Fiscal Year 2027; Department of Defenses acquisition reform policies; EU Space Act; Federal Communications Commission (FCC) Docket 25-306, Space Modernization for the 21st Century, Ex Parte filing; Federal Register 2022-19748, September 14, 2022 Budget/Appropriations: H.R. 4016, Department of Defense Appropriations Act, 2026 H.R. 4121, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2026 H.R. 4213, Department of Homeland Security Appropriations Act, 2026 H.R. 4553, Energy and Water Development and Related Agencies Appropriations Act, 2026 H.R. 5166, Financial Services and General Government Appropriations Act, 2026 Various issues relating to debt ceiling/limit, budget caps, budget sequestration, and budget reconciliation; budget reconciliation legislation and related spending levels; request for IRIS reform in FY26 Appropriations Legislation; H-2B Cap Relief Language in FY25 Homeland Security Appropriations Legislation; funding for Air Traffic Control System (FAA); implementation of the Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 (P.L. 118-159); implementation of the Trade Facilitation and Trade Enforcement Act of 2015 (P.L. 114-125); implementation of the Full-Year Continuing Appropriations and Extensions Act, 2025 (P.L.119-4); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Fiscal Year 2026 National Defense Authorization Act related to perfluoroalkyls and polyfluoroalkyl chemicals (PFAS); Border Water Infrastructure Program; funding for the National Endowment for Democracy and Center for International Private Enterprise; funding issues related to the Department of Homeland Security; funding issues related to the Department of Health and Human Services implementation of the IRAs Medicare drug pricing negotiation provisions; funding issues related to the U.S. Patent and Trademark Office (USPTO), including the potential imposition of patent valuation fees; IP-related concerns with right to repair issues in the National Defense Authorization Act (NDAA) Civil Rights/Civil Liberties: H.R. 6453, ADA 30 Days to Comply Act Copyright/Patent/Trademark: Potential legislation amending the Inflation Reduction Act (P.L. 117-169) Potential legislation seeking to impose pharmaceutical price controls to private sector payers Potential legislation related to artificial intelligence and intellectual property rights Potential legislation related to digital piracy Potential legislation related to changes in Patent Trial and Appeal Board Proceedings Potential legislation related to implementing most favored nation style reference pricing Potential legislation related to detection of counterfeit imports Potential legislation addressing the appointment of the Register of Copyrights Potential legislation related to protecting consumers from counterfeit goods online Various issues relating to implementation of Trade Facilitation and Trade Enforcement Act of 2015 (P.L. 114-125); patent examination practices and patent quality; patent filing fees and potential patent valuation fees; IP issues related to counterfeiting; pharmaceutical price controls; IP issues related to prescription drug pricing and labeling; implementation of the Inflation Reduction Act of 2022, Drug Price Negotiation Program (P.L. 117-169, subtitle B) Food Industry (safety, labeling, etc.): H.R. 6294, Childhood Diabetes Reduction Act of 2025 H.R. 7291, GRAS Oversight and Transparency Act S. 3122, Better FDA Act of 2025 Various issues relating to Generally Recognized As Safe (GRAS) FDA review process; proposals to reform the definition of ultra-processed foods, including stricter nutritional standards and warning labels; federal preemption for policies related to food labeling and ingredient bans Foreign Relations: H.R. 33/S. 199, United States-Taiwan Expedited Double-Tax Relief Act H.R. 2675, Protecting Our Courts from Foreign Manipulation Act H.R. 3941, To repeal the Caesar Syria Civilian Protection Act of 2019 H.R. 4215, International Traffic in Arms Regulations Licensing Reform Act H.R. 4233, AUKUS Reform for Military Optimization & Review ARMOR Act H.R. 6500, African Growth and Opportunity Act (AGOA) Reauthorization H.R. 6504, Haiti Economic Lift Program Extension Act S. 2934, Protecting Americans from Russian Litigation Act of 2025 H.J. Res. 72, Relating to a National Emergency by the President on February 1, 2025 Various issues related to reform of the World Trade Organization; reauthorization of the U.S. International Development Finance Corporation; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Directive (EU) 2024/2853 of the European Parliament and of the Council of 23 October 2024 on liability for defective products and repealing Council Directive 85/374/EEC; development of the National Defense Authorization Act for Fiscal Year 2027, including provisions relating to foreign authorization legislation; compromise specific to right to repair for defense products intended for domestic and foreign use, foreign sales and industrial base cooperation reform; Congressional notification reform legislation Government Issues: H.R. 7006, Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act, 2026 Confirmation of Wes Brooks as Assistant Secretary of OES at the State Department Various issues relating to modernizing and streamlining NASAs contracting, certification, infrastructure, and permitting authorities; implementation of the One Big Beautiful Bill Act (P.L. 119-21) Health Issues: H.R. 1650/S. 763, Telehealth Expansion Act of 2025 H.R. 2528/S. 1847, Association Health Plans Act H.R. 6703, Lower Health Care Premiums for All Americans Act, including PBM transparency provisions Various issues relating to the employer-sponsored health care system, implementation of regulatory process, provider network adequacy, health savings account (HSAs), health reimbursement account (HRAs), association health plans (AHPs), cost sharing reduction payments (CSRs), individual health reimbursement arrangements (ICHRAs), employer mandates; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); health reimbursement arrangements and other account-based group health plans; mental health parity; Federal Trade Commissions multilateral pharmaceutical merger taskforce; telehealth, including coverage of telehealth under High-Deductible Health Plans (HDHPs) and expanding telehealth options for employees; impact of Pharmacy Benefit Managers Practices; FTC-2022-0015; petition to HHS to grant march-in rights for the patents on the drug Xtandi; legislative proposals to tax employer-provided health care coverage; artificial price caps on providing insulin; Executive Order 14297, Delivering Most‑Favored‑Nation Prescription Drug Pricing to American Patients; ERISA preemption protections including information on constructive changes/modifications to ERISA; TRUMP AMERICA AI Act and AI proposals impacting health care; efforts to reform the World Health Organizations (WHO) engagement with private sector; continued U.S. membership to the WHO; support for necessary market conditions to incentivize health sector investment, grow markets, sustain business operations, and improve access to health commodities globally; promote greater harmonization of standards and investment in digital health; health-related policy issues in the G20/G7 forums and other multilateral forums; support for continued and reformed U.S. foreign assistance, including in global health Homeland Security: H.R. 4213, Department of Homeland Security Appropriations Act, 2026 H.R. 5079, Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 7257, Securing Community Upgrades for a Resilient Grid (SECURE Grid) Act H.R. 7258, Energy Emergency Leadership Act H.R. 7266, Rural and Municipal Utility Cybersecurity Act H.R. 7272, Pipeline Cybersecurity Preparedness Act H.R. 7305, Energy Threat Analysis Center Act of 2026 S. 1337, Cybersecurity Information Sharing Extension Act S. 3404, the Satellite Cybersecurity Act of 2025 Nomination of Sean Plankey to be Director of the Cybersecurity and Infrastructure Security Agency Proposed Rule, Federal Acquisition Regulatory Council; Federal Acquisition Regulation: Prohibition on Certain Semiconductor Products and Services (91 Fed. Reg. 7,223-7,242, February 17, 2026) Various issues relating to cyber incident disclosure, notification, and reporting of breaches, hacks, and other security incidents, including federal preemption and liability protections; Executive Order 14017 on Securing Americas Critical Supply Chains; implementation of the Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 (P.L. 118-159); H-2B Cap Relief Language in FY26 Homeland Security Appropriations Legislation; counter drone initiatives; 2026 resilience and preparedness priorities; Consolidated Appropriations Act, 2026 (P.L. 119-75), including provision relating to the reauthorization of CISA 2015 through September 30, 2026; Office of the National Cyber Director (ONCD), President Trumps Cyber Strategy for America (March 2026); National Institute of Standards and Technology/National Cybersecurity Center of Excellence (NIST/NCCoE) Inaugural Project Portfolio (January 2026); National Institute of Standards and Technology (NIST) Interagency Report, NISTIR 8596, Preliminary draft Cybersecurity Framework Profile for Artificial Intelligence (December 2025); draft legislative effort to harmonize cybersecurity regulations; potential impact of Israeli legislation on American business related to cybersecurity obligations for American business operating in Israel; cybersecurity priorities of the Department of Defense; international cybersecurity policy on American businesses related to compliance issues surrounding the Network and Information Security 2 (NIS2), Cyber Resilience Act (CRA), draft European Union Cloud Services Scheme (EUCS) and how these international cybersecurity laws impact American Businesses; reauthorization of the Cybersecurity Information Sharing Act of 2015 (title N of P.L. 114-113); Presidential Proclamation 10973, Restriction on Entry of certain Nonimmigrant Workers; H-1B Visa Program Immigration: H.R. 4213, Department of Homeland Security Appropriations Act, 2026 H.R. 4393, To secure the border and reform the Immigration laws H.R. 5494, Essential Workers for Economic Advancement Notice of proposed rulemaking, Establishing a Fixed Time Period of Admission and an Extension of Stay Procedure for Nonimmigrant Academic Students, Exchange Visitors, and Representatives of Foreign Information Media (90 Fed. Reg. 42,070-42,115, August 28, 2025) Notice of proposed rulemaking, Weighted Selection Process for Registrants and Petitioners Seeking to File Cap-Subject H-1B Petitions (90 Fed. Reg. 45,986-46,021, September 24, 2025) Interim final rule with request for comments, Removal of the Automatic Extension of Employment Authorization Documents (90 Fed. Reg. 48,799-48,820, October 30, 2025) Various issues relating to immigration policy and reforms; H-1B Visa Program; H-1B reform; H-2 Visa Program and temporary rule; H-2B Visa Program and cap relief; H-2A Visa Program; J-1 Programs; E-Verify program; border security; visa reform; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Presidential Proclamation 10973, Restriction on Entry of certain Nonimmigrant Workers; high-skilled immigration; lesser skilled immigration; temporary agricultural guest workers; temporary non-agricultural guest workers; optional practical training program; regulatory proposals that would restrict applicant eligibility for the H-1B program; regulatory proposals that would drastically change how prevailing wage levels are determined for the purposes of obtaining certain employment-based nonimmigrant and immigrant visas; proposals that would significantly change how cap-subject H-1B petitions will be chosen in the future; regulatory proposals that will temporarily raise the annual quota for H-2B visas; regulatory proposals that will repeal the automatic extension of work authorization while renewal is pending Law Enforcement/Crime/Criminal Justice: H.R. 2853/S. 1404, Combating Organized Retail Crime Act S. 2934, Protecting Americans from Russian Litigation Act of 2025 Various issues relating to multidistrict litigation and potential legislation modifying diversity jurisdiction requirements; implementation of the Trafficking Survivors Relief Act (P.L. 119-73) Labor Issues/Antitrust/Workplace: H.R. 1177/S. 492, Improve & Enhance the Work Opportunity Tax Credit Act H.R. 1319/S. 2228, Modern Worker Empowerment Act H.R. 1320, Modern Worker Security Act H.R. 3552/S. 1843, Second Chance Reauthorization Act of 2025 H.R. 4307/S. 2241, Enhancing Detection of Human Trafficking Act H.R. 4366, Save Local Business Act H.R. 4424, Securing Help for Involuntary Employment Loss and Displacement Act (SHIELD) H.R. 4896/S. 2613, Warehouse Worker Protection Act H.R. 5408/S. 844, Faster Labor Contracts Act H.R. 6453, ADA 30 Days to Comply Act S. 2828, Child Care Modernization Act S. 4016, Stop Unemployment Fraud Act S. 4071, Child Care Tax Benefit Outreach and Assistance Act Draft legislation titled Working Families Flexibility Act Draft legislation titled Ensuring Workers Get PAID Act Draft legislation titled Fair and Open Competition Act Draft legislation titled Protecting the Right to Organize (PRO) Act Draft legislation titled Upward Mobility Act Potential legislation reauthorizing the Workforce Innovation and Opportunity Act OSHA Notice of Proposed Rulemaking Concerning Heat Injury and Illness Prevention in Outdoor and Indoor Settings (89 Fed. Reg. 70,698-70,699, August 30, 2024) Final Wage and Hour Division rulemaking Defining and Delimiting the Exemptions for Executive, Administrative, Professional, Outside Sales, and Computer Employees (89 Fed. Reg. 32,842-32,973, April 26, 2024) Final OSHA rulemaking on Worker Walkaround Representative Designation Process (89 Fed. Reg. 22,558-22,601, April 1, 2024) Proposed Rule, National Labor Relations Board; Representation-Case Procedures: Election Bars; Proof of Majority Support in Construction Industry Collective-Bargaining Relationships (87 Fed. Reg. 66,890-66,933, November 4, 2022) Final rule regarding Representation-Case Procedures (88 Fed. Reg. 58,076-58,102, August 25, 2023) Wage and Hour Division proposed rulemaking Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act (91 Fed. Reg. 9,932-9,976, February 27, 2026) Various issues relating to unemployment insurance; reforms to the Fair Labor Standards Act (P.L. 75-178); priorities for reauthorization of the Workforce Innovation and Opportunity Act (P.L. 113-28); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); legal and regulatory framework for evaluating mergers and acquisitions; Executive Order 14036, Promoting Competition in the American Economy; implementation of Executive Order 14330, Democratizing Access to Alternative Assets for 401(k) Investors; Registered Apprenticeship Program; antitrust and consumer protection law grounded in economic analysis; international concerns in the areas of antitrust, standards and investment; domestic and international antitrust policy; authority under the Federal Trade Commission Act sections 5, 13b and 19; policies and practices related to the FTC expanding its authority; transparency at the FTC; duration of FTC consent orders; FTC rulemaking authority and procedure under Federal Trade Commission Act Section 18; enforcement of the antitrust laws regarding mergers; contract terms and their relationship to competition, particularly relating to worker non-compete clauses and exclusive contracts; regulation of digital platforms; Robinson-Patman Act-related policy and enforcement matters; concerns related to FTC Trade Regulation Rule rulemaking; concerns related to Protecting Americans Data from Foreign Adversaries Act (P.L. 118-50); changes to the FTCs Hart-Scott-Rodino Antitrust Improvements Act merger filing rule; workforce development; education; second chance hiring; International Labor Organization and the international labor conference; apprenticeships; vacancies at the National Labor Relations Board Medicare/Medicaid: Various issues relating to pharmaceutical price controls imposed under the Medicare Drug Pricing Negotiation Program of the Inflation Reduction Act; imposition of MFN style price controls of pharmaceutical products within Medicare and Medicaid; Executive Order 14297, Delivering Most‑Favored‑Nation Prescription Drug Pricing to American Patients; TRUMP AMERICA AI Act and policies related to AI proposals that impact health care to create a uniform national framework; 2027 Medicare Advantage and Part D Advance Notice Transportation: H.R. 4661, Autonomous Mobility Ensuring Regulation, Innovation, Commerce, and Advancement Driving Reliability in Vehicle Efficiency and Safety (AMERICA DRIVES) Act H.R. 7390, Safely Ensuring Lives Future Deployment and Research In Vehicle Evolution (SELF DRIVE) Act of 2026 S. 933, NASA Transition Authorization Act of 2026 Draft legislation relating to the deployment of automated vehicle technology Potential legislation regarding the reauthorization of surface transportation programs Various issues relating to revenue sources for the federal Highway Trust Fund; implementation of Fixing Americas Surface Transportation (FAST) Act (P.L. 114-94); reform of the federal Highway Trust Fund; Department of Transportation regulatory matters related to automated vehicles; broadband infrastructure and deployment, including permitting reform; I‑5 Columbia River Interstate Bridge Replacement Program; surface transportation reauthorization legislation; the Highway Trust Fund; truck and bus safety; supply chain policy Trade (domestic/foreign): H.R. 33/S. 199, United States-Taiwan Expedited Double-Tax Relief Act H.R. 2213/S. 998, Medical Supply Chain Resiliency Act H.R. 2548/S. 1241, Sanctioning Russia Act of 2025 H.R. 2665/S. 1272, Trade Review Act of 2025 H.R. 3193, United States-Republic of Korea Digital Trade Enforcement Act H.R. 5197/S. 3103, A bill to authorize the extension of nondiscriminatory treatment (normal trade relations treatment) to products of certain countries H.R. 5926, Mexican Energy Trade Enforcement Act H.R. 6194/S. 2934, Protecting Americans from Russian Litigation Act of 2025 H.R. 6500, AGOA Extension Act H.R. 6504, Haiti Economic Lift Program Extension Act S. 3399, Digital Trade Promotion Act S. 3841, Last Sale Valuation Act of 2026 H.J. Res. 72, Relating to the National Emergency by the President on February 1, 2025 S.J. Res. 77, A joint resolution terminating the national emergency declared to impose duties on articles imported from Canada S.J. Res. 88, A joint resolution terminating the national emergency declared to impose global tariffs Various issues relating to U.S.-Korea digital trade and services; Congressional tariff authority; Adoption and Procedures of the Section 232 Steel and Aluminum Tariff Inclusions Process; reform of the World Trade Organization (WTO); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of the Trade Facilitation and Trade Enforcement Act of 2015 (P.L. 114-125); implementation of the Inflation Reduction Act, (P.L. 117-169); pharmaceutical price controls; patent-related issues, including patent linkage, patent term restoration, patent examination practices, and patent quality measures; regulatory data protection; efforts related to the U.S. International Development Finance Corporation (DFC); efforts related to ensuring a streamlined tariff refund process; efforts related to the advancement of tax treaties with Poland and Croatia; efforts related to identifying unfair foreign trade practices; efforts related to the extension of the African Growth and Opportunity Act (AGOA) (P.L. 106-200); efforts related to regulations issued by the Bank of Central African States (BEAC); efforts to preserve investment protections such as investor-state dispute settlement; efforts related to outlining critical mineral opportunities with key allies; efforts related to opposing international imposition of digital services taxes; efforts related to supporting strong digital trade rules; efforts to modify permanent normal trade relations treatment with China; U.S. economic and commercial relations with key trading partners across the globe; efforts to implement an outbound investment screening mechanism; efforts related to modernizing customs processes and updating tariff application procedures, including revisions to the de minimis statute; efforts related to the development of trade relations in the Indo-Pacific; efforts related to the development of trade relations in the Americas region; efforts related to the joint review of the U.S.-Mexico-Canada Agreement (USMCA); implementation and enforcement of U.S. free-trade agreements in force with 20 countries; implementation and enforcement of the agreements and ongoing negotiations of the WTO; trade policy concerns regarding customs duties on electronic transmissions; implementation of U.S. sanctions on Russia, including those related to Russias invasion of Ukraine; efforts related to sustaining momentum on providing aid to Ukraine; efforts related to reauthorization of the Export-Import Bank (Ex-Im Bank); reforms or changes to export controls; EU Digital Markets Act; EU Digital Services Act; EU Data Act; EU AI Act; IP issues relating to internet counterfeiting and digital piracy; IP issues relating to artificial intelligence; Global Internet Governance; policies and regulations restricting outbound data flows and data transfers; digital-related policies in the G20, G7, OECD, WTO, United Nations, and other international fora; digital trade policy considerations including cross-border data flows, digital service taxes, and issues of forced data localization, and forced disclosure of source code; international trade and regulatory practices impacting digital goods and services; international competition policy and related regulations; international artificial intelligence policy; international 5G policy and telecommunications infrastructure; international cybersecurity policy; international policies on standards development; international policies on data privacy; international digital health policies; international policies related to content moderation and intermediary liability; advancing international regulatory cooperation; consumer protection policy and related regulations; steel and aluminum tariffs; digital and tech sovereignty and sovereign cloud; IP issues at the WTO and the World Intellectual Property Organization; the EUs General Pharmaceutical Legislation; IP issues in Latin America, including enforcement of trade agreements and compulsory licenses and general IP standards and practices in Argentina, Mexico, Brazil, Colombia, and Chile; IP issues in India; USTRs Special 301 report and Review of Notorious Markets for Counterfeiting and Piracy; intersection of tariff-related policy and IP implications; U.S. Patent and Trademark Office IP Attache program; imposition of potential patent valuation fees; foreign pricing of pharmaceutical products; Most Favored Nation (MFN) reference pricing; ongoing practice of discretionary denials at the Patent Trial and Appeal Board; international competition policy, specifically FTC and DOJ involvement in the European Unions implementation of the EU Digital Markets Act; International Emergency Economic Powers Act (50 U.S.C. 1701(a)(b)) (IEEPA); IEEPA tariff refund implementation following the Supreme Courts decision in Learning Resources v. Trump; Directive (EU) 2024/2853 of the European Parliament and of the Council of 23 October 2024 on liability for defective products and repealing Council Directive 85/374/EEC; Mexicos Tax Administration Service (SAT); recommended changes to the EUs Corporate Sustainability Due Diligence Directive (CS3D); supply chain and defense industrial base issues; development of the National Defense Authorization Act for Fiscal Year 2027 Retirement: H.R. 3383, Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025 H.R. 6084, ERISA Litigation Reform Act Various issues relating to fiduciary investment duties, alternative investments in 401(k) plans and fiduciary status; Employee Retirement Income Security Act (ERISA) litigation reform; pension risk transfer; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of Executive Order 14330, Democratizing Access to Alternative Assets for 401(k) Investors Science/Technology: S. 2750, Sandbox Act Draft legislation to reauthorize the National Quantum Initiative Potential legislation similar to H.R. 5077/S. 2714, the Creating Resources for Every American To Experiment with Artificial Intelligence (CREATE AI) Act Potential legislation similar to H.R. 8673/S. 4639, the Expanding Partnerships for Innovation and Competitiveness (EPIC) Act Potential legislation similar to H.R. 9194, Nucleic Acid Screening for Biosecurity Act Draft memorandum to the heads of executive departments and agencies, Guidance for Regulation of Artificial Intelligence Applications (85 Fed. Reg. 1,825, January 13, 2020) Various issues related to the Office of Science and Technology Policies; appropriations for the National Science Foundation (NSF) and the National Institute of Standards and Technology (NIST); implementation of the CHIPS and Science Act of 2022 (P.L. 117-167); National AI Research Resource; request for information on the Development of an Artificial Intelligence (AI) Action Plan; National Institute of Standards and Technology (NIST) AI Risk Management Framework; National Artificial Intelligence Safety Institute; quantum technology Small Business: H.R. 736, Protect Small Businesses from Excessive Paperwork Act of 2025 H.R. 1163/S. 495, Prove It Act of 2025 H.R. 3383, Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025 S. 300, Disaster Loan Accountability and Reform Act (DLARA) S. 3971, Small Business Innovation and Economic Security Act Various issues relating to reauthorization of the Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs; 199A tax deduction; implementation of the Corporate Transparency Act (CTA) under the National Defense Authorization Act for Fiscal Year 2021 (P.L. 116-283); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Executive Order 14159, Protecting the American People Against Invasion; small business tariff relief Taxation/Internal Revenue Code: H.R. 33/S. 199, United States-Taiwan Expedited Double-Tax Relief Act H.R. 684, Protecting American Savers and Retirees Act H.R. 703/S. 213, Main Street Tax Certainty Act H.R. 1177/S. 492, Improve and Enhance the Work Opportunity Tax Credit Act H.R. 2089/S. 1839, Generating Retirement Ownership through Long-Term Holding H.R. 2940, Advancing Water Reuse Act H.R. 6055/S. 1642, Strengthening Essential Manufacturing and Industrial (SEMI) Investment Act H.R. 6956/S. 452, BARCODE Efficiency Act H.R. 7450/S. 3605, Disaster Zone Energy Affordability and Investment Act H.R. 8101/S. 4221, Ensuring Better Interest Treatment and Deductibility Act (EBITDA) S. 796, Book Minimum Tax Repeal Act S. 1605, International Competition for American Jobs Act S. 4071, Child Care Tax Benefit Outreach and Assistance Act H.J. Res. 142/S.J. Res. 102, Disapproving the action of the District of Columbia Council in approving the D.C. Income and Franchise Tax Conformity and Revision Temporary Amendment Act of 2025 Proposed Rule, Department of the Treasury, Internal Revenue Service: Corporate Alternative Minimum Tax Applicable After 2022, (89 Fed. Reg. 75,062-75,243, Sept. 13, 2024) (as corrected by 89 Fed. Reg. 104,909-104,915, Dec. 26, 2024) Various issues relating to potential modifications to the gasoline tax, including waiving or temporary suspension; implementation and administration of the major business and international tax provisions in the One Big Beautiful Bill Act (P.L. 119-21); implementation of the Corporate Transparency Act (CTA) under the National Defense Authorization Act for Fiscal Year 2021; Digital Services Taxes (DSTs); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of Disapproving the action of the District of Columbia Council in approving the D.C. Income and Franchise Tax Conformity and Revision Temporary Amendment Act of 2025 (P.L. 119-78); implementation of the OECD-brokered side-by-side arrangement to exempt U.S.-headquartered companies from Pillar Twos global minimum tax rules; Undertaxed Profit Rule (UTPR) established by Council Directive (EU) 2022/2523 of December 14, 2022; Polish Ministry of Digital Affairs proposal to adopt a discriminatory 3% digital services tax (DST) on select sectors of the digital economy; the extraterritorial application of Australias new public country-by-country reporting (PCBCR) regime to U.S. companies; renewed multilateral dialogue on the taxation of the digital economy; addressing the tax audit and enforcement practices of Mexicos Tax Administration Service (SAT) and Italys Milan Public Prosecutor (MPP); Financial Accounting Standards Board (FASB), Accounting Standards Update 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures Telecommunications: H.R. 1343, Federal Broadband Deployment Tracking Act H.R. 1588, Facilitating DIGITAL Applications Act H.R. 1665, DIGITAL Applications Act H.R. 1681, Expediting Federal Broadband Deployment Act H.R. 1731, Standard FEES Act H.R. 2289, American Broadband Deployment Act of 2025 H.R. 2385, Creating Resources for Every American to Experiment with Artificial Intelligence (CREATE AI) Act of 2025 H.R. 2794/S. 1367, The No Fakes Act H.R. 3148, App Store Accountability Act H.R. 3209, App Store Freedom Act H.R. 3447/S. 1705, Chips Security Act H.R. 5764, AI for Main Street Act H.R. 5784, Artificial Intelligence Wisdom for Innovative Small Enterprises (AI-Wise) Act H.R. 6291, Children and Teens Online Privacy Act H.R. 6333, Parents over Platforms Act H.R. 6484/S. 1748, Kids Online Safety Act H.R. 7390, Safely Ensuring Lives Future Deployment and Research In Vehicle Evolution Act of 2026 H.R. 7577, Kids Internet and Digital Safety Act S. 933, NASA Transition Authorization Act of 2026 S. 1071, National Defense Authorization Act for Fiscal Year 2026 S. 2750, Sandbox Act S. 3639, SAT Streamlining Act S. 4098, Artificial Intelligence-Ready Data Act Draft legislation around preventing scams and frauds with AI Draft legislation around consumer and government privacy Draft legislation related to deepfakes Draft legislation relating to the deployment of automated vehicle technology Potential legislation regarding comprehensive data privacy regulations Potential legislation related to comprehensive privacy legislation Potential legislation related to Artificial Intelligence Proposed Rule, Build America: Eliminating Barriers to Wireless Deployments (90 Fed. Reg. 55,066-55,083, December 1, 2025) Proposed Rule, Modernizing the Commissions NEPA Rules (90 Fed. Reg. 40,295, August 19, 2025) Proposed Rule, Removing Barriers to Network Improvements and Service Changes (90 Fed. Reg. 41,940, August 28, 2025) Various issues relating to broadband infrastructure and deployment, including permitting reform; intermediary liability; facial recognition technology; artificial intelligence regulation, standards, research, and development; robocalls and the Telephone Consumer Protection Act (TCPA) (P.L. 102-243); implementation of the Childrens Online Privacy Protection Act (P.L. 105-277); implementation of the OPEN Government Data Act (P.L. 115-435); implementation of the Infrastructure Investment and Jobs Act (P.L. 117-58); implementation of the Department of Commerces semiconductor incentives program funded by the CHIPS and Science Act (P.L. 117-167); implementation of the National Artificial Intelligence Research Resource (NAIRR) Task Force Authorization, enacted as part of the FY 2021 National Artificial Intelligence Initiative Act of 2020 (P.L.116-283); response to request for information implementing Section 4 of Executive Order 14179 establishing an AI Action Plan; future of the FCC Universal Service Fund; Executive Order 14179, Removing Barriers to American Leadership in Artificial Intelligence; Executive Order 13859, Maintaining American Leadership in Artificial Intelligence; Executive Order 14110, Safe, Secure, and Trustworthy Development and Use of AI; proposed implementation of a 10-year moratorium on enforcement of state and local AI-specific regulations; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); the Federal Communication Commissions proposed rule, Modernizing the Commissions National Environmental Policy Act Rules; establishing National Childrens Online Privacy and Protection Standards; preemption of state-level regulations on artificial intelligence; implementation of Tools to Address Known Exploitation by Immobilizing Technological Deepfakes on Websites and Networks (TAKE IT DOWN) Act (P.L. 119-12); Technology Modernization Fund in Financial Services and General Government proposed appropriations legislation; modernization of IT services for Congress; the Administrations Counter Unmanned Aircraft Systems (UAS) Action Plan; Federal Trade Commission activities, including hearings on competition and consumer protection, franchise rule and earnings rule; Canada Digital Services Tax - C-59, An Act to implement certain provisions of the fall economic statement; oversight issues pertaining to the Department of Commerce, FCC, OSTP, and the FTC; algorithmic issues in employment; FCC enforcement reform; quantum technology Torts: H.R. 1109, Litigation Transparency Act of 2025 H.R. 2675, Protecting Our Courts from Foreign Manipulation Act of 2025 H.R. 5258, Lawsuit Abuse Reduction Act of 2025 H.R. 6453, ADA 30 Days to Comply Act Various issues relating to proposal to amend the Federal Rules of Civil Procedure to require disclosure of third-party litigation funding; compliance with sanctions on the Russian Federation and potential legal penalties in Russian courts for U.S. companies; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); legal reform

Government entities reported: Commerce, Dept of (DOC) HOUSE OF REPRESENTATIVES Natl Highway Traffic Safety Administration (NHTSA) SENATE Transportation, Dept of (DOT) Federal Aviation Administration (FAA) Homeland Security, Dept of (DHS) Natl Economic Council (NEC) Natl Security Council (NSC) State, Dept of (DOS) Consumer Financial Protection Bureau (CFPB) Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Office of the Comptroller of the Currency (OCC) Treasury, Dept of Defense, Dept of (DOD) Education, Dept of Labor, Dept of (DOL) Energy, Dept of Environmental Protection Agency (EPA) Federal Energy Regulatory Commission (FERC) Interior, Dept of (DOI) Office of Management & Budget (OMB) Agriculture, Dept of (USDA) Army, Dept of (Corps of Engineers) Bureau of Reclamation Council on Environmental Quality (CEQ) Federal Communications Commission (FCC) Federal Emergency Management Agency (FEMA) Federal Trade Commission (FTC) Natl Oceanic & Atmospheric Administration (NOAA) U.S. Fish & Wildlife Service (USFWS) U.S. Trade Representative (USTR) Housing & Urban Development, Dept of (HUD) Securities & Exchange Commission (SEC) Natl Aeronautics & Space Administration (NASA) Natl Institute of Standards & Technology (NIST) Natl Telecommunications & Information Administration (NTIA) Patent & Trademark Office (PTO) U.S. Copyright Office Equal Employment Opportunity Commission (EEOC) Executive Office of the President (EOP) Health & Human Services, Dept of (HHS) Justice, Dept of (DOJ) Centers For Medicare and Medicaid Services (CMS) Internal Revenue Service (IRS) U.S. Trade & Development Agency (USTDA) Bureau of Industry and Security (BIS) Intl Trade Administration (ITA) White House Office Bureau of Citizenship & Immigration Services (BCIS) Natl Labor Relations Board (NLRB) Occupational Safety & Health Administration (OSHA) Pension Benefit Guaranty Corporation (PBGC) Federal Highway Administration (FHA) Federal Maritime Commission U.S. Customs & Border Protection Small Business Administration (SBA) Commodity Futures Trading Commission (CFTC) General Services Administration (GSA) Natl Science Foundation (NSF) Office of Science & Technology Policy (OSTP)

Reported filing-period amount: $19,750,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

COMMUNITY BANK ADVISORY SERVICES, LLC

Registrant: COMMUNITY BANK ADVISORY SERVICES, LLC

1st Quarter (Jan 1 - Mar 31)
Jun 12, 2026

Reported lobbying issue

Banking: S.B. 1582 GENIUS Act rulemaking implementation H.R. 6955 Main Street Capital Access Act (supporting community bank related legislation around capital formation, failed bank resolutions, regulator accountability/transparency) H.R. 3633 Digital Asset Market Clarity Act (opposing yield/interest payments on digital wallets, supporting community banks' ability to engage in digital assets) Deposit Insurance Reform - opposing reforms that dramatically increase deposit insurance coverage and implementing costs to community banks Small Business: General discussions regarding community bank participation in small business lending - no specific bill or rulemaking. Financial Institutions/Investments/Securities: See Banking Specific Lobbying Issues disclosed

Government entities reported: Federal Deposit Insurance Corporation (FDIC) Federal Reserve System HOUSE OF REPRESENTATIVES Office of the Comptroller of the Currency (OCC) SENATE Treasury, Dept of Small Business Administration (SBA)

View official LDA filing ↗

AMERICANS FOR FINANCIAL REFORM

Registrant: AMERICANS FOR FINANCIAL REFORM

1st Quarter (Jan 1 - Mar 31)
Apr 21, 2026

Reported lobbying issue

Banking: S.3734 Close the Shadow Banking Loophole Act S.J.Res. 110 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Treasury relating to "Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies" S.J.Res. 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Board of Governors of the Federal Reserve System relating to "Revisions to the Large Financial Institution Rating System and Framework for the Supervision of Insurance Organizations" S.J.Res. 113 A joint resolution providing congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency relating to "Rescission of Principles for Climate-Related Financial Risk Management for Large Financial Institutions". H.R. 7056, the Community Bank Regulatory Tailoring Act Bank capital rules S. 4092 No Crypto in Social Security Act S.4157 No Bailout for Crypto Act Crypto Regulatory Legislation digital national trust bank charters digital assets regulation Central Bank Digital Currency H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues Consumer Issues/Safety/Products: S. 3793 Predatory Lending Elimination Act HR 7478 Patient Debt Relief Act S.4056 Proprietary Education Oversight Task Force Act. S. 3721 Empowering States' Rights to Protect Consumers Act Auto lending protections under the Military Lending Act Rent-to-own lending to servicemembers Preventing abuse of the military allotment system Consumer financial protection Payday Lending and 36% rate cap Earned Wage Access Rent-a-Bank Payday Loans rate caps Financial Institutions/Investments/Securities: H.R. 4171, the Small Entrepreneurs Empowerment and Development (SEED) Act H.R. 6955, the Main Street Capital Access Act H.R. 7127, the Restoring Secondary Trading Market Act S. 4092 No Crypto in Social Security Act S.4157 No Bailout for Crypto Act S. 4085 Take Back Our Hospitals Act H.R.7920 Take Back Our Hospitals Act HR. 7955 BETS OFF Act S. 4115 BETS OFF Act S. 4226 Stop Trading On Predictions (STOP) Corrupt Bets Act H.R.8123 Stop Trading On Predictions (STOP) Corrupt Bets Act private equity regulation private equity in health care S. 3829 Corporate Crimes Against Health Care Act H.R. 7537 Corporate Crimes Against Health Care Act Crypto Regulatory Legislation digital assets regulation Central Bank Digital Currency H.R. 3633, the CLARITY Act (crypto market regulation) Crypto and Government Ethics, Disclosure, Constitutional issues PE and childcare H.R. 6967, the Public Company Advisory Committee Act H.R. 7085 on conflict minerals disclosures Proxy advisors H.R. 2988, Protecting Prudent Investment of Retirement Savings Act the Reward Work Act Stock buybacks Executive compensation Stock Buyback Accountability Act Insurance crisis consumer protections, supervision, and bailout policy Taxation/Internal Revenue Code: S.788 HOPE for Homeownership Act S. 4085 Take Back Our Hospitals Act H.R.7920 Take Back Our Hospitals Act Crypto tax policy S. 4246 Ultra-Millionaire Tax Act H.R.8085 Ultra-Millionaire Tax Act H.R. 5336 Equal Tax Act S. 4122 Equal Tax Act S. 3956 Make Billionaires Pay Their Fair Share Act H.R. 7767 Make Billionaires Pay Their Fair Share Act Carried Interest Loophole S. 4083 Working Americans' Tax Cut Act HR 7937 Working Americans' Tax Cut Act S.2818 Tax Excessive CEO Pay Act of 2025 H.R.5298 Tax Excessive CEO Pay Act of 2025 S.2845 Billionaires Income Tax Act H.R.5427 Billionaires Income Tax Act "H.R. 3140, Stop Subsidizing Multimillion Dollar Corporate Bonuses Act" S. 1576 Stop Subsidizing Multimillion Dollar Corporate Bonuses Act IRS enforcement funding Curtailing Executive Overcompensation (CEO) Act Stock buybacks Executive compensation Wealth Tax Financial Transaction Tax corporate minimum tax loophole for private equity IRS Enforcement funding Budget/Appropriations: IRS enforcement funding Housing: H.R.6644 21st Century ROAD to Housing Act S.788 HOPE for Homeownership Act Private equity in housing Tenant protections Homeowner protections appraisal bias H.R.8047 PRO Manufactured Home Communities Act H.R. 410 End Junk Fees for Renters Act. S. 3904 American Homeownership Act S. 3754 Affordable Housing and Homeownership Protection Act. Insurance crisis consumer protections, supervision, and bailout policy National Flood Insurance Program (NFIP) policy reform Health Issues: S. 3829 Corporate Crimes Against Health Care Act H.R. 7537 Corporate Crimes Against Health Care Act PE and childcare Government Issues: H.R. 7508 Financial Disclosure Modernization Act S. 3827 Financial Disclosure Modernization Act Nominations for USPS Board of Governors USPS Board of Governors nominations

Government entities reported: HOUSE OF REPRESENTATIVES SENATE

Reported filing-period amount: $150,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

GOWEST CREDIT UNION ASSOCIATION

Registrant: GOWEST CREDIT UNION ASSOCIATION

1st Quarter (Jan 1 - Mar 31)
Apr 20, 2026

Reported lobbying issue

Financial Institutions/Investments/Securities: Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59. Taxation/Internal Revenue Code: Issues related to taxes and tax exemptions affecting credit unions; issues related to reconciliation; issues related to H.R 1. Small Business: Issues related to H.R. 976 and S. 557. Veterans: Issues related to veterans and lending; issues related to S. 110 and H.R. 507. Government Issues: Issues related to agency structures; issues related to housing. Banking: Issues related to banking and credit unions; issues related to cannabis banking; issues related to deposit insurance; issues related to interchange; issues related to payment networks; issues related to consumer protection rules and regulations; issues related to rules and legislation affecting credit unions; issues related to lending programs and credit union operational flexibility; issues related to community development financial institutions; S. 303; S. 394; S. 401; S. 522; S. 919; S. 940; S. 1582; S. 1880; S. 2019; S. 2296; S. 2999; S. 3017; H.R. 654; H.R. 814; H.R. 975; H.R. 987; H.R. 1603; H.R. 1652; H.R 1791; H.R. 1799; H.R. 2392; H.R. 3633; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 8087 H.R. 4167; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59. Budget/Appropriations: Issues related to S. 2651; issues related to H.R. 3633.

Government entities reported: HOUSE OF REPRESENTATIVES SENATE

Reported filing-period amount: $90,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

AMERICAN BANKERS ASSOCIATION

Registrant: AMERICAN BANKERS ASSOCIATION

1st Quarter (Jan 1 - Mar 31)
Apr 20, 2026

Reported lobbying issue

Accounting: Financial Accounting Standards Board Oversight Public Company Accounting Oversight Board reform Agriculture: Farm Credit System H.R. 1822/ S. 838, Access to Credit for our Rural Economy (ACRE) Act of 2025 H.R. 7567, the Farm, Food, and National Security Act of 2026, commonly known as the 2026 Farm Bill Banking: H.R. 478/S. 113, Promoting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABLE Act) S. 394/ S.919, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) S.3623/H.R.7035, Credit Card Competition Act of 2026 H.R. 1944/S. 381, the 10 Percent Credit Card Interest Rate Cap Act H.R. 654, the Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 987/S. 401, the Fair Access to Banking Act H.R. 1652, the Rectifying UDAAP Act H.R. 3445, the Bureau of Consumer Financial Protection Commission Act H.R. 1653, the CID Reform Act Business of Insurance Regulatory Reform Act H.R. 2513, CFPB-IG Reform Act H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. 2331, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Business Act Cybersecurity Information Sharing Act Community Development Financial Institutions (CDFI) Fund Secure and Fair Enforcement (SAFE) Banking Act Regulatory Tailoring Community Reinvestment Act Deposit Insurance Reform S.4198/H.R.8087, the Main Street Depositor Protection Act National Bank Preemption H.R. 306, the Ending Scam Credit Repair Act Bank On Certification Program Central Bank Digital Currency Cryptocurrency Stablecoin Digital Assets Bank Capital Requirements/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementation of Dodd-Frank Act Section 1033: Final Rule on Personal Financial Data Rights Merger and Acquisition Policy Artificial Intelligence Risk Management, Regulation, and Innovation CDFI Certification & Funding Federal Reserve Discount Window and Emergency Lending Authority Tokenization of Assets Fraud Issues Peer-To-Peer Payment Fraud Financial Data Transparency Act Rulemaking FDIC Brokered Deposit Proposal H.R. 3633, the Digital Asset Market Clarity (CLARITY) Act of 2025 H.R.1900 - Bank Failure Prevention Act of 2025 H.R.3230 - Financial Institution Regulatory Tailoring Enhancement Act H.R.8287 - Stress Testing Accountability and Transparency Act H.R. 2835, the Small Bank Holding Company Relief Act H.R. 3709, the Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 3716, the Systemic Risk Authority Transparency Act H.R. 940, the Fair Audits and Inspections for Regulators' (FAIR) Exams Act H.R. 3379, the Halting Uncertain Methods and Practices in Supervision (HUMPS) Act of 2025 H.R. 3380, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 S.2019 - Task Force for Recognizing and Averting Payments Scams (TRAPS) Act H.R. 3390, the Bringing the Discount Window into the 21st Century Act H.R. 4460, the Stop Agency Fiat Enforcement of Guidance (SAFE Guidance) Act H.R. 3446, the FDIC Board Accountability Act H.R. 4544, The American Access to Banking Act H.R. 4478, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act) H.R. 4437, the Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025 (SMART Act) H.R. 5270, the Stress Testing Accountability and Transparency Act H.R. 5276, the Community Bank Leverage Improvement and Flexibility for Transparency (Community Bank LIFT) Act H.R. 5291, the Merchant Banking Modernization Act H.R. 5262, the Bank Competition Modernization Act Legislation to support Minority Depository Institutions H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6554, the Community Bank Representation Act H.R. 6536, Rural Depositories Revitalization Study Act H.R. 6551, the New Bank Application Numbers Knowledge Act (New BANK) Act H.R. 6546, Merger Process Review Act H.R. 6570, the Merger Agreement Approvals Clarity and Predictability Act H.R. 6544, The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act H.R. 6550, the American Financial Institution Regulatory Sovereignty and Transparency (American FIRST) Act H.R. 6555, the Enhancing Bank Resolution Participation Act Ensuring Fair Access to Banking Act H.R. 6955, the Main Street Capital Access Act H.R. 7056, the Community Bank Regulatory Tailoring Act S.3940, the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act S. 3017, the STREAMLINE Act H.R. 1799, the Financial Reporting Threshold Modernization Act Bankruptcy: Bankruptcy reform legislation, including bills related to small business, student loans and related legislation Small business bankruptcy thresholds under Chapter 11, Subsection V Budget/Appropriations: Community Development Financial Institutions Fund and Bank Enterprise Award Program FY2026 / 2027 Financial Services and General Government Appropriations for FY 2026 / 2027 Copyright/Patent/Trademark: Quality Patents Financial Institutions/Investments/Securities: SEC Good Governance Reform H.R. 2441, the Improving Disclosures for Investors Act of 2025 H.R. 1469, the Senior Security Act Government Issues: Fiscal Year 2026 National Defense Authorization Act for 2025 Artificial Intelligence Homeland Security: Data Security and Privacy Cybersecurity related issues/cybersecurity regulatory harmonization Ginnie Mae Cyber Incident Reporting Requirements Reauthorization of The Cybersecurity Information Sharing Act (CISA) of 2015/enhancing cybersecurity information sharing protocols S.2983, the Extending Expired Cybersecurity Authorities Act H.R.5079, the Widespread Information Management for the Welfare of Infrastructure and Government Act Insurance: S.128, Primary Care Enhancement Act H.R.5688, the Bipartisan HSA Improvement Act of 2023 H.R. 548, HSA Modernization Act CARES Act provision reinstating the HDHP-HSA telehealth safe harbor National Flood Insurance Program H.R.5535, Insurance Data Protection Act Terrorism Risk Insurance Act Reauthorization H.R. 5577, the NFIP Extension Act of 2026 Legislation to expand access to Health Savings Accounts H.R. 7128, the TRIA Program Reauthorization Act of 2026 Law Enforcement/Crime/Criminal Justice: Anti-Money Laundering/ BSA Implementation of the Anti-Money Laundering Act of 2020 and the Corporate Transparency Act De-risking SEC Cyber Disclosures H.R.1631, Safe Access to Cash Act of 2025 S.3798, the Safe Access to Cash Act Small Business: Dodd-Frank Section 1071 Small Business Data Collection and Reporting Rule SBA 7(a) Lending Program Credit union member business lending H.R. 736, the Protect Small Businesses from Excessive Paperwork Act of 2025 H.R. 2987, Capping Excessive Awarding of SBLC Entrants Act of 2025 (CEASE Act) Taxation/Internal Revenue Code: Credit Union Tax and Charter Issues H.R. 703/S. 213, the Main Street Tax Certainty Act Tax Cuts and Jobs Act Program Extensions 199A Deduction for Qualified Business Income Federal Corporate Tax Rate Opposition to a National Bank Tax Section 899-related tax issues Opposition to taxes on remittance transfers Strengthening the Low-Income Housing Tax Credit (LIHTC) Permanency for extending an Enhanced Estate Tax Exemption S.1605, International Competition for American Jobs Act Restoring deductibility for FDIC premiums The Digital Asset Protection, Accountability, Regulation, Innovation, Taxation, and Yields (PARITY) Act Housing: Federal Housing Administration Cyber Incident Notification Requirements S.2651, The Renewing Opportunity in the American Dream to Housing Act of 2025 (The ROAD to Housing Act of 2025) Legislation to increase banks investments in affordable housing H.R.6644, the Housing for the 21st Century Act Issues regarding secondary mortgage markets Retirement: H.R. 1013/S. 424, the Retirement Fairness for Charities and Educational Institutions Act Consumer Issues/Safety/Products: S.4144/H.R.306 - Ending Scam Credit Repair Act or the ESCRA Act Debt settlement issues Legislation to protect consumers from online scams Minting/Money/Gold Standard: H.R.3074/S. 1525, Common Cents Act Coin circulation issues

Government entities reported: HOUSE OF REPRESENTATIVES SENATE Federal Reserve System Treasury, Dept of White House Office

Reported filing-period amount: $3,140,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

CHAMBER OF COMMERCE OF THE U.S.A.

Registrant: CHAMBER OF COMMERCE OF THE U.S.A.

1st Quarter (Jan 1 - Mar 31)
Apr 20, 2026

Reported lobbying issue

Transportation: H.R. 4661, Autonomous Mobility Ensuring Regulation, Innovation, Commerce, and Advancement Driving Reliability in Vehicle Efficiency and Safety (AMERICA DRIVES) Act H.R. 7390, Safely Ensuring Lives Future Deployment and Research In Vehicle Evolution (SELF DRIVE) Act of 2026 S. 933, NASA Transition Authorization Act of 2026 Draft legislation relating to the deployment of automated vehicle technology Potential legislation regarding the reauthorization of surface transportation programs Various issues relating to revenue sources for the federal Highway Trust Fund; implementation of Fixing Americas Surface Transportation (FAST) Act (P.L. 114-94); reform of the federal Highway Trust Fund; Department of Transportation regulatory matters related to automated vehicles; broadband infrastructure and deployment, including permitting reform; I‑5 Columbia River Interstate Bridge Replacement Program; surface transportation reauthorization legislation; the Highway Trust Fund; truck and bus safety; supply chain policy Trade (domestic/foreign): H.R. 33/S. 199, United States-Taiwan Expedited Double-Tax Relief Act H.R. 2213/S. 998, Medical Supply Chain Resiliency Act H.R. 2548/S. 1241, Sanctioning Russia Act of 2025 H.R. 2665/S. 1272, Trade Review Act of 2025 H.R. 3193, United States-Republic of Korea Digital Trade Enforcement Act H.R. 5197/S. 3103, A bill to authorize the extension of nondiscriminatory treatment (normal trade relations treatment) to products of certain countries H.R. 5926, Mexican Energy Trade Enforcement Act H.R. 6194/S. 2934, Protecting Americans from Russian Litigation Act of 2025 H.R. 6500, AGOA Extension Act H.R. 6504, Haiti Economic Lift Program Extension Act S. 3399, Digital Trade Promotion Act S. 3841, Last Sale Valuation Act of 2026 H.J. Res. 72, Relating to the National Emergency by the President on February 1, 2025 S.J. Res. 77, A joint resolution terminating the national emergency declared to impose duties on articles imported from Canada S.J. Res. 88, A joint resolution terminating the national emergency declared to impose global tariffs Various issues relating to U.S.-Korea digital trade and services; Congressional tariff authority; Adoption and Procedures of the Section 232 Steel and Aluminum Tariff Inclusions Process; reform of the World Trade Organization (WTO); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of the Trade Facilitation and Trade Enforcement Act of 2015 (P.L. 114-125); implementation of the Inflation Reduction Act, (P.L. 117-169); pharmaceutical price controls; patent-related issues, including patent linkage, patent term restoration, patent examination practices, and patent quality measures; regulatory data protection; efforts related to the U.S. International Development Finance Corporation (DFC); efforts related to ensuring a streamlined tariff refund process; efforts related to the advancement of tax treaties with Poland and Croatia; efforts related to identifying unfair foreign trade practices; efforts related to the extension of the African Growth and Opportunity Act (AGOA) (P.L. 106-200); efforts related to regulations issued by the Bank of Central African States (BEAC); efforts to preserve investment protections such as investor-state dispute settlement; efforts related to outlining critical mineral opportunities with key allies; efforts related to opposing international imposition of digital services taxes; efforts related to supporting strong digital trade rules; efforts to modify permanent normal trade relations treatment with China; U.S. economic and commercial relations with key trading partners across the globe; efforts to implement an outbound investment screening mechanism; efforts related to modernizing customs processes and updating tariff application procedures, including revisions to the de minimis statute; efforts related to the development of trade relations in the Indo-Pacific; efforts related to the development of trade relations in the Americas region; efforts related to the joint review of the U.S.-Mexico-Canada Agreement (USMCA); implementation and enforcement of U.S. free-trade agreements in force with 20 countries; implementation and enforcement of the agreements and ongoing negotiations of the WTO; trade policy concerns regarding customs duties on electronic transmissions; implementation of U.S. sanctions on Russia, including those related to Russias invasion of Ukraine; efforts related to sustaining momentum on providing aid to Ukraine; efforts related to reauthorization of the Export-Import Bank (Ex-Im Bank); reforms or changes to export controls; EU Digital Markets Act; EU Digital Services Act; EU Data Act; EU AI Act; IP issues relating to internet counterfeiting and digital piracy; IP issues relating to artificial intelligence; Global Internet Governance; policies and regulations restricting outbound data flows and data transfers; digital-related policies in the G20, G7, OECD, WTO, United Nations, and other international fora; digital trade policy considerations including cross-border data flows, digital service taxes, and issues of forced data localization, and forced disclosure of source code; international trade and regulatory practices impacting digital goods and services; international competition policy and related regulations; international artificial intelligence policy; international 5G policy and telecommunications infrastructure; international cybersecurity policy; international policies on standards development; international policies on data privacy; international digital health policies; international policies related to content moderation and intermediary liability; advancing international regulatory cooperation; consumer protection policy and related regulations; steel and aluminum tariffs; digital and tech sovereignty and sovereign cloud; IP issues at the WTO and the World Intellectual Property Organization; the EUs General Pharmaceutical Legislation; IP issues in Latin America, including enforcement of trade agreements and compulsory licenses and general IP standards and practices in Argentina, Mexico, Brazil, Colombia, and Chile; IP issues in India; USTRs Special 301 report and Review of Notorious Markets for Counterfeiting and Piracy; intersection of tariff-related policy and IP implications; U.S. Patent and Trademark Office IP Attache program; imposition of potential patent valuation fees; foreign pricing of pharmaceutical products; Most Favored Nation (MFN) reference pricing; ongoing practice of discretionary denials at the Patent Trial and Appeal Board; international competition policy, specifically FTC and DOJ involvement in the European Unions implementation of the EU Digital Markets Act; International Emergency Economic Powers Act (50 U.S.C. 1701(a)(b)) (IEEPA); IEEPA tariff refund implementation following the Supreme Courts decision in Learning Resources v. Trump; Directive (EU) 2024/2853 of the European Parliament and of the Council of 23 October 2024 on liability for defective products and repealing Council Directive 85/374/EEC; Mexicos Tax Administration Service (SAT); recommended changes to the EUs Corporate Sustainability Due Diligence Directive (CS3D); supply chain and defense industrial base issues; development of the National Defense Authorization Act for Fiscal Year 2027 Aerospace: H.R. 1566/S. 1379, Right to Equitable and Professional Auto Industry Repair (REPAIR) Act S. 933, NASA Transition Authorization Act of 2025 S. 3639, Satellite Streamlining Act of 2026 Various issues relating to supply chain and defense industrial base; development of the National Defense Authorization Act for Fiscal Year 2027; Department of Defenses acquisition reform policies; EU Space Act; Federal Communications Commission (FCC) Docket 25-306, Space Modernization for the 21st Century, Ex Parte filing; Federal Register 2022-19748, September 14, 2022 Automotive Industry: H.R. 4661, Autonomous Mobility Ensuring Regulation, Innovation, Commerce, and Advancement Driving Reliability in Vehicle Efficiency and Safety (AMERICA DRIVES) Act H.R. 7390, Safely Ensuring Lives Future Deployment and Research In Vehicle Evolution (SELF DRIVE) Act of 2026 Draft legislation relating to the deployment of automated vehicle technology Various issues relating to U.S. Department of Transportation regulatory matters related to automated vehicles Aviation/Airlines/Airports: H.R. 6086, Aviation Funding Solvency Act Draft legislation relating to counter-unmanned aircraft systems (C-UAS) Proposed Rule, Department of Commerce, Bureau of Industry and Security: Securing the Information and Communications Technology and Services Supply Chain: Unmanned Aircraft Systems, 15 CFR Part 791, (90 Fed. Reg. 1,234-1,238, January 3, 2025) Proposed Rule, Federal Aviation Administration: Normalizing Unmanned Aircraft Systems Beyond Visual Line of Sight Operations 14 CFR Parts 36, 43, 45, 89, 91, 107, 108, 119, 133, 135, 137 and 146, (90 Fed. Reg. 38,212-38,391, August 7, 2025) Request for Comment, Federal Aviation Administration: Draft Programmatic Environmental Assessment for Drone Package Delivery Operations in the United States, 14 CFR Part 135, (90 Fed. Reg. 57,126, December 9, 2025) Various issues relating to implementation of the FAA Reauthorization Act of 2018 (P.L. 115-254); implementation of the FAA Reauthorization Act of 2024 (P.L. 118-63); unmanned aircraft systems flight restrictions near critical infrastructure facilities; counter-unmanned aircraft systems (C-UAS); the Information and Communications Technology and Services (ICTS) restrictions on unmanned aircraft systems; drone security issues Banking: H.R. 654, TABS Act of 2025 H.R. 940, Fair Audits and Inspections for Regulators (FAIR) Exams Act H.R. 1602, Financial Privacy Act of 2025 H.R. 1900, Bank Failure Prevention Act of 2025 H.R. 2702/S. 875, Financial Integrity and Regulation Management (FIRM) Act H.R. 3230, Financial Institution Regulatory Tailoring Enhancement Act H.R. 3379, Halting Uncertain Methods and Practices in Supervision Act of 2025 H.R. 3380, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025 H.R. 3390, Bringing the Discount Window into the 21st Century Act H.R. 3446, FDIC Board Accountability Act H.R. 4437, Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act of 2025 H.R. 4478, Tailored Regulatory Updates for Supervisory Stress Testing (TRUST) Act of 2025 H.R. 5270, Stress Testing Accountability and Transparency Act H.R. 5291/S. 2663, Merchant Banking Modernization Act H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act S. 3772, Export-Import Bank Reauthorization Act of 2026 H.J. Res. 59/S.J. Res. 18, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" H.J. Res. 64/S.J. Res. 28, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" H.J. Res. 74/S.J. Res. 36, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)" Draft legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Draft legislation in the House of Representatives to Reauthorize the Export-Import Bank of the United States Potential legislation regarding the funding of the Consumer Financial Protection Bureau Proposed Rule, Consumer Financial Protection Bureau; Overdraft Lending: Very Large Financial Institutions (89 Fed. Reg. 13,852-13,908, February 23, 2024) Proposed Rule, Federal Deposit Insurance Corporation, Statement of Policy on Bank Merger Transactions (89 Fed. Reg. 29,222-29,244, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) (89 Fed. Reg. 51,682-51,736, June 18, 2024) Proposed Rule, Consumer Financial Protection Bureau; Protecting Americans from Harmful Data Broker Practices (Regulation V) (88 Fed. Reg. 101,402-101,462, December 13, 2024) Advance Notice of Proposed Rulemaking, Consumer Financial Protection Bureau; Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt (89 Fed. Reg. 100,922-100,923, December 13, 2024) Final Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (89 Fed. Reg. 19,128-19,223, March 15, 2024) Proposed Rule, Consumer Financial Protection Bureau; Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (88 Fed. Reg. 80,197-80,216, November 17, 2023) Proposed Rule, Federal Reserve Board: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement (90 Fed. Reg. 16,843-16,860, April 22, 2025) Proposed Rule, Consumer Financial Protection Bureau; Equal Credit Opportunity Act (Regulation B) (90 Fed. Reg. 50,901-50,923, October 13, 2025) Proposed Rule, Revised Guidelines, Office of the Comptroller of the Currency, Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments (90 Fed. Reg. 61,084-61,093, December 30, 2025) Proposed Rule, Office of the Comptroller of the Currency, Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency (91 Fed. Reg. 10,202-10,303, March 2, 2026) Request for Comment, Consumer Financial Protection Bureau, Consumer Response Intake Form (91 Fed. Reg. 4,066-4,067, January 30, 2026) Request for Comment, Consumer Financial Protection Bureau, Draft Strategic Plan for FY 2026-2030 Various issues relating to Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203); independent monetary policy by the Federal Reserve System Budget/Appropriations: H.R. 4016, Department of Defense Appropriations Act, 2026 H.R. 4121, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2026 H.R. 4213, Department of Homeland Security Appropriations Act, 2026 H.R. 4553, Energy and Water Development and Related Agencies Appropriations Act, 2026 H.R. 5166, Financial Services and General Government Appropriations Act, 2026 Various issues relating to debt ceiling/limit, budget caps, budget sequestration, and budget reconciliation; budget reconciliation legislation and related spending levels; request for IRIS reform in FY26 Appropriations Legislation; H-2B Cap Relief Language in FY25 Homeland Security Appropriations Legislation; funding for Air Traffic Control System (FAA); implementation of the Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 (P.L. 118-159); implementation of the Trade Facilitation and Trade Enforcement Act of 2015 (P.L. 114-125); implementation of the Full-Year Continuing Appropriations and Extensions Act, 2025 (P.L.119-4); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Fiscal Year 2026 National Defense Authorization Act related to perfluoroalkyls and polyfluoroalkyl chemicals (PFAS); Border Water Infrastructure Program; funding for the National Endowment for Democracy and Center for International Private Enterprise; funding issues related to the Department of Homeland Security; funding issues related to the Department of Health and Human Services implementation of the IRAs Medicare drug pricing negotiation provisions; funding issues related to the U.S. Patent and Trademark Office (USPTO), including the potential imposition of patent valuation fees; IP-related concerns with right to repair issues in the National Defense Authorization Act (NDAA) Civil Rights/Civil Liberties: H.R. 6453, ADA 30 Days to Comply Act Copyright/Patent/Trademark: Potential legislation amending the Inflation Reduction Act (P.L. 117-169) Potential legislation seeking to impose pharmaceutical price controls to private sector payers Potential legislation related to artificial intelligence and intellectual property rights Potential legislation related to digital piracy Potential legislation related to changes in Patent Trial and Appeal Board Proceedings Potential legislation related to implementing most favored nation style reference pricing Potential legislation related to detection of counterfeit imports Potential legislation addressing the appointment of the Register of Copyrights Potential legislation related to protecting consumers from counterfeit goods online Various issues relating to implementation of Trade Facilitation and Trade Enforcement Act of 2015 (P.L. 114-125); patent examination practices and patent quality; patent filing fees and potential patent valuation fees; IP issues related to counterfeiting; pharmaceutical price controls; IP issues related to prescription drug pricing and labeling; implementation of the Inflation Reduction Act of 2022, Drug Price Negotiation Program (P.L. 117-169, subtitle B) Defense: H.R. 1566/S. 1379, Right to Equitable and Professional Auto Industry Repair (REPAIR) Act H.R. 2675, Protecting Our Courts from Foreign Manipulation Act H.R. 3838, Streamlining Procurement for Effective Execution and Delivery and National Defense Authorization Act for Fiscal Year 2026 S. 2296, National Defense Authorization Act for Fiscal Year 2026 Various issues relating to improvements to the Foreign Military Sales program; potential Fiscal Year 2026 National Defense Authorization Act provisions related to perfluoroalkyls and polyfluoroalkyl chemicals (PFAS); potential Fiscal Year 2027 National Defense Authorization Act provisions related to the proposed Data-as-a-Service Solutions for Weapon System Contracts provision and other right-to-repair issues; implementation of the Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 (P.L. 118-159); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of the National Defense Authorization Act for Fiscal Year 2026 (P.L. 119-60); reauthorization of the Cybersecurity Information Sharing Act of 2015 (title N of P.L. 114-113); implementation of the Continuing Appropriations, Agriculture, Legislative Branch, Military Construction and Veterans Affairs, and Extensions Act, 2026 (P.L. 119-37); U.S. Department of Defense Warfighting Acquisition System Reform Initiative; supply chain and the defense industrial base; industrial capacity and innovation; Trump administration shift in industrial capability and priorities; development of the National Defense Authorization Act for Fiscal Year 2027 Education: H.R. 4329, Building Civic Bridges Act H.R. 4806/S. 2511, College Transparency Act S. 2828, Child Care Modernization Act of 2025 Department of Education Notice of Intent to Establish Negotiated Rulemaking Committees to prepare regulations for Higher Education Act programs as amended in the One Big Beautiful Bill Act (90 Fed. Reg. 35,261-35,264, July 25, 2025) Various issues relating to reauthorization and implementation of the Workforce Innovation and Opportunity Act (P.L. 113-128); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Registered Apprenticeship Program; implementation of the Child and Dependent Care Tax Credit (CDCTC), the Dependent Care Assistance Program (DCAP), and the Employer Provided Child Care Tax Credit (45F); general education and workforce preparation; education savings accounts Energy/Nuclear: H.R. 77, Midnight Rules Relief Act H.R. 755/S. 714, Critical Mineral Consistency Act of 2025 H.R. 1047, GRID Power Act H.R. 1949, Unlocking our Domestic LNG Potential Act of 2025 H.R. 2986, Expediting Generator Interconnection Procedures Act of 2025 H.R. 3015, National Coal Council Reestablishment Act H.R. 3062, Promoting Cross-Border Energy Infrastructure Act H.R. 3109, Researching Efficient Federal Improvements for Necessary Energy Refining Act (REFINER Act) H.R. 3616, Reliable Power Act H.R. 3628, State Planning for Reliability and Affordability Act H.R. 3632, Power Plant Reliability Act of 2025 H.R. 3638, Electric Supply Chain Act H.R. 3699, Energy Choice Act H.R. 4754, Department of Interior, Environment, and Related Agencies Appropriations Act, 2026 H.R. 6336, Fair Allocation of Interstate Rates (FAIR) Act H.R. 7257, Securing Community Upgrades for a Resilient Grid (SECURE Grid) Act H.R. 7258, Energy Emergency Leadership Act H.R. 7266, Rural and Municipal Utility Cybersecurity Act H.R. 7305, Energy Threat Analysis Center Act of 2026 S. 1071, National Defense Authorization Act for Fiscal Year 2026 S. 3947, Reconductoring Existing Wires for Infrastructure Reliability and Expansion (REWIRE) Act of 2026 H.J. Res. 35/S.J. Res. 12, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Waste Emissions Charge for Petroleum and Natural Gas Systems: Procedures for Facilitating Compliance, Including Netting and Exemptions" Draft legislation to amend the Energy Policy and Conservation Act to modify standards for water heaters, furnaces, boilers, and kitchen cooktops, ranges, and ovens, and for other purposes Draft legislation titled Promoting Efficient and Engaged Reviews Act of 2023 Draft legislation titled Modernizing NEPA Through Permitting Reform Act Draft legislation titled Reliability Protection for States Act Draft legislation titled ePermit Act to build out agency electronic permitting system Potential legislation similar to H.R. 1070, To amend the Solid Waste Disposal Act to provide the owner or operator of a critical energy resource facility an interim permit under subtitle C that is subject to final approval by the Administrator of the Environmental Protection Agency, and for other purposes Potential legislation similar to H.R. 1085, Researching Efficient Federal Improvements for Necessary Energy Refining (REFINER) Act Potential legislation similar to H.R. 1140, To authorize the Administrator of the Environmental Protection Agency to waive application of certain requirements with respect to processing and refining a critical energy resource at a critical energy resource facility, and for other purposes Potential legislation similar to H.R. 1152, Water Quality Certification and Energy Projects Improvement Act of 2023 Potential legislation similar to H.R. 1335, Transparency, Accountability, Permitting, and Production of (TAPP) American Resources Act Potential legislation similar to H.R. 1577, Building United States Infrastructure through Limited Delays and Efficient Reviews (BUILDER) Act of 2023 Potential legislation similar to H.R. 2617, Consolidated Appropriations Act, 2023 Potential legislation similar to H.R. 2635/S. 3808, Restoring Offshore Wind Opportunities Act Potential legislation similar to H.R. 3062, Promoting Cross-Border Energy Infrastructure Act Potential legislation similar to H.R. 3617, Securing Americas Critical Minerals Supply Act Potential legislation similar to H.R. 3657, Hydropower Relicensing Transparency Act Potential legislation similar to H.R. 3668, Improving Interagency Coordination for Review of Natural Gas Pipelines Act Potential legislation similar to H.R. 5551/S. 2827, Building Integrated Grids With Inter-Regional Energy Supply (BIG WIRES) Act Potential legislation similar to H.R. 6129, Studying NEPAs Impact on Projects Act Potential legislation similar to H.R. 7023, Creating Confidence in Clean Water Permitting Act Potential legislation similar to H.R. 7688, Consumer Fuel Price Gouging Prevention Act Potential legislation similar to H.R. 8045, Critical Minerals Classification Improvement Act Potential legislation similar to S. 1863, Providing Reliable, Objective, Verifiable Emissions Intensity and Transparency (PROVE IT) Act Potential legislation similar to S. 2228, Building Chips in America Act of 2023 Potential legislation similar to S. 3170, Revising and Enhancing Project Authorizations Impacted by Review (REPAIR) Act Potential legislation similar to S. 4217, Transportation Fuel Market Transparency Act Potential legislation similar to S. 4753, Energy Permitting Reform Act of 2024 Potential legislation similar to S. 4815, Simplify Timelines and Assure Regulatory Transparency (START) Act Potential appropriations bills addressing Low Income Home Energy Assistance Program (LIHEAP) and Low-Income Household Water Assistance Program (LIHWAP) Potential legislation similar to H.J. Res. 91/S.J. Res. 55, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Council on Environmental Quality relating to "National Environmental Policy Act Implementing Regulations Revisions Potential legislation similar to S.Con. Res.14, A concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2022 and setting forth the appropriate budgetary levels for fiscal years 2023 through 2031 Energy and Water appropriations bill for fiscal year 2026 Beginning of Construction Requirements for Purposes of the Termination of Clean Electricity Production Credits and Clean Electricity Investment Credits for Applicable Wind and Solar Facilities (IRS Notice 2025-42, August 20, 2025) Request for Information, Office of Management and Budget, Deregulation, (89 Fed. Reg. 15,481-15,482, April 11, 2025) Final Rule, Department of Energy; Energy Conservation Program: Energy Conservation Standards for Distribution Transformers (89 Fed. Reg. 29,834-30,043, April 22, 2024) Final Rule, EPA New Source Performance Standards for Greenhouse Gas Emissions from New, Modified, and Reconstructed Fossil Fuel-Fired Electric Generating Units; Emission Guidelines for Greenhouse Gas Emissions from Existing Fossil Fuel-Fired Electric Generating Units; and Repeal of the Affordable Clean Energy Rule (89 Fed. Reg. 39,798-40,064, May 9, 2024) Proposed Regulations, Section 45V Credit for Production of Clean Hydrogen, Section 48(a)(15) Election to Treat Clean Hydrogen Production Facilities as Energy Property (88 Fed. Reg. 89,220-89,255, December 26, 2023) Proposed Rule, Repeal of Greenhouse Gas Emissions Standards for Fossil Fuel-Fired Electric Generating Units (90 Fed. Reg. 25,752-25,781, June 17, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Copper (90 Fed. Reg. 11,940-11,941, March 13, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Processed Critical Minerals and Derivative Products (90 Fed. Reg. 17,372-17,373, April 25, 2025) Notice of Request for Public Comments on Section 232 National Security Investigation of Imports of Wind Turbines and Their Parts and Components (90 Fed. Reg. 41,380-41,381, August 25, 2025) Proposed Rule, NHTSA "Safer Affordable Fuel-Efficient (SAFE) Vehicles Rule III," revising CAFE standards for Model Years (MY) 2022-2031, (90 Fed. Reg. 56,438-56,656, December 5, 2025) Notice Inviting Comments, Interconnection of Large Loads to the Interstate Transmission System, issued in Federal Energy Regulatory Commission Docket No. RM26-4-000 (October 27, 2025) Various issues relating to regulatory permit streamlining, reform of National Environmental Policy Act (NEPA), and related judicial reform; diversifying energy sources, including the Trans-Adriatic Pipeline, offshore oil drilling, and wind energy; funding for energy efficiency programs; establishing a durable program for managing used nuclear fuel; Agency Unified Agenda of Regulatory and Deregulatory Actions more broadly; Agency deregulatory announcements and initiatives generally; Department of Interior leasing ban and royalty review; strategic petroleum reserve; State Department interim international energy engagement guidance; electric grid reliability, resiliency, increasing demand growth, and resource adequacy/energy security, including interdependencies of natural gas and electricity markets; critical minerals, generally; energy security, including implications for national security and natural gas and liquified natural gas exports; limitations on exports of energy commodities, including liquified natural gas; Bureau of Land Management Leasing program; offshore energy exploration, including Bureau of Ocean Energy Management proposed program for the 2023-2028 National Outer Continental Shelf Oil and Gas Leasing Program; nuclear energy, including high-assay low-enriched uranium (HALEU) fuel supplies; electric transmission siting and permitting; implementation of providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Energy relating to Energy Conservation Program: Energy Conservation Standards for Consumer Gas-fired Instantaneous Water Heaters (P.L.119-6); implementation of providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to Waste Emissions Charge for Petroleum and Natural Gas Systems: Procedures for Facilitating Compliance, Including Netting and Exemptions (P.L. 119-2); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of Energy Efficiency and Renewable Energy, Department of Energy relating to Energy Conservation Program: Energy Conservation Standards for Commercial Refrigerators, Freezers, and Refrigerator-Freezers (P.L. 119-9); funding for the Clean Water and Drinking Water State Revolving Funds, the Water Infrastructure Finance and Innovation Act; proposed risk management consultation on PFAS; implementation of the EU Methane Regulation; cybersecurity regulations applicable to critical infrastructure and associated supply chains, including software bills of materials and cyber incident reporting relating to the Cyber Incident Reporting for Critical Infrastructure (CIRCIA) Act of 2022; development of and Initial Implementation Guidance from the Office of Management and Budget on the Application of Buy America Preference in Federal Financial Assistance Programs for Infrastructure (April 18, 2022); implementation of hydrogen production tax credit under the Inflation Reduction Act (P.L. 117-169); confirmation of new commissioners nominated to serve on the Federal Energy Regulatory Commission; electricity pricing at the state level and impact of infrastructure constraints on same; applicability of the Energy Policy and Conservation Act to distribution transformers; artificial intelligence, data centers, and interaction with electricity grid, rates, and markets; Inflation Reduction Act tax credits and their potential modification; potential Administration or agency actions affecting bulk power system supply chains, including tariffs, other import restrictions, and tax policy and related implementation; Administration and agency actions relating to renewable generation resources; energy efficiency, generally, and its benefit as a tool to address electric demand growth; Department of Energy activities affecting the electric grid, including anticipated Grid Executive Order Environment/Superfund: H.R. 161, New Source Review Permitting Improvement Act H.R. 278, BROADBAND Leadership Act H.R. 471/S. 1462, Fix Our Forests Act of 2025 H.R. 640/S. 615, Chemical Tax Repeal Act H.R. 804, Rural Small Business Resilience Act of 2025 H.R. 2145, Recycling Infrastructure and Accessibility Act of 2025 H.R. 2288, Common Sense Air Regulations Act H.R. 2308/S. 1246, FEMA Independence Act H.R. 2709, Save our Sequoias Act H.R. 2940, Advancing Water Reuse Act H.R. 3617, Securing Americas Critical Minerals Supply Act H.R. 3862, Clean Water SRF Parity Act H.R. 3898, Promoting Efficient Review for Modern Infrastructure Today (PERMIT) Act H.R. 3899, Clarifying Federal General Permits Act H.R. 3900, Water Quality Technology Availability Act H.R. 3927, Nationwide Permitting Improvement Act H.R. 3928, Improving Water Quality Certifications and American Energy Infrastructure Act H.R. 4109, Recycling and Composting Accountability Act H.R. 4214, Clean Air and Building Infrastructure Improvement Act H.R. 4218, Clean Air and Economic Advancement Reform Act H.R. 4357/S. 2260, Border Water Quality Restoration and Protection Act H.R. 4466, CIRCLE Act H.R. 4503, ePermit Act H.R. 4669, FEMA Act H.R. 4776, Standardizing Permitting and Expediting Economic Development (SPEED) Act H.R. 6373, Air Permitting Improvements to Protect National Security Act of 2025 H.R. 6387, Fire Improvement and Reforming Exceptional Events (FIRE) Act H.R. 6398, Reducing and Eliminating Duplicative Environmental Regulations (RED) Tape Act H.R. 6409, Foreign Emissions and Nonattainment Clarification for Economic Stability (FENCES) Act H.R. 7567, Farm, Food, and National Security Act of 2026 S. 351, Strategies to Eliminate Water and Accelerate Recycling Development (STEWARD) Act of 2025 S. 623, No IRIS Act of 2025 S. 1323, Facilitating Increased Resilience, Environmental Weatherization and Lowered Liability Act S. 2296, National Defense Authorization Act for Fiscal Year 2026 S. 3305, Curtailing Litigation Excess and Abuse Reform (CLEAR) Act of 2025 S. 3826, Modernizing Clean Air Permitting Act H.J. Res. 61/S.J. Res. 11, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "National Emission Standards for Hazardous Air Pollutants: Rubber Tire Manufacturing H.J. Res. 87/S.J. Res. 46, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine Pollution Control Standards; Heavy-Duty Vehicle and Engine Emission Warranty and Maintenance Provisions; Advanced Clean Trucks; Zero Emission Airport Shuttle; Zero-Emission Power Train Certification; Waiver of Preemption; Notice of Decision" H.J. Res. 88/S.J. Res. 45, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine Pollution Control Standards; Advanced Clean Cars II; Waiver of Preemption; Notice of Decision" H.J. Res. 89/S.J. Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "California State Motor Vehicle and Engine and Nonroad Engine Pollution Control Standards; The 'Omnibus' Low NOx Regulation; Waiver of Preemption; Notice of Decision" H.J. Res. 140, Superior National Forest Mineral Withdrawal CRA Resolution Discussion draft legislation To amend the Federal Water Pollution Control Act to exempt civil penalties for certain violations of such Act from the Federal Civil Penalties Inflation Adjustment Act of 1990, and for other purposes Discussion draft legislation to reform the Brownfields Program Draft legislation titled Create Expedited Reviews to Transform American Infrastructure Now (CERTAIN) Act - Discussion Draft Draft legislation titled Fiscal Year 2026 Energy and Water Development and Related Agencies Appropriations Draft legislation titled Fiscal Year 2026 Environment and Interior and Related Agencies Appropriations Draft legislation titled Fiscal Year 2026 Commerce, Justice, and Science Agencies Appropriations Draft legislation titled the Wildfire Response Improvement Act Draft legislation on PFAS Draft legislation relating to Establishing a Chief Resilience Officer at the White House and calling for interagency coordination and development of a national resilience strategy Draft legislation relating to increasing the portion of post-disaster funding directed for pre-disaster mitigation purposes, especially in FEMAs Building Resilient Infrastructure and Communities Program Draft legislation relating to promoting incentives, including tax credits for individuals and businesses for pre-disaster mitigation expenses Draft legislation to reform the Permitting Councils responsibilities related to assisting federal agencies in the environmental permitting process Draft legislation relating to the reform of NEPA and other statutes as part of broader efforts to modernize federal environmental permitting Draft legislation titled the Recycled Materials Attribution Act (RMAA) Potential legislation regarding the reauthorization of surface transportation programs Potential legislation regarding TSCA reform Potential legislation similar to National Coordination on Adaptation and Resilience for Security Act Potential legislation similar to H.R. 1812, One Federal Decision Act of 2021 Potential legislation similar to H.R. 2467, PFAS Action Act of 2021 Potential legislation similar to H.R. 2508, Naturally Offsetting Emissions by Managing and Implementing Tillage Strategies Act of 2021 Potential legislation similar to H.R. 2612, Restoring Environments, Soils, Trees, and Operations to develop the Rural Economy (RESTORE) Act of 2021 Potential legislation similar to H.R. 5689, Resilient Assistance for Mitigation for Environmentally Resilient Infrastructure and Construction by Americans (AMERICA) Act Potential legislation similar to H.R. 6461/S.3531, National Climate Adaptation and Resilience Strategy Act Potential legislation similar to H.R. 8030/S. 4134, Drought Relief Obtained Using Government Help Today Act of 2024 Potential legislation similar to S. 2750, Precision Agriculture Loan Program Act of 2021 Potential legislative action similar to H.J. Res. 27, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Potential legislative action similar to H.J. Res. 117/S.J. Res. 65, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Reconsideration of the National Ambient Air Quality Standards for Particulate Matter" Potential legislative action similar to H.Con. Res. 34, expressing disapproval of the withdrawal by the Secretary of the Interior of approximately 225,504 acres of National Forest System lands in Cook, Lake, and Saint Louis Counties, Minnesota, from disposition under the United States mineral and geothermal leasing laws Potential legislation similar to S.Con. Res. 14, A concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2022 and setting forth the appropriate budgetary levels for fiscal years 2023 through 2031 Potential legislation to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require predisaster hazard mitigation assistance to be awarded during the fiscal year during which an application is submitted Potential resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to Federal Good Neighbor Plan for the 2015 Ozone National Ambient Air Quality Standards; Notice on Remand of the Record of the Good Neighbor Plan to Respond to Certain Comments. Proposed rescission of the hazard index (HI) for select PFAS and extension of the compliance deadline for implementation of the National Primary Drinking Water Standard for PFOA and PFOS Proposed interim guidance for PFAS disposal and destruction Proposed Rule regarding Docket ID No. EPA-HQ-OLEM-2025-1707, Clean Water Act Hazardous Substance Facility Response Plans; Amendment Reconsideration, (91 Fed. Reg. 7,415-7,420, February 18, 2026) Proposed Rule, Reconsideration of the Greenhouse Gas Reporting Program, (90 Fed. Reg. 44,591-44,618, September 16, 2025) Proposed Rule, Reconsideration of 2009 Endangerment Finding and Greenhouse Gas Vehicle Standards, (90 Fed. Reg. 36,288, EPA-HQ-OAR-2025-0194, August 1, 2025) Proposed Rule, Repeal of Greenhouse Gas Emissions Standards for Fossil Fuel-Fired Electric Generating Units (90 Fed. Reg. 25,752-25,781, June 17, 2025) Notice of Availability and Request for Comment on Technical Support Document: Social Cost of Carbon, Methane, and Nitrous Oxide Interim Estimates Under Executive Order 13990 (86 Fed. Reg. 24,669-24,670, May 7, 2021) Phasedown of Hydrofluorocarbons: Management of Certain Hydrofluorocarbons and Substitutes Under Subsection (h) of the American Innovation and Manufacturing Act of 2020 (88 Fed. Reg. 72,216-72,312, October 19, 2023) Proposed Rule on Phasedown of Hydrofluorocarbons: Establishing the Allowance Allocation and Trading Program under the American Innovation and Manufacturing Act (86 Fed. Reg. 27,150-27,223, May 19, 2021) Proposed Rule, Reconsideration of the 2020 National Emission Standards for Hazardous Air Pollutants: Miscellaneous Organic Chemical Manufacturing Residual Risk and Technology Review; Environmental Protection Agency (87 Fed. Reg. 6,466-6,473, February 4, 2022) Interim Final Rule, Removal of National Environmental Policy Act Implementing Regulations, (90 Fed. Reg. 10,610-10,616, February 25, 2025) Proposed Rule, Designation of Perfluorooctanoic Acid (PFOA) and Perfluorooctanesulfonic Acid (PFOS) as CERCLA Hazardous Substances (87 Fed. Reg. 54,415-54,442, September 6, 2022) Final Rule, Reconsideration of the National Ambient Air Quality Standards for Particulate Matter (89 Fed. Reg. 16,202-16,406, March 6, 2024) Final Rule, Accidental Release Prevention Requirements: Risk Management Programs Under the Clean Air Act; Safer Communities by Chemical Accident Prevention (89 Fed. Reg. 17,622-17,692, March 11, 2024) TSCA Section 8(a)(7) Reporting and Recordkeeping Requirements for Perfluoroalkyl and Polyfluoroalkyl Substances; Notice of Data Availability and Request for Comment (87 Fed. Reg. 72,439-72,441, November 25, 2022) Proposed Rule, Environmental Protection Agency; Phasedown of Hydrofluorocarbons: Restrictions on the Use of Certain Hydrofluorocarbons Under Subsection (i) the American Innovation and Manufacturing Act of 2020 (87 Fed. Reg. 76,738-76,813, December 15, 2022) Proposed Rule, Federal Acquisition Regulatory Council; Disclosure of Greenhouse Gas Emissions and Climate-Related Financial Risk (87 Fed. Reg. 68,312-68,334, November 14, 2022) Final Rule, Environmental Protection Agency; Standards of Performance for New, Reconstructed, and Modified Sources and Emissions Guidelines for Existing Sources; Oil and Natural Gas Sector Climate Review (89 Fed. Reg. 16,820-17,227, March 8, 2024) Proposed Rule, PFAS National Primary Drinking Water Regulation Rulemaking (88 Fed. Reg. 18,638-18,754, March 29, 2023) Proposed Rule, Bureau of Land Management: Conservation and Landscape Health (88 Fed. Reg. 19,583-19,604, April 3, 2023) Multi-Pollutant Emissions Standards for Model Years 2027 and Later Light-Duty and Medium-Duty Vehicles, (88 Fed. Reg. 29,184-29,446, May 5, 2023) New Source Performance Standards for Greenhouse Gas Emissions from New, Modified and Reconstructed Fossil Fuel-Fired Electric Generating Units: Emission Guidelines for Greenhouse Gas Emissions from Existing Fossil Fuel-Fired Electric Generating Units; and Repeal of the Affordable Clean Energy Rule (88 Fed. Reg. 80,682-80,685, November 20, 2023) Proposed Rule, Revising Scope of the Mining Sector of Projects That Are Eligible for Coverage Under Title 41 of the Fixing America's Surface Transportation Act (88 Fed. Reg. 65,350-65,356, September 22, 2023) Proposed Rule, Definition of Hazardous Waste Applicable to Corrective Action for Releases from Solid Waste Management Units (89 Fed. Reg. 15,967-15,968, February 8, 2024) Proposed Rule, Environmental Protection Agency; Listing of Specific PFAS as Hazardous Constituents (89 Fed. Reg. 8,606-8,621, February 8, 2024) Notice; request for information (RFI), Office of Acquisition Policy, General Services Administration, Notice of Inquiry Regarding PFAS in Products; (89 Fed. Reg. 26,887-26,888, April 16, 2024) Final Rule, National Environmental Policy Act Implementing Regulations Revisions Phase 2, (89 Fed. Reg. 35,442-35,577, May 1, 2024) Proposed Rule, Addition of Certain Per- and Polyfluoroalkyl Substances (PFAS) to the Toxics Release Request for Information Inventory (TRI) (89 Fed. Reg. 81,776, October 8, 2024) Circularity for Secure and Sustainable Products and Materials: A Draft Strategic Framework Request for Information (EERE T 540.111-02, October 9, 2024) Public Engagement Webinars; Pre-Prioritization and Consideration of Existing Chemical Substances for Future Prioritization Under the Toxic Substances Control Act (TSCA) (89 Fed. Reg. 68,894-68,896, August 28, 2024) Notice of Availability, Proposed High-Priority Substance Designations Under the Toxic Substances Control Act (TSCA) (89 Fed. Reg. 60,420-60,424, July 25, 2024) Final Rule, Negative Options Rule, (89 Fed. Reg. 90,476, November 11, 2024) Final Rule, Premerger Notification; Reporting and Waiting Period Requirements, (89 Fed. Reg. 89,216, November 12, 2024) Proposed Rule, Procedures for Chemical Risk Evaluation Under the Toxic Substances Control Act (TSCA), (40 CFR Part 702; EPA-HQ-OPPT-2025-0260; FRL-8529.1-01-OCSPP; RIN 2070-AL27) Extension of Reporting Submission Period; Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS) Data Reporting and Recordkeeping Under the Toxic Substances Control Act (TSCA); Change to Submission Period; EPA-HQ-OPPT-2020-0549 Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS) Data Reporting and Recordkeeping Under the Toxic Substances Control Act (TSCA); Change to Submission Period; EPA-HQ-OPPT-2020-0549 (December 29, 2025) A Consultation Document on Phase 1 of the Risk Management of PFAS, Excluding Fluoropolymers: Prohibition of the Use of PFAS, not Currently Regulated, in Firefighting Foams (November 25, 2025) Comments on Proposed Revisions to the AIM Act Technology Transition Rule (Docket No. EPA-HQ-OAR-2025-0005) (November 21, 2025) Comments on Section 401 State Water Quality Certification Open Docket; Docket ID No. EPA-HQ-OW-2025-0272 (August 6, 2025) Proposed Methods Update Rule (MUR), MUR 22 (90 Fed. Reg. 6,967-7,037, January 21, 2025) Notice of 2025 Draft List of Critical Minerals (90 Fed. Reg. 41,591 - 41,593, August 26, 2025) Preliminary Effluent Guidelines Program Plan 16 Proposed Toxics Release Inventory (TRI); Clarification of Toxic Chemicals Due to Automatic Additions of Per- and Polyfluoroalkyl Substances Under the National Defense Authorization Act (90 Fed. Reg. 5,795-5,798, January 17, 2025) Draft National Recommended Ambient Water Quality Criteria for the Protection of Human Health for Perfluorooctanoic Acid, Perfluorooctane Sulfonic Acid, and Perfluorobutane Sulfonic Acid (EPA-HQ-OW-2024-0454; FRL 12023-01-OW) (April 29, 2025) Request for Withdrawal and Comments of the Proposed National Pollutant Discharge Elimination System (NPDES) 2026 Issuance of the Multi-Sector General Permit (MSGP) for Stormwater Discharges Associated with Industrial Activity; EPA-HQ-OW-2024-0481 (May 19, 2025) Notice ID: DODCMRMP05272025, Department of Defense Request for Information; Chemical and Material Risk Management Program (CMRMP) Toxic Substances Control Act (TSCA) Market Analysis (June 20, 2025) Proposed Rule, Review of New Source Performance Standards for Stationary Combustion Turbines and Stationary Gas Turbines, (89 Fed. Reg. 101,306-101,356, December 13, 2024) Proposed Rule, National Emission Standards for Hazardous Air Pollutants: Coal- and Oil-Fired Electric Utility Steam Generating Units, (90 Fed. Reg. 25,535-25,546, June 17, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Listing Endangered and Threatened Species and Designating Critical Habitat, (90 Fed. Reg. 52,607-52,615, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Regulations for Designating Critical Habitat, (90 Fed. Reg. 52,592- 52,599, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Interagency Cooperation Regulations, (90 Fed. Reg. 52,600-52,607, November 21, 2025) Proposed Rule, Endangered and Threatened Wildlife and Plants; Regulations Pertaining to Endangered and Threatened Wildlife and Plants (90 Fed. Reg. 52,587-52,592, November 21, 2025) Various issues relating to regulatory permit streamlining; EPAs Ozone National Ambient Air Quality Standards, including Good Neighbor Air Quality Standards; implementation of Sections 311, 401 and 404 of the Clean Water Act (P.L. 91-190); implementation of the National Environmental Policy Act (P.L. 91-190); implementation and reforms of the Toxic Substances Control Act (P.L. 94-469); implementation of the American Innovation and Manufacturing (AIM) Act (P.L. 116-260, Div. S, section 103) including provision implementation of the laws Allocation Rule; implementation of the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA, P.L. 96-510), including private cleanup cost and designating Perfluorooctanoic acid (PFOA) and Perfluorooctane sulfonic acid (PFOS) under CERCLA; U.S.-Mexico water policy; energy security and its relationship to national security; phasing out of hydrofluorocarbons (HFCs); reauthorization of Water Resources Development Act (P.L. 118-272); National Environmental Policy Act permitting modernization and CEQ regulatory updates; Water Infrastructure Finance and Innovation Act expansion; Canadian plastics consultations; Border Water Infrastructure Program; Nationwide Permitting Program reissuance; regulation of perfluoroalkyls and polyfluoroalkyl chemicals (PFAS) and fluoropolymers; Executive Order 14057, Catalyzing Clean Energy Industries and Jobs Through Federal Sustainability, provisions relating to Procurement and PFAS; Congressional Review Act disapproval of regulations; development of legislation following Supreme Court decision limiting agency regulatory deference; Environmental Protection Agency research office generally; Circular No. A-4, Guidance to Federal agencies on the development of regulatory analysis; Conference of the Parties (COP) 28, 29, and 30; endorsement of scientific experts for Integrated Risk Information System (IRIS) assessments; water and western water issues; water subcabinet; strategic petroleum reserve; reference dose levels for PFOA and PFOS considered by EPAs Science Advisory Board; budget hearings for the Council on Environmental Quality, Environmental Protection Agency; voluntary carbon offset markets; voluntary methane reductions from agriculture/USDA research on methane reductions from agriculture; Air Quality: Revision to the Regulatory Definition of Volatile Organic Compounds-Exclusion of (2E)-1,1,1,4,4,4-hexafluorobut-2-ene (HFO-1336mzz(E)); Solid Waste Infrastructure for Recycling Grant Program Request for Information; proposed Clean Water Act Section 401 Water Quality Certification Improvement Rule; Department of Treasury hydrogen production tax credit (45V) guidance; implementation of the EU Methane Regulations; Endangered Species Act regulations and legislation; General Services Administration (GSA) Acquisition Policy Federal Advisory Committee (GAP FAC) report and letter regarding per- and polyfluoroalkyl (PFAS) substances; U.S. EPA Criteria or Product Category Rules to Support the Label Program for Low Embodied Carbon Construction Materials; Natural Capital Accounting guidance; Sustainable Aviation Fuels Blenders Tax Credit and CORSIA voluntary carbon markets; implementation and proposed changes to the Waters of the U.S.; comments on the 2026 UN Water Conference themes; petition to EPA to designate solar panels as universal waste; implementation of Outer Continental Shelf Lands Act (P.L. 83-212); Notice of Objection and Request for Board of Review in relation to the Order Adding a Toxic Substance to Part 2 of Schedule 1 to the Canadian Environmental Protection Act, 1999; EU REACH PFAS consultation; FTC Green Guides; Global Plastics Pollution Agreement; Basel Convention implementing legislation; DoD PFAS Critical Use Report; Chromium VI SAB hearing; methane mitigation from the natural gas value chain; Office of Information and Regulatory Affairs, Broadening Public Engagement in the Federal Regulatory Process, public hearing and comments; Department of Interior Guidance related to emergency permitting procedures; Clean Water and Drinking Water State Revolving Funds (SRFs); funding for water infrastructure programs authorized in the Infrastructure Investment and Jobs Act (P.L. 117-58); Water and Resilience Provisions (IIJA, P.L. 117-58); inefficiencies and delays in the EPA's New Chemicals Program under Toxic Substances Control Act (P.L. 94-469); prioritizing new rulemaking to repair the 2024 Safer Communities by Chemical Accident Prevention: Risk Management Program Rule; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Charge for Petroleum and Natural Gas Systems: Procedures for Facilitating Compliance, Including Netting and Exemptions" (P.L. 119-2); reauthorization of the Drinking Water and Wastewater Infrastructure Act (P.L. 117-58, Title XII, Div. E); implementation of the Flood Level Observation, Operations, and Decision Support Act (P.L. 117‑316); implementation of the Safe Drinking Water Act (P.L. 93‑523); water sector workforce development initiatives; rural community water assistance programs; funding and authorization of Harbor Maintenance Trust Fund Financial Institutions/Investments/Securities: H.R. 1013/S. 424, Retirement Fairness for Charities and Educational Institutions Act of 2025 H.R. 1109, Litigation Transparency Act of 2025, and potential amendments thereto H.R. 1190/S. 577, Expanding Access to Capital for Rural Job Creators Act H.R. 1799, Financial Reporting Threshold Modernization Act H.R. 2225/S. 1808, Access to Small Business Investor Capital Act H.R. 2441/S. 1877, Improving Disclosure for Investors Act of 2025 H.R. 2675/S. 3180, Protecting Our Courts From Foreign Manipulation Act of 2025 H.R. 3301, ELEVATE Act of 2025 H.R. 3339, Equal Opportunity for All Investors Act of 2025 H.R. 3343, Greenlighting Growth Act of 2025 H.R. 3351, Improving Access to Small Business Information Act H.R. 3352, HALOS Act of 2025 H.R. 3381, Encouraging Public Offerings Act of 2025 H.R. 3382/S. 2924, Small Entity Update Act H.R. 3383/S. 3671, Increasing Investor Opportunities Act H.R. 3394, Fair Investment Opportunities for Professional Experts Act H.R. 3645, ACCESS Act of 2025 H.R. 3673, Small Business Investor Capital Access Act H.R. 3682/S. 3578, Financial Stability Oversight Council Improvement Act of 2025 H.R. 3959, Protecting Private Job Creators Act H.R. 4171, Small Entrepreneurs Empowerment and Development (SEED) Act of 2025 H.R. 4429, Developing and Empowering Our Aspiring Leaders (DEAL) Act H.R. 4430, Expanding WKSI Eligibility Act H.R. 4431, Improving Capital Formation for Newcomers (ICAN) Act H.R. 6955, Main Street Capital Access Act H.R. 7056, Community Bank Regulatory Tailoring Act H.R. 7085, to repeal certain disclosure requirements related to conflict minerals H.R. 7127, Restoring Secondary Market Trading Act H.R. 7128, Terrorism Risk Insurance Act of 2026 S. 985, PROTECT USA Act S. 2934, Protecting Americans from Russian Litigation Act of 2025, and potential litigation funding issues thereunder S. 3826, Litigation Funding Transparency Act of 2026 Potential legislation similar to H.R. 448, Putting Investors First Act Potential legislation similar to H.R. 2590, Unlocking Capital for Small Business Act of 2023 Potential legislation similar to H.R. 2607, Improving Crowdfunding Opportunities Act, 2023 Potential legislation similar to H.R. 2622, to amend the Investment Advisers Act of 1940 to codify certain Securities and Exchange Commission no-action letters that exclude brokers and dealers compensated for certain research services from the definition of investment adviser Potential legislation similar to H.R. 2651, Regulation A+ Improvement Act of 2023 Potential legislation similar to H.R. 2799, the Investment Opportunity Expansion Act, 2023 Potential legislation similar to H.R. 4168/S. 2005, Mandatory Materiality Act Potential legislation similar to H.R. 4767, Protecting Americans Retirement Savings from Politics Act Potential legislation similar to H.R. 6623/S. 2068, Main Street Growth Act Potential legislation similar to S. 5139, Empowering Main Street in America Act (EMSAA) of 2024 Potential legislation to repeal the SECs Universal Proxy Rule of 2021 Potential legislation to amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal certain rulemaking requirements Potential legislation to prevent the premature seizure of an individuals securities, digital assets, or investment accounts in the custody of a financial institution under State escheatment laws, and for other purposes Potential legislation to amend the definition of accredited investor to include individuals receiving advice from certain professionals, and for other purposes SEC Proposed Rule on the Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11, 2022) Various issues relating to potential housing finance reform legislation; Basel III Endgame Rule; issues related to the Export-Import Bank of the United States; European Unions (EU) Corporate Sustainability Due Diligence Directive (CSDDD); reauthorization of the U.S. International Development Finance Corporation; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions" (P.L. No: 119-10); implementation of A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" (P.L. No: 119-11); proxy process and shareholder proposal system overseen by SEC; proxy process, proxy advisory firms, and other related aspects of corporate governance; FSOC Nonbank Guidance - request to restore the 2019 Guidance (July 14, 2025, letter to Treasury); reporting metrics of American companies under the EUs Corporate Sustainability Reporting Directive and Corporate Sustainability Due Diligence Directive; index fund passivity; reform to the function of the Public Company Accounting Oversight Board; rulemaking regarding corporate exemptions for shareholder proposals under SEC Rule 14a-8; rulemaking regarding reform to the proxy voting advice industry at the SEC; request for comment from SEC on potential revisions to executive compensation disclosure; request for comment from SEC on potential revisions to definition of Foreign Private Issuer; SEC Compliance and Disclosure Interpretations: Regulation 13D-G (February 11, 2025); potential policy affirming materiality as the standard for corporate disclosure at the SEC; Executive Order 14366, Protecting American Investors from Foreign-Owned and Politically-Motivated Proxy Advisors; Executive Order 14330, Democratizing Access to Alternative Assets for 401(K) Investors; SEC Staff Review ADI 2025-16 on Registered Closed-End Funds of Private Funds (August 15, 2025); acquired fund fees and expenses mandate under Rule 12d1-4 (impact of AFFE on BDCs and inclusion of alternative assets in 401(K)s); potential policy from SEC on electronic delivery of investor disclosure information; capital formation policy to expand access to capital for small businesses, strengthen public markets, and increase opportunities for investors; oversight issues and potential legislation on third party litigation funding, including its national security implications; insurance related litigation; oversight of the federal judiciary regarding third party litigation funding Food Industry (safety, labeling, etc.): H.R. 6294, Childhood Diabetes Reduction Act of 2025 H.R. 7291, GRAS Oversight and Transparency Act S. 3122, Better FDA Act of 2025 Various issues relating to Generally Recognized As Safe (GRAS) FDA review process; proposals to reform the definition of ultra-processed foods, including stricter nutritional standards and warning labels; federal preemption for policies related to food labeling and ingredient bans Foreign Relations: H.R. 33/S. 199, United States-Taiwan Expedited Double-Tax Relief Act H.R. 2675, Protecting Our Courts from Foreign Manipulation Act H.R. 3941, To repeal the Caesar Syria Civilian Protection Act of 2019 H.R. 4215, International Traffic in Arms Regulations Licensing Reform Act H.R. 4233, AUKUS Reform for Military Optimization & Review ARMOR Act H.R. 6500, African Growth and Opportunity Act (AGOA) Reauthorization H.R. 6504, Haiti Economic Lift Program Extension Act S. 2934, Protecting Americans from Russian Litigation Act of 2025 H.J. Res. 72, Relating to a National Emergency by the President on February 1, 2025 Various issues related to reform of the World Trade Organization; reauthorization of the U.S. International Development Finance Corporation; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Directive (EU) 2024/2853 of the European Parliament and of the Council of 23 October 2024 on liability for defective products and repealing Council Directive 85/374/EEC; development of the National Defense Authorization Act for Fiscal Year 2027, including provisions relating to foreign authorization legislation; compromise specific to right to repair for defense products intended for domestic and foreign use, foreign sales and industrial base cooperation reform; Congressional notification reform legislation Government Issues: H.R. 7006, Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act, 2026 Confirmation of Wes Brooks as Assistant Secretary of OES at the State Department Various issues relating to modernizing and streamlining NASAs contracting, certification, infrastructure, and permitting authorities; implementation of the One Big Beautiful Bill Act (P.L. 119-21) Health Issues: H.R. 1650/S. 763, Telehealth Expansion Act of 2025 H.R. 2528/S. 1847, Association Health Plans Act H.R. 6703, Lower Health Care Premiums for All Americans Act, including PBM transparency provisions Various issues relating to the employer-sponsored health care system, implementation of regulatory process, provider network adequacy, health savings account (HSAs), health reimbursement account (HRAs), association health plans (AHPs), cost sharing reduction payments (CSRs), individual health reimbursement arrangements (ICHRAs), employer mandates; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); health reimbursement arrangements and other account-based group health plans; mental health parity; Federal Trade Commissions multilateral pharmaceutical merger taskforce; telehealth, including coverage of telehealth under High-Deductible Health Plans (HDHPs) and expanding telehealth options for employees; impact of Pharmacy Benefit Managers Practices; FTC-2022-0015; petition to HHS to grant march-in rights for the patents on the drug Xtandi; legislative proposals to tax employer-provided health care coverage; artificial price caps on providing insulin; Executive Order 14297, Delivering Most‑Favored‑Nation Prescription Drug Pricing to American Patients; ERISA preemption protections including information on constructive changes/modifications to ERISA; TRUMP AMERICA AI Act and AI proposals impacting health care; efforts to reform the World Health Organizations (WHO) engagement with private sector; continued U.S. membership to the WHO; support for necessary market conditions to incentivize health sector investment, grow markets, sustain business operations, and improve access to health commodities globally; promote greater harmonization of standards and investment in digital health; health-related policy issues in the G20/G7 forums and other multilateral forums; support for continued and reformed U.S. foreign assistance, including in global health Homeland Security: H.R. 4213, Department of Homeland Security Appropriations Act, 2026 H.R. 5079, Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 7257, Securing Community Upgrades for a Resilient Grid (SECURE Grid) Act H.R. 7258, Energy Emergency Leadership Act H.R. 7266, Rural and Municipal Utility Cybersecurity Act H.R. 7272, Pipeline Cybersecurity Preparedness Act H.R. 7305, Energy Threat Analysis Center Act of 2026 S. 1337, Cybersecurity Information Sharing Extension Act S. 3404, the Satellite Cybersecurity Act of 2025 Nomination of Sean Plankey to be Director of the Cybersecurity and Infrastructure Security Agency Proposed Rule, Federal Acquisition Regulatory Council; Federal Acquisition Regulation: Prohibition on Certain Semiconductor Products and Services (91 Fed. Reg. 7,223-7,242, February 17, 2026) Various issues relating to cyber incident disclosure, notification, and reporting of breaches, hacks, and other security incidents, including federal preemption and liability protections; Executive Order 14017 on Securing Americas Critical Supply Chains; implementation of the Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 (P.L. 118-159); H-2B Cap Relief Language in FY26 Homeland Security Appropriations Legislation; counter drone initiatives; 2026 resilience and preparedness priorities; Consolidated Appropriations Act, 2026 (P.L. 119-75), including provision relating to the reauthorization of CISA 2015 through September 30, 2026; Office of the National Cyber Director (ONCD), President Trumps Cyber Strategy for America (March 2026); National Institute of Standards and Technology/National Cybersecurity Center of Excellence (NIST/NCCoE) Inaugural Project Portfolio (January 2026); National Institute of Standards and Technology (NIST) Interagency Report, NISTIR 8596, Preliminary draft Cybersecurity Framework Profile for Artificial Intelligence (December 2025); draft legislative effort to harmonize cybersecurity regulations; potential impact of Israeli legislation on American business related to cybersecurity obligations for American business operating in Israel; cybersecurity priorities of the Department of Defense; international cybersecurity policy on American businesses related to compliance issues surrounding the Network and Information Security 2 (NIS2), Cyber Resilience Act (CRA), draft European Union Cloud Services Scheme (EUCS) and how these international cybersecurity laws impact American Businesses; reauthorization of the Cybersecurity Information Sharing Act of 2015 (title N of P.L. 114-113); Presidential Proclamation 10973, Restriction on Entry of certain Nonimmigrant Workers; H-1B Visa Program Housing: H.R. 6644, Housing for the 21st Century Act S. 2651, ROAD to Housing Act of 2025 Various issues relating to banning institutional investors from acquiring single-family homes; implementation of National Defense Authorization Act of 2026 (P.L. 119-60) Immigration: H.R. 4213, Department of Homeland Security Appropriations Act, 2026 H.R. 4393, To secure the border and reform the Immigration laws H.R. 5494, Essential Workers for Economic Advancement Notice of proposed rulemaking, Establishing a Fixed Time Period of Admission and an Extension of Stay Procedure for Nonimmigrant Academic Students, Exchange Visitors, and Representatives of Foreign Information Media (90 Fed. Reg. 42,070-42,115, August 28, 2025) Notice of proposed rulemaking, Weighted Selection Process for Registrants and Petitioners Seeking to File Cap-Subject H-1B Petitions (90 Fed. Reg. 45,986-46,021, September 24, 2025) Interim final rule with request for comments, Removal of the Automatic Extension of Employment Authorization Documents (90 Fed. Reg. 48,799-48,820, October 30, 2025) Various issues relating to immigration policy and reforms; H-1B Visa Program; H-1B reform; H-2 Visa Program and temporary rule; H-2B Visa Program and cap relief; H-2A Visa Program; J-1 Programs; E-Verify program; border security; visa reform; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Presidential Proclamation 10973, Restriction on Entry of certain Nonimmigrant Workers; high-skilled immigration; lesser skilled immigration; temporary agricultural guest workers; temporary non-agricultural guest workers; optional practical training program; regulatory proposals that would restrict applicant eligibility for the H-1B program; regulatory proposals that would drastically change how prevailing wage levels are determined for the purposes of obtaining certain employment-based nonimmigrant and immigrant visas; proposals that would significantly change how cap-subject H-1B petitions will be chosen in the future; regulatory proposals that will temporarily raise the annual quota for H-2B visas; regulatory proposals that will repeal the automatic extension of work authorization while renewal is pending Law Enforcement/Crime/Criminal Justice: H.R. 2853/S. 1404, Combating Organized Retail Crime Act S. 2934, Protecting Americans from Russian Litigation Act of 2025 Various issues relating to multidistrict litigation and potential legislation modifying diversity jurisdiction requirements; implementation of the Trafficking Survivors Relief Act (P.L. 119-73) Labor Issues/Antitrust/Workplace: H.R. 1177/S. 492, Improve & Enhance the Work Opportunity Tax Credit Act H.R. 1319/S. 2228, Modern Worker Empowerment Act H.R. 1320, Modern Worker Security Act H.R. 3552/S. 1843, Second Chance Reauthorization Act of 2025 H.R. 4307/S. 2241, Enhancing Detection of Human Trafficking Act H.R. 4366, Save Local Business Act H.R. 4424, Securing Help for Involuntary Employment Loss and Displacement Act (SHIELD) H.R. 4896/S. 2613, Warehouse Worker Protection Act H.R. 5408/S. 844, Faster Labor Contracts Act H.R. 6453, ADA 30 Days to Comply Act S. 2828, Child Care Modernization Act S. 4016, Stop Unemployment Fraud Act S. 4071, Child Care Tax Benefit Outreach and Assistance Act Draft legislation titled Working Families Flexibility Act Draft legislation titled Ensuring Workers Get PAID Act Draft legislation titled Fair and Open Competition Act Draft legislation titled Protecting the Right to Organize (PRO) Act Draft legislation titled Upward Mobility Act Potential legislation reauthorizing the Workforce Innovation and Opportunity Act OSHA Notice of Proposed Rulemaking Concerning Heat Injury and Illness Prevention in Outdoor and Indoor Settings (89 Fed. Reg. 70,698-70,699, August 30, 2024) Final Wage and Hour Division rulemaking Defining and Delimiting the Exemptions for Executive, Administrative, Professional, Outside Sales, and Computer Employees (89 Fed. Reg. 32,842-32,973, April 26, 2024) Final OSHA rulemaking on Worker Walkaround Representative Designation Process (89 Fed. Reg. 22,558-22,601, April 1, 2024) Proposed Rule, National Labor Relations Board; Representation-Case Procedures: Election Bars; Proof of Majority Support in Construction Industry Collective-Bargaining Relationships (87 Fed. Reg. 66,890-66,933, November 4, 2022) Final rule regarding Representation-Case Procedures (88 Fed. Reg. 58,076-58,102, August 25, 2023) Wage and Hour Division proposed rulemaking Employee or Independent Contractor Status Under the Fair Labor Standards Act, Family and Medical Leave Act, and Migrant and Seasonal Agricultural Worker Protection Act (91 Fed. Reg. 9,932-9,976, February 27, 2026) Various issues relating to unemployment insurance; reforms to the Fair Labor Standards Act (P.L. 75-178); priorities for reauthorization of the Workforce Innovation and Opportunity Act (P.L. 113-28); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); legal and regulatory framework for evaluating mergers and acquisitions; Executive Order 14036, Promoting Competition in the American Economy; implementation of Executive Order 14330, Democratizing Access to Alternative Assets for 401(k) Investors; Registered Apprenticeship Program; antitrust and consumer protection law grounded in economic analysis; international concerns in the areas of antitrust, standards and investment; domestic and international antitrust policy; authority under the Federal Trade Commission Act sections 5, 13b and 19; policies and practices related to the FTC expanding its authority; transparency at the FTC; duration of FTC consent orders; FTC rulemaking authority and procedure under Federal Trade Commission Act Section 18; enforcement of the antitrust laws regarding mergers; contract terms and their relationship to competition, particularly relating to worker non-compete clauses and exclusive contracts; regulation of digital platforms; Robinson-Patman Act-related policy and enforcement matters; concerns related to FTC Trade Regulation Rule rulemaking; concerns related to Protecting Americans Data from Foreign Adversaries Act (P.L. 118-50); changes to the FTCs Hart-Scott-Rodino Antitrust Improvements Act merger filing rule; workforce development; education; second chance hiring; International Labor Organization and the international labor conference; apprenticeships; vacancies at the National Labor Relations Board Medicare/Medicaid: Various issues relating to pharmaceutical price controls imposed under the Medicare Drug Pricing Negotiation Program of the Inflation Reduction Act; imposition of MFN style price controls of pharmaceutical products within Medicare and Medicaid; Executive Order 14297, Delivering Most‑Favored‑Nation Prescription Drug Pricing to American Patients; TRUMP AMERICA AI Act and policies related to AI proposals that impact health care to create a uniform national framework; 2027 Medicare Advantage and Part D Advance Notice Retirement: H.R. 3383, Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025 H.R. 6084, ERISA Litigation Reform Act Various issues relating to fiduciary investment duties, alternative investments in 401(k) plans and fiduciary status; Employee Retirement Income Security Act (ERISA) litigation reform; pension risk transfer; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of Executive Order 14330, Democratizing Access to Alternative Assets for 401(k) Investors Science/Technology: S. 2750, Sandbox Act Draft legislation to reauthorize the National Quantum Initiative Potential legislation similar to H.R. 5077/S. 2714, the Creating Resources for Every American To Experiment with Artificial Intelligence (CREATE AI) Act Potential legislation similar to H.R. 8673/S. 4639, the Expanding Partnerships for Innovation and Competitiveness (EPIC) Act Potential legislation similar to H.R. 9194, Nucleic Acid Screening for Biosecurity Act Draft memorandum to the heads of executive departments and agencies, Guidance for Regulation of Artificial Intelligence Applications (85 Fed. Reg. 1,825, January 13, 2020) Various issues related to the Office of Science and Technology Policies; appropriations for the National Science Foundation (NSF) and the National Institute of Standards and Technology (NIST); implementation of the CHIPS and Science Act of 2022 (P.L. 117-167); National AI Research Resource; request for information on the Development of an Artificial Intelligence (AI) Action Plan; National Institute of Standards and Technology (NIST) AI Risk Management Framework; National Artificial Intelligence Safety Institute; quantum technology Small Business: H.R. 736, Protect Small Businesses from Excessive Paperwork Act of 2025 H.R. 1163/S. 495, Prove It Act of 2025 H.R. 3383, Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025 S. 300, Disaster Loan Accountability and Reform Act (DLARA) S. 3971, Small Business Innovation and Economic Security Act Various issues relating to reauthorization of the Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs; 199A tax deduction; implementation of the Corporate Transparency Act (CTA) under the National Defense Authorization Act for Fiscal Year 2021 (P.L. 116-283); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); Executive Order 14159, Protecting the American People Against Invasion; small business tariff relief Taxation/Internal Revenue Code: H.R. 33/S. 199, United States-Taiwan Expedited Double-Tax Relief Act H.R. 684, Protecting American Savers and Retirees Act H.R. 703/S. 213, Main Street Tax Certainty Act H.R. 1177/S. 492, Improve and Enhance the Work Opportunity Tax Credit Act H.R. 2089/S. 1839, Generating Retirement Ownership through Long-Term Holding H.R. 2940, Advancing Water Reuse Act H.R. 6055/S. 1642, Strengthening Essential Manufacturing and Industrial (SEMI) Investment Act H.R. 6956/S. 452, BARCODE Efficiency Act H.R. 7450/S. 3605, Disaster Zone Energy Affordability and Investment Act H.R. 8101/S. 4221, Ensuring Better Interest Treatment and Deductibility Act (EBITDA) S. 796, Book Minimum Tax Repeal Act S. 1605, International Competition for American Jobs Act S. 4071, Child Care Tax Benefit Outreach and Assistance Act H.J. Res. 142/S.J. Res. 102, Disapproving the action of the District of Columbia Council in approving the D.C. Income and Franchise Tax Conformity and Revision Temporary Amendment Act of 2025 Proposed Rule, Department of the Treasury, Internal Revenue Service: Corporate Alternative Minimum Tax Applicable After 2022, (89 Fed. Reg. 75,062-75,243, Sept. 13, 2024) (as corrected by 89 Fed. Reg. 104,909-104,915, Dec. 26, 2024) Various issues relating to potential modifications to the gasoline tax, including waiving or temporary suspension; implementation and administration of the major business and international tax provisions in the One Big Beautiful Bill Act (P.L. 119-21); implementation of the Corporate Transparency Act (CTA) under the National Defense Authorization Act for Fiscal Year 2021; Digital Services Taxes (DSTs); implementation of the One Big Beautiful Bill Act, (P.L. 119-21); implementation of Disapproving the action of the District of Columbia Council in approving the D.C. Income and Franchise Tax Conformity and Revision Temporary Amendment Act of 2025 (P.L. 119-78); implementation of the OECD-brokered side-by-side arrangement to exempt U.S.-headquartered companies from Pillar Twos global minimum tax rules; Undertaxed Profit Rule (UTPR) established by Council Directive (EU) 2022/2523 of December 14, 2022; Polish Ministry of Digital Affairs proposal to adopt a discriminatory 3% digital services tax (DST) on select sectors of the digital economy; the extraterritorial application of Australias new public country-by-country reporting (PCBCR) regime to U.S. companies; renewed multilateral dialogue on the taxation of the digital economy; addressing the tax audit and enforcement practices of Mexicos Tax Administration Service (SAT) and Italys Milan Public Prosecutor (MPP); Financial Accounting Standards Board (FASB), Accounting Standards Update 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures Telecommunications: H.R. 1343, Federal Broadband Deployment Tracking Act H.R. 1588, Facilitating DIGITAL Applications Act H.R. 1665, DIGITAL Applications Act H.R. 1681, Expediting Federal Broadband Deployment Act H.R. 1731, Standard FEES Act H.R. 2289, American Broadband Deployment Act of 2025 H.R. 2385, Creating Resources for Every American to Experiment with Artificial Intelligence (CREATE AI) Act of 2025 H.R. 2794/S. 1367, The No Fakes Act H.R. 3148, App Store Accountability Act H.R. 3209, App Store Freedom Act H.R. 3447/S. 1705, Chips Security Act H.R. 5764, AI for Main Street Act H.R. 5784, Artificial Intelligence Wisdom for Innovative Small Enterprises (AI-Wise) Act H.R. 6291, Children and Teens Online Privacy Act H.R. 6333, Parents over Platforms Act H.R. 6484/S. 1748, Kids Online Safety Act H.R. 7390, Safely Ensuring Lives Future Deployment and Research In Vehicle Evolution Act of 2026 H.R. 7577, Kids Internet and Digital Safety Act S. 933, NASA Transition Authorization Act of 2026 S. 1071, National Defense Authorization Act for Fiscal Year 2026 S. 2750, Sandbox Act S. 3639, SAT Streamlining Act S. 4098, Artificial Intelligence-Ready Data Act Draft legislation around preventing scams and frauds with AI Draft legislation around consumer and government privacy Draft legislation related to deepfakes Draft legislation relating to the deployment of automated vehicle technology Potential legislation regarding comprehensive data privacy regulations Potential legislation related to comprehensive privacy legislation Potential legislation related to Artificial Intelligence Proposed Rule, Build America: Eliminating Barriers to Wireless Deployments (90 Fed. Reg. 55,066-55,083, December 1, 2025) Proposed Rule, Modernizing the Commissions NEPA Rules (90 Fed. Reg. 40,295, August 19, 2025) Proposed Rule, Removing Barriers to Network Improvements and Service Changes (90 Fed. Reg. 41,940, August 28, 2025) Various issues relating to broadband infrastructure and deployment, including permitting reform; intermediary liability; facial recognition technology; artificial intelligence regulation, standards, research, and development; robocalls and the Telephone Consumer Protection Act (TCPA) (P.L. 102-243); implementation of the Childrens Online Privacy Protection Act (P.L. 105-277); implementation of the OPEN Government Data Act (P.L. 115-435); implementation of the Infrastructure Investment and Jobs Act (P.L. 117-58); implementation of the Department of Commerces semiconductor incentives program funded by the CHIPS and Science Act (P.L. 117-167); implementation of the National Artificial Intelligence Research Resource (NAIRR) Task Force Authorization, enacted as part of the FY 2021 National Artificial Intelligence Initiative Act of 2020 (P.L.116-283); response to request for information implementing Section 4 of Executive Order 14179 establishing an AI Action Plan; future of the FCC Universal Service Fund; Executive Order 14179, Removing Barriers to American Leadership in Artificial Intelligence; Executive Order 13859, Maintaining American Leadership in Artificial Intelligence; Executive Order 14110, Safe, Secure, and Trustworthy Development and Use of AI; proposed implementation of a 10-year moratorium on enforcement of state and local AI-specific regulations; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); the Federal Communication Commissions proposed rule, Modernizing the Commissions National Environmental Policy Act Rules; establishing National Childrens Online Privacy and Protection Standards; preemption of state-level regulations on artificial intelligence; implementation of Tools to Address Known Exploitation by Immobilizing Technological Deepfakes on Websites and Networks (TAKE IT DOWN) Act (P.L. 119-12); Technology Modernization Fund in Financial Services and General Government proposed appropriations legislation; modernization of IT services for Congress; the Administrations Counter Unmanned Aircraft Systems (UAS) Action Plan; Federal Trade Commission activities, including hearings on competition and consumer protection, franchise rule and earnings rule; Canada Digital Services Tax - C-59, An Act to implement certain provisions of the fall economic statement; oversight issues pertaining to the Department of Commerce, FCC, OSTP, and the FTC; algorithmic issues in employment; FCC enforcement reform; quantum technology Torts: H.R. 1109, Litigation Transparency Act of 2025 H.R. 2675, Protecting Our Courts from Foreign Manipulation Act of 2025 H.R. 5258, Lawsuit Abuse Reduction Act of 2025 H.R. 6453, ADA 30 Days to Comply Act Various issues relating to proposal to amend the Federal Rules of Civil Procedure to require disclosure of third-party litigation funding; compliance with sanctions on the Russian Federation and potential legal penalties in Russian courts for U.S. companies; implementation of the One Big Beautiful Bill Act, (P.L. 119-21); legal reform

Government entities reported: Commerce, Dept of (DOC) Executive Office of the President (EOP) Federal Aviation Administration (FAA) Federal Highway Administration (FHA) Federal Maritime Commission HOUSE OF REPRESENTATIVES Natl Highway Traffic Safety Administration (NHTSA) SENATE Transportation, Dept of (DOT) Agriculture, Dept of (USDA) Defense, Dept of (DOD) Energy, Dept of Federal Trade Commission (FTC) Homeland Security, Dept of (DHS) Justice, Dept of (DOJ) Natl Economic Council (NEC) Natl Institute of Standards & Technology (NIST) Natl Security Council (NSC) Office of Management & Budget (OMB) Patent & Trademark Office (PTO) State, Dept of (DOS) Treasury, Dept of U.S. Copyright Office U.S. Customs & Border Protection U.S. Trade Representative (USTR) Federal Communications Commission (FCC) Natl Aeronautics & Space Administration (NASA) Consumer Financial Protection Bureau (CFPB) Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Office of the Comptroller of the Currency (OCC) Natl Telecommunications & Information Administration (NTIA) Equal Employment Opportunity Commission (EEOC) Labor, Dept of (DOL) Health & Human Services, Dept of (HHS) Education, Dept of Environmental Protection Agency (EPA) Federal Energy Regulatory Commission (FERC) Interior, Dept of (DOI) Army, Dept of (Corps of Engineers) Bureau of Reclamation Council on Environmental Quality (CEQ) Federal Emergency Management Agency (FEMA) Natl Oceanic & Atmospheric Administration (NOAA) U.S. Fish & Wildlife Service (USFWS) Housing & Urban Development, Dept of (HUD) Securities & Exchange Commission (SEC) Centers For Medicare and Medicaid Services (CMS) Internal Revenue Service (IRS) U.S. Trade & Development Agency (USTDA) Bureau of Industry and Security (BIS) Intl Trade Administration (ITA) White House Office Bureau of Citizenship & Immigration Services (BCIS) Natl Labor Relations Board (NLRB) Occupational Safety & Health Administration (OSHA) Pension Benefit Guaranty Corporation (PBGC) Small Business Administration (SBA) Commodity Futures Trading Commission (CFTC) General Services Administration (GSA) Natl Science Foundation (NSF) Office of Science & Technology Policy (OSTP)

Reported filing-period amount: $19,750,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

AMERICAN FINTECH COUNCIL

Registrant: AMERICAN FINTECH COUNCIL

1st Quarter (Jan 1 - Mar 31)
Apr 20, 2026

Reported lobbying issue

Banking: General discussion regarding the American Fintech Council's priorities for CFPB, including earned wage access, 1033, and credit repair industry reform. General discussion regarding 314b Program reforms. Financial Institutions/Investments/Securities: H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S.3889 - American Lending Fairness Act of 2026: provisions related to lending. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. Implementation of the interest/yield reform provisions of S. 1582, Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) Act. Discussions related to the regulatory review process for the Economic Growth and Regulatory Paperwork Reduction Act of 1996. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI. Discussions regarding the proposed reintroduction of the Earned Wage Access Consumer Protection Act. Discussions on potential legislation to modernize credit opportunities related to lending. Housing: H.R. 6644 - 21st Century ROAD to Housing Act: provisions related to community banking.

Government entities reported: Consumer Financial Protection Bureau (CFPB) Treasury, Dept of HOUSE OF REPRESENTATIVES SENATE

Reported filing-period amount: $70,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

JPMORGAN CHASE HOLDINGS LLC

Registrant: JPMORGAN CHASE HOLDINGS LLC

1st Quarter (Jan 1 - Mar 31)
Apr 20, 2026

Reported lobbying issue

Banking: S. 401, S. 2651, S. 2999, H.R. 3234, H.R. 6644, S. 4198, H.R. 6955 - Discussed bank regulatory policy. Discussed mortgage loan originations, servicing and refinancing, and related issues. Consumer Issues/Safety/Products: S. 381, H.R. 1944, S. 2781, S. 3623, H.R. 7035, S. 4244, S. 3793, S. 3721, S. 3660 - Discussed consumer protection, digital identification, credit reporting, and privacy issues related to financial services and products. Discussed issues related to credit and debit card services. Financial Institutions/Investments/Securities: H.R. 2392, S. 394, H.R. 3633 - Discussed margin issues and CCPs. Discussed issues related to bank structure, capital requirements, capital formation, market structure, market access and market liquidity. Discussed BSA/AML. Discussed AI, issues around financial technology policy and the regulatory perimeter. Discussed examination and enforcement issues. Discussed digital assets issues. Homeland Security: S. 1337, S. 1071, H.R. 5079 - Discussed proposals related to cyber security, data protection, notification issues and outbound investment issues. Discussed issues related to establishing secure and resilient U.S. supply chains. Small Business: H.R. 3174, S. 1555 - Discussed small business lending and access to capital issues. Taxation/Internal Revenue Code: H.R. 1 - Discussed corporate and international tax issues. Travel/Tourism: S. 314, H.R. 1479, S. 3787, H.R. 7454 - Discussed proposals related to the travel industry. Defense: Discussed issues related to establishing secure and resilient U.S. supply chains.

Government entities reported: HOUSE OF REPRESENTATIVES SENATE Treasury, Dept of Natl Economic Council (NEC) Executive Office of the President (EOP) Defense, Dept of (DOD) Natl Security Council (NSC) U.S. Trade Representative (USTR)

Reported filing-period amount: $1,210,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

INDEPENDENT COMMUNITY BANKERS OF AMERICA

Registrant: INDEPENDENT COMMUNITY BANKERS OF AMERICA

1st Quarter (Jan 1 - Mar 31)
Apr 17, 2026

Reported lobbying issue

Agriculture: H.R. 1822 The ACRE Act H.R. 3633, the CLARITY Act H.R. 7567 The Farm, Food, and National Security Act of 2026 S. 838 The ACRE Act Crop Insurance Programs Digital assets Guidance under Section 139L of the One Big Beautiful Bill Act Opposition to Farm Credit System Provisions USDA Guaranteed farm loan programs Banking: H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 4551 The Employee Paycheck and Small Business Protection Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 5577 The NFIP Extension Act of 2026 (Rep. Andrew Garbarino) H.R. 6536 The Rural Depositories Revitalization Study Act (Rep. Ralph Norman) H.R. 6544 The Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow (REVIEW) Act (Rep. William Timmons) H.R. 6547 The Least Cost Exception Act H.R. 6552 The Bank-Fintech Partnership Enhancement Act (Rep. Andy Barr) H.R. 6554 The Community Bank Representation Act (Rep. Monica De La Cruz) H.R. 6555 The Enhancing Bank Resolution Participation Act H.R. 6556 The Failing Bank Acquisitions Fairness Act H.R. 6955 Main Street Capital Access Act H.R. 7056 Community Bank Regulatory Tailoring Act H.R. 7548 The SCAM Act H.R. 7769 Municipal Investment and Neighborhood Transformation Act H.R. 8071 Fair Exams Act H.R. 8075 Emergency Transaction Account Guarantee Program H.R. 8087 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S. 3774 The SCAM Act S. 3830 TRUST Act S. 3941 Municipal Investment and Neighborhood Transformation Act Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs CFPB 1033 Rule Community Bank Access to Capital Credit Card Competition Act Credit Union Acquisitions of Community Banks Credit Union Field of Membership Rules Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts Flood Insurance Fraud and Scams Industrial Loan Company Charter Policy Minority Depository Institutions Mutual Bank Capital Certificates National Trust Bank Charter Rules and Applications Regulatory Relief Stablecoin Regulation To authorize the FDIC and NCUA to establish emergency transaction account guarantee programs, and for other purposes To require the FDIC and NCUA to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes The Growing Deposit Insurance for the Future Act Housing: H.R. 2808 The Homebuyers Privacy Protection Act H.R. 6644 ROAD to Housing Act of 2025 S. 1467 Homebuyers Privacy Protection Act S. 2651 ROAD to Housing Act of 2025 Housing Finance Reform National Flood Insurance Reauthorization Taxation/Internal Revenue Code: H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 1822 ACRE Act S. 838 ACRE Act Implementation of Section 139L of H.R. 1

Government entities reported: HOUSE OF REPRESENTATIVES SENATE Consumer Financial Protection Bureau (CFPB) Executive Office of the President (EOP) Federal Deposit Insurance Corporation (FDIC) Federal Housing Finance Agency (FHFA) Federal Reserve System Office of the Comptroller of the Currency (OCC) Treasury, Dept of White House Office Internal Revenue Service (IRS)

Reported filing-period amount: $890,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS

Registrant: CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS

1st Quarter (Jan 1 - Mar 31)
Apr 14, 2026

Reported lobbying issue

Banking: Protect the credit union tax exemption Support legislation and regulation that advance credit unions and their over 145 million members Support regulatory relief for credit unions Support holistic evaluation of regulatory burden on credit unions Support credit union field of membership expansion and modernization Support regulator- and bank-approved credit union-bank mergers Support financial inclusion and increased access to financial services Support modifying the credit union member business lending cap Support NCUAs existence as an independent regulator and insurer of credit unions Support assistance for minority depository institution credit unions Support regulatory relief for de novo credit unions Support harmonization of federal cyber incident notification standards Oppose Community Reinvestment Act requirements for credit unions Oppose legislative action to restrict credit union overdraft and courtesy pay programs Support regulatory framework for artificial intelligence that allows responsible innovation and recognizes credit unions compliance with existing regulations Support allowing use of artificial intelligence for regulatory reporting purposes Support mandatory arbitration agreements Oppose national interest rate cap Oppose national credit card interest rate cap Support Federal Credit Union Act modernization Support expanded natural person and corporate credit union investment authority Support expanded credit union examination cycle Support increased examination transparency Support Central Liquidity Facility and Community Development Revolving Loan Fund enhancements Oppose NCUA examination of credit union vendors Support modification of credit union loan maturity limits Oppose National Credit Union Share Insurance Fund structural changes Oppose National Credit Union Share Insurance Fund premium assessment Support parity in deposit insurance coverage levels between credit unions and banks Oppose additional Call Report fields on loans to credit union officials and senior executive staff Oppose additional Call Report fields on maturity distribution of uninsured shares Oppose making changes to Call Report requirements without using notice-and-comment process Oppose NCUA Call Report collection of overdraft and NSF fee revenue data Support modernization and simplification of Call Report form and instructions Support rescission of NCUA overdraft and NSF fee guidance Oppose collection of vendor information in NCUA Credit Union Profile Oppose changes to NCUA collection forms outside rulemaking process Support NCUA review of normal operating level and methodology Support NCUA action to permit credit union reimbursement of dependent care expenses for federal credit union official duties Oppose NCUA acting as a climate regulator Oppose NCUA rule on succession planning Oppose NCUA rule on record retention Oppose excessive NCUA requirements for supervisory committee audits Support NCUA action to reduce scope of supervisory committee examination Support NCUA recognition of digital banking in service facility definition Support clarification of NCUA member expulsion regulations Support NCUA proposed rule on increasing overdraft flexibility Support NCUA recognition of government sponsored enterprises as government agencies for loan maturity limit purposes Support NCUA adoption of floating interest rate cap Support modification of NCUA commercial loan definition Support increased flexibility in NCUA occupancy requirements Support NCUA action to clarify loan participation limits Support NCUA modification of low-income designation process Support expanding NCUA qualified charity definition Support allowing greater weighted average life for corporate credit unions financial assets Support extension of maturity limit for corporate credit union borrowing Support NCUA adopting limited retention period for operational records Support increased flexibility for advertising and notice of insured status Oppose proposed incentive-based compensation rule Support increased compliance timeline for NCUA simplification of share insurance rule Support removing reputational risk as a component of credit union examinations Support balanced implementation of debanking executive order Support increased NCUA efforts to promote credit union industry Support modernization and streamlining of NCUA operations Support NCUA supervisory flexibility for credit union shutdown assistance efforts Support NCUA action to modernize CAMELS rating system Support modernization of NCUA fidelity bond review requirements Support making CFPB subject to regular appropriations process Support increased CFPB budget transparency Support restructuring CFPB leadership to a bipartisan commission Support creation of a CFPB Inspector General Support reforms to CFPB Civil Investigative Demand process Support increasing asset thresholds for CFPB supervision of credit unions Support clarification of CFPB unfair, deceptive, or abusive acts and practices authority Support CFPB use of Section 1022 authority to exempt credit unions from certain regulations Support CFPB oversight and monitoring of nonbank entities Oppose CFPB efforts to avoid requirements of the rulemaking process Support CFPB use and disclosure of relevant data in rulemakings Support CFPB use of cost-benefit analysis in rulemaking process Support CFPB policies to promote innovation and access to credit Support CFPB coordination with NCUA on policy matters and examination scheduling Oppose mislabeling financial services fees as junk fees Oppose arbitrary limits on credit union fee income Oppose CFPB efforts to restrict information in credit reports Oppose CFPB efforts to manipulate consumer complaint data Support CFPB engaging in ongoing retrospective review of past regulations Support CFPB consumer complaint database reforms Support CFPB no-action letter program with extended timeline and increased protection of sensitive strategic information Oppose CFPB action to prohibit use of certain contractual terms and conditions Oppose expansion of consumer report and consumer reporting agency definitions under the Fair Credit Reporting Act/Regulation V Support consumer protection regulations for buy-now-pay-later loan providers Support inclusion of buy-now-pay-later loans in FHA underwriting Support CFPB use of Civil Penalty Fund for consumer financial education Support increase of Home Mortgage Disclosure Act reporting thresholds Support removal of disparate impact analysis from Regulation B and modification of discouragement standard Support credit union access to universal service fund letters of credit program Support recognition of unique credit union structure in Financial Data Transparency Act joint data standards Support federal data privacy and security standard that exempts Gramm-Leach-Bliley Act covered institutions, preempts state laws, operates on an opt-out basis, recognizes the complexity of data deletion, and does not authorize private right of action Support increased transparency for fintech bank charter applications Support Treasury development of model forms and qualified vehicle list for auto loan interest deduction Support safe harbor for credit unions related to the auto loan interest deduction Support clarification of remittance transfer tax exemptions Support inclusion of credit unions in Trump Accounts program Oppose development of a central bank digital currency Support credit union access to Federal Reserve liquidity options Support gradual expansion of Fedwire and National Settlement Service operating hours with optional participation Oppose addition of fourth same-day ACH window Support expanded flexibility for accessing the Fed discount window and intraday credit Oppose expanded eligibility for Federal Reserve master account access Oppose Regulation II debit interchange fee cap Oppose Federal Reserve proposed rule on modifying Regulation II debit interchange cap Support improvements to the Federal Reserves Debit Card Issuer Survey Oppose legislative action to impose caps or restrictions on debit or credit interchange fees Oppose legislative action to prohibit the Federal Reserve from paying interest on reserves Support Federal Reserve action to coordinate regulatory guidance on penny circulation issues and management of penny supply Support continued offering of Federal Reserve check services Oppose expansion of Electronic Fund Transfer Act/Regulation E financial institution liability Support fair distribution of Electronic Fund Transfer Act/Regulation E error resolution responsibilities Oppose Electronic Fund Transfer Act/Regulation E liability for financial institutions for consumer-authorized transactions Support clarification of funds definition under Electronic Fund Transfer Act/Regulation E Support clarification of Electronic Fund Transfer Act/Regulation E treatment of digital assets Support increased flexibility for check holds and funds availability requirements Support transition to electronic payments for government payments Support consumer education on transition to electronic payments Support clarification of information sharing safe harbor for identifying and preventing payments fraud Support greater flexibility for credit unions to decline services with clear indica of fraud or elder abuse Support parity for credit union provision of digital asset services Prevent competitive disadvantages for credit unions and market distortions related to the integration of digital assets into traditional financial products Support Treasury and NCUA action to implement regulatory framework for stablecoin issuance Support parity for credit unions related to stablecoin regulation Support NCUAs role as primary regulator of credit unions stablecoin activities Oppose treating stablecoins or digital assets as federally insured Oppose payment of interest, yield, or rewards on stablecoin holdings Support digital assets guardrails to prevent deposit outflows Support clarifying credit unions authority to provide custodial services for their members Support safeguards for rehypothecation of digital assets Support reduced government-sponsored enterprises costs for credit union mortgages Support secondary mortgage market access for credit unions Support continued role for FHFA as an independent regulator Support credit union access to Federal Home Loan Bank system Support expansion of Federal Home Loan Bank Act community financial institution definition Support Federal Home Loan Bank engagement with credit unions Oppose adoption of volume-based incentives for Federal Home Loan Banks Oppose policy changes to limit access to Federal Home Loan Bank liquidity Support Federal Home Loan Bank allocations to the Affordable Housing Program Support FinCEN implementation of the Corporate Transparency Act Support additional time to implement anti-money laundering/countering financing of terrorism program changes and publication of guidance Support increasing Currency Transaction Report and Suspicious Activity Report filing thresholds Support streamlining Currency Transaction Report and Suspicious Activity Report forms Support increased inclusion of identifiable information in Section 314(a) information requests Support consistency between NCUA and FinCEN requirements on Bank Secrecy Act compliance Support FinCEN survey to accurately measure Bank Secrecy Act compliance costs Support DOD clarification of Military Lending Act and Servicemembers Civil Relief Act requirements Support standardized disclosures and financial literacy briefings for servicemembers Support credit union access to nominal leases on military installations Oppose nominal leases for banks on military installations Oppose legislative action on the Overseas Military Banking Program Oppose inclusion of interchange or interest rate cap amendments in the National Defense Authorization Act Support federal share insurance for all credit unions acting as fiscal agents of the U.S. government Support role of Community Development Financial Institutions Fund in promoting economic growth and access to capital in underserved communities Support access to Community Development Financial Institutions Fund awards and technical assistance for credit unions Support Community Development Financial Institutions Fund bond guarantee program Support Community Development Financial Institutions Fund liquidity enhancement pilot program Support disbursement of all Community Development Financial Institution Fund appropriated award funding Oppose additional barriers to disbursement of Community Development Financial Institution Fund appropriated award funding Support timely completion of Emergency Capital Investment Program disposition agreements Oppose CFPB rulemaking on contract terms and conditions Oppose reclassification of credit header information as a consumer report Oppose reliance on single source of documentation to determine instances of identity theft or coerced debt Oppose use of interim final rule to modify personal financial data rights requirements Support modification of Section 1033 rule to allow data providers to charge fees, remove prescriptive technology standards, and establish data privacy standards and allocation of liability Support increased reporting and small business revenue threshold and elimination of discretionary data points collection in revised Section 1071 rule Support modernization of e-signature requirements Support allowing electronic or documented oral credit card applications Support increased flexibility for disclosures Support rescission of CFPB payday lending rule payment provisions Support modification of FCC revocation of consent rule Support greater flexibility for FCC fraud alert exemption Support uniform federal standards and increased federal preemption of state laws on interchange, data privacy, artificial intelligence, and elder financial abuse reporting Issues related to housing finance reform Issues related to flood insurance Issues related to privately insured credit unions Issues related to credit union capital requirements Issues related to credit union conversions Issues related to credit unions as employers Issues related to the Foreign Account Tax Compliance Act Issues related to fair lending Issues related to the Telephone Consumer Protection Act Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate Amendment 3104) Support Fair Audits and Inspections for Regulators Act (H.R. 940) Support Anti-CBDC Surveillance State Act (H.R. 1919; S. 1124) Support Veterans Member Business Loan Act (H.R. 507; S. 110; Senate Amendment 3776) Support Taking Account of Bureaucrats Spending Act (H.R. 654) Support Rectifying UDAAP Act (H.R. 1652) Support Civil Investigative Demand Reform Act (H.R. 1653) Support SECURE Notarization Act (H.R. 1777; S. 1561) Support Increasing Credit Union Lending for Business Growth Act (H.R. 1791) Support Financial Reporting Threshold Modernization Act (H.R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act (H.R. 2513) Support Homebuyers Privacy Protection Act (H.R. 2808; S. 1467) Support Financial Institution Regulatory Tailoring Enhancement Act (H.R. 3230) Support Halting Uncertain Methods and Practices in Supervision Act (H.R. 3379) Support Taking Account of Institutions with Low Operation Risk Act (H.R. 3380) Support Bureau of Consumer Financial Protection Commission Act (H.R. 3445) Support Advancing the Mentor-Protege Program for Small Financial Institutions Act (H.R. 3709) Support Expanding Access to Lending Options Act (H.R. 4167) Support CDFI Bond Guarantee Program Improvement Act (S. 1880) Support Taskforce for Recognizing and Averting Payment Scams Act (H.R. 4936; S. 2019; Senate Amendment 3257) Support Capping Excessive Awarding of SBLC Entrants Act (H.R. 2987) Support Expanding Access to Lending Options Act (H.R. 4167) Support Supervisory Modifications for Appropriate Risk-Based Testing Act (H.R. 4437) Support Stop Agency Fiat Enforcement Act (H.R. 4460) Support American Access to Banking Act (H.R. 4544) Support Protecting Access to Credit for Small Businesses Act (S. 2486) Support Business of Insurance Regulatory Reform Act (H.R. 4735; S. 2419) Support NCUA Central Liquidity Facility Enhancement Act (S. 2545, S. 3575; Senate Amendments 3722, 3834, 4384) Support CDFI Fund Transparency Act (S. 2704; Senate Amendments 3640, 3732) Support Supporting Upgraded Property Projects and Lending for Yards Act (H.R. 4568) Support Unleashing AI Innovation in Financial Services Act (H.R. 4801) Support AI Practices, Logistics, Actions, and Necessities Act (H.R. 2152) Support Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act (S. 3017) Support NFIP Continuation Act (H.R. 5577) Support Housing for the 21st Century Act (H.R. 6644) Support Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act (H.R. 6544) Support Community Bank Regulatory Tailoring Act (H.R. 7056) Support Close the Shadow Banking Loophole Act (S. 3734) Support American Lending Fairness Act (S. 3889; H.R. 7866) Support Community Bank Relief Act (S. 3849; H.R. 7484) Support Access to Fair Financing for Opportunity and Resilient Development Act (Senate Amendments 4354, 4394; S. 3940) Support Growing Deposit Insurance for the Future Act (H.R. 8088) Support emergency transaction account guarantee legislation (H.R. 8075) Support inclusion of guidance on penny circulation in Common Cents Act (H.R. 3074) Support parity for credit unions and prohibition on stablecoin yield in Digital Asset Market Clarity Act (H.R. 3633) Support modification of Section 705 in Renewing Opportunity in the American Dream to Housing Act (S. 2651) Support inclusion of credit union parity provisions in Main Street Capital Access Act (H.R. 6955) Oppose 10 Percent Credit Card Interest Rate Cap Act (H.R. 1944; S. 381; Senate Amendment 2239) Oppose Credit Card Competition Act (Senate Amendments 2229, 2230, 2345, 4305; S. 3623; H.R. 7035) Oppose commissary interchange fee study (Senate Amendment 3216) Oppose End the Feds Big Bank Bailout Act (S. 2113; Senate Amendment 3761) Oppose Credit Card Fairness Act (S. 3660) Budget/Appropriations: Support responsible reductions to NCUA budget Support NCUA budget transparency Support Community Development Financial Institutions Fund funding Support Community Development Financial Institutions Fund transparency Support Community Development Revolving Loan Fund funding Support FinCEN funding Support funding for Small Business Administration loan programs Support USAID Cooperative Development Program funding Small Business: Support streamlining of SBA process to facilitate credit union participation in government-guaranteed lending programs Support enhanced SBA outreach and education efforts for government-guaranteed lending programs Oppose SBA direct lending Oppose participation in SBA government-guaranteed lending programs by underregulated fintechs Oppose rescission of small business lending company moratorium Oppose creation of mission-based small business lending company designation Oppose SBA affiliation and lending criteria revisions rule

Government entities reported: Consumer Financial Protection Bureau (CFPB) Defense, Dept of (DOD) Executive Office of the President (EOP) Federal Communications Commission (FCC) Federal Housing Finance Agency (FHFA) Federal Reserve System Financial Crimes Enforcement Network (FinCEN) Government Accountability Office (GAO) Homeland Security, Dept of (DHS) HOUSE OF REPRESENTATIVES Housing & Urban Development, Dept of (HUD) Justice, Dept of (DOJ) Natl Credit Union Administration (NCUA) Natl Economic Council (NEC) Office of Management & Budget (OMB) SENATE Small Business Administration (SBA) Treasury, Dept of

Reported filing-period amount: $1,130,000

This is the amount reported for the filing/reporting period and should not be interpreted as money spent lobbying this bill alone.

View official LDA filing ↗

Showing the 25 most recent matching disclosures.

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